訂閱電郵
你訂閱咗未?立即輸入電郵!
你將會獲得:
✅最新優惠(包括限時獨家優惠)
✅定期追蹤貸款產品消息
✅理財小tips

本人同意 條款及細則 以及同意按 私隱政策 接受推廣資訊。

同意訂閱
訂閱成功!準備隨時接收精彩理財熱話與金融產品優惠!

WeLend私人貸款| 利息低至1.88% + 迎新優惠高達HK$18,800

20230725_WeLend_Blog Cover

WeLend私人貸款實際年利率低至1.88%,免入息證明及住址證明,只需身份證和提款卡,網上申請貸款最快即時獲知批核結果,即時過數。WeLend提供免文件貸款、結餘轉戶、業主貸款等網上貸款服務,即睇MoneyHero介紹WeLend貸款好唔好,利息收費及迎新優惠。


WeLend私人貸款好唔好?

WeLend私人貸款


WeLend私人貸款以AI處理貸款申請及計算貸款利息,申請HK$30萬以下貸款免入息證明和住址證明(客戶需符合特定信貸批核要求),客戶只需提供身份證和提款卡,貸款申請過程不經人手處理,最快1秒即時報價,21分鐘內網上簽約貸款並經轉數快即時過數。
Exclusive Offer
Featured

WeLend 私人貸款

WeLend 私人貸款

最低實際年利率

1.18
%

申請文件要求

無須任何證明文件

獎賞

【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$300超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈
更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {market=moneyhero, badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=無須任何證明文件}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994034, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994034, hs_child_table_id=0, hs_updated_at=1695124648353, hs_published_at=1695640762597, productid=bltd14691e1687be700_23_zh-hk, data={"__typename":"PersonalLoan","id":"bltd14691e1687be700_23_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$300超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈</strong>)","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta290e6109a18e0c8/64f164781cee177d6ddb6814/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":112240000,"displayValue":"112,240","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4676666,"displayValue":"4,677","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期","【A.I.級簡便】免入息及住址證明"]},"productName":"WeLend 私人貸款","title":"HK.PL.WELE0004.PERSONALLOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券</strong></p> <ul> \t<li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[]}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=62168994034, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994034, hs_child_table_id=0, hs_updated_at=1695124648353, hs_published_at=1695640762597, productid=bltd14691e1687be700_23_zh-hk, data={"__typename":"PersonalLoan","id":"bltd14691e1687be700_23_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$300超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈</strong>)","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blta290e6109a18e0c8/64f164781cee177d6ddb6814/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":112240000,"displayValue":"112,240","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4676666,"displayValue":"4,677","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-personal-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期","【A.I.級簡便】免入息及住址證明"]},"productName":"WeLend 私人貸款","title":"HK.PL.WELE0004.PERSONALLOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券</strong></p> <ul> \t<li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交私人貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})
    資料只供參考,因貸款條件及息率等會因應市場變動而不時調整,詳細資料以財務公司最新公布為準。

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」


WeLend向MoneyHero客戶提供獨家產品「銀行用戶尊享貸款」,專為銀行貸款用戶(現有、舊有,或曾被拒絕申請),或公務員和專業人士(如醫生、牙醫、律師、全職教師、會計師、精算師等)而設,實際年利率低至1.88%,貸款額高達月薪24倍或HK$150萬,還款期長達72個月。
Exclusive Offer

