信銀國際 $mart Plus 私人貸款
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MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 | 選項1 | 選項2 |
HK$1,000,000 或以上 | Sennheiser Ambeo Soundbar Plus (價值HK$12,999) | HK$12,000 惠康現金券 / Apple Store禮品卡 |
HK$700,000 – HK$999,999 | iPad mini Wi‑Fi 256GB (價值HK$5,199) | HK$5,000 惠康現金券 / Apple Store禮品卡 |
HK$400,000 – HK$699,999 | LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380) | HK$3,000 惠康現金券 |
HK$100,000 – HK$399,999 | Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) | HK$2,000 惠康現金券 |
HK$80,000 – HK$99,999 | Marshall Willen (價值HK$999) | HK$800 惠康現金券 |
產品特色
注意事項
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2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 實際年利率低至1.9%
- 貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)
- 靈活還款期由最短6個月至最長60個月
- 最快即日放款至您的信銀國際戶口
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 實際年利率1.90%以貸款金額HK$2,000,000、還款期12個月及每月平息0.001%計算,並已包括每年1%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
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2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2000000.0,"apr":1.9,"eir":null,"interestRate":0.001,"fees":[],"transferRate":null}],"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"手續費"},"feeInterval":"ANNUALLY","value":1,"calculationMethod":"PROPORTIONAL_TO_PRINCIPAL","paymentMethod":"DEDUCT_FROM_WITHDRAWAL","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
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height: 50px; width: 36.2216%;"><strong>貸款額</strong></td> <td style="text-align: center; height: 50px; width: 37.9261%;"><strong>選項1</strong></td> <td style="text-align: center; width: 25.8523%;"><strong>選項2</strong></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$1,000,000 或以上</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$700,000 – HK$999,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$400,000 – HK$699,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$100,000 – HK$399,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$80,000 – HK$99,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Willen (價值HK$999)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citic-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.9%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citic/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.90%以貸款金額HK$2,000,000、還款期12個月及每月平息0.001%計算,並已包括每年1%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> <li>即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。</li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=84000, description={shortDescription=HK$84,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.9, eir=null, interestRate=0.001, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ANNUALLY, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=DEDUCT_FROM_WITHDRAWAL, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltdc5f6b06067dee4e_16_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5bf8e5f8e1ba3dd5/642545190a34c91185a4461b/CNCBI_Horizontal_logo_RGB_(1).png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止】經MoneyHero成功申請貸款,可享獨家禮品價值高達HK$12,999【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf4e9b57bfa4c033e/64d4bee99adc5436f3787eaf/20230810_Citic_PL_Aug_Offer_D-PJ23_0569_Campaign_Static_Banner_TC_GIF_frame_1_(1600_x_400)_(1).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=400144000, displayValue=400,144, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11115111, displayValue=11,115, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1900, displayValue=1.9, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY25jYmktc21hcnQtcGx1cy1wZXJzb25hbC1sb2FuLXBsLXpoLXJw.uCN2wHP7EhGVEksl8JXYRS_Q9JZy7-Cvni4sZQggcJKZzhhF5yvA3U2hWkaOSQgpH-ePScHw4b8QR7uMVUvKAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=cncbi-personal-installment-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.9, eir=null, interestRate=0.001, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=1, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=china-citic-bank, providerName=中信銀行(國際)}, description={shortDescription=[貸款金額高達月薪18倍或HK$2,000,000(以較低者為準), 【靈活理財】實際年利率低至1.9%(貸款額HK$200萬、還款期12個月)]}, productName=信銀國際 $mart Plus 私人貸款, title=HK.PL.CCBI0001.SMARTPLUSPERSONALINSTALMENTLOAN, features={title=Features, pros=[MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 實際年利率低至1.9%
- 貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)
- 靈活還款期由最短6個月至最長60個月
- 最快即日放款至您的信銀國際戶口
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率1.90%以貸款金額HK$2,000,000、還款期12個月及每月平息0.001%計算,並已包括每年1%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=84000, description={shortDescription=HK$84,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.9, eir=null, interestRate=0.001, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ANNUALLY, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=DEDUCT_FROM_WITHDRAWAL, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
