WeLend 私人貸款

WeLend貸款實際年利率低至1.18%,免入息證明及住址證明,只需身份證和提款卡,網上申請貸款最快即時獲知批核結果,即時過數。WeLend提供WeLend私人貸款、免文件貸款、結餘轉戶、業主貸款等網上貸款服務,即睇MoneyHero介紹WeLend貸款好唔好,利息收費及迎新優惠。
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
提取之貸款金額 | 還款期 | WeLend現金獎 | MoneyHero獨家現金回贈 | 總現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 | N/A | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | HK$3,800 | HK$7,600 | |
HK$300,001 至 HK$400,000 | HK$4,800 | HK$3,800 | HK$8,600 | |
HK$400,001 至 HK$500,000 | HK$5,800 | HK$5,000 | HK$10,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | HK$5,000 | HK$13,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | HK$8,200 | HK$19,000 | |
HK$800,001 或 以上 | HK$12,000 | N/A | HK$12,000 |
產品特色
注意事項
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- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
\t- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
\t- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
\t \t\t \t\t\t提取之貸款金額 \t\t\t還款期 \t\t\t \t\t\tWeLend現金獎
\t\t\t \t\t\tMoneyHero獨家現金回贈 \t\t\t \t\t\t總現金獎
\t\t\t \t\t \t\t \t\t\tHK$100,001 至 HK$200,000 \t\t\t24個月或以上 \t\t\tHK$2,800 \t\t\tN/A \t\t\tHK$2,800 \t\t \t\t \t\t\tHK$200,001 至 HK$300,000 \t\t\tHK$3,800 \t\t\tHK$3,800 \t\t\tHK$7,600 \t\t \t\t \t\t\tHK$300,001 至 HK$400,000 \t\t\tHK$4,800 \t\t\tHK$3,800 \t\t\tHK$8,600 \t\t \t\t \t\t\tHK$400,001 至 HK$500,000 \t\t\tHK$5,800 \t\t\tHK$5,000 \t\t\tHK$10,800 \t\t \t\t \t\t\tHK$500,001 至 HK$600,000 \t\t\tHK$8,800 \t\t\tHK$5,000 \t\t\tHK$13,800 \t\t \t\t \t\t\tHK$600,001 至 HK$800,000 \t\t\tHK$10,800 \t\t\tHK$8,200 \t\t\tHK$19,000 \t\t \t\t \t\t\tHK$800,001 或 以上 \t\t\tHK$12,000 \t\t\tN/A \t\t\tHK$12,000 \t\t \t
\t- 優惠受條款及細則約束
","產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd14691e1687be700_25_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=true, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=112240000, displayValue=112,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4676666, displayValue=4,677, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> 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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=60412388}})
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
提取之貸款金額 | 還款期 | WeLend現金獎 | MoneyHero獨家現金回贈 | 總現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 | N/A | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | HK$3,800 | HK$7,600 | |
HK$300,001 至 HK$400,000 | HK$4,800 | HK$3,800 | HK$8,600 | |
HK$400,001 至 HK$500,000 | HK$5,800 | HK$5,000 | HK$10,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | HK$5,000 | HK$13,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | HK$8,200 | HK$19,000 | |
HK$800,001 或 以上 | HK$12,000 | N/A | HK$12,000 |
產品特色
注意事項
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- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
\t- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;
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","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
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\t- 優惠受條款及細則約束
","產品特色
- 貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費
- 全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗
- 利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 申請者須符合指定要求,實際所需時間或會因個別情況而有所不同
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt45922ba50b84f022_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈);下列用戶尊享低至1.88%實際年利率- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101224000, displayValue=101,224, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4217666, displayValue=4,218, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【優惠利率】現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員或專業人士,可享優惠利率]}, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!,
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;
須符合指定要求,實際所需時間或會因個別情況而有所不同 - 現有、舊有,或曾被拒絕申請的銀行貸款用戶;或
- 公務員或專業人士,如醫生、牙醫、律師、全職教師、會計師、精算師
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- 貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費
- 全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗
- 利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 申請者須符合指定要求,實際所需時間或會因個別情況而有所不同
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> 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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$2,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$200,001 至 HK$300,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$7,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$300,001 至 HK$400,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$4,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$3,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$8,600</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$400,001 至 HK$500,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$5,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":50000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":49999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":84,"loanAmountMin":500000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, hs_deleted_at=0, productname=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, hs_name=, hs_updated_by_user_id=26791207}})