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

最低實際年利率

1.18
%

申請文件要求

身份證、入息證明、住址證明

獎賞

【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$500超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈);下列用戶尊享低至1.88%實際年利率
更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {market=moneyhero, badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=身份證、入息證明、住址證明}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=62168994239, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994239, hs_child_table_id=0, hs_updated_at=1695108825987, hs_published_at=1695640762597, productid=blt45922ba50b84f022_12_zh-hk, data={"__typename":"PersonalLoan","id":"blt45922ba50b84f022_12_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$500超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈</strong>);下列用戶尊享低至1.88%實際年利率","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt12b3f73653fbff31/64f164fe343ec7cc5e1de081/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_2_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":101224000,"displayValue":"101,224","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4217666,"displayValue":"4,218","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-bank-clients-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期","【優惠利率】現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員或專業人士,可享優惠利率"]},"productName":"【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」","title":"HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$500 超級市場現金券</strong></p> <ul> <li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交WeLend「銀行用戶尊享貸款」申請,新貸款額達HK$100,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$500超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<strong>【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」<br /></strong>下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;<br />須符合指定要求,實際所需時間或會因個別情況而有所不同 <ul> <li>現有、舊有,或曾被拒絕申請的銀行貸款用戶;或</li> <li>公務員或專業人士,如醫生、牙醫、律師、全職教師、會計師、精算師</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[]}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=62168994239, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168994239, hs_child_table_id=0, hs_updated_at=1695108825987, hs_published_at=1695640762597, productid=blt45922ba50b84f022_12_zh-hk, data={"__typename":"PersonalLoan","id":"blt45922ba50b84f022_12_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$500超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈</strong>);下列用戶尊享低至1.88%實際年利率","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt12b3f73653fbff31/64f164fe343ec7cc5e1de081/20230804_WeLand_PL_Aug_2023_D-PJ23_0550_Campaign-V02_Static_Banner_TC_GIF_frame_2_(1600_x_400).jpg","description":null,"dimension":null},"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":101224000,"displayValue":"101,224","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4217666,"displayValue":"4,218","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":1180,"displayValue":"1.18","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-bank-clients-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[]},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[]},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期","【優惠利率】現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員或專業人士,可享優惠利率"]},"productName":"【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」","title":"HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$500 超級市場現金券</strong></p> <ul> <li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交WeLend「銀行用戶尊享貸款」申請,新貸款額達HK$100,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$500超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<strong>【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」<br /></strong>下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;<br />須符合指定要求,實際所需時間或會因個別情況而有所不同 <ul> <li>現有、舊有,或曾被拒絕申請的銀行貸款用戶;或</li> <li>公務員或專業人士,如醫生、牙醫、律師、全職教師、會計師、精算師</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_name=, hs_updated_by_user_id=28491723}})

WeLend 結餘轉戶貸款

WeLend結餘轉戶貸款整合客戶所有卡數及私人貸款,於同一戶口集中還款,並以AI計算出三種還款方案:慳利息、慳時間或最少供款,供客戶選擇最適合自己的還款方式,有助提升信貸評級。
Exclusive Offer

WeLend 結餘轉戶貸款

WeLend 結餘轉戶貸款

最低實際年利率

2.78
%

申請文件要求

身份證、入息證明、住址證明

獎賞

【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$300超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈)

