Citi 稅季貸款

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Moneyhero為你整理Citibank花旗銀行全部私人貸款計劃,助你詳盡了解各款Citi貸款產品,包括低息貸款計劃(P Loan)、貸款利息比較、Citi 即批貸款、特快現金貸款及MoneyHero限時獨家優惠。
Citibank 私人貸款比較及限時優惠2023!透過Moneyhero申請Citibank 貸款有機會獲得獨家限時優惠。立即比較Citi 私人貸款!
【MoneyHero獨家優惠】人氣電子產品隨你選擇!
貸款額 | 電子產品 | Apple Store 禮品卡 / 超市現金券 |
HK$800,000 或 以上 | iPhone 14 Pro 128GB (價值HK$8,599) | HK$8,000 Apple Store 禮品卡 / 超市現金券 |
HK$500,000 至 HK$799,999 | RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250) | HK$5,500 Apple Store 禮品卡 / 超市現金券 |
HK$300,000 至 HK$499,999 | Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480) | HK$4,000 Apple Store 禮品卡 / 超市現金券 |
HK$200,000 至 HK$299,999 | PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688) | HK$2,500 Apple Store 禮品卡 / 超市現金券 |
HK$100,000 至 HK$199,999 | Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) | HK$1,000 Apple Store 禮品卡 / 超市現金券 |
【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 | 還款期長達24個月或以下 | 還款期長達24個月以上 | ||
花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | 花旗私人客戶/Citigold客戶/ Citi ULTIMA卡 之持有人 | 其他客戶 | |
HK$1,500,000 或 以上 | HK$5,000 | HK$2,500 | HK$10,000 | HK$4,000 |
HK$800,000 至 HK$1,499,999 | HK$2,500 | HK$2,000 | HK$5,000 | HK$3,000 |
HK$300,000 至 HK$799,999 | HK$1,500 | HK$1,000 | HK$3,000 | HK$2,000 |
HK$100,000 至 HK$299,999 | HK$800 | HK$500 | HK$1,000 | HK$700 |
產品特色
注意事項
[]
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height: 250px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 22.017%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 27.983%; height: 50px; text-align: left;"><strong>電子產品</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$500,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>【Citi迎新優惠】高達HK$10,000現金券<br /></strong>客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:</p> <table style="width: 100%; height: 312px;"> <tbody> <tr style="height: 18px;"> <td style="width: 22.671%; text-align: left; height: 108px;" rowspan="2"><strong><br /></strong><strong>貸款額</strong></td> <td style="width: 32.8785%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月或以下</strong><strong><br /></strong></td> <td style="width: 36.4992%; text-align: left; height: 18px;" colspan="2"><strong>還款期長達24個月以上</strong></td> </tr> <tr style="height: 50px;"> <td style="width: 16.7304%; text-align: left; height: 90px;"><strong>花旗私人客戶/Citigold客戶/<br />Citi ULTIMA卡<br />之持有人</strong></td> <td style="width: 16.1481%; text-align: left; height: 90px;"><strong>其他客戶</strong></td> <td style="width: 16.885%; height: 90px; text-align: left;"><strong>花旗私人客戶/Citigold客戶/</strong><br /><strong>Citi ULTIMA卡</strong><br /><strong>之持有人</strong></td> <td style="width: 19.6142%; height: 90px; text-align: left;"><strong>其他客戶</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$1,500,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$10,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$4,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$800,000 至 HK$1,499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$2,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$2,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;"> <p>HK$5,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;">HK$3,000</td> </tr> <tr style="height: 54px;"> <td style="border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left; height: 54px;">HK$300,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 54px;"> <p>HK$1,500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 54px;"> <p>HK$1,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; text-align: left; height: 54px;"> <p>HK$3,000</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; text-align: left; height: 54px;">HK$2,000</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;">HK$100,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;"> <p>HK$800</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;"> <p>HK$500</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;">HK$1,000</td> <td style="border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;"> <p>HK$700</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href="https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt115d51d562411a6d/63c90e9d03869c6b7f7dc4e1/2023_Q1_TIL_TnC_Dec22_v1.pdf" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/tax" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
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- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 稅季貸款,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)
HK$5,500 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)
HK$4,000 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)
HK$2,500 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 【Citi迎新優惠】高達HK$10,000現金券
客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:
