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Credit Card Guide in Hong Kong 2023 - Cashback, Airmiles, Rewards

Luggage on Twitter Twemoji 14.0  經本網申請恒生enJoy卡,簽HK$1,000獨家送你DELSEY行李喼(價值:HK$2,480)!
 |Posted by MoneyHero
20220720_Hong Kong Credit Card Guide_Blog Cover

Other than cash and e-wallets, credit cards are the main payment method in Hong Kong. Find out about asia miles rebate, promotions, interest rates, eligibility requirements and different reward types in our Hong Kong credit card guide. Maximise your spending today with MoneyHero!

(Use the links to skip to your desired section)
Cashback Credit CardsAirmiles Credit Cards

 
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💳  What Credit Cards are available in Hong Kong?

 

In Hong Kong, you can get and use credit cards from common card brands such as Visa, Mastercard, American Express and UnionPay. Do beware that while Visa and Mastercard are commonly accepted, there may be smaller merchants who may not accept American Express cards.

💳  What do I need to apply for a credit card in Hong Kong?


Most banks, such as Citibank, Standard Chartered and HSBC, in Hong Kong issue Credit Cards for cashback and airmiles rebate. To apply for a credit card in Hong Kong, you will need to provide proof of income and address.  Your bank may also offer you a credit card when you open a bank account.

 

💲  Should I choose cashback or airmiles?


It depends on what you would like your credit card to do for you. If you would like to have your credit card fund your next round trip ticket to Japan, an airmiles card might be the one for you. If you love the idea of having cashback to offset your monthly spending, a cashback card is for you. Some cards offer rebates in reward points that could be redeemed for statement credits, airmiles or even gifts. 

 

💲  Do I have to pay an annual fee?


Most cards in Hong Kong do not charge an annual fee for new customers in their first year and waiving annual fees could be as simple as a quick click on the bank app or a call to customer service.  

💰  Best Cash Back Credit Cards in Hong Kong

Hang Seng MMPOWER Card

 

Hang Seng's MMPOWER Card gives users great flexibility on what categories they would like to maximise their cashback on. Other than the always-on 5% +FUN Dollar rebate on Online Shopping spending, cardholders can register for the "Everyday +FUN Dollars spending programme" and get up to 5.4% rebate on 2 of their chosen spending categories out of the below 5:

  • Mobile Payment
  • Dining (dine-in and takeaway spending at restaurant outlets)
  • Travel and foreign currency (hotels, airlines, travel agencies and more )
  • Electronics
  • Entertainment (video and music streaming platforms, local cinemas in Hong Kong, local theme parks, Cityline ticket spending, and more)

+Fun Dollars can be redeemed through selected merchants such as Wellcome and Uniqlo, instantly reducing your transaction amount at the checkout. From July 2023 on, you can also use +FUN dollars to pay your credit card balance.

 

Hang Seng MMPOWER World Mastercard®

Hang Seng MMPOWER World Mastercard®

Annual Fee

Perpetually Waived

Cashback

Online Shopping: 5%

Selected categories: up to 5.4%

Minimum annual income

HK$150k

(Accepts full-time tertiary student applications)

Rewards

[MMPOWER+FUN Dollars Rebate] Enjoy rewards totaling up to $2,800 +FUN Dollars
See More
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Citi Cash Back Card

Citi's Cash Back Card is one for those who crave a no-fuss card. The card boasts 1% cashback on all local spending and a 2% rebate on all local dining, local hotel spending. It's worth noting that there's also a 2% rebate available for all foreign transactions, which effectively counters any foreign transaction fee charges!

The cashback is automatically credited to your statement once the amount accumulates to HK$200, a perfect no-brainer. 

Citi Cash Back Card

Citi Cash Back Card

Annual Fee

First year waived

Cashback

Local Spending: 1%

Foreign Transactions:  2%

Minimum annual income

HK$120k

Rewards

[Till 2 January 6 p.m.] Get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with a designated amount of spending. EXTRA GIFT: 6-month Deliveroo Plus Silver membership, no matter your application is approved or not!