(SizeLimitingPyMap: {market=moneyhero, badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparables=[{comparable_label=最高貸款額, comparable_value=<span style="font-size: 20px;">HK$200萬/月薪18倍</span>}, {comparable_label=手續費, comparable_value=每年1%}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994252, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994252, hs_child_table_id=0, hs_updated_at=1695110868019, hs_published_at=1695756080273, productid=bltdc5f6b06067dee4e_16_zh-hk, data={"__typename":"PersonalLoan","id":"bltdc5f6b06067dee4e_16_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5bf8e5f8e1ba3dd5/642545190a34c91185a4461b/CNCBI_Horizontal_logo_RGB_(1).png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneyHero成功申請貸款,可享獨家禮品價值<strong>高達HK$12,999</strong></p><p></p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href=\"https://bit.ly/45r4ANz\" 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$mart Plus 私人貸款","title":"HK.PL.CCBI0001.SMARTPLUSPERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999</strong><br />2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.9%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.90%以貸款金額HK$2,000,000、還款期12個月及每月平息0.001%計算,並已包括每年1%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> 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height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.9%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.90%以貸款金額HK$2,000,000、還款期12個月及每月平息0.001%計算,並已包括每年1%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> <li>即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。</li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"84000","description":{"shortDescription":"HK$84,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2000000.0,"apr":1.9,"eir":null,"interestRate":0.001,"fees":[],"transferRate":null}],"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"手續費"},"feeInterval":"ANNUALLY","value":1,"calculationMethod":"PROPORTIONAL_TO_PRINCIPAL","paymentMethod":"DEDUCT_FROM_WITHDRAWAL","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=信銀國際 $mart Plus 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 | 選項1 | 選項2 |
HK$1,000,000 或以上 | Sennheiser Ambeo Soundbar Plus (價值HK$12,999) | HK$12,000 惠康現金券 / Apple Store禮品卡 |
HK$700,000 – HK$999,999 | iPad mini Wi‑Fi 256GB (價值HK$5,199) | HK$5,000 惠康現金券 / Apple Store禮品卡 |
HK$400,000 – HK$699,999 | LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380) | HK$3,000 惠康現金券 |
HK$100,000 – HK$399,999 | Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) | HK$2,000 惠康現金券 |
HK$80,000 – HK$99,999 | Marshall Willen (價值HK$999) | HK$800 惠康現金券 |
產品特色
注意事項
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2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款金額高達月薪21倍或HK$2,000,000(以較低者為準)
- 長達72個月還款期,並特設個人化息率
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 實際年利率低至7.19%,以月平息0.213%、貸款額HK$500,000 、還款期60個月計算 。當中已包括按獲批核貸款額計每年1%手續費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":72,"loanAmountMin":9999.0,"loanAmountMax":1200000.0,"apr":7.19,"eir":null,"interestRate":0.22,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=bltd5b1cecf1f7bff4f_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5bf8e5f8e1ba3dd5/642545190a34c91185a4461b/CNCBI_Horizontal_logo_RGB_(1).png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【10月3日截止】</strong>經MoneyHero成功申請貸款,可享獨家禮品價值<strong>高達HK$12,999</strong></p><p></p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://bit.ly/45r4ANz" target="_self">即睇詳情</a>, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=442240000, displayValue=442,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=9213333, displayValue=9,213, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=7190, displayValue=7.19, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaQWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY25jYmktc21hcnQtcGx1cy1wZXJzb25hbC1sb2FuLWRjLXBsLXpoLXJw.PnAM9Nb6-KjoegJW-w0DPTrUlyBH5spwjJ5jPe6n_GNFYmWeGILlrWc81KzKiqKmZKxDogUqZ_e87hZsG33uBQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=cncbi-personal-installment-loan-debt-consolidation}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=72, loanAmountMin=9999.0, loanAmountMax=1200000.0, apr=7.19, eir=null, interestRate=0.22, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=china-citic-bank, providerName=中信銀行(國際)}, description={shortDescription=[長達72個月還款期,並特設個人化息率, 【告別高息卡數】貸款額高達月薪21倍,每月平息低至 0.213%]}, productName=信銀國際 $mart Plus分期貸款 - 結餘轉戶, title=HK.PL.CCBI0002.SMARTPLUSDEBTCONSOLIDATION, features={title=Features, pros=[<p><strong>MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999</strong><br />2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕</p> <table