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恒生「易得錢」私人分期貸款：低利息、0%手續費、即日批核

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恒生易得錢私人分期貸款

恒生「易得錢」私人分期貸款實際年利率低至1.85%，貸款額高達HK$300萬或月薪24倍，並提供最長60個月還款期。恒生貸款申請流程簡單，最快可即日批核，而且免手續費，即睇MoneyHero介紹恒生「易得錢」私人分期貸款特色、利息、最高貸款額及還款期。

恒生「易得錢」私人分期貸款

恒生「易得錢」私人分期貸款實際年利率低至1.85%，貸款額高達HK$300萬或月薪24倍（以較低者為準），還款期長達60個月。無隱藏條款，最快做到即日批核，現金輕鬆到手，而且0%手續費。

恒生「易得錢」私人分期貸款

恒生「易得錢」私人分期貸款

最低實際年利率

6.06
%

最高貸款額

HK$350萬/月薪12倍

手續費

0%

獎賞

【優惠至10月24日止】高達HK$7,000現金回贈，包括MoneyHero獨家HK$1,000現金回贈，及網上申請優惠高達HK$6,000現金回贈
更多資訊
隱藏信息
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恒生「易得錢」私人分期貸款特色

年利率低

實際年利率低至1.85%（以貸款額HK$150萬或以上，還款期24個月計算），以及0%手續費。

還款期長達60個月

客戶可選擇6、12、18、24、30、36、42、48、54或60個月之還款期。

循環提用計劃

已償還的本金可再次提用，毋須提交任何文件。

申請過程相對嚴謹

申請恒生「易得錢」私人分期貸款需要提交入息證明等文件，且要求貸款人的信貸評級良好，批核要求較財務公司嚴格。

恒生「易得錢」私人分期貸款最高貸款額及還款期


恒生「易得錢」私人分期貸款的貸款額高達HK$300萬或月薪24倍（以較低者為準），還款期高達60個月。

恒生「易得錢」私人分期貸款申請資格及所需文件

申請恒生「易得錢」私人分期貸款的最低年齡要求為18歲，最低年薪要求HK$6萬。

申請時須提供香港永久性居民身份證、現時住址證明（如水、電費單、銀行月結單等）、薪金證明（固定收入人士提供最近一個月薪金證明；非固定收入人士則提供最近兩個月薪金證明）。如過去一個月透過恒生自動轉賬支薪，可獲豁免提供入息證明。

恒生「易得錢」私人分期貸款貸款用途


恒生「易得錢」私人分期貸款對貸款不限用途，滿足客戶不同需要，例如個人現金周轉、進修、結婚等，甚至旅遊亦可。

恒生「易得錢」私人分期貸款還款方式


恒生會從借貸人指定的銀行戶口設立自動轉賬服務直接收取每月還款金額作為還款用途。
請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
月
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算，非實際金額（詳見下方*）
N/A
總還款額 N/A
總利息 N/A
Image
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請修改或重設篩選項目

Citi 特快現金貸款 (適合稅季)

Citi 特快現金貸款 (適合稅季)

總還款額低至

N/A

每月還款額低至

N/A

最低實質年利率

N/A

【10月31日截止】經MoneryHero申請，不論批核結果獨家送HK$600 Apple Store 禮品卡 / 超市現金券，成功提取私人貸款可尊享 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 高達HK$11,000 Apple Store 禮品卡 / 超市現金券；總獎賞高達HK$12,380 + HK$8,000 + HK$600 = HK$20,980

  • 靈活還款期，無隱藏條款
  • 貸款即日批核，現金即日到手

🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情
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隱藏資訊

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算：實際年利率是=月平息 x 12個月　x　1.9 （不變系數）
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率，以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定，介乎2%至59%。以下為借貸成本的參考例子：假如你借取一筆HK$200,000的貸款，還款期為12個月，實際年利率為7.02%，每月平息0.31%，那每月還款額應為HK$17,287，而總還款額則為HK$207,444。

恒生「易得錢」私人分期貸款常見問題

恒生「易得錢」私人分期貸款的申請步驟是什麼？

  1. 在恒生銀行網站的「易得錢」私人分期貸款網頁按「立即申請」
  2. 輸入貸款額、還款期及貸款用途等貸款資料
  3. 輸入姓名、身份證號碼等基本個人資料及就業情況並上載所需文件
  4. 客戶最快可獲即日批核及提取貸款

恒生「易得錢」私人分期貸款的收費如何？

 

恒生「易得錢」私人分期貸款豁免全期手續費。

恒生「易得錢」私人分期貸款可以提早還款嗎？

 

恒生「易得錢」私人分期貸款可以一次過提早償還全部欠款，惟收款人須繳付下一個月須償還之每月還款（扣除償還本金部分）及貸款本金結欠之2%的總和，最低為HK$300。

聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考，並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前，我們建議你查閱產品之官方條款及細則。如發現資訊有出入，請直接聯絡相關金融機構。

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