Citi 特快現金貸款

最低實際年利率
最高貸款額
HK$350萬/月薪12倍
手續費
0%
私人貸款 |
最低實際年利率 |
取得最低息條件 |
獎賞 |
官網申請 |
---|---|---|---|---|
![]() Citi 特快現金貸款
|
1.78
%
|
貸款額達HK$150萬
還款期12個月 |
總值高達HK$21,180
HK$8,000現金券 + MoneyHero獨家獎賞HK$800 Apple Store禮品卡或惠康現金券 + Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics)(價值HK$12,380)、HK$1萬Apple Gift Card或超市現金券 |
|
![]() 渣打銀行 私人貸款
|
1.85
%
|
貸款額達HK$150萬
還款期12個月 |
總值高達HK$16,800
HK$8,000現金回贈 + MoneyHero獨家優惠HK$8,800 Apple Gift Card或惠康購物現金券 |
|
![]() 星展銀行 定額私人貸款
|
6.32
%
|
貸款額達HK$200萬
還款期24個月 |
總值高達HK$16,000
(HK$7,500現金券 + HK$500「一扣即享」金額 + MoneyHero獨家獎賞HK$8,000超市現金券或Apple Gift Card) |
|
![]() 信銀國際 $mart Plus 私人貸款
|
1.65
%
|
貸款額達HK$200萬
還款期12個月 |
MoneyHero獨家優惠高達Sennheiser Ambeo Soundbar Plus(價值HK$12,999)、HK$12,000惠康現金券或Apple Gift Card
|
|
![]() 富邦「合您意」私人貸款
|
1.88
%
|
貸款額達HK$150萬
還款期12個月 |
總值高達HK$11,699
HK$8,300超市現金券 + MoneyHero獨家優惠HK$1,000惠康現金券 + Apple Watch SE 40mm(GPS + 流動數據)(價值HK$2,399;顏色隨機)、HK$2,000 Apple Gift Card或超市現金券(輸入推廣碼「MHRL05」) |
|
![]() 中銀分期「易達錢」
|
6
%
|
貸款額達HK$150萬
還款期24個月 |
總值高達HK$7,300
HK$6,800現金回贈 + MoneyHero獨家優惠HK$500現金回贈(輸入推廣碼「AH」) |
|
![]() 恒生「易得錢」私人分期貸款
|
6.06
%
|
貸款額達HK$150萬
還款期24個月 |
高達HK$7,000
HK$6,000現金回贈 + MoneyHero獨家優惠HK$1,000現金回贈(輸入優惠編號「HV3C」) |
|
HK$350萬/月薪12倍
0%
【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
【MoneyHero獨家優惠】
貸款額 | MoneyHero獨家獎賞 |
HK$800,000 或 以上 |
|
HK$500,000 至 HK$799,999 |
|
HK$300,000 至 HK$499,999 |
|
HK$200,000 至 HK$299,999 |
|
HK$100,000 至 HK$199,999 |
|
【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$4,000 | HK$2,000 | HK$8,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$1,500 | HK$4,000 | HK$2,500 |
HK$400,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$2,000 | HK$1,500 |
HK$100,000 至 HK$399,999 | HK$500 | HK$400 | HK$700 | HK$600 |
產品特色
注意事項
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- 貸款即日批核,現金即日到手
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta7f5d5eb026e6732/64fe83099aba46f7fa9a33af/20230904_[PL]_Citi_September_Campaign_D-PJ23_0617_Campaign_V04_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"","displayProductPage":true,"date":{"startDate":"2021-07-28T04:00:00.000Z","endDate":"2021-07-30T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411520000,"displayValue":"411,520","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11431111,"displayValue":"11,431","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1780,"displayValue":"1.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"citi-speedy-cash"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算","其他貸款額及還款期的實際年利率,以實際批核結果為準"]},"productName":"Citi 特快現金貸款","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
\t- 限時優惠:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
\t- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero獨家優惠】
\t- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t
\t\t- 2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
\t\t- 選擇還款期為12個月或以上,並於1個月內提取貸款
\t
\t
\t \t\t \t\t\t貸款額 \t\t\tMoneyHero獨家獎賞 \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
\t\t\t\t- HK$10,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$500,000 至 HK$799,999 \t\t\t \t\t\t \t\t\t\t- SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
\t\t\t\t- HK$7,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\t \t\t\t \t\t\t\t- Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
\t\t\t\t- HK$6,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 至 HK$299,999 \t\t\t \t\t\t \t\t\t\t- Marshall Woburn II (價值HK$4,999);或
\t\t\t\t- HK$4,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t \t\t\t \t\t\t\t- Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
\t\t\t\t- HK$2,000 Apple Store 禮品卡 / 超市現金券
\t\t\t
\t\t\t \t\t \t\t
\t- 所有獨家優惠均以顏色隨機形式發放
\t- 如欲了解優惠詳情,請參閱條款及細則
","【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:
\t \t\t \t\t\t
\t\t\t貸款額 \t\t\t還款期長達24個月或以下 \t\t\t還款期長達24個月以上 \t\t \t\t \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t\t花旗私人客戶/Citigold客戶/
\t\t\tCiti ULTIMA卡
\t\t\t之持有人 \t\t\t其他客戶 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$8,000 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$800,000 至 HK$1,499,999 \t\t\t \t\t\tHK$2,500
\t\t\t \t\t\tHK$1,500 \t\t\t \t\t\tHK$4,000
\t\t\t \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$400,000 至 HK$799,999 \t\t\t \t\t\tHK$1,500
\t\t\t \t\t\t \t\t\tHK$1,000
\t\t\t \t\t\t \t\t\tHK$2,000
\t\t\t \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$399,999 \t\t\t \t\t\tHK$500
\t\t\t \t\t\t \t\t\tHK$400
\t\t\t \t\t\tHK$700 \t\t\t \t\t\tHK$600
\t\t\t \t\t \t
\t- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
\t- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
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(SizeLimitingPyMap: {__typename=PersonalLoan, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【10月3日截止!】限時優惠送HK$800 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li></ul><p></p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href="https://bit.ly/43c7kN4" target="_self">即睇詳情</a>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta7f5d5eb026e6732/64fe83099aba46f7fa9a33af/20230904_[PL]_Citi_September_Campaign_D-PJ23_0617_Campaign_V04_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 特快現金貸款, title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【MoneyHero獨家優惠】</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="height:250px; width:100%"> <tbody> <tr> <td style="height:50px; text-align:left; width:17.8977%"><strong>貸款額</strong></td> <td style="height:50px; text-align:left; width:29.1193%"><strong>MoneyHero獨家獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> <li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$500,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> <li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; text-align:left; width:17.8977%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; text-align:left; width:29.1193%"> <ul> <li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> <li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$200,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Marshall Woburn II (價值HK$4,999);或</li> <li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%">HK$100,000 至 HK$199,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%"> <ul> <li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> <li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citi-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style="height:312px; width:100%"> <tbody> <tr> <td rowspan="2" style="height:18px; text-align:left; width:22.671%"><br /> <strong>貸款額</strong></td> <td colspan="2" style="height:18px; text-align:left; width:32.8785%"><strong>還款期長達24個月或以下</strong></td> <td colspan="2" style="height:18px; text-align:left; width:36.4992%"><strong>還款期長達24個月以上</strong></td> </tr> <tr> <td style="height:50px; text-align:left; width:16.7304%"><strong>花旗私人客戶/Citigold客戶/<br /> Citi ULTIMA卡<br /> 之持有人</strong></td> <td style="height:50px; text-align:left; width:16.1481%"><strong>其他客戶</strong></td> <td style="height:50px; text-align:left; width:16.885%"><strong>花旗私人客戶/Citigold客戶/</strong><br /> <strong>Citi ULTIMA卡</strong><br /> <strong>之持有人</strong></td> <td style="height:50px; text-align:left; width:19.6142%"><strong>其他客戶</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$1,500,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$8,000</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$800,000 至 HK$1,499,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$2,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%">HK$1,500</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%"> <p>HK$4,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%">HK$2,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%">HK$400,000 至 HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%"> <p>HK$1,500</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%"> <p>HK$1,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%"> <p>HK$2,000</p> </td> <td style="border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%">HK$1,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%">HK$100,000 至 HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%"> <p>HK$500</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%"> <p>HK$400</p> </td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%">HK$700</td> <td style="border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%"> <p>HK$600</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt514ab60661e40482/649a794fb93cad9b1da6fd0c/2023_Q3_PIL_TnC_Jun23_v1.pdf" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blte8027f8f956e8106_22_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止!】限時優惠送HK$800 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta7f5d5eb026e6732/64fe83099aba46f7fa9a33af/20230904_[PL]_Citi_September_Campaign_D-PJ23_0617_Campaign_V04_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=411520000, displayValue=411,520, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11431111, displayValue=11,431, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1780, displayValue=1.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-speedy-cash}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算, 其他貸款額及還款期的實際年利率,以實際批核結果為準]}, productName=Citi 特快現金貸款, title=HK.PL.CITI0002.SPEEDYCASH, features={title=Features, pros=[【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券
- 限時優惠:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero獨家優惠】
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 MoneyHero獨家獎賞 HK$800,000 或 以上 - Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或
- HK$10,000 Apple Store 禮品卡 / 超市現金券
HK$500,000 至 HK$799,999 - SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或
- HK$7,000 Apple Store 禮品卡 / 超市現金券
HK$300,000 至 HK$499,999 - Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或
- HK$6,000 Apple Store 禮品卡 / 超市現金券
HK$200,000 至 HK$299,999 - Marshall Woburn II (價值HK$4,999);或
- HK$4,000 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 - Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或
- HK$2,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$8,000現金券
客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:
貸款額 還款期長達24個月或以下 還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$4,000
HK$2,000
HK$8,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$1,500 HK$4,000
HK$2,500 HK$400,000 至 HK$799,999 HK$1,500
HK$1,000
HK$2,000
HK$1,500 HK$100,000 至 HK$399,999 HK$500
HK$400
HK$700 HK$600
- 現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。
- 借定唔借?還得到先好借!