style="width: 100%;"> <tbody> <tr> <td style="text-align: center; height: 50px; width: 36.2216%;"><strong>貸款額</strong></td> <td style="text-align: center; height: 50px; width: 37.9261%;"><strong>選項1</strong></td> <td style="text-align: center; width: 25.8523%;"><strong>選項2</strong></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$1,000,000 或以上</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$700,000 – HK$999,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$400,000 – HK$699,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$100,000 – HK$399,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$80,000 – HK$99,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Willen (價值HK$999)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citic-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款金額高達月薪21倍或HK$2,000,000(以較低者為準)</li> <li>長達72個月還款期,並特設個人化息率</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citic/dc" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率低至7.19%,以月平息0.213%、貸款額HK$500,000 、還款期60個月計算 。當中已包括按獲批核貸款額計每年1%手續費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。 <ul> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> </ul> </li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=72, loanAmountMin=9999.0, loanAmountMax=1200000.0, apr=7.19, eir=null, interestRate=0.22, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd5b1cecf1f7bff4f_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5bf8e5f8e1ba3dd5/642545190a34c91185a4461b/CNCBI_Horizontal_logo_RGB_(1).png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止】經MoneyHero成功申請貸款,可享獨家禮品價值高達HK$12,999【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=442240000, displayValue=442,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=9213333, displayValue=9,213, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=7190, displayValue=7.19, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaQWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY25jYmktc21hcnQtcGx1cy1wZXJzb25hbC1sb2FuLWRjLXBsLXpoLXJw.PnAM9Nb6-KjoegJW-w0DPTrUlyBH5spwjJ5jPe6n_GNFYmWeGILlrWc81KzKiqKmZKxDogUqZ_e87hZsG33uBQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=cncbi-personal-installment-loan-debt-consolidation}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=72, loanAmountMin=9999.0, loanAmountMax=1200000.0, apr=7.19, eir=null, interestRate=0.22, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=china-citic-bank, providerName=中信銀行(國際)}, description={shortDescription=[長達72個月還款期,並特設個人化息率, 【告別高息卡數】貸款額高達月薪21倍,每月平息低至 0.213%]}, productName=信銀國際 $mart Plus分期貸款 - 結餘轉戶, title=HK.PL.CCBI0002.SMARTPLUSDEBTCONSOLIDATION, features={title=Features, pros=[MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款金額高達月薪21倍或HK$2,000,000(以較低者為準)
- 長達72個月還款期,並特設個人化息率
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率低至7.19%,以月平息0.213%、貸款額HK$500,000 、還款期60個月計算 。當中已包括按獲批核貸款額計每年1%手續費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=72, loanAmountMin=9999.0, loanAmountMax=1200000.0, apr=7.19, eir=null, interestRate=0.22, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
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結餘轉戶","title":"HK.PL.CCBI0002.SMARTPLUSDEBTCONSOLIDATION","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999</strong><br />2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款金額高達月薪21倍或HK$2,000,000(以較低者為準)</li> <li>長達72個月還款期,並特設個人化息率</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/dc\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率低至7.19%,以月平息0.213%、貸款額HK$500,000 、還款期60個月計算 。當中已包括按獲批核貸款額計每年1%手續費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。 <ul> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> </ul> </li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":72,"loanAmountMin":9999.0,"loanAmountMax":1200000.0,"apr":7.19,"eir":null,"interestRate":0.22,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=信銀國際 $mart Plus分期貸款 - 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height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款金額高達月薪21倍或HK$2,000,000(以較低者為準)</li> <li>長達72個月還款期,並特設個人化息率</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/dc\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率低至7.19%,以月平息0.213%、貸款額HK$500,000 、還款期60個月計算 。當中已包括按獲批核貸款額計每年1%手續費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。 <ul> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> </ul> </li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至$martPlus 結餘轉戶之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":72,"loanAmountMin":9999.0,"loanAmountMax":1200000.0,"apr":7.19,"eir":null,"interestRate":0.22,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=信銀國際 $mart Plus分期貸款 - 結餘轉戶, hs_name=, hs_updated_by_user_id=28491723}})
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
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