Credit Card Guide in Hong Kong 2023 - Cashback, Airmiles, Rewards

MoneyHero Limited-Time Exclusive Offer

• New Standard Chartered Credit Card Customers get rewarded with HK$1,000 HKTVmall e-Gift Voucher OR HK$1,000 Apple Store Gift Card OR HK$1,000 hutchgo e-Voucher by fulfilling the following requirements:

• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.

Welcome Offer - Up to 60,000 Asia Miles

From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard applications and fulfill relevant requirements can enjoy up to 60,000 Asia Miles.

Winter Special Offer - Extra 3,000 Asia Miles

New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.

Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

• Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
• Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.
• HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
• HK$6 = 1 Asia Mile for eligible spending on other categories

10% discount on Asia Miles Awards redemption

• Hotel, Car Rental and Experience Awards;
• Dining awards or settle bill with miles; and
• Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.

Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings

First-year annual fee waiver

• New clients can enjoy first-year annual fee waiver. Cardholders will enjoy an annual fee waiver on their Cards for a year (beginning from the respective anniversary of the issuance date of their Cards) if they are Priority Banking clients or Premium Banking clients meeting the relevant Minimum Relationship Balance requirement, or payroll account clients.

Offers are subject to Terms and conditions.

MoneyHero Limited-Time Exclusive Offer

• New Standard Chartered Credit Card Customers get rewarded with HK$1,000 HKTVmall e-Gift Voucher OR HK$1,000 Apple Store Gift Card OR HK$1,000 hutchgo e-Voucher by fulfilling the following requirements:

• Tips:
  • Please submit the reward redemption form sent via email previously within 7 days of receiving the form.
  • Please turn off AdBlocker and private mode before application: 3 settings to ensure coupon reward eligibility
  • Have your mobile phone and HKID ready before application! You are advised to upload all required documents when you apply for the card to facilitate the approval process. Don't forget to note down your application reference number. It can be used for checking your application status and claiming MoneyHero exclusive offer.
  • MoneyHero Limited-Time Exclusive Offer is provided by MoneyHero, Standard Chartered Bank has no relation with its redemption, usage and dispute.
  • Terms and Conditions Apply.

Welcome Offer - Up to 80,000 Asia Miles

From 28 September 2023 to 8 January 2024 (both dates inclusive), new cardholders who submit the Standard Chartered Cathay Mastercard - Priority Banking applications and fulfill relevant requirements can enjoy up to 80,000 Asia Miles.

Winter Special Offer - Extra 3,000 Asia Miles

New Standard Chartered Bank cardholders who spend HK$5,000 accumulated spending within first 2 months upon card issuance can enjoy extra 3,000 Asia Miles.

Cathay Travel Privileges

• Cathay Pacific Business Class Lounge Access 4 times per year
• Check-in at the Premium Economy Class counters and enjoy the same priority boarding services for Premium Economy Class passengers

Miles will be automatically credited to your Asia Miles membership accounts with no mileage conversion fee

• Up to HK$2 = 1 Asia Mile for eligible spending on Cathay and HK Express
• Eligible spending includes Cathay flight tickets, shopping and bookings with Cathay Holidays, and HK Express flight tickets and duty-free items.For every HK$8,000 accumulated eligible spending on Cathay and HK Express directly, cardholders can earn: Basic Miles: up to (A)2,000 (HK$4=(A)1 for eligible online spending, HK$6=(A)1 for eligible spending in other categories); and Extra Miles: (A)2,000. Thus, cardholders can earn up to a total of (A)4,000 – equivalent to HK$2=(A)1. Extra Miles offer is valid between 1 April 2023 and 31 December 2023.
• HK$4 = 1 Asia Mile for eligible spending on dining, online and overseas category
• HK$6 = 1 Asia Mile for eligible spending on other categories

10% discount on Asia Miles Awards redemption

• Hotel, Car Rental and Experience Awards;
• Dining awards or settle bill with miles; and
• Asia Miles Mileage Renewal fee, Mileage Transfer fee and purchase of Asia Miles Gift Miles.