貸款額 還款期長達24個月或以下
還款期長達24個月以上 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 花旗私人客戶/Citigold客戶/
Citi ULTIMA卡
之持有人 其他客戶 HK$1,500,000 或 以上 HK$5,000
HK$2,500
HK$10,000 HK$4,000 HK$800,000 至 HK$1,499,999 HK$2,500
HK$2,000
HK$5,000
HK$3,000 HK$300,000 至 HK$799,999 HK$1,500
HK$1,000
HK$3,000
HK$2,000 HK$100,000 至 HK$299,999 HK$800
HK$500
HK$1,000 HK$700
- 現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準
- 還款期長達60個月,HK$0手續費
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞:
- 花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址
- 每位合資格客戶於推廣期內只可享獎賞1次
- 「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異
- 實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}, {type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=60, loanAmountMin=8000.0, loanAmountMax=2000000.0, apr=1.78, eir=null, interestRate=0.08, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
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height: 250px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 22.017%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 27.983%; height: 50px; text-align: left;\"><strong>電子產品</strong></td> <td style=\"width: 25%; height: 50px; text-align: left;\"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$800,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;\"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$200,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$100,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$10,000現金券<br /></strong>客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:</p> <table style=\"width: 100%; height: 312px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 22.671%; text-align: left; height: 108px;\" rowspan=\"2\"><strong><br /></strong><strong>貸款額</strong></td> <td style=\"width: 32.8785%; text-align: left; height: 18px;\" colspan=\"2\"><strong>還款期長達24個月或以下</strong><strong><br /></strong></td> <td style=\"width: 36.4992%; text-align: left; height: 18px;\" colspan=\"2\"><strong>還款期長達24個月以上</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 16.7304%; text-align: left; height: 90px;\"><strong>花旗私人客戶/Citigold客戶/<br />Citi ULTIMA卡<br />之持有人</strong></td> <td style=\"width: 16.1481%; text-align: left; height: 90px;\"><strong>其他客戶</strong></td> <td style=\"width: 16.885%; height: 90px; text-align: left;\"><strong>花旗私人客戶/Citigold客戶/</strong><br /><strong>Citi ULTIMA卡</strong><br /><strong>之持有人</strong></td> <td style=\"width: 19.6142%; height: 90px; text-align: left;\"><strong>其他客戶</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$1,500,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$5,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$2,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\">HK$10,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\">HK$4,000</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$800,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$2,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$2,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\"> <p>HK$5,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\">HK$3,000</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left; height: 54px;\">HK$300,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 54px;\"> <p>HK$1,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 54px;\"> <p>HK$1,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; text-align: left; height: 54px;\"> <p>HK$3,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; text-align: left; height: 54px;\">HK$2,000</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$800</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\">HK$1,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\"> <p>HK$700</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt115d51d562411a6d/63c90e9d03869c6b7f7dc4e1/2023_Q1_TIL_TnC_Dec22_v1.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, productname=Citi 稅季貸款, hs_name=}}, reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={cta_button_label=官網申請, rewards=獎賞, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, style={theme=mars, primary={color=#00AAFB, opacity=100, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, css=#687076}, summary_section_label={color=#18794E, opacity=100, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}})
