--- title: What is the BOC Prepaid Credit Card? | MoneyHero description: A prepaid credit card you say? BOC bank has managed to differentiate themselves from the rest by providing BOC prepaid credit card - read all about it! image: https://www.moneyhero.com.hk/hubfs/assets_moneyhero/BOC-prepaid-credit-card.jpg --- [![Share on facebook](https://www.moneyhero.com.hk/hubfs/facebook-color.png) ](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=facebook) [![Share on linkedin](https://www.moneyhero.com.hk/hubfs/linkedin-color.png) ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=linkedin) [![Share on twitter](https://www.moneyhero.com.hk/hubfs/twitter-color.png) ](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=twitter&url=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on email](https://www.moneyhero.com.hk/hubfs/email-color.png) ](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=email%20&body=Check%20out%20https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=email) [![Line](https://www.moneyhero.com.hk/hubfs/Imported_Blog_Media/line-color.png) ](https://social-plugins.line.me/lineit/share?url=https://www.moneyhero.com.hk/blog/en/what-is-the-boc-prepaid-credit-card) ** [![Share on facebook](https://www.moneyhero.com.hk/hubfs/facebook-color.png) ](http://www.facebook.com/share.php?u=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=facebook) [![Share on linkedin](https://www.moneyhero.com.hk/hubfs/linkedin-color.png) ](http://www.linkedin.com/shareArticle?mini=true&url=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=linkedin) [![Share on twitter](https://www.moneyhero.com.hk/hubfs/twitter-color.png) ](https://twitter.com/intent/tweet?original_referer=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=twitter&url=https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=twitter&source=tweetbutton&text=) [![Share on email](https://www.moneyhero.com.hk/hubfs/email-color.png) ](mailto:?subject=Check%20out%20https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=email%20&body=Check%20out%20https%3A%2F%2Fwww.moneyhero.com.hk%2Fblog%2Fen%2Fwhat-is-the-boc-prepaid-credit-card&utm_medium=social&utm_source=email) [![Line](https://www.moneyhero.com.hk/hubfs/Imported_Blog_Media/line-color.png) ](https://social-plugins.line.me/lineit/share?url=https://www.moneyhero.com.hk/blog/en/what-is-the-boc-prepaid-credit-card) [Blog](https://www.moneyhero.com.hk/blog/en) [Savvy Spending](https://www.moneyhero.com.hk/blog/en/category/savvy-spending) [ Credit Cards](https://www.moneyhero.com.hk/blog/en/category/savvy-spending/credit-cards) # What is the BOC Prepaid Credit Card? ![moneyhero](https://www.moneyhero.com.hk/hubfs/Blogs%202020/Singsaver/Author/SingSaver_PastWriters_GuestContributors_Desktop.jpg) ### [ moneyhero ](https://www.moneyhero.com.hk/blog/en/author/moneyhero) Last Updated 13 September, 2013 ![BOC prepaid card BOC credit card](https://www.moneyhero.com.hk/hs-fs/hubfs/assets_moneyhero/BOC-prepaid-credit-card.jpg?width=680&name=BOC-prepaid-credit-card.jpg "BOC prepaid card BOC credit card") The [BOC prepaid credit card](http://www.boci.com.hk/eng/prepaid/boci_prepaid.html) is one of Bank of China’s latest additions to the already long [list of credit cards](https://www.moneyhero.com.hk/en/credit-card/banks); only, with this card, there are no credit checks and long application queues. The BOC prepaid credit card is different in a sense that it works just like prepaid mobile services, you don’t have to pay for owning one but you do need to reload it to effectively use it. ## **Why should you own a BOC prepaid credit card?