See More
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It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> <li>Designated Cards include Citi Cash Back Card, Citi Rewards Card, Citi Rewards UnionPay Card, Citi Premier Miles Card & Citi Prestige Card; not applicable to student cards.</li> <li>If you have concerns regarding the redemption process, please refer to the <a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">Terms and Conditions</a>.</li> </ul> </li> </ul>","<strong>Clear requirement of Welcome Gift. Auto cash rebate with no cap. Cash rebate will be used to settle the outstanding balance of the statement.</strong> <ul> <li>2% rebate on local dining spending</li> <li>2% rebate on local hotel spending</li> <li>2% rebate on spending in foreign currency</li> <li>1% unlimited rebate on other spending</li> <li>Rebate will be credited to the eligible card account on the following statement of account when the accumulated rebate balance reaches HK$200 or above and be used to settle the outstanding balance as well as new purchases excluding the Minimum Payment Due.</li> </ul>","<strong>Purchase Protection Insurance</strong><ul> <li>Purchases will be insured against any damages or loss for up to US$7,600 within 30 days of purchase.</li> </ul>","<strong>First year annual fee waiver</strong>","<p><strong>[MoneyHero x Deliveroo Special Offer]</strong><p><ul><li>Apply for a credit card through MoneyHero and enjoy a 6-month Deliveroo Plus Silver membership for FREE, whether your credit card application is approved or not! Receive the redemption promo code two weeks after your application.<ul> <p>Benefits for Deliveroo Plus Silver Member:<li>Unlimited free delivery : free delivery on all orders over HK$250<li>Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!<li>Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">More details</a></ul>"],"cons":["This MoneyHero Exclusive Offer does not apply to student cards","Welcome offers and MoneyHero exclusive offer are only applicable to customers who currently do not hold, have not cancelled or have not held any principal card of Citi Credit Card within the past 12 months from the month of application for the Eligible Card (\"New Customer\").","<strong>Transactions made at any merchant in the European Economic Area are not entitled to 2% foreign currency cash rebate</strong> <ul> <li>Eligible Foreign Currency Transactions exclude card-present transactions made by Cardholders at any merchant with physical premises, address of the fixed place of business or business license in any country participating in the European Economic Area (EEA) or joining after 19 October 2020. 1% Basic Cash Rebate will be awarded to card-present transactions made at merchants in the EEA.</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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The total of all the current month’s interest, annual fee, late charge, past due amount, other fees and charges if any; and b. 1.5% of the statement balance (excluding item a, where applicable); and c. 1.5% of the unbilled principal of the Loan (as defined in Terms and Conditions for Citi Credit Card \"Quick Cash\" Installment Program and Terms and Conditions for Citi Credit Card \"Flexi-Installment\" Program) (where applicable)","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"Late payment charge"},"value":null,"description":{"shortDescription":"HK$300/CNY300/US$40 or the amount of minimum payment due under the last monthly statement, whichever is lower","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"Retail Purchase APR"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"Cash Advance APR"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"Interest Free Repayment Period"},"value":null,"description":{"shortDescription":"58 days","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"Annual fee"},"value":null,"description":{"shortDescription":"HK$1,800","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"Foreign Currency Transaction Fee"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1669950672137, hs_is_edited=false, hs_deleted_at=0, productname=Citi Cash Back Card, hs_name=, hs_updated_by_user_id=60412388}})

Standard Chartered Smart Credit Card

Standard Chartered's Smart Credit Card boasts 5% rebate for selected merchant spending, which includes ParkNShop, Watsons, Deliveroo and Netflix, getting the most bang for your buck in your daily spending. 

One of its best features, will no doubt be its welcome offer. All new Standard Chartered Credit Card customers upon spending HK$4,000 of eligible transactions, could get HK$1,200 cashback. That's a 30% rebate! There are even more rewards if you apply through MoneyHero.