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特快現金貸款","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt514ab60661e40482/649a794fb93cad9b1da6fd0c/2023_Q3_PIL_TnC_Jun23_v1.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1680256540424, hs_is_edited=false, hs_deleted_at=0, productname=Citi 特快現金貸款, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[null], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={cta_button_label=官網申請, rewards=申請優惠, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, show=true, welcome_offer= , expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}})
null
(SizeLimitingPyMap: {id=64875086810, table_id=4701663, table_name=product_moneyhero, columns={hs_id=64875086810, hs_child_table_id=0, hs_updated_at=1695960802463, hs_published_at=1696032083796, productid=blte8027f8f956e8106_22_zh-hk, data={"__typename":"PersonalLoan","id":"blte8027f8f956e8106_22_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt951479dc09f8f90e/6451dca4de40d20defb3e9dd/large-Citi_Blue-RedArc_RGB.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止!】限時優惠送HK$800 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14\", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50\" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li></ul><p></p><strong>【推薦人獎上獎活動】</strong>成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!<a href=\"https://bit.ly/43c7kN4\" target=\"_self\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta7f5d5eb026e6732/64fe83099aba46f7fa9a33af/20230904_[PL]_Citi_September_Campaign_D-PJ23_0617_Campaign_V04_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"","displayProductPage":true,"date":{"startDate":"2021-07-28T04:00:00.000Z","endDate":"2021-07-30T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"},{"key":"BEST_VALUE","display":"推薦獎賞計劃"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":411520000,"displayValue":"411,520","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11431111,"displayValue":"11,431","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1780,"displayValue":"1.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1zcGVlZHktY2FzaC1sb2FuLXpoLXJlc3VsdHBhZ2U.gHGkAYnp9qpL8ZDiYy06xzBJUjNdLOMh0IS4G-SG2G8P4jdk-jCESkxG7Qk1_I4E9XrpLDVkWwdMRao3K8SiCg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"citi-speedy-cash"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["實際年利率低至1.78%,以月平息0.08%、貸款額HK$1,500,000及還款期12個月計算","其他貸款額及還款期的實際年利率,以實際批核結果為準"]},"productName":"Citi 特快現金貸款","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt514ab60661e40482/649a794fb93cad9b1da6fd0c/2023_Q3_PIL_TnC_Jun23_v1.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1680256540424, hs_is_edited=false, hs_deleted_at=0, productname=Citi 特快現金貸款, hs_name=, hs_updated_by_user_id=28491723}})
HK$400萬/月薪18倍
0%
【MoneyHero獨家優惠】SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) / iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
貸款金額 | MoneyHero加碼獨家優惠: |
HK$800,000 或 以上 |
|
HK$400,000 - HK$799,999 |
|
HK$200,000 - HK$399,999 |
|
如何領取MoneyHero獨家優惠
【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
貸款金額 | 基本現金回贈 (還款期達12個月) | 基本現金回贈 (還款期達24個月或以上) | 額外現金回贈 (全新客戶及還款期達36個月或以上) |
HK$1,500,000 或 以上 | HK$3,500 | HK$7,000 | HK$1,000 |
HK$600,000 至 HK$1,499,999 | HK$1,500 | HK$3,000 | HK$1,000 |
HK$200,000 至 HK$599,999 | HK$1,000 | HK$2,000 | HK$1,000 |
HK$50,000 至 HK$199,999 | HK$500 | HK$500 | HK$1,000 |
產品特色
注意事項
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- 設有7天冷靜期
- 豁免提早償還貸款手續費
","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":438880000,"displayValue":"438,880","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":12191111,"displayValue":"12,191","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1850,"displayValue":"1.85","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"standard-chartered-personal-instalment-loan"},"rateTableEntries":[{"loanTenureMin":0,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":4000000.0,"apr":1.85,"eir":null,"interestRate":0.27,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"standard-chartered","providerName":"渣打銀行"},"description":{"shortDescription":["【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費","【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。"]},"productName":"渣打銀行 私人貸款","title":"HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["【MoneyHero獨家優惠】SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) / iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
\t- 客戶由2023年9月1日至2023年10月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
\t \t\t \t\t\t貸款金額 \t\t\tMoneyHero加碼獨家優惠: \t\t \t\t \t\t\tHK$800,000 或 以上 \t\t\t \t\t\t \t\t\t\t- SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588); 或
\t\t\t\t- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$400,000 - HK$799,999 \t\t\t \t\t\t \t\t\t\t- iPad mini (256GB) (價值HK$5,199); 或
\t\t\t\t- HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
\t\t\t
\t\t\t \t\t \t\t \t\t\tHK$200,000 - HK$399,999 \t\t\t \t\t\t \t\t\t\t- Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199); 或
\t\t\t\t- HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
\t\t\t
\t\t\t \t\t \t
\t- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
\t- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKxxxxxxxxxxxxxx)。
\t- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
\t- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
\t- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
\t- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
\t- 如欲了解優惠詳情,請參閱條款及細則
","【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$3,500 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$1,500 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$1,000 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$500 HK$500 HK$1,000
","產品特色
- 貸款額高達月薪18倍或HK$4,000,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"20","description":{"shortDescription":"20歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港永久性居民身份證\n
2. 最近期住宅地址證明\n
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
自僱人士請提供商業登記證及最近之營業稅單\n
"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":0,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":4000000.0,"apr":1.85,"eir":null,"interestRate":0.27,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blte54e93a44ab1cca6_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9061fd289ad944b4/63f5bd330b0dd01aaca5557e/SCB_logo_2023.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【</strong><span><strong>10月31日截止</strong></span><strong>】</strong>高達<strong>HK$18,588獎賞</strong>,包括MoneyHero獨家 <strong>SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) </strong>或 <strong>iPad mini (256GB) (價值HK$5,199)</strong><span> </span>或 <strong>Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(HK$3,199)</strong><span><strong> </strong></span>或 <strong>高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong><ul><li>迎新優惠高達HK$8,000現金回贈</li><li>設有7天冷靜期</li><li>豁免提早償還貸款手續費</li></ul>, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=438880000, displayValue=438,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=12191111, displayValue=12,191, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1850, displayValue=1.85, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=4000000.0, apr=1.85, eir=null, interestRate=0.27, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) / iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199)</strong> <strong>/ 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong></p> <ul> <li>客戶由2023年9月1日至2023年10月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕</li> </ul> <table style="height:180px; width:100%"> <tbody> <tr> <td style="height:36px; text-align:left; width:10.3693%"><strong>貸款金額</strong></td> <td style="height:36px; text-align:left; width:39.6307%"><strong>MoneyHero加碼獨家優惠:</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%">HK$800,000 或 以上</td> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%"> <ul> <li>SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588); 或</li> <li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%">HK$400,000 - HK$799,999</td> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%"> <ul> <li>iPad mini (256GB) (價值HK$5,199); 或</li> <li>HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%">HK$200,000 - HK$399,999</td> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%"> <ul> <li>Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199); 或</li> <li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> </ul> </td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> <li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKxxxxxxxxxxxxxx)。</li> <li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href="mailto:support@moneyhero.com.hk">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> <li>詳細流程:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-" target="”_blank”">如何領取「MoneyHero獨家優惠」的現金券?</a></li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-scb-tnc-listing" rel="noopener" target="_blank">條款及細則</a></li> </ul>, <p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style="width: 100%;"> <tbody> <tr> <td style="height: 50px; width: 37.1988%; text-align: left;"><strong>貸款金額</strong></td> <td style="width: 20.3313%; text-align: left;"><strong>基本現金回贈 (還款期達12個月)</strong></td> <td style="height: 50px; width: 17.4699%; text-align: left;"><strong>基本現金回贈 (還款期達24個月或以上)</strong></td> <td style="width: 25%; text-align: left;"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 37.1988%; height: 50px; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$3,500</td> <td style="border-top: 1px solid #a9a9a9; width: 17.4699%; height: 50px; text-align: left;">HK$7,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$600,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$1,500</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$3,000 </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$200,000 至 HK$599,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$1,000</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$2,000</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$1,000</td> </tr> <tr> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;">HK$50,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;">HK$500</td> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;">HK$500</td> <td style="text-align: left; width: 25%;">HK$1,000</td> </tr> </tbody> </table> </li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$4,000,000(以較低者為準)</li> <li>還款期長達60個月;0%手續費</li> <li>網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果</li> <li>設有7天冷靜期</li> <li>豁免提早償還貸款手續費</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/scb/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
<br>2. 最近期住宅地址證明
<br>3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>自僱人士請提供商業登記證及最近之營業稅單
<br><br>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=4000000.0, apr=1.85, eir=null, interestRate=0.27, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blte54e93a44ab1cca6_15_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9061fd289ad944b4/63f5bd330b0dd01aaca5557e/SCB_logo_2023.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【10月31日截止】高達HK$18,588獎賞,包括MoneyHero獨家 SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) 或 iPad mini (256GB) (價值HK$5,199) 或 Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(HK$3,199) 或 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券- 迎新優惠高達HK$8,000現金回贈
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=438880000, displayValue=438,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=12191111, displayValue=12,191, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1850, displayValue=1.85, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtc2NiLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi16aC1ycA.IKOaeIy5N6Mi5nyIztRo46qyGkhskcf--wZzmLtLJYV_ETdXvqGfzP8DPQSOpwHmKY0YqNxcl3NrX4ATcP7tAg, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=4000000.0, apr=1.85, eir=null, interestRate=0.27, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[【貸款智慧】實際年利率低至1.85%(貸款額HK$150萬或以上、還款期12個月);0%手續費, 【網上申請特快服務承諾】辦公日中午前遞交網上申請,銀行將專人於當天跟進。專人跟進後可即日提供審批結果。]}, productName=渣打銀行 私人貸款, title=HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) / iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199) / 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
- 客戶由2023年9月1日至2023年10月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕
貸款金額 MoneyHero加碼獨家優惠: HK$800,000 或 以上 - SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588); 或
- HK$8,800 Apple Store 禮品卡 / 惠康購物現金券
HK$400,000 - HK$799,999 - iPad mini (256GB) (價值HK$5,199); 或
- HK$4,800 Apple Store 禮品卡 / 惠康購物現金券
HK$200,000 - HK$399,999 - Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199); 或
- HK$2,800 Apple Store 禮品卡 / 惠康購物現金券
- 所有獨家優惠均以顏色隨機形式發放
如何領取MoneyHero獨家優惠
- 請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKxxxxxxxxxxxxxx)。
- 請於成功申請批核後的7日內,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至support@moneyhero.com.hk,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進