** By now you are probably wondering why we are making such a big deal out of this card; well, one of the many reasons is that it offers a bit more than a little convenience. *Here is why you should also own a BOC prepaid credit card: * You can now visit [**CreditGo.com.hk**](https://www.creditgo.com.hk/auth/sign-up?utm_source=moneyhero.com.hk&utm_medium=referral&utm_campaign=creditgo_MHblog), our sister site and Hong Kong's first and only free credit score and report platform, to obtain your personalized credit report. It only takes a few mins to check your score and find out if you are eligible for the lowest interest rate loan offer! Take a look now! **1) VISA Services:** The good thing is that this card can be uses VISA services, meaning that you can reap the benefits of using an ATM, anytime, anywhere. **2) Helps you control your expenses:** The card is convenient for both personal and business users as it is a safe way to ensure that you save money by spending within your desired limits. The value you decide to reload ranges from HKD 100 (minimum) and HKD 5,000 (maximum). ## **How exactly do I buy a BOC prepaid credit card?** Most, if not all, banks in Hong Kong have a prepaid [credit card](https://www.moneyhero.com.hk/en/credit-card) and it is available at your request - even big banks like Nanyang Commercial Bank and Chiyu Banking Cooporation. All you do is stand behind the counter and buy it: there is no tedious paper work, and trust us when we say the queue is shorter than what you will usually find in banks. ## **Is there anything else I need to know about this BOC Credit card?** We have already established that card holders can use this card from anywhere in the world, the only downside is that you have to be in Hong Kong to reload it; however, you have the freedom of  checking your balance at [www.boci.com.hk](http://www.boci.com.hk) which is available 24/7. If you have not thought up of the perfect gift for a friend’s birthday, then don't be shy to reload a BOC credit card just for that special someone. Tags [BOC prepaid card](https://www.moneyhero.com.hk/blog/en/tag/boc-prepaid-card) [BOC prepaid credit card](https://www.moneyhero.com.hk/blog/en/tag/boc-prepaid-credit-card) ![moneyhero](https://www.moneyhero.com.hk/hubfs/Blogs%202020/Singsaver/Author/SingSaver_PastWriters_GuestContributors_Desktop.jpg) ### [ moneyhero ](https://www.moneyhero.com.hk/blog/en/author/moneyhero) [![](https://www.moneyhero.com.hk/hubfs/Website%202022%20image/dark_left.svg)Back to Blog](https://www.moneyhero.com.hk/blog/en) ### Related Articles [![Earn Air Miles by Paying Your Utility Bills!](https://www.moneyhero.com.hk/hs-fs/hubfs/assets_moneyhero/Earn-Air-Miles-by-Paying-Your-Utility-Bills_blog.png?width=280&name=Earn-Air-Miles-by-Paying-Your-Utility-Bills_blog.png) ](https://www.moneyhero.com.hk/blog/en/earn-air-miles-by-paying-your-utility-bills) [Credit Cards](https://www.moneyhero.com.hk/blog/en/category/savvy-spending/credit-cards) #### [ Earn Air Miles by Paying Your Utility Bills! ](https://www.moneyhero.com.hk/blog/en/earn-air-miles-by-paying-your-utility-bills) October 20, 2015 [![Frequent Flyers can now Stretch their Miles even Further & Faster](https://www.moneyhero.com.hk/hs-fs/hubfs/assets_moneyhero/blog_frequent-flyers-top.jpg?width=280&name=blog_frequent-flyers-top.jpg) ](https://www.moneyhero.com.hk/blog/en/frequent-flyers-can-now-stretch-their-miles-even-further-faster) [Credit Cards](https://www.moneyhero.com.hk/blog/en/category/savvy-spending/credit-cards) #### [ Frequent Flyers can now Stretch their Miles even Further & Faster ](https://www.moneyhero.com.hk/blog/en/frequent-flyers-can-now-stretch-their-miles-even-further-faster) October 13, 2015 [![5 Most Expensive Credit Cards in Hong Kong](https://www.moneyhero.com.hk/hs-fs/hubfs/assets_moneyhero/5AMcentri.jpg?width=280&name=5AMcentri.jpg) ](https://www.moneyhero.com.hk/blog/en/5-expensive-credit-cards-hong-kong) [Credit Cards](https://www.moneyhero.com.hk/blog/en/category/savvy-spending/credit-cards) #### [ 5 Most Expensive Credit Cards in Hong Kong ](https://www.moneyhero.com.hk/blog/en/5-expensive-credit-cards-hong-kong) November 18, 2014 ### FINANCIAL TIP: #### Use a personal loan to consolidate your outstanding debt at a lower interest rate! #### ##### Financial Products, Money Management Hot Talk, Investment Knowledge Subscribe to the MoneyHero e-newsletter now to see the latest financial news and exclusive offers Disclaimer: MoneyHero makes every effort to keep information on our website accurate and up-to-date. 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