The card does not charge fees, there are no foreign exchange fees, annual fees or cash advance fees. What's also free is a 3-month instalment plan for any retail spending over HK$500 but do beware that the bank will deduct HK$1 CashBack from the reward redemption platform for every HK$180 instalment amount applied. 

 

Standard Chartered Smart Credit Card

Standard Chartered Smart Credit Card

Annual Fee

Permanently waived

Cashback

Selected merchants: 5%

Other spending:  0.55%

Minimum annual income

HK$9.6k

Rewards

[Till 2 January 12 noon] New Standard Chartered Bank cardholders can enjoy HK$1,200 HKTVmall e-Gift Voucher or HK$1,200 Apple Store Gift Card when you successfully apply via MoneyHero, no spending requirement needed. Plus upgraded welcome offer of HK$1,500 CashBack. Total value at up to HK$2,700! EXTRA GIFT: 6-month Deliveroo Plus Silver membership, no matter your application is approved or not!
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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don&#39;t forget to note down your application reference number. 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Receive the redemption promo code two weeks after your application.<ul> <p>Benefits for Deliveroo Plus Silver Member:<li>Unlimited free delivery : free delivery on all orders over HK$250<li>Unlock discounts from Deliveroo Plus Rewards: Order over HK$150 from the same restaurant three times & get HK$85 off on the fourth order. Place your order from over 1,000 selected partners including but not limited to NOC Coffee, KFC, Shake Shack & more!<li>Up to 25% off Pickup: No minimum charge! Skip the line & save on your waiting time. Enjoy up to 25% off selected restaurants with Pickup</p></ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">More details</a></ul>"],"cons":["<strong>Welcome Offer and MoneyHero Exclusive Offer are only applicable to applicants who do not currently hold and have not cancelled any Standard Chartered Credit Card in the past 6 months.</strong> <ul> <li>New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.</li> </ul>","Promotion period is from 1 January to 31 December 2023 of 5% CashBack on Eligible Transactions made at Designated Merchants","<strong>You are required to redeem CashBack through the 360&deg; Rewards Redemption Platform.</strong> <ul> <li>The CashBack earned will be shown on the 360&deg; Rewards Redemption Platform after the relevant Eligible Transaction is posted, and will not be automatically credited to the Card account.</li> <li>Cardholders are required to redeem CashBack through the platform.</li> <li>The minimum threshold for CashBack redemption per Card account is HK$50 per account redemption.</li> </ul>","Terms and conditions apply. Please refer to Standard Chartered website for credit card details.<br>To borrow or not to borrow? Borrow only if you can repay!"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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✈️Best Airmiles Cards in Hong Kong

Standard Chartered Cathay Mastercard

The Standard Chartered Cathay Mastercard is one of the best miles cards in Hong Kong. Co-branded with Cathay Pacific, the card offers direct rebates in Asia Miles. The rebate rate is HK$4/mile for dining, online and overseas spending and HK$6/mile for other spending. Don't forget the whooping HK$2/mile whenever you spend on Cathay and HK Express. With its generous welcome offer, you only have to spend HK$5,000 to get 15,000 miles, which could get you round-trip tickets to Taipei.

If you can swing the HK$4,000 or HK$8,000 annual fee, or be a Priority Banking/Priority Private banking client respectively with Standard Chartered, consider getting the higher-tiered cards and get premium treatment at the airport! The higher tier cards get you priority check-in at Cathay premium counters and exclusive Cathay Pacific Business class lounge passes that are sharable with you're loved ones and upgrade your trip with airport lounge visit to rest up before your flight. 