- 詳細流程:如何領取「MoneyHero獨家優惠」的現金券?
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。
- 如欲了解優惠詳情,請參閱條款及細則
, 【渣打迎新優惠】高達HK$8,000現金回贈
客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款
- 高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情:
貸款金額 基本現金回贈 (還款期達12個月) 基本現金回贈 (還款期達24個月或以上) 額外現金回贈
(全新客戶及還款期達36個月或以上) HK$1,500,000 或 以上 HK$3,500 HK$7,000 HK$1,000 HK$600,000 至 HK$1,499,999 HK$1,500 HK$3,000 HK$1,000 HK$200,000 至 HK$599,999 HK$1,000 HK$2,000 HK$1,000 HK$50,000 至 HK$199,999 HK$500 HK$500 HK$1,000
, 產品特色
- 貸款額高達月薪18倍或HK$4,000,000(以較低者為準)
- 還款期長達60個月;0%手續費
- 網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果
- 設有7天冷靜期
- 豁免提早償還貸款手續費
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費
- 渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費
- 申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民
- 上述每月平息已約至小數後2個位及只供參考之用
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=20, description={shortDescription=20歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證
2. 最近期住宅地址證明
3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;
自僱人士請提供商業登記證及最近之營業稅單
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=0, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=4000000.0, apr=1.85, eir=null, interestRate=0.27, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
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私人貸款","title":"HK.PL.SCBX0001.STANDARDCHARTEREDPERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588) / iPad mini (256GB) (價值HK$5,199) / Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199)</strong> <strong>/ 高達HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</strong></p> <ul> \t<li>客戶由2023年9月1日至2023年10月31日期間,經MoneyHero成功申請及批核貸款HK$200,000或以上,並於三個月内提取貸款,可獲以下獨家優惠﹕</li> </ul> <table style=\"height:180px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:36px; text-align:left; width:10.3693%\"><strong>貸款金額</strong></td> \t\t\t<td style=\"height:36px; text-align:left; width:39.6307%\"><strong>MoneyHero加碼獨家優惠:</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588); 或</li> \t\t\t\t<li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$400,000 - HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>iPad mini (256GB) (價值HK$5,199); 或</li> \t\t\t\t<li>HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$200,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199); 或</li> \t\t\t\t<li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> \t<li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKxxxxxxxxxxxxxx)。</li> \t<li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href=\"mailto:support@moneyhero.com.hk\">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> \t<li>詳細流程:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-\" target=\"”_blank”\">如何領取「MoneyHero獨家優惠」的現金券?</a></li> \t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t<li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-scb-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 37.1988%; text-align: left;\"><strong>貸款金額</strong></td> <td style=\"width: 20.3313%; text-align: left;\"><strong>基本現金回贈 (還款期達12個月)</strong></td> <td style=\"height: 50px; width: 17.4699%; text-align: left;\"><strong>基本現金回贈 (還款期達24個月或以上)</strong></td> <td style=\"width: 25%; text-align: left;\"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 37.1988%; height: 50px; text-align: left;\">HK$1,500,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$3,500</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.4699%; height: 50px; text-align: left;\">HK$7,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$600,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$1,500</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$3,000 </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$200,000 至 HK$599,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$1,000</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$2,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$50,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$500</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$500</td> <td style=\"text-align: left; width: 25%;\">HK$1,000</td> </tr> </tbody> </table> </li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$4,000,000(以較低者為準)</li> <li>還款期長達60個月;0%手續費</li> <li>網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果</li> <li>設有7天冷靜期</li> <li>豁免提早償還貸款手續費</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/scb/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> 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width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:36px; text-align:left; width:10.3693%\"><strong>貸款金額</strong></td> \t\t\t<td style=\"height:36px; text-align:left; width:39.6307%\"><strong>MoneyHero加碼獨家優惠:</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG Galaxy Tab S9 Ultra (Wi-Fi) 512GB (價值HK$10,588); 或</li> \t\t\t\t<li>HK$8,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$400,000 - HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>iPad mini (256GB) (價值HK$5,199); 或</li> \t\t\t\t<li>HK$4,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:10.3693%\">HK$200,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:39.6307%\"> \t\t\t<ul> \t\t\t\t<li>Apple Watch Series 9 (GPS) 41 毫米 (鋁金屬錶殼;運動錶帶)(價值HK$3,199); 或</li> \t\t\t\t<li>HK$2,800 Apple Store 禮品卡 / 惠康購物現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> </ul> <p><strong>如何領取MoneyHero獨家優惠</strong></p> <ul> \t<li>請記下完成申請後(「多謝申請」)頁面提供的申請參考編號 (例如 HKxxxxxxxxxxxxxx)。</li> \t<li>請於<strong>成功申請批核後的7日內</strong>,請(1)申請之產品名稱、(2)申請日期及(3)提取貸款確認短訊之截圖,電郵至<a href=\"mailto:support@moneyhero.com.hk\">support@moneyhero.com.hk</a>,並填寫經電郵發送之「獎賞換領表格」,以作核對及跟進</li> \t<li>詳細流程:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360021532611-%E5%A6%82%E4%BD%95%E9%A0%98%E5%8F%96-MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0-%E7%9A%84%E7%8F%BE%E9%87%91%E5%88%B8-%E8%A9%B3%E7%B4%B0%E6%B5%81%E7%A8%8B-\" target=\"”_blank”\">如何領取「MoneyHero獨家優惠」的現金券?</a></li> \t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t<li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與渣打銀行無關。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-scb-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【渣打迎新優惠】高達HK$8,000現金回贈</strong><br />客戶由2023年8月1日至2023年10月31日,於網上成功申請及提取渣打「分期貸款」可享高達HK$7,000現金回贈,全新客戶及貸款期達36個月或以上可享額外HK$1,000現金回贈。全新客戶為申請時並沒有持有任何由本行發行之渣打信用卡及/或貸款</p> <ul> <li>高達HK$7,000現金回贈、全新客戶額外HK$1,000現金回贈之詳情: <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 37.1988%; text-align: left;\"><strong>貸款金額</strong></td> <td style=\"width: 20.3313%; text-align: left;\"><strong>基本現金回贈 (還款期達12個月)</strong></td> <td style=\"height: 50px; width: 17.4699%; text-align: left;\"><strong>基本現金回贈 (還款期達24個月或以上)</strong></td> <td style=\"width: 25%; text-align: left;\"><strong>額外現金回贈<br />(全新客戶及還款期達36個月或以上)</strong></td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 37.1988%; height: 50px; text-align: left;\">HK$1,500,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$3,500</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.4699%; height: 50px; text-align: left;\">HK$7,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$600,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$1,500</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$3,000 </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$200,000 至 HK$599,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$1,000</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$2,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$1,000</td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 37.1988%; text-align: left;\">HK$50,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.3313%; text-align: left;\">HK$500</td> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 17.4699%; text-align: left;\">HK$500</td> <td style=\"text-align: left; width: 25%;\">HK$1,000</td> </tr> </tbody> </table> </li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪18倍或HK$4,000,000(以較低者為準)</li> <li>還款期長達60個月;0%手續費</li> <li>網上申請特快服務承諾:中午前遞交網上申請,當日即有專人跟進有關貸款。專人跟進後最快可即日提供審批結果</li> <li>設有7天冷靜期</li> <li>豁免提早償還貸款手續費</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/scb/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他適用的費用與收費</li> <li>渣打銀行將根據個別客戶之信貸評級及其他有關因素而審批貸款申請,並保留權利決定是否提供私人貸款及決定最終的利率和手續費</li> <li>申請要求:每年固定入息HK$96,000或以上及年滿20歲或以上之香港永久性居民</li> <li>上述每月平息已約至小數後2個位及只供參考之用</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"20","description":{"shortDescription":"20歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港永久性居民身份證\n<br>2. 最近期住宅地址證明\n<br>3. 固定收入人士請提供最近1個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>非固定收入人士請提供最近3個月之電腦編印糧單或附有閣下姓名、賬戶號碼及薪酬之銀行月結單 / 存摺紀錄;<br>自僱人士請提供商業登記證及最近之營業稅單\n<br><br>"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":0,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":4000000.0,"apr":1.85,"eir":null,"interestRate":0.27,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=渣打銀行 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
HK$200萬/月薪18倍
每年1%
MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 | 選項1 | 選項2 |
HK$1,000,000 或以上 | Sennheiser Ambeo Soundbar Plus (價值HK$12,999) | HK$12,000 惠康現金券 / Apple Store禮品卡 |
HK$700,000 – HK$999,999 | iPad mini Wi‑Fi 256GB (價值HK$5,199) | HK$5,000 惠康現金券 / Apple Store禮品卡 |
HK$400,000 – HK$699,999 | LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380) | HK$3,000 惠康現金券 |
HK$100,000 – HK$399,999 | Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) | HK$2,000 惠康現金券 |
HK$80,000 – HK$99,999 | Marshall Willen (價值HK$999) | HK$800 惠康現金券 |
產品特色
注意事項
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2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
","產品特色
- 實際年利率低至1.65%
- 貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)
- 靈活還款期由最短6個月至最長60個月
- 最快即日放款至您的信銀國際戶口
","為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾"],"cons":["注意事項
- 實際年利率1.65%以貸款金額HK$2,000,000、還款期12個月及每月平息0.032%計算,並已包括每年0.5%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"84000","description":{"shortDescription":"HK$84,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2000000.0,"apr":1.65,"eir":null,"interestRate":0.001,"fees":[],"transferRate":null}],"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"手續費"},"feeInterval":"ANNUALLY","value":1,"calculationMethod":"PROPORTIONAL_TO_PRINCIPAL","paymentMethod":"DEDUCT_FROM_WITHDRAWAL","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
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height: 50px; width: 36.2216%;"><strong>貸款額</strong></td> <td style="text-align: center; height: 50px; width: 37.9261%;"><strong>選項1</strong></td> <td style="text-align: center; width: 25.8523%;"><strong>選項2</strong></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$1,000,000 或以上</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$700,000 – HK$999,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$400,000 – HK$699,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"> <p><span style="font-weight: 400;">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$100,000 – HK$399,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;">HK$80,000 – HK$99,999</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;"><span style="font-size: 14px;">Marshall Willen (價值HK$999)</span></td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;"><span style="font-size: 14px;">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href="https://moneyhero.link/pl-citic-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.65%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citic/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.65%以貸款金額HK$2,000,000、還款期12個月及每月平息0.032%計算,並已包括每年0.5%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> <li>即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。</li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=84000, description={shortDescription=HK$84,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.65, eir=null, interestRate=0.001, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ANNUALLY, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=DEDUCT_FROM_WITHDRAWAL, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltdc5f6b06067dee4e_17_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt5bf8e5f8e1ba3dd5/642545190a34c91185a4461b/CNCBI_Horizontal_logo_RGB_(1).png, description=null, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【10月3日截止】經MoneyHero成功申請貸款,可享獨家禮品價值高達HK$12,999【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf4e9b57bfa4c033e/64d4bee99adc5436f3787eaf/20230810_Citic_PL_Aug_Offer_D-PJ23_0569_Campaign_Static_Banner_TC_GIF_frame_1_(1600_x_400)_(1).jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}, {key=BEST_VALUE, display=推薦獎賞計劃}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=400144000, displayValue=400,144, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11115111, displayValue=11,115, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1650, displayValue=1.65, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY25jYmktc21hcnQtcGx1cy1wZXJzb25hbC1sb2FuLXBsLXpoLXJw.uCN2wHP7EhGVEksl8JXYRS_Q9JZy7-Cvni4sZQggcJKZzhhF5yvA3U2hWkaOSQgpH-ePScHw4b8QR7uMVUvKAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=cncbi-personal-installment-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.65, eir=null, interestRate=0.001, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=1, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=china-citic-bank, providerName=中信銀行(國際)}, description={shortDescription=[貸款金額高達月薪18倍或HK$2,000,000(以較低者為準), 【靈活理財】實際年利率低至1.65%(貸款額HK$200萬、還款期12個月)]}, productName=信銀國際 $mart Plus 私人貸款, title=HK.PL.CCBI0001.SMARTPLUSPERSONALINSTALMENTLOAN, features={title=Features, pros=[MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999