Agoda Promotion: Standard Chartered Credit Card Customers enjoy up to 7% off on global hotels bookings

• Cardholders are entitled to the annual fee waiver in the first year so long as Cardholders meet the relevant criteria in the last two months prior to the annual fee billing month. First-year annual fee will be charged on the third month from Card opening date.

"New Standard Chartered clients" refer to those who must fulfill the requirements of both "New cardholders" and "New banking clients" simultaneously as listed below:

• "New Cardholders" are applicants who do not currently hold and have not cancelled any principal card of Standard Chartered Credit Card or MANHATTAN Credit Card issued by Standard Chartered Bank (Hong Kong) Limited in the past 6 months from the date of approval of their current applications for a principal card of the Standard Chartered Credit Cards.
• "New Clients" refer to those who are NOT holding any banking products or services with or distributed by the Bank (including but not limited to deposit account, investment service and insurance products underwritten by the third party insurer) in past 12 months from the date of signing up for Priority Private/Priority Banking except Standard Chartered Credit Cards.

Offers are subject to Terms and conditions.

Red Hot Winter Spending Rewards

From 30 November 2023 to 24 February 2024, paying with an HSBC credit card for any local or overseas transactions can earn up to an extra $1,300 RewardCash.

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Welcome Offer

Red Hot Winter Spending Rewards

Accumulated eligible transactions^	RewardCash earned
Reach HK$12,000	5% RewardCash rebate. The offer extends up to $600 RewardCash
Reach HK$38,000	Extra rewards on top of the above rebate including: Extra $500 RewardCash; Extra $200 RewardCash if any of the eligible transactions are made through an HSBC Visa Credit Card
	Up to an extra $1,300 RewardCash

^A single transaction on local or overseas spending of HK$500 or above are counted as eligible transactions

- Registration needed

- Eligible cards: all HSBC credit cards including student card

- The extra $600 RewardCash of 「Red Hot Winter Spending Reward」 includes a maximum of an extra $300 RewardCash in relation to Eligible Local Transactions and an extra $300 RewardCash in relation to Eligible Overseas Transactions」。

- If you are a supplementary card owner and do not own any other personal HSBC basic card, that supplementary card cannot be used in the 「Red Hot Winter Spending Reward」 and 「HSBC Travel Guru Membership Programme」offers

Total RewardCash	RewardCash items
up to HK$2,500 RewardCash	up to HK$1,000 RewardCash (Welcome Offer) + HK$200 RewardCash (Monthly Instalment(s) of Cash Instalment Plan) + up to HK$1,300 RewardCash (Red Hot Winter Spending Rewards)

• Get a Welcome Gift of $1,000 RewardCash (eqv. to 20,000 miles) (for New Credit Card Customers) or $500 RewardCash (eqv. to 10,000 miles) (for Exisiting Credit Card Customers) when you use the card to make eligible transactions of HK$8,000 or above within 60 days of card issuance
• Get an extra $200 RewardCash (eqv. to 4,000 miles) (for New Credit Card Customers) when you successfully apply for Cash Instalment Plan with an approved withdrawal amount equal to or above HK$20,000 and with a repayment period of 12 months or above to enjoy the offer, a total of up to 1,200 RewardCash (eqv. to 24,000 miles)

Agoda Offer

• From now till 31 December 2023, enjoy up to 15% off your worldwide hotel bookings all year round via the Agoda website by using HSBC EveryMile Credit Card

• You do not need to repay the first 2-month’s statement balances without finance charge or late charge to enjoy financial flexibility (for new credit card customers and upon physical card activation within the first 60 days of card issuance. No registration is required).

• Designated merchants include: Netflix, Disney+, Citybus, First Bus, Caltex, TenRen’s Tea, eCup, MOOV and etc. (complete full merchant list)

Use your RewardCash to redeem amazing rewards or miles / points at 15+ frequent flyer and hotel loyalty programmes, including Aeroplan, Asia Miles™, British Airways Executive Club Avios, Singapore Airlines KrisFlyer, Emirates Skywards, Finnair Plus, Infinity MileageLands etc.

• Please refer to HSBC website for the complete list of flyer and hotel loyalty programmes.