 

Standard Chartered Cathay Mastercard

Standard Chartered Cathay Mastercard

Annual Fee

First year waived

Miles rebate

Dining, online shopping
& overseas spending: HK$4/mile

Other spending: HK$6/mile

Lounge Access

N/A

Rewards

[Till 2 January 12 noon] New cardholders can enjoy HK$1,000 HKTVmall e-Gift Voucher OR HK$1,000 Apple Store Gift Card OR HK$1,000 hutchgo e-Voucher when you successfully apply via MoneyHero; and up to 63,000 miles as welcome gift.
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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don&#39;t forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer - Up to 60,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">40,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">60,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 60,000 miles</strong></td> </tr> </tbody> </table> <p>&nbsp;</p>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. 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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don&#39;t forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer - Up to 60,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">40,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">60,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 60,000 miles</strong></td> </tr> </tbody> </table> <p>&nbsp;</p>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>","<p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>","<p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>","<p><strong>First-year annual fee waiver</strong></p> <ul> <li> <p>New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.</p> </li> </ul>"],"cons":["New Cardholders are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.","Transfer/top up transaction from the Card account to any account as designated by Standard Chartered from time to time, including but not limited to, Octopus Wallet, Alipay account, transactions effected through Faster Payment System and other digital payment made through Standard Chartered Online Banking do not count as Eligible Transactions.","<p>Offers are subject to <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">Terms and conditions</a>.</p>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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Standard Chartered Cathay Mastercard - Priority Banking

Standard Chartered Cathay Mastercard - Priority Banking

Annual Fee

First year waived

Miles rebate

Dining, online shopping
& overseas spending: HK$4/mile

Other spending: HK$6/mile

Lounge Access

4 Cathay Pacific
Business Lounge Passes

Rewards

[Till 2 January 12 noon] New cardholders can enjoy HK$1,000 HKTVmall e-Gift Voucher OR HK$1,000 Apple Store Gift Card OR HK$1,000 hutchgo e-Voucher when you successfully apply via MoneyHero; and up to 83,000 miles as welcome gift.
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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don&#39;t forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer - Up to 80,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Banking applications and fulfill relevant requirements can enjoy up to 80,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"> <p>60,000 miles</p> </td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.25 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"> <p>80,000 miles</p> </td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 80,000 miles</strong></td> </tr> </tbody> </table>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Cathay Travel Privileges</strong></p> <ul> <li>Cathay Pacific Business Class Lounge Access 4 times per year</li> <li>Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers</li> </ul>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>","<p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>","<p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>","<strong>Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements</strong> <ul> <li>Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. 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You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don&#39;t forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.</li> \t\t<li>MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.</li> \t\t<li><a href=\"https://moneyhero.link/cc-scb-cxam-tnc-listing\" target=\"blank\">Terms and Conditions</a> Apply.</li> \t</ul> \t</li> </ul>","<p><strong>Welcome Offer - Up to 80,000 Asia Miles <br /></strong><br />From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Banking applications and fulfill relevant requirements can enjoy up to 80,000 Asia Miles.</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 47.1735%;\"><strong>Accumulate eligible transactions within the first 2 months of card issuance</strong></td> <td style=\"text-align: center; height: 50px; width: 26.5107%;\"><strong>Earn Rate (HK$ to Asia Mile)</strong></td> <td style=\"text-align: center; height: 50px; width: 24.5614%;\"><strong>Maximum Asia Miles Earned</strong></td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$1,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.2 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">5,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$5,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.33 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\">15,000 miles</td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$40,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$0.67 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"> <p>60,000 miles</p> </td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">HK$100,000</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">HK$1.25 = 1 mile</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"> <p>80,000 miles</p> </td> </tr> <tr> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 47.1735%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 26.5107%;\">&nbsp;</td> <td style=\"text-align: center; border-top: 1px solid #ededed; width: 24.5614%;\"><strong>Up to 80,000 miles</strong></td> </tr> </tbody> </table>","<p><strong>Winter Special Offer - Extra 3,000 Asia Miles<br /></strong><br />New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.</p>","<p><strong>Cathay Travel Privileges</strong></p> <ul> <li>Cathay Pacific Business Class Lounge Access 4 times per year</li> <li>Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers</li> </ul>","<p><strong>Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee</strong></p> <ul> <li>Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express</li><ul><li>Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.</li></ul> <li>HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category</li> <li>HK$6 = 1 Asia Mile for eligible spending on other categories</li> </ul>","<p><strong>10% discount on Asia Miles Awards redemption</strong></p> <ul> <li>Hotel, Car Rental and Experience Awards;</li> <li>Dining awards or settle bill with miles; and</li> <li>Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.</li> </ul>","<p><strong>Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings</strong></p>","<strong>Annual fee waiver when you become a Priority Banking client and fulfill relevant requirements</strong> <ul> <li>Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.</li> </ul>"],"cons":["<p>\"New Standard Chartered clients\" refer to those who must fulfill the requirements of both \"New cardholders\" and \"New banking clients\" simultaneously as listed below:</p> <ul> <li>\"New Cardholders\" are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.</li> <li>\"New Clients\" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.</li> </ul>","To enjoy the full benefits of Standard Chartered Cathay Mastercard - Priority Banking, cardholder is required to be an existing Priority Banking client or a New Banking Client who signs up for Priority Banking upon card application. 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This applies even if the credit card is terminated before the end of the year for which the annual fee is paid.","<p>Offers are subject to <a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt71ea737d88eb7409/61cc232ac52c5b292ce24a05/AOF_TnC_WO_4_1221.pdf\" target=\"_blank\">Terms and conditions</a>.</p>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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HSBC EveryMile Credit Card