2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕
貸款額 選項1 選項2 HK$1,000,000 或以上 Sennheiser Ambeo Soundbar Plus (價值HK$12,999)
HK$12,000 惠康現金券 / Apple Store禮品卡 HK$700,000 – HK$999,999 iPad mini Wi‑Fi 256GB (價值HK$5,199)
HK$5,000 惠康現金券 / Apple Store禮品卡 HK$400,000 – HK$699,999 LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)
HK$3,000 惠康現金券 HK$100,000 – HK$399,999 Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) HK$2,000 惠康現金券 HK$80,000 – HK$99,999 Marshall Willen (價值HK$999) HK$800 惠康現金券
- 所有獨家獎賞均以顏色隨機形式發出
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 實際年利率低至1.65%
- 貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)
- 靈活還款期由最短6個月至最長60個月
- 最快即日放款至您的信銀國際戶口
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 實際年利率1.65%以貸款金額HK$2,000,000、還款期12個月及每月平息0.032%計算,並已包括每年0.5%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。
- 在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。
- 即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。
- 詳情請瀏覽信銀國際網頁。
- 受條款及細則約束。借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=84000, description={shortDescription=HK$84,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 有效香港身份證/ 護照/ 或其他身份證明文件
2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。
若月薪收入為佣金制人士,請提供最近 2 個月之入息證明
3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單
4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)
5. 專業資格證明(只適用於專業資人士)
6. 如選擇以公司地址為通訊地址,請附上公司地址證明
7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證
8. 放款戶口之存摺首頁/月結單副本
9. 自動轉賬授權書
10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=60, loanAmountMin=5000.0, loanAmountMax=2000000.0, apr=1.65, eir=null, interestRate=0.001, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ANNUALLY, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=DEDUCT_FROM_WITHDRAWAL, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
(SizeLimitingPyMap: {market=moneyhero, badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparables=[{comparable_label=最高貸款額, comparable_value=<p style="font-size: 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$mart Plus 私人貸款","title":"HK.PL.CCBI0001.SMARTPLUSPERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠 - Sennheiser或Apple禮品高達HK$12,999</strong><br />2023年8月7日中午12時至10月3日期間(推廣期),客戶經MoneyHero成功申請及提取信銀國際 $mart Plus 分期貸款,並於成功申請的一個月內提取貸款,可享以下MoneyHero獨家優惠﹕</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"text-align: center; height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.65%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.65%以貸款金額HK$2,000,000、還款期12個月及每月平息0.032%計算,並已包括每年0.5%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> 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height: 50px; width: 36.2216%;\"><strong>貸款額</strong></td> <td style=\"text-align: center; height: 50px; width: 37.9261%;\"><strong>選項1</strong></td> <td style=\"text-align: center; width: 25.8523%;\"><strong>選項2</strong></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$1,000,000 或以上</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">Sennheiser Ambeo Soundbar Plus (價值HK$12,999)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$12,000 惠康現金券 / Apple Store禮品卡</span></td> </tr><tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$700,000 – HK$999,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">iPad mini Wi‑Fi 256GB (價值HK$5,199)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$5,000 惠康現金券 / Apple Store禮品卡</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$400,000 – HK$699,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"> <p><span style=\"font-weight: 400;\">LG AF20CREAM PuriCare™ 4-In-1 Aerofurniture (價值 HK$4,380)</span></p> </td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$3,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$100,000 – HK$399,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$2,000 惠康現金券</span></td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 36.2216%;\">HK$80,000 – HK$99,999</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 37.9261%;\"><span style=\"font-size: 14px;\">Marshall Willen (價值HK$999)</span></td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 25.8523%;\"><span style=\"font-size: 14px;\">HK$800 惠康現金券</span></td> </tr> </tbody> </table> <ul> <li>所有獨家獎賞均以顏色隨機形式發出</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citic-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.65%</li> <li>貸款金額高達月薪18倍或HK$2,000,000(以較低者為準)</li> <li>靈活還款期由最短6個月至最長60個月</li> <li>最快即日放款至您的信銀國際戶口</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citic/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率1.65%以貸款金額HK$2,000,000、還款期12個月及每月平息0.032%計算,並已包括每年0.5%手續費。實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>實際年利率是按照香港銀行公會發出的有關指引所載的做法及方式計算,實際年利率是一個參考利率,以年化利率展示出已包括基本的利率、其他適用的手續費及收費。</li> <li>在此列出的每月平息及實際年利率只供參考,最終批核結果將根據客戶的財政狀況而定 。信銀國際有保留批核貸款申請之權利。</li> <li>即日放款服務只適用於銀行服務時間內(星期一至五上午9時至晚上8時,星期六、日及公眾假期除外)放款至信銀國際戶口。有關處理時間由銀行確定已批核之貸款開始計算。</li> <li>詳情請瀏覽信銀國際網頁。</li> <li>受條款及細則約束。借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"84000","description":{"shortDescription":"HK$84,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 有效香港身份證/ 護照/ 或其他身份證明文件<br>2. 最近 1 個月顯示入息證明之銀行月結單或存摺影印本( 存摺影印本需附上印有閣下姓名及賬戶號碼之首頁)或任何形式的入息證明。<br>若月薪收入為佣金制人士,請提供最近 2 個月之入息證明<br>3. 如為自僱人士,請附上公司之商業登記及最近期之利得稅稅單及最近 3 個月之公司戶口月結單<br>4. 附有閣下姓名之最近 3 個月內發出的現居址證明(例如:電費單或銀行月結單)<br>5. 專業資格證明(只適用於專業資人士)<br>6. 如選擇以公司地址為通訊地址,請附上公司地址證明<br>7. 如閣下為非香港永久性居民身份證持有人,請附護照/往來港澳通行證/原居地身份證副本(如適用)及香港特別行政區發出的工作證<br>8. 放款戶口之存摺首頁/月結單副本<br>9. 自動轉賬授權書<br>10. 欲轉至信銀國際 $mart Plus 分期貸款之信用卡或貸款之貸款確認信或最近 1 個月之信用卡結單(須印有閣下姓名及貸款號碼)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":60,"loanAmountMin":5000.0,"loanAmountMax":2000000.0,"apr":1.65,"eir":null,"interestRate":0.001,"fees":[],"transferRate":null}],"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"手續費"},"feeInterval":"ANNUALLY","value":1,"calculationMethod":"PROPORTIONAL_TO_PRINCIPAL","paymentMethod":"DEDUCT_FROM_WITHDRAWAL","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=信銀國際 $mart Plus 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
HK$200萬/月薪20倍
2%
客戶完成以下條件,可獲高達HK$7,700超市現金券、HK$300「一扣即享」金額
貸款額 | DBS現金券金額 (還款期為12/18/24/30/36個月) | DBS現金券金額 (還款期為42/48/52/54/60個月) | 額外 「一扣即享」金額 |
HK$1,500,000 或以上 | HK$3,000 | HK$7,700 | HK$300 |
HK$1,000,000 至 HK$1,499,999 | HK$3,000 | HK$7,700 | HK$300 |
HK$500,000 至 HK$999,999 | HK$1,000 | HK$3,000 | HK$300 |
HK$300,000 至 HK$499,999 | HK$1,000 | HK$1,000 | HK$300 |
HK$100,000 至 HK$299,999 | HK$500 | HK$500 | HK$300 |
客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
貸款額 | MoneyHero獨家 全新客戶優惠 | MoneyHero獨家 現有客戶優惠 |
HK$1,500,000 或以上 | HK$8,000 超市現金券 / Apple Store 禮品卡 | HK$5,200 超市現金券 / Apple Store 禮品卡 |
HK$1,000,000 至 HK$1,499,999 | HK$4,500 超市現金券 / Apple Store 禮品卡 | HK$3,400 超市現金券 / Apple Store 禮品卡 |
HK$500,000 至 HK$999,999 | HK$3,500 超市現金券 / Apple Store 禮品卡 | HK$2,600 超市現金券 / Apple Store 禮品卡 |
HK$300,000 至 HK$499,999 | HK$2,000 超市現金券 / Apple Store 禮品卡 | HK$1,500 超市現金券 / Apple Store 禮品卡 |
HK$100,000 至 HK$299,999 | HK$500 超市現金券 / Apple Store 禮品卡 | HK$200 超市現金券 / Apple Store 禮品卡 |
產品特色
注意事項
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\t \t\t \t\t\t貸款額 \t\t\t \t\t\tDBS現金券金額 (還款期為12/18/24/30/36個月)
\t\t\t \t\t\tDBS現金券金額 (還款期為42/48/52/54/60個月) \t\t\t額外
\t\t\t「一扣即享」金額 \t\t \t\t \t\t\tHK$1,500,000 或以上 \t\t\tHK$3,000 \t\t\tHK$7,700 \t\t\tHK$300 \t\t \t\t \t\t\tHK$1,000,000 至 HK$1,499,999 \t\t\tHK$3,000 \t\t\tHK$7,700 \t\t\tHK$300 \t\t \t\t \t\t\tHK$500,000 至 HK$999,999 \t\t\tHK$1,000 \t\t\tHK$3,000 \t\t\tHK$300 \t\t \t\t \t\t\tHK$300,000 至 HK$499,999 \t\t\tHK$1,000 \t\t\tHK$1,000 \t\t\tHK$300 \t\t \t\t \t\t\tHK$100,000 至 HK$299,999 \t\t\tHK$500 \t\t\tHK$500 \t\t\tHK$300 \t\t \t
\t- 不論經任何途徑成功申請此貸款;
\t- 由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;
\t- 2023年11月21日或之前:成功提取指定貸款額
","客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
貸款額 MoneyHero獨家 全新客戶優惠 MoneyHero獨家 現有客戶優惠
HK$1,500,000 或以上 HK$8,000 超市現金券 / Apple Store 禮品卡
HK$5,200 超市現金券 / Apple Store 禮品卡
HK$1,000,000 至 HK$1,499,999 HK$4,500 超市現金券 / Apple Store 禮品卡
HK$3,400 超市現金券 / Apple Store 禮品卡
HK$500,000 至 HK$999,999 HK$3,500 超市現金券 / Apple Store 禮品卡
HK$2,600 超市現金券 / Apple Store 禮品卡
HK$300,000 至 HK$499,999 HK$2,000 超市現金券 / Apple Store 禮品卡 HK$1,500 超市現金券 / Apple Store 禮品卡 HK$100,000 至 HK$299,999 HK$500 超市現金券 / Apple Store 禮品卡 HK$200 超市現金券 / Apple Store 禮品卡
- 經MoneyHero,或DBS Card+網頁成功申請此貸款;
- 由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;
- 2023年11月21日或之前:成功提取指定貸款額
- 優惠受條款及細則約束
","產品特色
- 實際年利率低至2.20%;實際年利率已計算2%手續費
- 手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。
- 貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月
- 借貸無須入息證明
- 可提取已償還貸款額
"],"cons":["注意事項
\t- 最低收入要求:每年固定入息HK$80,000或以上
\t- 「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。
\t- 要收到「一扣即享」金額,客戶必須: \t
\t\t- 在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。
\t\t- 於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。
\t
\t \t- 超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
\t- 獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶
\t- 現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶
\t- 實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費
\t- 獎賞受條款約束,詳情請參閱星展網頁
\t- 實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
\t- 在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁
\t- 借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"80000","description":{"shortDescription":"HK$80,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上或電話申請
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3. 信貸報告
4. 選擇貸款計劃
5. 選擇放款方式
6. 發放貸款
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solid #a9a9a9; height:35px; text-align:left; width:3.75586%">HK$3,000</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%">HK$7,700</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%">HK$300</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%">HK$500,000 至 HK$999,999</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%">HK$1,000</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%">HK$3,000</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%">HK$300</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%">HK$300,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%">HK$1,000</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%">HK$1,000</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%">HK$300</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%">HK$100,000 至 HK$299,999</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%">HK$500</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%">HK$500</td> <td style="border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%">HK$300</td> </tr> </tbody> </table> <ul> <li>不論經任何途徑成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> </ul>, <p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style="width: 100%; height: 279px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 15.162%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 20.7991%; height: 50px; text-align: left;"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style="width: 22.8078%; height: 50px; text-align: left;"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$1,500,000 或以上</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;">HK$1,000,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$500,000 至 HK$999,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style="border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1184233ecd56a45f/651003125f359c0f72841a0b/MoneyHero_X_DBS_PIL_Oct_2023_TnC.pdf" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.20%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>借貸無須入息證明</li> <li>可提取已償還貸款額</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>最低收入要求:每年固定入息HK$80,000或以上</li> <li>「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> <li>要收到「一扣即享」金額,客戶必須: <ul> <li>在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> <li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> </ul> </li> <li>超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> <li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> <li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> <li>實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費</li> <li>獎賞受條款約束,詳情請參閱星展網頁</li> <li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> <li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=80000, description={shortDescription=HK$80,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上或電話申請<br>2. 