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height: 250px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 22.017%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 27.983%; height: 50px; text-align: left;\"><strong>電子產品</strong></td> <td style=\"width: 25%; height: 50px; text-align: left;\"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$800,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;\"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$200,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$100,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$10,000現金券<br /></strong>客戶須於2023年1月1日至2023年3月31日期間成功申請Citi 稅季貸款,並於2023年4月14日或之前提取貸款,可獲高達HK$10,000現金券:</p> <table style=\"width: 100%; height: 312px;\"> <tbody> <tr style=\"height: 18px;\"> <td style=\"width: 22.671%; text-align: left; height: 108px;\" rowspan=\"2\"><strong><br /></strong><strong>貸款額</strong></td> <td style=\"width: 32.8785%; text-align: left; height: 18px;\" colspan=\"2\"><strong>還款期長達24個月或以下</strong><strong><br /></strong></td> <td style=\"width: 36.4992%; text-align: left; height: 18px;\" colspan=\"2\"><strong>還款期長達24個月以上</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 16.7304%; text-align: left; height: 90px;\"><strong>花旗私人客戶/Citigold客戶/<br />Citi ULTIMA卡<br />之持有人</strong></td> <td style=\"width: 16.1481%; text-align: left; height: 90px;\"><strong>其他客戶</strong></td> <td style=\"width: 16.885%; height: 90px; text-align: left;\"><strong>花旗私人客戶/Citigold客戶/</strong><br /><strong>Citi ULTIMA卡</strong><br /><strong>之持有人</strong></td> <td style=\"width: 19.6142%; height: 90px; text-align: left;\"><strong>其他客戶</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$1,500,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$5,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$2,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\">HK$10,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\">HK$4,000</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$800,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$2,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$2,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\"> <p>HK$5,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\">HK$3,000</td> </tr> <tr style=\"height: 54px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left; height: 54px;\">HK$300,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 54px;\"> <p>HK$1,500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 54px;\"> <p>HK$1,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; text-align: left; height: 54px;\"> <p>HK$3,000</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; text-align: left; height: 54px;\">HK$2,000</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.671%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.7304%; text-align: left; height: 50px;\"> <p>HK$800</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.1481%; text-align: left; height: 50px;\"> <p>HK$500</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.885%; height: 50px; text-align: left;\">HK$1,000</td> <td style=\"border-top: 1px solid #a9a9a9; width: 19.6142%; height: 50px; text-align: left;\"> <p>HK$700</p> </td> </tr> </tbody> </table> <ul> <li>現金券獎賞換領信將於2023年6月30日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt115d51d562411a6d/63c90e9d03869c6b7f7dc4e1/2023_Q1_TIL_TnC_Dec22_v1.pdf\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 稅季貸款額高達 月薪12倍 或 HK$1,200,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000元或以上; Citigold客戶則需保持户口結餘達HK$1,500,000元或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":60,"loanAmountMin":8000.0,"loanAmountMax":2000000.0,"apr":1.78,"eir":null,"interestRate":0.08,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, productname=Citi 稅季貸款, hs_name=}})
【MoneyHero獨家優惠】人氣電子產品隨你選擇!
貸款額 | 電子產品 | Apple Store 禮品卡 / 超市現金券 |
HK$800,000 或 以上 | iPhone 14 Pro 128GB (價值HK$8,599) | HK$8,000 Apple Store 禮品卡 / 超市現金券 |
HK$500,000 至 HK$799,999 | RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250) | HK$5,500 Apple Store 禮品卡 / 超市現金券 |
HK$300,000 至 HK$499,999 | Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480) | HK$4,000 Apple Store 禮品卡 / 超市現金券 |
HK$200,000 至 HK$299,999 | PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688) | HK$2,500 Apple Store 禮品卡 / 超市現金券 |
HK$100,000 至 HK$199,999 | Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) | HK$1,000 Apple Store 禮品卡 / 超市現金券 |
產品特色
注意事項
[]
(SizeLimitingPyMap: {__typename=PersonalLoan, id=blt9aee22e26e3aedf0_17_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=高達<strong>HK$8,599</strong>獎賞,包括 <span style="font-size: large;"><strong>iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡</strong> 、</span><span style="font-size: large;"><strong>RIMOWA Essential Lite Cabin 行李箱</strong></span> 及更多人氣電子產品。<strong>3月31日截止!</strong></p><ul><li>靈活還款期,無隱藏條款</li><li>貸款即日批核,現金即日到手</li></ul>, bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=427360000, displayValue=427,360, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11871111, displayValue=11,871, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4260, displayValue=4.26, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaRGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi16aC1yZXN1bHRwYWdl.NzFkgATqNKovuUY4qTGdG8Qiz3hYvJ4-wrkqUTV2mmlDl8prKXx5VLcggw1pPp_YHooyb9akXMJvH9Qk4bwsAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-card-debt-consolidation-loans}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=1, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【清走卡數】輕鬆還款,避免高昂利息;實際年利率低至4.26%,以月平息0.19%、貸款額HK$1,200,000及還款期12個月計算;, 還款期長達72個月,HK$0手續費]}, productName=Citi 卡數結餘轉戶, title=HK.PL.CITI0003.BALANCETRANSFER, features={title=Features, pros=[<p><strong>【MoneyHero獨家優惠】人氣電子產品隨你選擇!