HSBC's newest addition to the miles card market is the HSBC EveryMile Credit Card. It boasts a HK$2/mile rate for selected merchants that cover a wide base, spanning from covering your everyday caffeine fix (Starbucks, Pacific Coffee, Pret a Manger, NOC) to your online subscriptions (Netflix, Spotify, Disney+). On other spending, you will be earning miles at HK$5/mile.

What is extra special about this card is that when you put your travel spending (plane ticket and or hotel booking transaction) on the card, you are automatically protected by its free travel insurance. Cardholders are also entitled to 6 Plaza Premium Lounge visits per year. If there's not enough time to properly enjoy the lounge, you can also use the visit quotas to redeem food and beverage at selected dining outlets. 

Like all HSBC cards, EveryMile offers rebates in Reward Cash, which could be redeemed through the Reward+ cash as statement credits, 12 types of different airmiles or physical gifts. 

 

HSBC EveryMile Credit Card

HSBC EveryMile Credit Card

Annual Fee

First year waived

Miles rebate

Selected merchants: HK$2/mile

Other spending: HK$5/mile

Lounge Access

6 Plaza Premium
Lounge Visits

Rewards

[Till 24 February 2024] Enjoy up to $2,500 RewardCash as welcome offer upon successful online application

Red Hot Winter Spending Rewards

From 30 November 2023 to 24 February 2024, paying with an HSBC credit card for any local or overseas transactions can earn up to an extra $1,300 RewardCash.