確認個人資料及申報債務<br>3. 信貸報告<br>4. 選擇貸款計劃<br>5. 選擇放款方式<br>6. 發放貸款<br>}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證<br>2. 最近3個月的薪金證明<br>3. 住址證明(最近六個月內發出)<br>4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))<br>5. 顯示姓名及賬戶號碼的銀行結單/存摺}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=12, loanTenureMax=12, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.14, eir=null, 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repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt38604a2fd01b4391_20_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt8b8af60da93d7437/5ca2d144aef178d33948e96c/dbs.png, description=, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【10月31日截止】可享高達HK$16,000獎賞,包括 HK$7,700超市現金券、HK$300「一扣即享」金額,及高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡, bannerImage=null, countdown={text=最後機會, displayProductPage=true, date={startDate=null, endDate=2022-09-19T15:59:59.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=430240000, displayValue=430,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11951111, displayValue=11,951, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=6320, displayValue=6.32, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvZGJzLXBlcnNvbmFsLWluc3RhbG1lbnQtbG9hbi1wbC16aC1ycA.ngep43krzmJwiYX_HHoHl04_fBxsMhiWx0hgqzfRDJr7TIU3SYlk3V2nDbxhqkkDqbsr4JeLob51lSgDABy_AA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=dbs-personal-instalment-loan}, rateTableEntries=[{loanTenureMin=12, loanTenureMax=12, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.14, eir=null, interestRate=0.1, fees=[]}, {loanTenureMin=12, loanTenureMax=12, loanAmountMin=500000.0, loanAmountMax=2000000.0, apr=5.91, eir=null, interestRate=0.09, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.25, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=500000.0, loanAmountMax=1999999.0, apr=6.01, eir=null, interestRate=0.17, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=2000000.0, loanAmountMax=2000000.0, apr=2.2, eir=null, interestRate=0.01, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.32, eir=null, interestRate=0.21, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=6.08, eir=null, interestRate=0.2, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=1000000.0, loanAmountMax=2000000.0, apr=5.84, eir=null, interestRate=0.19, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.21, eir=null, interestRate=0.22, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=500000.0, loanAmountMax=2000000.0, apr=5.97, eir=null, interestRate=0.21, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=200000.0, loanAmountMax=499999.0, apr=6.22, eir=null, interestRate=0.23, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=500000.0, loanAmountMax=999999.0, apr=5.98, eir=null, interestRate=0.22, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1000000.0, loanAmountMax=2000000.0, apr=5.75, eir=null, interestRate=0.21, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=200000}}, provider={alias=dbs, providerName=星展銀行}, description={shortDescription=[【支出急增,靈活就手】貸款額高達HK$200萬 或 月薪20倍 (較低為準), 【特低利息】客戶可享實際年利率低至2.20%]}, productName=星展銀行 定額私人貸款, title=HK.PL.DBSX0001.PERSONALINSTALMENTLOAN, features={title=Features, pros=[客戶完成以下條件,可獲高達HK$7,700超市現金券、HK$300「一扣即享」金額
貸款額 DBS現金券金額 (還款期為12/18/24/30/36個月)
DBS現金券金額 (還款期為42/48/52/54/60個月) 額外
「一扣即享」金額 HK$1,500,000 或以上 HK$3,000 HK$7,700 HK$300 HK$1,000,000 至 HK$1,499,999 HK$3,000 HK$7,700 HK$300 HK$500,000 至 HK$999,999 HK$1,000 HK$3,000 HK$300 HK$300,000 至 HK$499,999 HK$1,000 HK$1,000 HK$300 HK$100,000 至 HK$299,999 HK$500 HK$500 HK$300
- 不論經任何途徑成功申請此貸款;
- 由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;
- 2023年11月21日或之前:成功提取指定貸款額
, 客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
貸款額 MoneyHero獨家 全新客戶優惠 MoneyHero獨家 現有客戶優惠
HK$1,500,000 或以上 HK$8,000 超市現金券 / Apple Store 禮品卡
HK$5,200 超市現金券 / Apple Store 禮品卡
HK$1,000,000 至 HK$1,499,999 HK$4,500 超市現金券 / Apple Store 禮品卡
HK$3,400 超市現金券 / Apple Store 禮品卡
HK$500,000 至 HK$999,999 HK$3,500 超市現金券 / Apple Store 禮品卡
HK$2,600 超市現金券 / Apple Store 禮品卡
HK$300,000 至 HK$499,999 HK$2,000 超市現金券 / Apple Store 禮品卡 HK$1,500 超市現金券 / Apple Store 禮品卡 HK$100,000 至 HK$299,999 HK$500 超市現金券 / Apple Store 禮品卡 HK$200 超市現金券 / Apple Store 禮品卡
- 經MoneyHero,或DBS Card+網頁成功申請此貸款;
- 由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;
- 2023年11月21日或之前:成功提取指定貸款額
- 優惠受條款及細則約束
, 產品特色
- 實際年利率低至2.20%;實際年利率已計算2%手續費
- 手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。
- 貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月
- 借貸無須入息證明
- 可提取已償還貸款額
], cons=[注意事項
- 最低收入要求:每年固定入息HK$80,000或以上
- 「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。
- 要收到「一扣即享」金額,客戶必須:
- 在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。
- 於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。
- 超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。
- 獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶
- 現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶
- 實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費
- 獎賞受條款約束,詳情請參閱星展網頁
- 實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還
- 在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=80000, description={shortDescription=HK$80,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 於網上或電話申請
2. 確認個人資料及申報債務
3. 信貸報告
4. 選擇貸款計劃
5. 選擇放款方式
6. 發放貸款
}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證
2. 最近3個月的薪金證明
3. 住址證明(最近六個月內發出)
4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))
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width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$1,000,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$100,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>不論經任何途徑成功申請此貸款;</li> \t<li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> \t<li>2023年11月21日或之前:成功提取指定貸款額</li> </ul>","<p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style=\"width: 100%; height: 279px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 15.162%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 20.7991%; height: 50px; text-align: left;\"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style=\"width: 22.8078%; height: 50px; text-align: left;\"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$1,500,000 或以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;\">HK$1,000,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;\"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$500,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1184233ecd56a45f/651003125f359c0f72841a0b/MoneyHero_X_DBS_PIL_Oct_2023_TnC.pdf\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.20%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>借貸無須入息證明</li> <li>可提取已償還貸款額</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> \t<li>最低收入要求:每年固定入息HK$80,000或以上</li> \t<li>「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> \t<li>要收到「一扣即享」金額,客戶必須: \t<ul> \t\t<li>在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> \t\t<li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> \t</ul> \t</li> \t<li>超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> \t<li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> \t<li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> \t<li>實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費</li> \t<li>獎賞受條款約束,詳情請參閱星展網頁</li> \t<li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> \t<li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> \t<li>借定唔借?還得到先好借!</li> 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width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$1,000,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$100,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>不論經任何途徑成功申請此貸款;</li> \t<li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> \t<li>2023年11月21日或之前:成功提取指定貸款額</li> </ul>","<p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style=\"width: 100%; height: 279px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 15.162%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 20.7991%; height: 50px; text-align: left;\"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style=\"width: 22.8078%; height: 50px; text-align: left;\"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$1,500,000 或以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;\">HK$1,000,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;\"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$500,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1184233ecd56a45f/651003125f359c0f72841a0b/MoneyHero_X_DBS_PIL_Oct_2023_TnC.pdf\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.20%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>借貸無須入息證明</li> <li>可提取已償還貸款額</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> \t<li>最低收入要求:每年固定入息HK$80,000或以上</li> \t<li>「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> \t<li>要收到「一扣即享」金額,客戶必須: \t<ul> \t\t<li>在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> \t\t<li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> \t</ul> \t</li> \t<li>超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> \t<li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> \t<li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> \t<li>實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費</li> \t<li>獎賞受條款約束,詳情請參閱星展網頁</li> \t<li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> \t<li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> \t<li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"80000","description":{"shortDescription":"HK$80,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上或電話申請<br>2. 確認個人資料及申報債務<br>3. 信貸報告<br>4. 選擇貸款計劃<br>5. 選擇放款方式<br>6. 發放貸款<br>"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證<br>2. 最近3個月的薪金證明<br>3. 住址證明(最近六個月內發出)<br>4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))<br>5. 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hs_created_at=1680234702790, hs_is_edited=false, hs_deleted_at=0, productname=星展銀行 定額私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
HK$200萬/月薪12倍
0%
【MoneyHero獨家優惠】成功貸款任何金額即額外送HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券
富邦銀行限時優惠 - 可享高達HK$8,800獎賞
貸款額 | 超市現金券 |
HK$1,000,000 或以上 | HK$8,500 |
HK$500,000 至 HK$999,999 | HK$4,000 |
HK$200,000 至 HK$499,999 | HK$1,500 |
產品特色
注意事項
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\t- 限時優惠:2023年7月19日至10月4日,經MoneyHero成功於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「MHRL09」申請貸款達HK$10,000或以上,並於10月17日或之前提取貸款 ,額外送HK$1,000惠康現金券 \t
\t\t- 優惠受條款及細則約束
\t
\t \t- 獨家優惠:即日起至2023年10月4日,經MoneyHero申請並於申請後1個月內成功提取貸款額HK$100,000或以上 (申請時需於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「MHRL09」),及還款期達24個月或以上,可享Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券
\t- 如要領取MoneyHero獨家優惠: \t
\t\t- 客戶經MoneyHero官網申請貸款時必須輸入電郵地址,MoneyHero會即時經電郵發送奬賞換領表格供客戶填寫
\t\t- 合資格客戶請於7日內填妥MoneyHero奬賞換領表格 (所需資料如下) 及遞交,以供MoneyHero與富邦銀行核對獎賞資格: \t\t
\t\t\t- 申請編號 (經網上向富邦銀行申請貸款後於頁面提供的參考編號);及
\t\t\t- 聯絡資料
\t\t
\t\t \t\t- 換領流程由銀行確認奬賞資格起計需時至少16星期,所需時間或會因批核及其他實際情況變動,獎賞換領信會透過電郵發出。
\t\t- 若合資格客戶未有收到獎賞換領表格,可以連同(1)申請之產品名稱 (eg. 富邦「合您意」私人貸款 ) 及 (2)申請日期,電郵至support@moneyhero.com.hk 以索取「獎賞換領表格」。
\t\t- 申請小貼士﹕ \t\t
\t\t\t- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
\t\t
\t\t \t
\t \t- 優惠受條款及細則約束
","富邦銀行限時優惠 - 可享高達HK$8,800獎賞
\t- 網上申請 : 送 HK$300 超市現金券 \t
\t\t- 經富邦銀行網頁或Fubon GO流動應用程式申請及提取貸款,可獲 HK$300 超市現金券
\t
\t \t- 提取貸款 : 額外獲贈高達 HK$8,500 超市現金券
\t成功提取以下貸款金額及還款期達24個月或以上,可獲贈超市現金券:
\t \t\t \t\t\t貸款額 \t\t\t超市現金券 \t\t \t\t \t\t\tHK$1,000,000 或以上 \t\t\tHK$8,500 \t\t \t\t \t\t\tHK$500,000 至 HK$999,999 \t\t\tHK$4,000 \t\t \t\t \t\t\tHK$200,000 至 HK$499,999 \t\t\tHK$1,500 \t\t \t
","產品特色
- 實際年利率低至1.88%,月平息低至0.0845%
- HK$0手續費
- 貸款額最高可達月薪12倍或HK$2,000,000(以較低者為準)
- 還款期更可長達60個月
- 專人跟進,最快30分鐘獲悉初步批核結果,貸款成功獲批核後,現金最快即日到手
"],"cons":["注意事項
- 客戶於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款金額達HK$200,000或以上,而還款期達24個月或以上,方可獲贈高達HK$8,500之超市現金券(「現金券」)優惠。此外,透過富邦銀行網頁或Fubon GO流動應用程式申請及成功提取貸款,可獲額外HK$300超市現金券。有關現金券換領信將於客戶成功提取貸款後1個月內郵寄至客戶之通訊地址。若有關現金券送罄,富邦銀行(香港)有限公司有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供,富邦銀行概不對供應商所提供的產品和服務之質素和供應量,或其提供的資料作出任何陳述或保證。富邦銀行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。
- 客戶必須於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款,方可獲享有關個人化息率及/或其他優惠。
- 申請人須為年滿18歲及年薪達HK$60,000或以上之香港永久性居民。
- 個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率由最低1.88%至最高33.02%,而還款期由最少12個月至最多60個月。上述實際年利率乃依據銀行營運守則指引計算的參考利率,此利率為年化利率並已包括貸款的基本利率。
- 客戶獲初步批核貸款結果後,須遞交所需個人資料及/或文件,以便富邦銀行(香港)有限公司作出最終批核。客戶所獲之最終批核結果,將以富邦銀行於收取所需文件後之決定為準。富邦銀行保留貸款與否及貸款金額之最終批核權。
- 客戶必須使用「電話密碼」進行客戶身份認證,成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」,可於提取貸款後親臨富邦銀行各分行辦理申請,「電話密碼」將會寄奉予客戶。
- 富邦銀行將會於貸款獲成功批核後4至7個工作天內將貸款全數直接存入客戶指定之銀行戶口,有關貸款確認函將會寄奉予客戶。收款銀行(富邦銀行除外)可能會從客戶之銀行戶口扣除港元匯款之手續費。
- 富邦銀行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。
- 富邦銀行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利,而毋須另行通知。如有任何爭議,富邦銀行保留最終決定權。
- 受條款及細則所約束。詳情請瀏覽富邦銀行網頁
- 借定唔借?還得到先好借!