更多資訊
隱藏信息
Debug data (SizeLimitingPyMap: {market=moneyhero, badges={exclusive={background={color=#CCFBF1, opacity=0, rgba=rgba(204, 251, 241, 0), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=rgba(204, 251, 241, 0%)}, color={color=#0D968B, opacity=0, rgba=rgba(13, 150, 139, 0), rgb=rgb(13, 150, 139), hex=#0D968B, css=rgba(13, 150, 139, 0%)}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=0, rgba=rgba(255, 246, 235, 0), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=rgba(255, 246, 235, 0%)}, color={color=#E9590C, opacity=0, rgba=rgba(233, 89, 12, 0), rgb=rgb(233, 89, 12), hex=#E9590C, css=rgba(233, 89, 12, 0%)}, text=Featured}, show=true, time_limited={background={color=#FF8423, opacity=0, rgba=rgba(255, 132, 35, 0), rgb=rgb(255, 132, 35), hex=#FF8423, css=rgba(255, 132, 35, 0%)}, color={color=#ffffff, opacity=0, rgba=rgba(255, 255, 255, 0), rgb=rgb(255, 255, 255), hex=#ffffff, css=rgba(255, 255, 255, 0%)}, text=Time Limited}, welcome={background={color=#4788E8, opacity=100, rgba=rgba(71, 136, 232, 1), rgb=rgb(71, 136, 232), hex=#4788E8, css=#4788E8}, color={color=#ffffff, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#ffffff, css=#ffffff}, text=最新優惠}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={ad_hoc_comparable=[{comparable_label=Sample Comparable, comparable_value=Sample Value}, {comparable_label=Sample Comparable1, comparable_value=Sample Comparable1}], ad_hoc_comparables=[{comparable_label=申請文件要求, comparable_value=身份證、入息證明、住址證明}], comparables=[APR], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}, product={id=65018508740, table_id=4701663, table_name=product_moneyhero, columns={hs_id=65018508740, hs_child_table_id=0, hs_updated_at=1695108825987, hs_published_at=1695640762597, productid=bltd548135d6f2f7bdd_21_zh-hk, data={"__typename":"PersonalLoan","id":"bltd548135d6f2f7bdd_21_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$300超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈)</strong>;<p>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":102880000,"displayValue":"102,880","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4286666,"displayValue":"4,287","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":2780,"displayValue":"2.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-card-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.18,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.176,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.174,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.173,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":3.08,"eir":null,"interestRate":0.132,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 級慳息】 清卡數同時結餘轉戶,還款期固定,慳盡利息高達90%;更快還清卡數貸款,信貸評級即時升級","【WeLend 結餘轉戶貸款】1步提升信貸評級,兼享一個月還款緩衝期"]},"productName":"WeLend 結餘轉戶貸款","title":"HK.PL.WELE0001.AILOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券</strong></p> <ul> \t<li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交結餘轉戶貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額</li> <li>大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求,實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.18,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.176,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.174,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.173,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":3.08,"eir":null,"interestRate":0.132,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1680502617489, hs_is_edited=false, productname=WeLend 結餘轉戶貸款, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[]}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=65018508740, table_id=4701663, table_name=product_moneyhero, columns={hs_id=65018508740, hs_child_table_id=0, hs_updated_at=1695108825987, hs_published_at=1695640762597, productid=bltd548135d6f2f7bdd_21_zh-hk, data={"__typename":"PersonalLoan","id":"bltd548135d6f2f7bdd_21_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png","description":"TODO","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月3日截止】</strong>經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得<strong>HK$300超市現金券</strong>;成功提取私人貸款,再尊享獨家高達<strong>HK$18,800現金獎</strong>!(包括獨家<strong>HK$6,800現金回贈)</strong>;<p>","bannerImage":null,"countdown":{"text":"快閃倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2022-08-31T10:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":102880000,"displayValue":"102,880","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4286666,"displayValue":"4,287","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":2780,"displayValue":"2.78","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"welend-card-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.18,"fees":[]},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.176,"fees":[]},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.174,"fees":[]},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.173,"fees":[]},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":3.08,"eir":null,"interestRate":0.132,"fees":[]},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"welend","providerName":"WeLend"},"description":{"shortDescription":["【A.I. 級慳息】 清卡數同時結餘轉戶,還款期固定,慳盡利息高達90%;更快還清卡數貸款,信貸評級即時升級","【WeLend 結餘轉戶貸款】1步提升信貸評級,兼享一個月還款緩衝期"]},"productName":"WeLend 結餘轉戶貸款","title":"HK.PL.WELE0001.AILOAN","features":{"title":"Features","pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","<p><strong>【MoneyHero 限時獨家優惠】額外HK$300 超級市場現金券</strong></p> <ul> \t<li>全新客戶凡於2023年8月1日至10月3日(包括首尾兩日)經指定網上途徑遞交結餘轉戶貸款申請,新貸款額達HK$50,000或以上,完成整個申請程序(包括查閱信貸報告),並交齊所需文件及資料。不論貸款最終獲批核與否,均可獲贈價值HK$300超市現金券。 </li><li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt770bb3c41a5f8252/64ef312baed0333a0811ff4c/Moneyhero_300._500_Supermarket_Coupon_App_Offer_Sep_23_(3).pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【MoneyHero 獨家優惠】額外高達HK$6,800現金回贈</strong></p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,及;</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 19.1144%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 36.0032%; height: 26px; text-align: left;\"><strong>MoneyHero獨家現金回贈 </strong></td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$400,000</td> <td style=\"width: 19.1144%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"3\">24個月或以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$400,001 至 HK$800,000</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,000</td> </tr> <tr> <td style=\"width: 43.7042%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或 以上</td> <td style=\"width: 36.0032%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$6,800</td> </tr> </tbody> </table> <ul> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1d6223847c63d5a0/64f02c6bbb33f7ed6bb5b815/Sep_6800_MoneyHero_Exclusive_Offer_Cash_Rebate_DD_offer_v2.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【WeLend 迎新優惠】高達HK$12,000現金回贈</strong><br />客戶完成以下條件,即享獨家HK$12,000現金回贈:</p> <ul> <li>由2023年8月1日至2023年10月3日(包括首尾兩日),凡於推廣期內經指定網上途徑遞交私人貸款申請,及成功提取貸款:</li> </ul> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 20%; height: 26px; text-align: left;\"><strong>提取之貸款金額</strong></td> <td style=\"width: 15%; height: 26px; text-align: left;\"><strong>還款期</strong></td> <td style=\"width: 30%; height: 26px; text-align: left;\"><strong>現金獎</strong></td> </tr> <tr style=\"height: 45px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$100,001 至 HK$200,000</td> <td style=\"width: 15%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\" rowspan=\"7\">24個月或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$2,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$200,001 至 HK$300,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$3,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$300,001 至 HK$400,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$4,800</td> </tr> <tr> <td style=\"width: 20%; text-align: left;\">HK$400,001 至 HK$500,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$5,800</td> </tr> <tr> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$500,001 至 HK$600,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額</li> <li>大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求,實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.18,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.176,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.174,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":4.03,"eir":null,"interestRate":0.173,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":3.08,"eir":null,"interestRate":0.132,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":1500000.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1680502617489, hs_is_edited=false, productname=WeLend 結餘轉戶貸款, hs_name=, hs_updated_by_user_id=28491723}})