</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style="width: 100%; height: 250px;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 22.017%; text-align: left;"><strong>貸款額</strong></td> <td style="width: 27.983%; height: 50px; text-align: left;"><strong>電子產品</strong></td> <td style="width: 25%; height: 50px; text-align: left;"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$800,000 或 以上</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$500,000 至 HK$799,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style="border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$300,000 至 HK$499,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; text-align: left;">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$200,000 至 HK$299,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;">HK$100,000 至 HK$199,999</td> <td style="border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style="border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385" target="_blank" rel="noopener">條款及細則</a></li> </ul>, <p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>還款期長達72個月,HK$0手續費</li> <li>Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準</li> <li>無隱藏條款</li> </ul>, <em><span style="text-decoration: underline;">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/citibank/dc" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>], cons=[<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>適用之實際年利率由4.26%-35.78%,而還款期為72個月。</li> <li>實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。</li> <li>實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。</li> <li>所有資料只供參考</li> <li>借定唔借?還得到先好借!</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=<p>18歲</p>, tooltip=}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=72000, description={shortDescription=HK$72,000, longDescription=, tooltip=}}], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[{key=PERMANENT_RESIDENT, display=永久居民}], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type={key=STEPS_TO_APPLY, display=流程步驟}, data=1. 填妥申請表及遞交所需文件<br>2. 等待批核結果
<br>3. 提取貸款
<br><br>}, {type={key=REQUIRED_DOCUMENTS, display=所需文件}, data=1. 香港永久性居民身份證<br>2. 薪金證明,例如:最近一個月之糧單、最近之評稅通知書、最近之強積金供款證明、最近3個月之出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)<br>3. 最近3個月主要銀行戶口月結單或存摺(附有賬戶姓名及賬戶號碼)<br>4. 住址證明(如電費單或銀行月結單)<br>5. 其他有需要的證明文件}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[], transferRate=null}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, feeInterval=ONCE, value=1, calculationMethod=PROPORTIONAL_TO_PRINCIPAL, paymentMethod=IGNORE, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}})
{__typename=PersonalLoan, id=blt9aee22e26e3aedf0_17_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt9e34ddc9680bd98d/63d9c93aada04610d844c0af/citi_logo.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=高達HK$8,599獎賞,包括 iPhone 14 Pro 128GB、高達HK$8,000 Apple Store 禮品卡 、RIMOWA Essential Lite Cabin 行李箱 及更多人氣電子產品。3月31日截止!- 靈活還款期,無隱藏條款
- 貸款即日批核,現金即日到手
, bannerImage=null, countdown={text=, displayProductPage=true, date={startDate=2021-07-28T04:00:00.000Z, endDate=2021-07-30T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=EXCLUSIVE, display=MoneyHero獨家優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=427360000, displayValue=427,360, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=11871111, displayValue=11,871, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4260, displayValue=4.26, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaRGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcGwtY2l0aS1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi16aC1yZXN1bHRwYWdl.NzFkgATqNKovuUY4qTGdG8Qiz3hYvJ4-wrkqUTV2mmlDl8prKXx5VLcggw1pPp_YHooyb9akXMJvH9Qk4bwsAw, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-card-debt-consolidation-loans}, rateTableEntries=[{loanTenureMin=6, loanTenureMax=72, loanAmountMin=8000.0, loanAmountMax=1200000.0, apr=4.26, eir=null, interestRate=0.19, fees=[]}], fees=[{type={key=PL_HANDLING_FEE, display=手續費}, value=1, description={shortDescription=, longDescription=, tooltip=}}], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[【清走卡數】輕鬆還款,避免高昂利息;實際年利率低至4.26%,以月平息0.19%、貸款額HK$1,200,000及還款期12個月計算;, 還款期長達72個月,HK$0手續費]}, productName=Citi 卡數結餘轉戶, title=HK.PL.CITI0003.BALANCETRANSFER, features={title=Features, pros=[【MoneyHero獨家優惠】人氣電子產品隨你選擇!