"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"60000","description":{"shortDescription":"HK$60,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 點擊「官網申請」。
2. 點選「申請私人貸款」。
3. 選擇「合您意」私人貸款。
4. 提交申請及等待批核結果。"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證
2. 手機電話號碼
3. 住址或郵寄地址證明
"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":10000.0,"loanAmountMax":1000000.0,"apr":1.88,"eir":null,"interestRate":0.0845,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}
(SizeLimitingPyMap: {__typename=PersonalLoan, id=bltcc5b87d5fb6131fe_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltefb9330208d85155/5c2c8bcf7aa4ddfb1b526266/fubon.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=<strong>【10月4日截止】</strong>高達<strong>HK$12,199</strong>獎賞,包括<strong>【MoneyHero獨家優惠】限時HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / HK$2,000 Apple Store 禮品卡或超市現金券</strong>及【富邦銀行限時優惠】高達<strong>HK$8,800</strong>獎賞。</p><ul><li>【靈活理財】實際年利率1.88%,以月平息0.0845%,貸款額HK$1,500,000及還款期12個月計算,個別客戶之實際年利率或有差異並以最終批核結果為準</li></ul>, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=412168000, displayValue=412,168, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11449111, displayValue=11,449, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaP2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvZnVib24tcGVyZmVjdC1maXQtcGVyc29uYWwtbG9hbi1wbC16aC1ycA.gObtxzfNQnkt6km8Bb2TkCNJf1W4or8jlBDvohJG0oSW7RazsvwTZDwpdv_qgfUTYgYaHeboll03HIIXXR4JDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=fubon-perfect-fit-personal-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1000000.0, apr=1.88, eir=null, interestRate=0.0845, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=fubon-bank, providerName=富邦銀行}, description={shortDescription=[]}, productName=富邦「合您意」私人貸款, title=HK.PL.FUBO0002.FUBONPERFECTFITPERSONALLOAN, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】成功貸款任何金額即額外送HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券</strong></p> <ul> <li><strong>限時優惠</strong>:2023年7月19日至10月4日,經MoneyHero成功於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼<strong>「MHRL09」</strong>申請貸款達HK$10,000或以上,並於10月17日或之前提取貸款 ,額外送HK$1,000惠康現金券 <ul> <li>優惠受<a href="https://moneyhero.link/pl-fubon-tnc-listing-extra" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul> </li> <li><strong>獨家優惠:</strong>即日起至2023年10月4日,經MoneyHero申請並於申請後1個月內成功提取貸款額HK$100,000或以上 (申請時需於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「<strong>MHRL09</strong>」),及還款期達24個月或以上,可享Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券</li> <li><strong>如要領取MoneyHero獨家優惠:</strong> <ul> <li>客戶經MoneyHero官網申請貸款時必須輸入電郵地址,MoneyHero會即時經電郵發送奬賞換領表格供客戶填寫</li> <li>合資格客戶請於7日內填妥MoneyHero奬賞換領表格 (所需資料如下) 及遞交,以供MoneyHero與富邦銀行核對獎賞資格: <ul> <li>申請編號 (經網上向富邦銀行申請貸款後於頁面提供的參考編號);及</li> <li>聯絡資料</li> </ul> </li> <li>換領流程由銀行確認奬賞資格起計需時至少16星期,所需時間或會因批核及其他實際情況變動,獎賞換領信會透過電郵發出。</li> <li>若合資格客戶未有收到獎賞換領表格,可以連同(1)申請之產品名稱 (eg. 富邦「合您意」私人貸款 ) 及 (2)申請日期,電郵至support@moneyhero.com.hk 以索取「獎賞換領表格」。</li> <li><strong>申請小貼士﹕</strong> <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0">3項設定讓你順利取得MoneyHero獨家優惠</a></li> </ul> </li> </ul> </li> <li>優惠受<a href="https://moneyhero.link/pl-fubon-tnc-listing-eo" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>富邦銀行限時優惠 - 可享高達HK$8,800獎賞</strong></p> <ul> <li>網上申請 : 送 HK$300 超市現金券 <ul> <li>經富邦銀行網頁或Fubon GO流動應用程式申請及提取貸款,可獲 HK$300 超市現金券</li> </ul> </li> <li>提取貸款 : 額外獲贈高達 HK$8,500 超市現金券<br /> 成功提取以下貸款金額及還款期達24個月或以上,可獲贈超市現金券:</li> </ul> <table style="width:100%%"> <tbody> <tr> <td style="height:36px; text-align:left; width:26.9564%"><strong>貸款額</strong></td> <td style="height:36px; text-align:left; width:25.6891%"><strong>超市現金券</strong></td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:18px; text-align:left; width:26.9564%">HK$1,000,000 或以上</td> <td style="border-top:1px solid #a9a9a9; height:18px; text-align:left; width:25.6891%">HK$8,500</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%">HK$500,000 至 HK$999,999</td> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%">HK$4,000</td> </tr> <tr> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%">HK$200,000 至 HK$499,999</td> <td style="border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%">HK$1,500</td> </tr> </tbody> </table>, <p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.88%,月平息低至0.0845%</li> <li>HK$0手續費</li> <li>貸款額最高可達月薪12倍或HK$2,000,000(以較低者為準)</li> <li>還款期更可長達60個月</li> <li>專人跟進,最快30分鐘獲悉初步批核結果,貸款成功獲批核後,現金最快即日到手</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>客戶於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款金額達HK$200,000或以上,而還款期達24個月或以上,方可獲贈高達HK$8,500之超市現金券(「現金券」)優惠。此外,透過富邦銀行網頁或Fubon GO流動應用程式申請及成功提取貸款,可獲額外HK$300超市現金券。有關現金券換領信將於客戶成功提取貸款後1個月內郵寄至客戶之通訊地址。若有關現金券送罄,富邦銀行(香港)有限公司有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供,富邦銀行概不對供應商所提供的產品和服務之質素和供應量,或其提供的資料作出任何陳述或保證。富邦銀行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。</li> <li>客戶必須於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款,方可獲享有關個人化息率及/或其他優惠。</li> <li>申請人須為年滿18歲及年薪達HK$60,000或以上之香港永久性居民。</li> <li>個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率由最低1.88%至最高33.02%,而還款期由最少12個月至最多60個月。上述實際年利率乃依據銀行營運守則指引計算的參考利率,此利率為年化利率並已包括貸款的基本利率。</li> <li>客戶獲初步批核貸款結果後,須遞交所需個人資料及/或文件,以便富邦銀行(香港)有限公司作出最終批核。客戶所獲之最終批核結果,將以富邦銀行於收取所需文件後之決定為準。富邦銀行保留貸款與否及貸款金額之最終批核權。</li> <li>客戶必須使用「電話密碼」進行客戶身份認證,成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」,可於提取貸款後親臨富邦銀行各分行辦理申請,「電話密碼」將會寄奉予客戶。</li> <li>富邦銀行將會於貸款獲成功批核後4至7個工作天內將貸款全數直接存入客戶指定之銀行戶口,有關貸款確認函將會寄奉予客戶。收款銀行(富邦銀行除外)可能會從客戶之銀行戶口扣除港元匯款之手續費。</li> <li>富邦銀行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。</li> <li>富邦銀行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利,而毋須另行通知。如有任何爭議,富邦銀行保留最終決定權。</li> <li>受條款及細則所約束。詳情請瀏覽富邦銀行網頁</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=60000, description={shortDescription=HK$60,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 點擊「官網申請」。<br/>2. 點選「申請私人貸款」。<br/>3. 選擇「合您意」私人貸款。<br/>4. 提交申請及等待批核結果。}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=<p>1. 香港身份證<br>2. 手機電話號碼<br>3. 住址或郵寄地址證明</p>}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1000000.0, apr=1.88, eir=null, interestRate=0.0845, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltcc5b87d5fb6131fe_27_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltefb9330208d85155/5c2c8bcf7aa4ddfb1b526266/fubon.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【10月4日截止】高達HK$12,199獎賞,包括【MoneyHero獨家優惠】限時HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / HK$2,000 Apple Store 禮品卡或超市現金券及【富邦銀行限時優惠】高達HK$8,800獎賞。- 【靈活理財】實際年利率1.88%,以月平息0.0845%,貸款額HK$1,500,000及還款期12個月計算,個別客戶之實際年利率或有差異並以最終批核結果為準
, bannerImage=null, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=412168000, displayValue=412,168, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11449111, displayValue=11,449, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1880, displayValue=1.88, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaP2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvZnVib24tcGVyZmVjdC1maXQtcGVyc29uYWwtbG9hbi1wbC16aC1ycA.gObtxzfNQnkt6km8Bb2TkCNJf1W4or8jlBDvohJG0oSW7RazsvwTZDwpdv_qgfUTYgYaHeboll03HIIXXR4JDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=fubon-perfect-fit-personal-loan}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1000000.0, apr=1.88, eir=null, interestRate=0.0845, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=fubon-bank, providerName=富邦銀行}, description={shortDescription=[]}, productName=富邦「合您意」私人貸款, title=HK.PL.FUBO0002.FUBONPERFECTFITPERSONALLOAN, features={title=Features, pros=[【MoneyHero獨家優惠】成功貸款任何金額即額外送HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券
- 限時優惠:2023年7月19日至10月4日,經MoneyHero成功於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「MHRL09」申請貸款達HK$10,000或以上,並於10月17日或之前提取貸款 ,額外送HK$1,000惠康現金券
- 優惠受條款及細則約束
- 獨家優惠:即日起至2023年10月4日,經MoneyHero申請並於申請後1個月內成功提取貸款額HK$100,000或以上 (申請時需於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「MHRL09」),及還款期達24個月或以上,可享Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券
- 如要領取MoneyHero獨家優惠:
- 客戶經MoneyHero官網申請貸款時必須輸入電郵地址,MoneyHero會即時經電郵發送奬賞換領表格供客戶填寫
- 合資格客戶請於7日內填妥MoneyHero奬賞換領表格 (所需資料如下) 及遞交,以供MoneyHero與富邦銀行核對獎賞資格:
- 申請編號 (經網上向富邦銀行申請貸款後於頁面提供的參考編號);及
- 聯絡資料
- 換領流程由銀行確認奬賞資格起計需時至少16星期,所需時間或會因批核及其他實際情況變動,獎賞換領信會透過電郵發出。
- 若合資格客戶未有收到獎賞換領表格,可以連同(1)申請之產品名稱 (eg. 富邦「合您意」私人貸款 ) 及 (2)申請日期,電郵至support@moneyhero.com.hk 以索取「獎賞換領表格」。
- 申請小貼士﹕
- 申請產品前請關掉AdBlocker及「私人模式」:3項設定讓你順利取得MoneyHero獨家優惠
- 優惠受條款及細則約束
, 富邦銀行限時優惠 - 可享高達HK$8,800獎賞
- 網上申請 : 送 HK$300 超市現金券
- 經富邦銀行網頁或Fubon GO流動應用程式申請及提取貸款,可獲 HK$300 超市現金券
- 提取貸款 : 額外獲贈高達 HK$8,500 超市現金券
成功提取以下貸款金額及還款期達24個月或以上,可獲贈超市現金券:
貸款額 超市現金券 HK$1,000,000 或以上 HK$8,500 HK$500,000 至 HK$999,999 HK$4,000 HK$200,000 至 HK$499,999 HK$1,500
, 產品特色
- 實際年利率低至1.88%,月平息低至0.0845%
- HK$0手續費
- 貸款額最高可達月薪12倍或HK$2,000,000(以較低者為準)
- 還款期更可長達60個月
- 專人跟進,最快30分鐘獲悉初步批核結果,貸款成功獲批核後,現金最快即日到手
], cons=[注意事項
- 客戶於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款金額達HK$200,000或以上,而還款期達24個月或以上,方可獲贈高達HK$8,500之超市現金券(「現金券」)優惠。此外,透過富邦銀行網頁或Fubon GO流動應用程式申請及成功提取貸款,可獲額外HK$300超市現金券。有關現金券換領信將於客戶成功提取貸款後1個月內郵寄至客戶之通訊地址。若有關現金券送罄,富邦銀行(香港)有限公司有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供,富邦銀行概不對供應商所提供的產品和服務之質素和供應量,或其提供的資料作出任何陳述或保證。富邦銀行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。
- 客戶必須於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款,方可獲享有關個人化息率及/或其他優惠。
- 申請人須為年滿18歲及年薪達HK$60,000或以上之香港永久性居民。
- 個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率由最低1.88%至最高33.02%,而還款期由最少12個月至最多60個月。上述實際年利率乃依據銀行營運守則指引計算的參考利率,此利率為年化利率並已包括貸款的基本利率。
- 客戶獲初步批核貸款結果後,須遞交所需個人資料及/或文件,以便富邦銀行(香港)有限公司作出最終批核。客戶所獲之最終批核結果,將以富邦銀行於收取所需文件後之決定為準。富邦銀行保留貸款與否及貸款金額之最終批核權。
- 客戶必須使用「電話密碼」進行客戶身份認證,成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」,可於提取貸款後親臨富邦銀行各分行辦理申請,「電話密碼」將會寄奉予客戶。
- 富邦銀行將會於貸款獲成功批核後4至7個工作天內將貸款全數直接存入客戶指定之銀行戶口,有關貸款確認函將會寄奉予客戶。收款銀行(富邦銀行除外)可能會從客戶之銀行戶口扣除港元匯款之手續費。
- 富邦銀行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。
- 富邦銀行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利,而毋須另行通知。如有任何爭議,富邦銀行保留最終決定權。
- 受條款及細則所約束。詳情請瀏覽富邦銀行網頁
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=60000, description={shortDescription=HK$60,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 點擊「官網申請」。
2. 點選「申請私人貸款」。
3. 選擇「合您意」私人貸款。
4. 提交申請及等待批核結果。}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證
2. 手機電話號碼
3. 住址或郵寄地址證明
}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=10000.0, loanAmountMax=1000000.0, apr=1.88, eir=null, interestRate=0.0845, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