See More
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The offer extends up to $600 RewardCash</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">Reach HK$38,000</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">Extra rewards on top of the above rebate including:<ul><li> Extra $500 RewardCash;</ul></li><ul><li> Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card</ul> </li> </td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\"> </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\"> Up to an extra $1,300 RewardCash</td> \t\t</tr> \t</tbody> </table> <p></p>^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions <p>- Registration needed</p> <p>- Eligible cards: all HSBC credit cards including student card</p><p>- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。</p><p>- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers</p> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>Total RewardCash </strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>RewardCash items</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>up to HK$2,500 RewardCash</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t<p> up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t</td> \t\t</tr> \t</tbody> </table> <li>Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance </li> <li>Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles) </li></ul>","<p><strong>Agoda Offer</strong></p> <ul> <li>From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card</li> </ul>"," <strong>Enjoy an “Interest-free Payment Holiday” for the first two months</strong><ul><li>You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. 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The offer extends up to $600 RewardCash</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">Reach HK$38,000</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">Extra rewards on top of the above rebate including:<ul><li> Extra $500 RewardCash;</ul></li><ul><li> Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card</ul> </li> </td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\"> </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\"> Up to an extra $1,300 RewardCash</td> \t\t</tr> \t</tbody> </table> <p></p>^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions <p>- Registration needed</p> <p>- Eligible cards: all HSBC credit cards including student card</p><p>- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。</p><p>- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers</p> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>Total RewardCash </strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>RewardCash items</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>up to HK$2,500 RewardCash</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t<p> up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)</p> \t\t\t</td> \t\t</tr> \t\t<tr> \t</td> \t\t</tr> \t</tbody> </table> <li>Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance </li> <li>Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles) </li></ul>","<p><strong>Agoda Offer</strong></p> <ul> <li>From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card</li> </ul>"," <strong>Enjoy an “Interest-free Payment Holiday” for the first two months</strong><ul><li>You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required). </li></ul>","HK$2 spent = 1 mile on designated everyday spend; HK$5 spent = 1 mile on local purchases; as low as HK$2 = 1 mile from the exclusive overseas spending offer <ul> <li> <p>Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (<a href=\"https://cdn.hsbc.com.hk/content/dam/hsbc/hk/docs/credit-cards/everymile/everymile-everyday-spend.pdf\">complete full merchant list</a>)</p> </li> </ul>","First year annual fee waiver","<p>Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles&trade;, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.</p> <ul> <li>Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.</li> </ul>","Enjoy up to 15% off on hotel bookings worldwide with Agoda and monthly flash offers","Up to 6 complimentary visits to the Plaza Premium Airport Lounge or free meals at selected airport dining outlets in Hong Kong and overseas per year","Complimentary travel insurance for you and your accompanying family members with special coverage on mobile phone and in the event of trip cancellation","Visa concierge services"],"cons":["The Online Welcome Offer Promotional Period starts from 1 September 2023 to 29 February 2024","The Welcome Offer is not applicable to applicants who have cancelled any personal primary credit card HSBC issued on or after 1 March 2023","To enjoy up to 15% off on hotel bookings with Agoda, bookings must be made ia designated Agoda website (www.agoda.com/hsbceverymile ) or by accessing the Agoda mobile app through the designated Agoda website.","To borrow or not to borrow? Borrow only if you can repay!"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"Minimum Age"},"value":"18","description":{"shortDescription":"18 years old","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"Min. 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Citi PremierMiles Credit Card

The Citi PremierMiles Card offers up to 12 types of different membership rewards. Cardholders can get as low as HK$3/mile on foreign transactions (upon spending more than HK$20k that month) and get HK$8/mile on local spending. 

Cardholders can also access Plaza Premium Lounges 12 times per year (but make sure to make HK$5k spending on your card afterward!) and would be entitled to free travel insurance by putting their plane ticket or hotel charges on the card. 

Citi PremierMiles offers its rewards in Citi Points, which never expire. The points can be redeemed as statement credits, 11 frequent flyer programme points and could even be redeemed for IHG hotel rewards without handling charge. 

Citi PremierMiles Card

Citi PremierMiles Card

Annual Fee

First year waived

Miles rebate

Foreign Spending: HK$3/mile

Local spending: HK$8/mile

Lounge Access

12 Plaza Premium
Lounge Visits

Rewards

[Till 2 Janurary 6 p.m.] Get rewarded with Delsey ECLIPSE SE 31" Expandable Spinner Front-opening Suitcase (Random Color; valued at HK$4,280) / Marshall Stanmore II Bluetooth Speaker (valued at HK$3,499) / BRUNO BOE053 Oval Hot Plate (Random Color; valued at HK$1,599) / HK$1,600 Apple Store Gift Card OR Wellcome Shopping Voucher exclusively from MoneyHero with a designated amount of spending. EXTRA GIFT: 6-month Deliveroo Plus Silver membership, no matter your application is approved or not!

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