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
提取之貸款金額 | 還款期 | WeLend現金獎 | MoneyHero獨家現金回贈 | 總現金獎 |
HK$100,001 至 HK$200,000 | 24個月或以上 | HK$2,800 | N/A | HK$2,800 |
HK$200,001 至 HK$300,000 | HK$3,800 | HK$3,800 | HK$7,600 | |
HK$300,001 至 HK$400,000 | HK$4,800 | HK$3,800 | HK$8,600 | |
HK$400,001 至 HK$500,000 | HK$5,800 | HK$5,000 | HK$10,800 | |
HK$500,001 至 HK$600,000 | HK$8,800 | HK$5,000 | HK$13,800 | |
HK$600,001 至 HK$800,000 | HK$10,800 | HK$8,200 | HK$19,000 | |
HK$800,001 或 以上 | HK$12,000 | N/A | HK$12,000 |
產品特色
注意事項
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- 「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
- 以上申請須符合指定的要求,實際情況或會因個別情況而不同
- 以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
\t- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
\t- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
\t \t\t \t\t\t提取之貸款金額 \t\t\t還款期 \t\t\t \t\t\tWeLend現金獎
\t\t\t \t\t\tMoneyHero獨家現金回贈 \t\t\t \t\t\t總現金獎
\t\t\t \t\t \t\t \t\t\tHK$100,001 至 HK$200,000 \t\t\t24個月或以上 \t\t\tHK$2,800 \t\t\tN/A \t\t\tHK$2,800 \t\t \t\t \t\t\tHK$200,001 至 HK$300,000 \t\t\tHK$3,800 \t\t\tHK$3,800 \t\t\tHK$7,600 \t\t \t\t \t\t\tHK$300,001 至 HK$400,000 \t\t\tHK$4,800 \t\t\tHK$3,800 \t\t\tHK$8,600 \t\t \t\t \t\t\tHK$400,001 至 HK$500,000 \t\t\tHK$5,800 \t\t\tHK$5,000 \t\t\tHK$10,800 \t\t \t\t \t\t\tHK$500,001 至 HK$600,000 \t\t\tHK$8,800 \t\t\tHK$5,000 \t\t\tHK$13,800 \t\t \t\t \t\t\tHK$600,001 至 HK$800,000 \t\t\tHK$10,800 \t\t\tHK$8,200 \t\t\tHK$19,000 \t\t \t\t \t\t\tHK$800,001 或 以上 \t\t\tHK$12,000 \t\t\tN/A \t\t\tHK$12,000 \t\t \t
\t- 優惠受條款及細則約束
","產品特色
- 應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額
- 大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算
- A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額</li> <li>大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求,實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd548135d6f2f7bdd_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=102880000, displayValue=102,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4286666, displayValue=4,287, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=2780, displayValue=2.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶,還款期固定,慳盡利息高達90%;更快還清卡數貸款,信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級,兼享一個月還款緩衝期]}, productName=WeLend 結餘轉戶貸款, title=HK.PL.WELE0001.AILOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- 應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額
- 大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算
- A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級
], cons=[注意事項
- 「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
- 以上申請須符合指定的要求,實際情況或會因個別情況而不同
- 以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
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href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額</li> <li>大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求,實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> 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- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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\t- 優惠受條款及細則約束
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- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; 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Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=true, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
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, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltcc545560b1bbb93d/654a48ebb42e39040a699f06/20231109-_PL_-WeLend-Nov-campaign-D-PJ23_0774-Campaign_Static-Banner_01_CN_OP.jpg, description=null, dimension=null}, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=112240000, displayValue=112,240, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4676666, displayValue=4,677, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLXBpbC1wbC16aC1ycA.57R-F5w32rRl_EJgG18BkdHEZ8dZ0tvV0fclyXyqPc0Xvxynt05Avdmnrp0-BM4eqz2oh2h3QynPKU2KtAj5Cw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-personal-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=300000.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.51, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【A.I.級簡便】免入息及住址證明]}, productName=WeLend 私人貸款, title=HK.PL.WELE0004.PERSONALLOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 貸款額HK$500,000或以上同樣可享稅貸低息