(SizeLimitingPyMap: {market=moneyhero, badges={show=false, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparables=[{comparable_label=最高貸款額, comparable_value=<p style="font-size: 20px;">HK$200萬/月薪12倍</p>}, {comparable_label=手續費, comparable_value=<p style="font-size: 14px;">0%</p>}], comparables=[APR], product={id=62168994241, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994241, hs_child_table_id=0, hs_updated_at=1695286171311, hs_published_at=1696032083796, productid=bltcc5b87d5fb6131fe_27_zh-hk, data={"__typename":"PersonalLoan","id":"bltcc5b87d5fb6131fe_27_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltefb9330208d85155/5c2c8bcf7aa4ddfb1b526266/fubon.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月4日截止】</strong>高達<strong>HK$12,199</strong>獎賞,包括<strong>【MoneyHero獨家優惠】限時HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399) / HK$2,000 Apple Store 禮品卡或超市現金券</strong>及【富邦銀行限時優惠】高達<strong>HK$8,800</strong>獎賞。</p><ul><li>【靈活理財】實際年利率1.88%,以月平息0.0845%,貸款額HK$1,500,000及還款期12個月計算,個別客戶之實際年利率或有差異並以最終批核結果為準</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":412168000,"displayValue":"412,168","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":11449111,"displayValue":"11,449","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1880,"displayValue":"1.88","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaP2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvZnVib24tcGVyZmVjdC1maXQtcGVyc29uYWwtbG9hbi1wbC16aC1ycA.gObtxzfNQnkt6km8Bb2TkCNJf1W4or8jlBDvohJG0oSW7RazsvwTZDwpdv_qgfUTYgYaHeboll03HIIXXR4JDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"fubon-perfect-fit-personal-loan"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":10000.0,"loanAmountMax":1000000.0,"apr":1.88,"eir":null,"interestRate":0.0845,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"fubon-bank","providerName":"富邦銀行"},"description":{"shortDescription":[]},"productName":"富邦「合您意」私人貸款","title":"HK.PL.FUBO0002.FUBONPERFECTFITPERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】成功貸款任何金額即額外送HK$1,000惠康現金券 + Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年7月19日至10月4日,經MoneyHero成功於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼<strong>「MHRL09」</strong>申請貸款達HK$10,000或以上,並於10月17日或之前提取貸款 ,額外送HK$1,000惠康現金券 \t<ul> \t\t<li>優惠受<a href=\"https://moneyhero.link/pl-fubon-tnc-listing-extra\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> \t</ul> \t</li> \t<li><strong>獨家優惠:</strong>即日起至2023年10月4日,經MoneyHero申請並於申請後1個月內成功提取貸款額HK$100,000或以上 (申請時需於富邦銀行網頁或Fubon GO流動應用程式內輸入推廣碼「<strong>MHRL09</strong>」),及還款期達24個月或以上,可享Apple Watch SE 40mm (GPS + 流動數據) (價值HK$2,399;顏色隨機)/HK$2,000 Apple Store禮品卡/超市現金券</li> \t<li><strong>如要領取MoneyHero獨家優惠:</strong> \t<ul> \t\t<li>客戶經MoneyHero官網申請貸款時必須輸入電郵地址,MoneyHero會即時經電郵發送奬賞換領表格供客戶填寫</li> \t\t<li>合資格客戶請於7日內填妥MoneyHero奬賞換領表格 (所需資料如下) 及遞交,以供MoneyHero與富邦銀行核對獎賞資格: \t\t<ul> \t\t\t<li>申請編號 (經網上向富邦銀行申請貸款後於頁面提供的參考編號);及</li> \t\t\t<li>聯絡資料</li> \t\t</ul> \t\t</li> \t\t<li>換領流程由銀行確認奬賞資格起計需時至少16星期,所需時間或會因批核及其他實際情況變動,獎賞換領信會透過電郵發出。</li> \t\t<li>若合資格客戶未有收到獎賞換領表格,可以連同(1)申請之產品名稱 (eg. 富邦「合您意」私人貸款 ) 及 (2)申請日期,電郵至support@moneyhero.com.hk 以索取「獎賞換領表格」。</li> \t\t<li><strong>申請小貼士﹕</strong> \t\t<ul> \t\t\t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t</ul> \t\t</li> \t</ul> \t</li> \t<li>優惠受<a href=\"https://moneyhero.link/pl-fubon-tnc-listing-eo\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>富邦銀行限時優惠 - 可享高達HK$8,800獎賞</strong></p> <ul> \t<li>網上申請 : 送 HK$300 超市現金券 \t<ul> \t\t<li>經富邦銀行網頁或Fubon GO流動應用程式申請及提取貸款,可獲 HK$300 超市現金券</li> \t</ul> \t</li> \t<li>提取貸款 : 額外獲贈高達 HK$8,500 超市現金券<br /> \t成功提取以下貸款金額及還款期達24個月或以上,可獲贈超市現金券:</li> </ul> <table style=\"width:100%%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:36px; text-align:left; width:26.9564%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:36px; text-align:left; width:25.6891%\"><strong>超市現金券</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:26.9564%\">HK$1,000,000 或以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:25.6891%\">HK$8,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%\">HK$200,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%\">HK$1,500</td> \t\t</tr> \t</tbody> </table>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.88%,月平息低至0.0845%</li> <li>HK$0手續費</li> <li>貸款額最高可達月薪12倍或HK$2,000,000(以較低者為準)</li> <li>還款期更可長達60個月</li> <li>專人跟進,最快30分鐘獲悉初步批核結果,貸款成功獲批核後,現金最快即日到手</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>客戶於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款金額達HK$200,000或以上,而還款期達24個月或以上,方可獲贈高達HK$8,500之超市現金券(「現金券」)優惠。此外,透過富邦銀行網頁或Fubon GO流動應用程式申請及成功提取貸款,可獲額外HK$300超市現金券。有關現金券換領信將於客戶成功提取貸款後1個月內郵寄至客戶之通訊地址。若有關現金券送罄,富邦銀行(香港)有限公司有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供,富邦銀行概不對供應商所提供的產品和服務之質素和供應量,或其提供的資料作出任何陳述或保證。富邦銀行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。</li> <li>客戶必須於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款,方可獲享有關個人化息率及/或其他優惠。</li> <li>申請人須為年滿18歲及年薪達HK$60,000或以上之香港永久性居民。</li> <li>個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率由最低1.88%至最高33.02%,而還款期由最少12個月至最多60個月。上述實際年利率乃依據銀行營運守則指引計算的參考利率,此利率為年化利率並已包括貸款的基本利率。</li> <li>客戶獲初步批核貸款結果後,須遞交所需個人資料及/或文件,以便富邦銀行(香港)有限公司作出最終批核。客戶所獲之最終批核結果,將以富邦銀行於收取所需文件後之決定為準。富邦銀行保留貸款與否及貸款金額之最終批核權。</li> <li>客戶必須使用「電話密碼」進行客戶身份認證,成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」,可於提取貸款後親臨富邦銀行各分行辦理申請,「電話密碼」將會寄奉予客戶。</li> <li>富邦銀行將會於貸款獲成功批核後4至7個工作天內將貸款全數直接存入客戶指定之銀行戶口,有關貸款確認函將會寄奉予客戶。收款銀行(富邦銀行除外)可能會從客戶之銀行戶口扣除港元匯款之手續費。</li> <li>富邦銀行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。</li> <li>富邦銀行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利,而毋須另行通知。如有任何爭議,富邦銀行保留最終決定權。</li> <li>受條款及細則所約束。詳情請瀏覽富邦銀行網頁</li> <li>借定唔借?還得到先好借!</li> 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text-align:left; width:26.9564%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:36px; text-align:left; width:25.6891%\"><strong>超市現金券</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:26.9564%\">HK$1,000,000 或以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:25.6891%\">HK$8,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:26.9564%\">HK$200,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:36px; text-align:left; width:25.6891%\">HK$1,500</td> \t\t</tr> \t</tbody> </table>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至1.88%,月平息低至0.0845%</li> <li>HK$0手續費</li> <li>貸款額最高可達月薪12倍或HK$2,000,000(以較低者為準)</li> <li>還款期更可長達60個月</li> <li>專人跟進,最快30分鐘獲悉初步批核結果,貸款成功獲批核後,現金最快即日到手</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>客戶於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款金額達HK$200,000或以上,而還款期達24個月或以上,方可獲贈高達HK$8,500之超市現金券(「現金券」)優惠。此外,透過富邦銀行網頁或Fubon GO流動應用程式申請及成功提取貸款,可獲額外HK$300超市現金券。有關現金券換領信將於客戶成功提取貸款後1個月內郵寄至客戶之通訊地址。若有關現金券送罄,富邦銀行(香港)有限公司有權以其他現金券取代而毋須另行通知。現金券不可兌換現金。現金券之使用須根據現金券上之條款及細則為準。有關現金券由個別供應商提供,富邦銀行概不對供應商所提供的產品和服務之質素和供應量,或其提供的資料作出任何陳述或保證。富邦銀行在任何情況下毋須就有關產品、服務或資料的各方面引起或與其有關的事宜負上任何責任。</li> <li>客戶必須於2023年12月31日或之前成功申請及提取富邦「合您意」私人貸款,方可獲享有關個人化息率及/或其他優惠。</li> <li>申請人須為年滿18歲及年薪達HK$60,000或以上之香港永久性居民。</li> <li>個人化息率乃依據客戶之信貸質素及所遞交之個人資料而訂定。有關實際年利率由最低1.88%至最高33.02%,而還款期由最少12個月至最多60個月。上述實際年利率乃依據銀行營運守則指引計算的參考利率,此利率為年化利率並已包括貸款的基本利率。</li> <li>客戶獲初步批核貸款結果後,須遞交所需個人資料及/或文件,以便富邦銀行(香港)有限公司作出最終批核。客戶所獲之最終批核結果,將以富邦銀行於收取所需文件後之決定為準。富邦銀行保留貸款與否及貸款金額之最終批核權。</li> <li>客戶必須使用「電話密碼」進行客戶身份認證,成功認證後方可透過富邦銀行綜合客戶服務熱線查詢獲成功批核而開立之私人貸款賬戶的資料。如客戶並未持有有效的「電話密碼」,可於提取貸款後親臨富邦銀行各分行辦理申請,「電話密碼」將會寄奉予客戶。</li> <li>富邦銀行將會於貸款獲成功批核後4至7個工作天內將貸款全數直接存入客戶指定之銀行戶口,有關貸款確認函將會寄奉予客戶。收款銀行(富邦銀行除外)可能會從客戶之銀行戶口扣除港元匯款之手續費。</li> <li>富邦銀行保留因應個別審批結果而給予客戶其他年利率、還款期或私人貸款計劃之權利。</li> <li>富邦銀行保留隨時暫停、更改或終止上述優惠及修訂其條款及細則之權利,而毋須另行通知。如有任何爭議,富邦銀行保留最終決定權。</li> <li>受條款及細則所約束。詳情請瀏覽富邦銀行網頁</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"60000","description":{"shortDescription":"HK$60,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 點擊「官網申請」。<br/>2. 點選「申請私人貸款」。<br/>3. 選擇「合您意」私人貸款。<br/>4. 提交申請及等待批核結果。"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"<p>1. 香港身份證<br>2. 手機電話號碼<br>3. 住址或郵寄地址證明</p>"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":10000.0,"loanAmountMax":1000000.0,"apr":1.88,"eir":null,"interestRate":0.0845,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=富邦「合您意」私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
HK$400萬/月薪18倍
每年0% - 0.5%
MoneyHero獨家優惠
中銀優惠 - 現金回贈
條件 | 現金回贈 |
HK$50,000 至 HK$79,999 | HK$500 |
HK$80,000 至 HK$199,999 | HK$1,000 |
HK$200,000 至 HK$499,999 | HK$2,200 |
HK$500,000 至 HK$999,999 | HK$3,200 |
HK$1,000,000 或以上 | HK$6,800 |
產品特色
注意事項
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","中銀優惠 - 現金回贈
- 客戶符合指定條件,可獲高達HK$7,300現金回贈
條件 現金回贈 HK$50,000 至 HK$79,999 HK$500 HK$80,000 至 HK$199,999 HK$1,000 HK$200,000 至 HK$499,999 HK$2,200 HK$500,000 至 HK$999,999 HK$3,200 HK$1,000,000 或以上 HK$6,800
- 成功申請、提取HK$50,000或以上及還款期達36期或以上;及
- 符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$500現金回贈。
- 上述奬賞將於2023年12月31日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知。
-
","產品特色
- 實際年利率:低至1.85%
- 靈活還款期,備有6至60個月還款期,以供選擇
- 貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)
- 最低收入要求:每月固定入息不少於HK$6,000
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- 以貸款額HK$150萬、還款期12個月及每月平息 0.0830%計算,實際年利率為 1.85%。
- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
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- 附有姓名、賬戶號碼及最近2個月薪金的銀行月結單或存摺;或
