中銀分期「易達錢」 - 稅季貸款

MoneyHero獨家優惠
中銀優惠 - e-利是現金回贈
條件 | 現金回贈 |
HK$50,000 至 HK$79,999 | HK$200 |
HK$80,000 至 HK$199,999 | HK$400 |
HK$200,000 至 HK$499,999 | HK$800 |
HK$500,000 至 HK$999,999 | HK$1,200 |
HK$1,000,000 或以上 | HK$2,800 |
產品特色
注意事項
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3. 輸入資料
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- 最近1個月糧單;或
- 最新稅單
- 如為獨資或合夥經營人士,請附上公司之商業登記證及最近期稅單。
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- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
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- 經MoneyHero網站申請中銀分期「易達錢」,並輸入貸款代碼「AH」,可享額外HK$100現金回贈,受條款及細則約束。
","中銀優惠 - e-利是現金回贈
- 客戶符合指定條件,可獲高達HK$2,900現金回贈
條件 現金回贈 HK$50,000 至 HK$79,999 HK$200 HK$80,000 至 HK$199,999 HK$400 HK$200,000 至 HK$499,999 HK$800 HK$500,000 至 HK$999,999 HK$1,200 HK$1,000,000 或以上 HK$2,800
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- 上述奬賞將於2023年9月30日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知
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features={title=Features, pros=[MoneyHero獨家優惠
- 經MoneyHero網站申請中銀分期「易達錢」,並輸入貸款代碼「AH」,可享額外HK$100現金回贈,受條款及細則約束。
, 中銀優惠 - e-利是現金回贈
- 客戶符合指定條件,可獲高達HK$2,900現金回贈
條件 現金回贈 HK$50,000 至 HK$79,999 HK$200 HK$80,000 至 HK$199,999 HK$400 HK$200,000 至 HK$499,999 HK$800 HK$500,000 至 HK$999,999 HK$1,200 HK$1,000,000 或以上 HK$2,800
- 成功申請、提取HK$50,000或以上及還款期達36期或以上;及
- 符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$100現金回贈。
- 上述奬賞將於2023年9月30日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知
-
, 產品特色
- 實際年利率:低至1.68%;手續費:低至0%
- 靈活還款期,備有6至60個月還款期,以供選擇
- 貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)
- 最低收入要求:每月固定入息不少於HK$6,000
], cons=[注意事項
- 以貸款額HK$1,500,000、還款期12個月及每月平息0.0754%計算,實際年利率為1.68%,並豁免全期手續費。有關個別客戶的專屬個人化利率,請向中國銀行(香港)有限公司(「中銀香港」)職員查詢。優惠受條款及細則約束。
- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=HK$48,000
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2. 請閱讀「資料概要」及「條款細則」後,按「同意並繼續申請」
3. 輸入資料
4. 認證身份
5. 填寫貸款資料
6. 完成確認申請}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證
- 如非香港永久性居民身份證持有人,需提供護照
2. 近3個月内之現居住址證明,如電費單、差餉單或銀行月結單等
- 如永久住址與現居住址不同,請另附永久住址證明。
3. 入息證明文件:
- 附有姓名、賬戶號碼及最近2個月薪金的銀行月結單或存摺;或
- 最近1個月糧單;或
- 最新稅單
- 如為獨資或合夥經營人士,請附上公司之商業登記證及最近期稅單。
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實際年利率最低5.93%(已包括每年1%手續費),貸款額最高HK$200萬或月薪21倍,還款期最長72個月,可以轉賬形式額外提取高達月薪12倍現金周轉。
中銀優惠 - 現金回贈
條件 | 現金回贈 |
HK$50,000 至 HK$199,999 | HK$888 |
HK$200,000 至 HK$499,999 | HK$3,888 |
HK$500,000 至 HK$999,999 | HK$13,888 |
HK$1,000,000 或以上 | HK$23,888 |
產品特色
注意事項
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- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
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- 客戶符合指定條件,可獲高達HK$23,888現金回贈
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- 上述奬賞將於2024年6月30日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知
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- 最低收入要求:每月固定入息不少於HK$6,000
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- 客戶符合指定條件,可獲高達HK$23,888現金回贈
條件 現金回贈 HK$50,000 至 HK$199,999 HK$888 HK$200,000 至 HK$499,999 HK$3,888 HK$500,000 至 HK$999,999 HK$13,888 HK$1,000,000 或以上 HK$23,888
- 由2023年9月26日起至2023年11月15日期間﹔及
- 成功申請、提取HK$50,000或以上及還款期達36期或以上;及
- 符合上述要求的客戶,以貸款代碼「AH」申請,可享現金回贈。
- 上述奬賞將於2024年6月30日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知
-
, 產品特色
- 實際年利率低至5.93%;手續費:低至1%
- 還款期長達72個月
- 總貸款額高達 HK$2,000,000 或月薪21倍(以較低者為準)
- 最低收入要求:每月固定入息不少於HK$6,000
], cons=[注意事項
- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
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只要年滿18歲、為香港永久性居民、並且全職月薪達HK$6,000或以上就可申請中銀貸款,申請門檻相當低。客戶可透過手機銀行或網上銀行即時申請,成功批核後可於手機銀行或網上銀行確認並接收貸款。
推廣期內,成功申請中銀分期「易達錢」- 稅季貸款達指定金額可獲高達HK$6,000現金回贈,申請中銀香港「易達錢」結餘轉戶貸款可獲高達HK$23,888現金回贈。
中銀分期「易達錢」- 稅季貸款實際年利率最低1.78%,以貸款額HK$150萬、還款期12個月及每月平息0.0799% 計算(豁免全期手續費 );而中銀分期「易達錢」結餘轉戶貸款最低實際年利率為5.93%。
中銀香港「易達錢」結餘轉戶貸款的還款期長達72個月,而中銀香港稅季貸款還款期則最長60個月。
中銀分期「易達錢」- 稅季貸款最高貸款額HK$400萬或月薪18倍,還款期最長60個月,中銀香港「易達錢」結餘轉戶貸款額最高HK$200萬或月薪21倍,還款期最長72個月。
申請中銀香港私人貸款的最低年齡要求為18歲,必須為香港工作之全職人士,月薪達HK$6,000或以上。
申請時需提供香港身份證(非香港永久性居民需提供護照副本)近3個月內之現居住址證明(如電費單、差餉單或銀行月結單等)、有效的入息證明文件(包括附有姓名、賬戶號碼及最近2個月薪金的銀行月結單或存摺/最近1個月糧單/最新稅單)。如為獨資或合夥經營人士,請附上公司之商業登記證及最近期稅單。
中銀香港貸款審批時間需時約7至10個工作天,成功批核後,客戶可直接於手機銀行或網上銀行確認並接收貸款。
客戶可透過手機銀行或網上銀行即時申請中銀香港稅貸,填寫資料並獲初步批核後,可上載所需文件並等待審批結果。通過審批後可於手機銀行或網上銀行確認貸款,全程都可網上進行。
中銀貸款手續費為總貸款額的0%至1.5%,逾期還利息為每日逾期還款額的0.08%及須繳付每一期HK$500的逾期還款手續費。
可以,提早清還貸款時將以「息隨本減」或「78法則」計算利息及本金結欠,貸款人亦須繳納已批核貸款本金金額之2%。
中銀貸款電話服務熱線 +852 2108 3688(星期一至五上午9時至晚上9時,星期六上午9時至下午6時,公眾假期除外)
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