- 申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
地產銷售行業人士: 最近6個月的收入證明)","type":{"display":"所需文件","key":"REQUIRED_DOCUMENTS"}}],"apr":null,"comparables":[{"__typename":"CompareElementSimple","description":"","displayValue":"101,224","prefix":"$","sortValue":101224000,"suffix":"","title":{"display":"總還款額低至","key":"TOTAL_REPAYMENT"},"tooltip":null},{"__typename":"CompareElementSimple","description":"","displayValue":"4,218","prefix":"$","sortValue":4217666,"suffix":"","title":{"display":"每月還款額低至","key":"REPAYMENT"},"tooltip":null},{"__typename":"CompareElementWithSubValue","description":"","displayValue":"1.18","prefix":"","sortValue":1180,"suffix":"%","title":{"display":"最低實際年利率","key":"APR"},"tooltip":null}],"ctaButton":{"isNoDealCTA":false,"label":"立即申請","link":{"linkClass":"EXTERNAL","url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ"},"show":true},"description":{"shortDescription":["【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期","【優惠利率】現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員或專業人士,可享優惠利率"]},"disclaimer":null,"eligibility":[{"description":{"longDescription":"","shortDescription":"18歲","tooltip":""},"type":{"display":"最低年齡要求","key":"MINIMUM_AGE"},"value":"18"},{"description":{"longDescription":"","shortDescription":"HK$96,000","tooltip":""},"type":{"display":"最低年薪要求","key":"MINIMUM_ANNUAL_INCOME"},"value":"96000"}],"enableCountdown":false,"enableFlipBanner":false,"featured":false,"features":{"cons":["注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
"],"pros":["WeScore信貸新指標 WeLend 4億組數據助你信貸健康!","【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
\t- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
","【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;
須符合指定要求,實際所需時間或會因個別情況而有所不同 - 現有、舊有,或曾被拒絕申請的銀行貸款用戶;或
- 公務員或專業人士,如醫生、牙醫、律師、全職教師、會計師、精算師
","【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
\t- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
\t \t\t \t\t\t提取之貸款金額 \t\t\t還款期 \t\t\t \t\t\tWeLend現金獎
\t\t\t \t\t\tMoneyHero獨家現金回贈 \t\t\t \t\t\t總現金獎
\t\t\t \t\t \t\t \t\t\tHK$100,001 至 HK$200,000 \t\t\t24個月或以上 \t\t\tHK$2,800 \t\t\tN/A \t\t\tHK$2,800 \t\t \t\t \t\t\tHK$200,001 至 HK$300,000 \t\t\tHK$3,800 \t\t\tHK$3,800 \t\t\tHK$7,600 \t\t \t\t \t\t\tHK$300,001 至 HK$400,000 \t\t\tHK$4,800 \t\t\tHK$3,800 \t\t\tHK$8,600 \t\t \t\t \t\t\tHK$400,001 至 HK$500,000 \t\t\tHK$5,800 \t\t\tHK$5,000 \t\t\tHK$10,800 \t\t \t\t \t\t\tHK$500,001 至 HK$600,000 \t\t\tHK$8,800 \t\t\tHK$5,000 \t\t\tHK$13,800 \t\t \t\t \t\t\tHK$600,001 至 HK$800,000 \t\t\tHK$10,800 \t\t\tHK$8,200 \t\t\tHK$19,000 \t\t \t\t \t\t\tHK$800,001 或 以上 \t\t\tHK$12,000 \t\t\tN/A \t\t\tHK$12,000 \t\t \t
\t- 優惠受條款及細則約束
","產品特色
- 貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費
- 全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗
- 利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 申請者須符合指定要求,實際所需時間或會因個別情況而有所不同
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
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text-align:left; width:247px"><strong>提取之貸款金額</strong></td> <td style="height:30px; text-align:left; width:165px"><strong>還款期</strong></td> <td style="height:30px; text-align:left; width:318px"> <p><strong>WeLend現金獎</strong></p> </td> <td style="height:30px; text-align:left; width:241px"><strong>MoneyHero獨家現金回贈</strong></td> <td style="height:30px; text-align:left; width:385px"> <p><strong>總現金獎</strong></p> </td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$100,001 至 HK$200,000</td> <td rowspan="7" style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px">24個月或以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$2,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$2,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$200,001 至 HK$300,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$7,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$300,001 至 HK$400,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$4,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費</li> <li>全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗</li> <li>利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理 <ul> <li>申請者須符合指定要求,實際所需時間或會因個別情況而有所不同</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/welend/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</p></li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt45922ba50b84f022_14_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈);下列用戶尊享低至1.88%實際年利率- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=101224000, displayValue=101,224, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4217666, displayValue=4,218, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=1180, displayValue=1.18, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaMGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJhbmstbG9hbi1wbC16aC1ycA.R4R5ksYz2bv3TB3iVkJf9fmIiB7hhrJ3QU6jd6Yrx4iyrOCAvbdy23X5n067RmsPHMifB28ZoYrAISB22AWUDQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-bank-clients-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[]}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[]}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 大額貸款組合】一筆過即享大額現金流旁身,再有特長還款期, 【優惠利率】現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員或專業人士,可享優惠利率]}, productName=【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」, title=HK.PL.WELE0005.BANKCLIENTLOANPRODUCTS, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!,