WeLend私人貸款計算機

請輸入以下資料
貸款額 (HKD)
$
請輸入10萬~100萬以內的金額
100,000 1,000,000
還款期
請輸入12~72期以內的期數
利率
%
最高20%
請勿大於20%
0 20
每月還款額低至
此工具僅為試算,非實際金額(詳見下方*)
N/A

總還款額 N/A

總利息 N/A
Image
噢!沒有相關搜尋結果
請修改或重設篩選項目
2023 MoneyHero 信貸產品

WeLend 私人貸款

WeLend 私人貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

WeLend 結餘轉戶貸款

WeLend 結餘轉戶貸款

總還款額低至

N/A

每月還款額低至

N/A

最低實際年利率

N/A

*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。

MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。

WeLend貸款免文件


符合特定信貸批核要求的客戶申請WeLend貸款HK$30萬以下,只需提供香港身份證圖片及放款戶口證明(銀行月結單或顯示姓名的提款卡即可),若申請HK$30萬以上貸款,便提供入息證明(固定薪金人士需提供最近3個月證明,浮動薪金人士需提供最近6個月證明)和住址證明。

WeLend提早還款


如客戶打算提早還款,可在下一個還款到期日前30天,以書面通知WeLend作有關安排,客戶需償還全數尚餘貸款金額、計算至提前還款日的利息及其他費用。

WeLend財務還款方法


客戶可經以下四個途徑還款:
  • 自動轉賬
  • 銀通(JETCO)自動櫃員機「繳費易」
  • 繳費靈
  • 7-11便利店現金還款

WeLend背景


WeLend是WeLab旗下的網上貸款平台,成立於2013年,總部位於香港,業務涉及中國內地和印尼市場。WeLend投資者包括安聯集團、建銀國際、世界銀行集團成員國際金融公司 (IFC)、馬來西亞國家主權基金、長江和記TOM集團,以及紅杉資本等。

WeLend私人貸款常見問題

WeLend私人貸款產品概覽

產品  貸款額 實際年利率 申請條件
WeLend私人貸款 高達HK$150萬 低至2.78% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」 高達HK$150萬 低至1.88% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
- 現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員和專業人士(如醫生、牙醫、律師、全職教師、會計師、精算師等)
WeLend結餘轉戶貸款 高達月薪24倍 低至2.78% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上
WeLend業主私人貸款 高達HK$150萬 低至2.78% - 年滿18歲
- 香港居民
- 月薪HK$8,000或以上

WeLend批核時間

用戶填妥網上申請表及上載所需文件後,最快可即時得知初步批核結果,包括貸款額、還款期、利息及每月還款額。

WeLend過數時間

確認貸款合約,並完成資料核實和審批後,貸款會即時以轉數快轉賬,惟最後收款時間需按個別銀行而定。

申請WeLend貸款要求

客戶需為年滿18歲的香港居民,現職工作滿3個月且月薪滿HK$8,000。

WeLend最高貸款額

WeLend貸款額由HK$5,000至HK$150萬,最高貸款額視乎個人職業、月薪、信貸評級及財務狀況而定。

WeLend客戶熱線及營業時間

WeLend客戶熱線3590 6396,服務時間為星期一至星期五上午9時至下午8時。
申請WeLend私人貸款,可獲高達HK$12,000現金回贈及MoneyHero獨家優惠HK$6,800現金回贈!