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{loanTenureMin=6, loanTenureMax=12, loanAmountMin=1500000.0, loanAmountMax=4000000.0, apr=1.85, eir=null, interestRate=0.083, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=1500000.0, loanAmountMax=4000000.0, apr=4.15, eir=null, interestRate=0.1791, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=1500000.0, loanAmountMax=4000000.0, apr=4.15, eir=null, interestRate=0.1779, fees=[]}, {loanTenureMin=37, loanTenureMax=48, loanAmountMin=1500000.0, loanAmountMax=4000000.0, apr=4.15, eir=null, interestRate=0.1778, fees=[]}, {loanTenureMin=49, loanTenureMax=60, loanAmountMin=1500000.0, loanAmountMax=4000000.0, apr=4.15, eir=null, interestRate=0.1783, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=0.5, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=bank-of-china-hong-kong-limited, providerName=中國銀行(香港)}, description={shortDescription=[貸款可達HK$400萬 或 月薪18倍 (以較低者為準), 實際年利率低至1.85%]}, productName=中銀分期「易達錢」, title=HK.PL.BOCX0002.BOCEXPRESSCASHINSTALMENTLOAN, features={title=Features, pros=[<p><strong>MoneyHero獨家優惠</strong></p> <ul> <li>經MoneyHero網站申請中銀分期「易達錢」,並輸入貸款代碼「AH」,可享額外HK$500現金回贈,受條款及細則約束。</li> </ul>, <p><strong>中銀優惠 - 現金回贈</strong></p> <ul> <li>客戶符合指定條件,可獲高達HK$7,300現金回贈</li> </ul> <table style="height: 162px; width: 100%"> <tbody> <tr style="height: 36px;"> <td style="height: 36px; width: 368px; text-align: left;"><strong>條件</strong></td> <td style="width: 279px; height: 36px; text-align: left;"><strong>現金回贈</strong></td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; height: 36px; width: 368px; text-align: left;">HK$50,000 至 HK$79,999</td> <td style="border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;">HK$500</td> </tr> <tr style="height: 36px;"> <td style="border-top: 1px solid #a9a9a9; width: 368px; height: 36px; text-align: left;">HK$80,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;">HK$1,000</td> </tr> <tr style="height: 36px;"> <td style="height: 36px; border-top: 1px solid #a9a9a9; width: 368px; text-align: left;">HK$200,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;">HK$2,200</td> </tr> <tr style="height: 18px;"> <td style="border-top: 1px solid #a9a9a9; width: 368px; text-align: left; height: 36px;">HK$500,000 至 HK$999,999</td> <td style="border-top: 1px solid #a9a9a9; width: 279px; text-align: left; height: 36px;">HK$3,200</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 368px; height: 36px; text-align: left;">HK$1,000,000 或以上</td> <td style="border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;">HK$6,800</td> </tr> </tbody> </table> <ul> <li>成功申請、提取HK$50,000或以上及還款期達36期或以上;及</li> <li>符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$500現金回贈。</li> <li>上述奬賞將於2023年12月31日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知。</li> <li style="list-style-type: none;"> </li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>實際年利率:低至1.85%</li> <li>靈活還款期,備有6至60個月還款期,以供選擇</li> <li>貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)</li> <li>最低收入要求:每月固定入息不少於HK$6,000</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以貸款額HK$150萬、還款期12個月及每月平息 0.0830%計算,實際年利率為 1.85%。</li> <li>本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準</li> <li>有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁</li> <li>提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=<p>HK$48,000</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], 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- 經MoneyHero網站申請中銀分期「易達錢」,並輸入貸款代碼「AH」,可享額外HK$500現金回贈,受條款及細則約束。
, 中銀優惠 - 現金回贈
- 客戶符合指定條件,可獲高達HK$7,300現金回贈
條件 現金回贈 HK$50,000 至 HK$79,999 HK$500 HK$80,000 至 HK$199,999 HK$1,000 HK$200,000 至 HK$499,999 HK$2,200 HK$500,000 至 HK$999,999 HK$3,200 HK$1,000,000 或以上 HK$6,800
- 成功申請、提取HK$50,000或以上及還款期達36期或以上;及
- 符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$500現金回贈。
- 上述奬賞將於2023年12月31日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知。
-
, 產品特色
- 實際年利率:低至1.85%
- 靈活還款期,備有6至60個月還款期,以供選擇
- 貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)
- 最低收入要求:每月固定入息不少於HK$6,000
], cons=[注意事項
- 以貸款額HK$150萬、還款期12個月及每月平息 0.0830%計算,實際年利率為 1.85%。
- 本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準
- 有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁
- 提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=HK$48,000
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 全程網上及手機銀行進行申請
2. 請閱讀「資料概要」及「條款細則」後,按「同意並繼續申請」
3. 輸入資料
4. 認證身份
5. 填寫貸款資料
6. 完成確認申請}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證
- 如非香港永久性居民身份證持有人,需提供護照
2. 近3個月内之現居住址證明,如電費單、差餉單或銀行月結單等
- 如永久住址與現居住址不同,請另附永久住址證明。
3. 入息證明文件:
- 附有姓名、賬戶號碼及最近2個月薪金的銀行月結單或存摺;或
- 最近1個月糧單;或
- 最新稅單
- 如為獨資或合夥經營人士,請附上公司之商業登記證及最近期稅單。
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left;\">HK$80,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;\">HK$1,000</td> </tr> <tr style=\"height: 36px;\"> <td style=\"height: 36px; border-top: 1px solid #a9a9a9; width: 368px; text-align: left;\">HK$200,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;\">HK$2,200</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 368px; text-align: left; height: 36px;\">HK$500,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 279px; text-align: left; height: 36px;\">HK$3,200</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 368px; height: 36px; text-align: left;\">HK$1,000,000 或以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 279px; height: 36px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>成功申請、提取HK$50,000或以上及還款期達36期或以上;及</li> <li>符合上述要求的客戶,以貸款代碼「AH」申請,可享額外HK$500現金回贈。</li> <li>上述奬賞將於2023年12月31日或之前直接誌入合資格客戶的中銀香港還款賬戶,而不作另行通知。</li> <li style=\"list-style-type: none;\"> </li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率:低至1.85%</li> <li>靈活還款期,備有6至60個月還款期,以供選擇</li> <li>貸款額高達HK$4,000,000 或 月薪18倍(以較低者為準)</li> <li>最低收入要求:每月固定入息不少於HK$6,000</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以貸款額HK$150萬、還款期12個月及每月平息 0.0830%計算,實際年利率為 1.85%。</li> <li>本網站內容乃僅為參考性質用途而提供,計算方法及有關總額請以該銀行作準</li> <li>有關優惠詳情及條款及細則,請參閲中國銀行(香港)有限公司網頁</li> <li>提供的訊息僅供參考,實際情況須根據你的信貸評分而定,並以相關機構的決定為準。</li> <li>借定唔借?還得到先好借!</li> 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HK$300萬/月薪24倍
0%
MoneyHero 獨家優惠 - 高達HK$1,000現金回贈
高達HK$6,000現金回贈
由2023年8月25日至2023年10月24日期間,成功申請並提取「易得錢」私人分期貸款,可享以下優惠:
提取之貸款金額 | 還款期 | 現金回贈 | 還款期 | 現金回贈 |
HK$1,500,000 或 以上 | 24-30 個月 | HK$500 | 36 個月或以上 | HK$6,000 |
HK$1,000,000 至 HK$1,499,999 | 24-30 個月 | HK$500 | 36 個月或以上 | HK$2,500 |
HK$500,000 至 HK$999,999 | 24-30 個月 | HK$500 | 36 個月或以上 | HK$2,000 |
HK$200,000 至 HK$499,999 | 24-30 個月 | HK$500 | 36 個月或以上 | HK$1,500 |
HK$100,000 至 HK$199,999 | 24-30 個月 | HK$300 | 36 個月或以上 | HK$800 |
HK$50,000 至 HK$99,999 | 24-30 個月 | HK$300 | 36 個月或以上 | HK$800 |
產品特色
注意事項
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\t- 由2023年8月25日至2023年10月24日期間,成功以優惠編號「HV3C」申請及提取貸款達HK$100,000或以上並選擇24個月或以上還款期,專享HK$1,000現金回贈
\t- 現金回贈將於存入合資格客戶的恒生銀行賬戶
","高達HK$6,000現金回贈
由2023年8月25日至2023年10月24日期間,成功申請並提取「易得錢」私人分期貸款,可享以下優惠:
\t- 經網上申請,專享高達HK$6,000現金回贈
\t \t\t \t\t\t提取之貸款金額 \t\t\t還款期 \t\t\t現金回贈 \t\t\t還款期 \t\t\t現金回贈 \t\t \t\t \t\t\tHK$1,500,000 或 以上 \t\t\t24-30 個月 \t\t\tHK$500 \t\t\t36 個月或以上 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$1,000,000 至 HK$1,499,999 \t\t\t24-30 個月 \t\t\tHK$500 \t\t\t36 個月或以上 \t\t\tHK$2,500 \t\t \t\t \t\t\tHK$500,000 至 HK$999,999 \t\t\t24-30 個月 \t\t\tHK$500 \t\t\t36 個月或以上 \t\t\tHK$2,000 \t\t \t\t \t\t\tHK$200,000 至 HK$499,999 \t\t\t24-30 個月 \t\t\tHK$500 \t\t\t36 個月或以上 \t\t\tHK$1,500 \t\t \t\t \t\t\tHK$100,000 至 HK$199,999 \t\t\t24-30 個月 \t\t\tHK$300 \t\t\t36 個月或以上 \t\t\tHK$800 \t\t \t\t \t\t\tHK$50,000 至 HK$99,999 \t\t\t24-30 個月 \t\t\tHK$300 \t\t\t36 個月或以上 \t\t\tHK$800 \t\t \t
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- 每月平息低至0.08%(實際年利率低至1.85%)及0%手續費
- 貸款額高達HK$3,000,000或月薪24倍(以較低者為準),還款期長達60個月
- 可申請循環提用已償還之本金,毋須提交任何文件
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- 實際年利率低至1.85%、每月平息低至0.08%:
- 以貸款額HK$1,500,000或以上、每月平息0.08%,及還款期24個月計算,實際年利率為1.85%,並已包括0%手續費
- 若客戶之貸款申請未能符合信貸評分審批要求,恒生銀行有限公司仍會按個別情況批核貸款予客戶,惟息率可能有所調整。有關詳情,請向恒生職員查詢。貸款獲正式批核後,恒生會通知客戶有關調整後之息率
- 所有實際年利率乃
- 依據銀行營運守則所設定之淨現值計算方法計算;
- 是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)
- 高達HK$7,000現金回贈
- 將於2023年12月31日或之前存入合資格客戶之還款戶口內而不作另行通知;
- 客戶須於獲得回贈前沒有任何逾期還款紀錄,並沒有提早清還有關分期貸款,方可獲享有關回贈
- 如客戶於獲得回贈後提早清還分期貸款,客戶須於清還或取消有關貸款時一併退還全數回贈金額予恒生
- 每位合資格客戶於優惠期間只可享每個優惠一次
- 優惠不可與其他推廣優惠同時使用
- 適用之實際年利率由1.85%-36.00%,而還款期為6至60個月。恒生銀行保留批核貸款申請之權利。
- 貸款金額最少為HK$5,000。
- 受條款及細則約束,詳情請瀏覽恒生銀行網頁。
- 恒生保留權利視乎個別情況要求申請人提供額外文件
- 借定唔借?還得到先好借!
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interestRate=0.18, fees=[]}, {loanTenureMin=7, loanTenureMax=12, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.04, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.13, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=1.85, eir=null, interestRate=0.08, fees=[]}, {loanTenureMin=25, loanTenureMax=30, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.19, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=31, loanTenureMax=54, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.2, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=55, loanTenureMax=60, loanAmountMin=1500000.0, loanAmountMax=3000000.0, apr=4.19, eir=null, interestRate=0.18, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=0, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=hang-seng-bank, providerName=恒生銀行}, description={shortDescription=[實際年利率低至1.85%及0%手續費, 貸款額高達HK$3,000,000或月薪24倍(以較低者為準),還款期長達60個月]}, productName=恒生「易得錢」私人分期貸款, title=HK.PL.HASE0001.HANDYCASHPERSONALINSTALMENTLOAN, features={title=Features, pros=[<p><strong>MoneyHero 獨家優惠 - 高達HK$1,000現金回贈</strong></p> <ul> <li>由2023年8月25日至2023年10月24日期間,成功以優惠編號「HV3C」申請及提取貸款達HK$100,000或以上並選擇24個月或以上還款期,專享HK$1,000現金回贈</li> <li>現金回贈將於存入合資格客戶的恒生銀行賬戶</li> </ul>, <p><strong>高達HK$6,000現金回贈</strong></p> <p>由2023年8月25日至2023年10月24日期間,成功申請並提取「易得錢」私人分期貸款,可享以下優惠:</p> <ul> <li>經網上申請,專享高達HK$6,000現金回贈</li> </ul> <table style="width:100%"> <tbody> <tr> <td style="width:20%"><strong>提取之貸款金額</strong></td> <td style="width:20%"><strong>還款期</strong></td> <td style="width:20%"><strong>現金回贈</strong></td> <td style="width:20%"><strong>還款期</strong></td> <td style="width:20%"><strong>現金回贈</strong></td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$1,500,000 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$6,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$1,000,000 至 HK$1,499,999</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$2,500</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$500,000 至 HK$999,999</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$2,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$200,000 至 HK$499,999</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$500</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:280px">HK$1,500</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$100,000 至 HK$199,999</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$300</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$800</td> </tr> <tr> <td style="border-bottom-color:#a9a9a9; border-bottom-style:solid; border-bottom-width:1px; border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:50px; width:240px">HK$50,000 至 HK$99,999</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:200px">24-30 個月</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:184px">HK$300</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:295px">36 個月或以上</td> <td style="border-bottom-color:#a9a9a9; border-bottom-style:solid; border-bottom-width:1px; border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; width:280px">HK$800</td> </tr> </tbody> </table> <p> </p>, <p><strong>產品特色</strong></p>