【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家產品】WeLend「銀行用戶尊享貸款」
下列用戶須貸款HK$100,000及供款期24個月或以上,尊享低至1.88%實際年利率;
須符合指定要求,實際所需時間或會因個別情況而有所不同 - 現有、舊有,或曾被拒絕申請的銀行貸款用戶;或
- 公務員或專業人士,如醫生、牙醫、律師、全職教師、會計師、精算師
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- 貸款額高達月薪24倍,或HK$1,500,000;供款期低至1個月,長達至72個月;0%手續費
- 全網上營運,零分行,壓低成本,為用戶提供低息及極速的貸款體驗
- 利用A.I. 科技自動化審批貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理
- 申請者須符合指定要求,實際所需時間或會因個別情況而有所不同
- 應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足
- 申請須符合特定信貸批核要求
- 免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手
- 網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定
- A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答
, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- 以上利率及還款資料僅供參考
- 最終須按客戶之申請資料及個人信貸紀錄而定;
- WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.053, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.052, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=24, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=36, loanAmountMin=50000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.051, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=84, loanAmountMin=400000.0, loanAmountMax=1500000.0, apr=1.17, eir=null, interestRate=0.05, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=49999.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=84, loanAmountMin=500000.0, loanAmountMax=399999.0, apr=1.18, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
{"__typename":"PersonalLoan","applicationProcess":[{"data":"1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款","type":{"display":"流程步驟","key":"STEPS_TO_APPLY"}},{"data":"1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
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- 「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
- 以上申請須符合指定的要求,實際情況或會因個別情況而不同
- 以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
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border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$3,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$8,600</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$400,001 至 HK$500,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$5,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$10,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$500,001 至 HK$600,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$8,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$5,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$13,800</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$600,001 至 HK$800,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$10,800</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">HK$8,200</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$19,000</td> </tr> <tr> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px">HK$800,001 或 以上</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px">HK$12,000</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px">N/A</td> <td style="border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf" rel="noopener" target="_blank">條款及細則</a>約束</li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額</li> <li>大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算</li> <li>A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級</li> </ul>], cons=[<p><strong>注意事項</strong></p> <ul> <li>「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算</li> <li>以上申請須符合指定的要求,實際情況或會因個別情況而不同</li> <li>以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> <li style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請<br>2. 上載文件<br>3. 即時批核<br>4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本<br>2. 放款戶口的證明<br>3. 住址證明<br>4. 收入證明<br>(固定收入人士:最近1個月的收入證明<br>佣金制收入人士:最近3個月的收入證明<br>地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=bltd548135d6f2f7bdd_23_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt735038a4821b5934/6051bbfc32845c7ca1648c34/welend.png, description=TODO, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)- 成功遞交申請7日內記得按此填妥「獎賞換領表格」