- 客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠:
- 2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 卡數結餘轉戶,
- 選擇還款期為12個月或以上,並於1個月內提取貸款
貸款額 電子產品 Apple Store 禮品卡 / 超市現金券 HK$800,000 或 以上 iPhone 14 Pro 128GB (價值HK$8,599)
HK$8,000 Apple Store 禮品卡 / 超市現金券 HK$500,000 至 HK$799,999 RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)
HK$5,500 Apple Store 禮品卡 / 超市現金券 HK$300,000 至 HK$499,999 Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)
HK$4,000 Apple Store 禮品卡 / 超市現金券 HK$200,000 至 HK$299,999 PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)
HK$2,500 Apple Store 禮品卡 / 超市現金券
HK$100,000 至 HK$199,999 Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499) HK$1,000 Apple Store 禮品卡 / 超市現金券
- 所有獨家優惠均以顏色隨機形式發放
- 如欲了解優惠詳情,請參閱條款及細則
, 產品特色
- 貸款即日批核,現金即日到手
- 還款期長達72個月,HK$0手續費
- Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準
- 無隱藏條款
, 為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾], cons=[注意事項
- Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準
- 優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶
- 每位合資格客戶於推廣期內只可享獎賞1次
- 適用之實際年利率由4.26%-35.78%,而還款期為72個月。
- 實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。
- 實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。
- 實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。
- 所有資料只供參考
- 借定唔借?還得到先好借!
]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=18歲
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2. 等待批核結果
3. 提取貸款
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3. 最近3個月主要銀行戶口月結單或存摺(附有賬戶姓名及賬戶號碼)
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卡數結餘轉戶","title":"HK.PL.CITI0003.BALANCETRANSFER","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】人氣電子產品隨你選擇!</strong></p> <ul> <li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: <ul> <li>2023年3月10日至2023年3月31日期間經MoneyHero成功申請Citi 卡數結餘轉戶,</li> <li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> </ul> </li> </ul> <table style=\"width: 100%; height: 250px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 22.017%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 27.983%; height: 50px; text-align: left;\"><strong>電子產品</strong></td> <td style=\"width: 25%; height: 50px; text-align: left;\"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$800,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;\"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$200,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$100,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>還款期長達72個月,HK$0手續費</li> <li>Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/dc\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>適用之實際年利率由4.26%-35.78%,而還款期為72個月。</li> <li>實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。</li> <li>實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。</li> <li>所有資料只供參考</li> <li>借定唔借?還得到先好借!</li> 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height: 250px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 22.017%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 27.983%; height: 50px; text-align: left;\"><strong>電子產品</strong></td> <td style=\"width: 25%; height: 50px; text-align: left;\"><strong>Apple Store 禮品卡 / 超市現金券</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$800,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>iPhone 14 Pro 128GB (價值HK$8,599) </p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$8,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>RIMOWA