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=false, date={startDate=null, endDate=2022-08-31T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=102880000, displayValue=102,880, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4286666, displayValue=4,287, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=2780, displayValue=2.78, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaKWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvd2VsZW5kLWJ0LXBsLXpoLXJw.5s-hiSR8RdE6Z-BE2ObtGu7nteEUeYTZ_r8-wzZwN_-qnICMIZGnQ0kCayO93KsmapoNIKnh8RqMfG0FzSHCAA, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=welend-card-debt-consolidation-loan}, rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[]}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[]}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[]}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[]}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[]}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=welend, providerName=WeLend}, description={shortDescription=[【A.I. 級慳息】 清卡數同時結餘轉戶,還款期固定,慳盡利息高達90%;更快還清卡數貸款,信貸評級即時升級, 【WeLend 結餘轉戶貸款】1步提升信貸評級,兼享一個月還款緩衝期]}, productName=WeLend 結餘轉戶貸款, title=HK.PL.WELE0001.AILOAN, features={title=Features, pros=[WeScore信貸新指標 WeLend 4億組數據助你信貸健康!, 【MoneyHero 獨家優惠】HK$500 Apple Store 禮品卡 或 惠康現金券
- 由2023年10月13日中午12時至2023年12月31日下午6時(包括首尾兩日),經MoneyHero申請WeLend私人貸款,無論成功與否都可獲HK$500 Apple Store 禮品卡 或 惠康現金券。
- 如欲了解優惠詳情,請參閱條款及細則
, 【MoneyHero 獨家優惠】額外高達HK$8,200現金回贈
- 由2023年10月4日至2023年12月31日(包括首尾兩日),經MoneyHero成功申請並提取WeLend私人貸款,可享MoneyHero獨家現金回贈及WeLend迎新現金回贈總計高達$19,000 。
提取之貸款金額 還款期 WeLend現金獎
MoneyHero獨家現金回贈 總現金獎
HK$100,001 至 HK$200,000 24個月或以上 HK$2,800 N/A HK$2,800 HK$200,001 至 HK$300,000 HK$3,800 HK$3,800 HK$7,600 HK$300,001 至 HK$400,000 HK$4,800 HK$3,800 HK$8,600 HK$400,001 至 HK$500,000 HK$5,800 HK$5,000 HK$10,800 HK$500,001 至 HK$600,000 HK$8,800 HK$5,000 HK$13,800 HK$600,001 至 HK$800,000 HK$10,800 HK$8,200 HK$19,000 HK$800,001 或 以上 HK$12,000 N/A HK$12,000
- 優惠受條款及細則約束
, 產品特色
- 應用 A.I. 大數據,訂造個人化還款方案,慳利息、慳時間、少供款額
- 大慳利息高達90%,大額貸款額高達月薪24倍,彈性計劃每月財務預算
- A.I. 卡數精算師計劃現在、將來的財務狀況;可網上追蹤還款進度,方便計劃每月還款額,還清債務,改善信貸評級
], cons=[注意事項
- 「大慳利息高達90% 」: 一般信用卡欠款的實際年利率36%、每月最低還款額1%計算
- 以上申請須符合指定的要求,實際情況或會因個別情況而不同
- 以上利率及還款資料僅供參考,最終須按客戶之申請資料及個人信貸紀錄而定。WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權
- 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3590 6396
放債人牌照號碼:0958/2023
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 網上申請
2. 上載文件
3. 即時批核
4. 確認及發放貸款}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港身份證影本
2. 放款戶口的證明
3. 住址證明
4. 收入證明
(固定收入人士:最近1個月的收入證明
佣金制收入人士:最近3個月的收入證明
地產銷售行業人士: 最近6個月的收入證明)}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=1, loanTenureMax=12, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.18, fees=[], transferRate=null}, {loanTenureMin=1, loanTenureMax=12, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.79, eir=null, interestRate=0.125, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.176, fees=[], transferRate=null}, {loanTenureMin=13, loanTenureMax=18, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.121, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.174, fees=[], transferRate=null}, {loanTenureMin=19, loanTenureMax=24, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.78, eir=null, interestRate=0.12, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=4.03, eir=null, interestRate=0.173, fees=[], transferRate=null}, {loanTenureMin=25, loanTenureMax=36, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.77, eir=null, interestRate=0.119, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=5000.0, loanAmountMax=99999.0, apr=3.08, eir=null, interestRate=0.132, fees=[], transferRate=null}, {loanTenureMin=37, loanTenureMax=72, loanAmountMin=100000.0, loanAmountMax=1500000.0, apr=2.75, eir=null, interestRate=0.118, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*Moneyhero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。
MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。
產品 | 貸款額 | 實際年利率 | 申請條件 |
WeLend私人貸款 | 高達HK$150萬 | 低至1.18% | - 年滿18歲 - 香港居民 - 月薪HK$8,000或以上 |
【MoneyHero獨家產品】WeLend「銀行用戶尊享貸款」 | 高達HK$150萬 | 低至1.18% | - 年滿18歲 - 香港居民 - 月薪HK$8,000或以上 - 現有、舊有,或曾被拒絕申請的銀行貸款用戶,或公務員和專業人士(如醫生、牙醫、律師、全職教師、會計師、精算師等) |
WeLend結餘轉戶貸款 | 高達月薪24倍 | 低至2.78% | - 年滿18歲 - 香港居民 - 月薪HK$8,000或以上 |
WeLend業主私人貸款 | 高達HK$150萬 | 低至1.18% | - 年滿18歲 - 香港居民 - 月薪HK$8,000或以上 |
客戶需為年滿18歲的香港居民,現職工作滿3個月且月薪滿HK$8,000。
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
© 2013 - 2023 MoneyHero Global Limited(於香港註冊,公司編號為 1864714)(“MHGL”)。版權所有。MoneyHero Insurance Brokers Limited(於香港註冊,公司編號為2196683)(”MHIBL”) 為MHGL全資擁有的子公司。 MHIBL於香港註冊,公司編號為2196683,亦為一間許可編號為FB1740的授權保險經紀,其業務是為客戶安排保險產品及服務。 MHGL不是保險公司,代理人或經紀。除了向虛擬保險公司提供營銷服務外,MHGL不會從事保險業務。本網站所顯示,提供或提及的所有與保險有關的活動均由MHIBL以經紀人身分提供。閣下使用我們的網站表明接受 我們的 使用條款 和 私隱政策。