Essential Lite Cabin 行李箱 (價值HK$5,250)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$5,500 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; text-align: left;\"> <p>Dyson Airwrap™ Complete 多功能造型器 長型髮捲版 (價值HK$4,480)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; text-align: left;\">HK$4,000 Apple Store 禮品卡 / 超市現金券</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$200,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\"> <p>PHILIPS 飛利浦 DE3203/30 30公升抽濕機 (價值HK$3,688)</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\"> <p>HK$2,500 Apple Store 禮品卡 / 超市現金券</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 22.017%; text-align: left;\">HK$100,000 至 HK$199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 27.983%; height: 50px; text-align: left;\">Marshall Emberton 便攜藍牙喇叭 (價值HK$1,499)</td> <td style=\"border-top: 1px solid #a9a9a9; width: 25%; height: 50px; text-align: left;\">HK$1,000 Apple Store 禮品卡 / 超市現金券</td> </tr> </tbody> </table> <ul> <li>所有獨家優惠均以顏色隨機形式發放</li> <li>如欲了解優惠詳情,請參閱<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/15628772431385\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>還款期長達72個月,HK$0手續費</li> <li>Citi卡數結餘轉戶貸款額高達 月薪21倍 或 HK$1,200,000,以較低者為準</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/dc\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 稅季貸款或Citi 卡數結餘轉戶的申請必須在2023年3月31日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>適用之實際年利率由4.26%-35.78%,而還款期為72個月。</li> <li>實際年利率低至4.26%以月平息0.19%,貸款額HK$1,200,000及還款期12個月計算。</li> <li>實際年利率低至35.78%以月平息1.46%,貸款額HK$100,000及還款期18個月計算。</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已進位至小數後兩個位。個別客戶之實際年利率或有差異,並根據個別客戶背景而決定。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。最大之實際年利率會因每月平息之更新而有所不同。本行保留更新每月平息及實際年利率之權利。本行保留批核貸款申請之權利。假設貸款額為HK$200,000及還款期為12個月,每月平息為0.5% (實際年利率11.46%),貸款之總還款額為HK$212,004 (豁免手續費)。以上例子只供參考。</li> <li>所有資料只供參考</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"<p>18歲</p>","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"72000","description":{"shortDescription":"HK$72,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 填妥申請表及遞交所需文件<br>2. 等待批核結果\n<br>3. 提取貸款\n<br><br>"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港永久性居民身份證<br>2. 薪金證明,例如:最近一個月之糧單、最近之評稅通知書、最近之強積金供款證明、最近3個月之出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)<br>3. 最近3個月主要銀行戶口月結單或存摺(附有賬戶姓名及賬戶號碼)<br>4. 住址證明(如電費單或銀行月結單)<br>5. 其他有需要的證明文件"}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":72,"loanAmountMin":8000.0,"loanAmountMax":1200000.0,"apr":4.26,"eir":null,"interestRate":0.19,"fees":[],"transferRate":null}],"fees":[{"type":{"key":"PL_HANDLING_FEE","display":"手續費"},"feeInterval":"ONCE","value":1,"calculationMethod":"PROPORTIONAL_TO_PRINCIPAL","paymentMethod":"IGNORE","description":{"shortDescription":"","longDescription":"","tooltip":""}}],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195361, hs_is_edited=false, productname=Citi 卡數結餘轉戶, hs_name=}})
產品 | 貸款額 | 年利率 | 申請條件 |
Citi稅季貸款 |
高達月薪12倍 或 HK$1,200,000 以較低者為準 |
1.78%(以月平息0.08%,貸款額HK$1,500,000、還款期12個月計算) | - 年滿18歲 - 香港永久居民 - 現職工作最少3個月或以上 - 月薪達HK$6,000或以上 |
Citi 卡數結餘轉戶 |
高達月薪21倍或 HK$1,200,000 以較低者為準 |
低至4.26%(以月平息0.19%,貸款額HK$1,200,000、還款期12個月計算) | - 年滿18歲 - 香港永久居民 - 現職工作最少3個月或以上 - 月薪達HK$6,000或以上 |
指定期間經MoneyHero申請Citi稅季貸款,可選獨家獎賞iPhone 14 256GB、Dyson Gen5Detect™ Absolute 無線吸塵機、Dyson Supersonic™ 風筒 HD08、Oculus Quest 2 VR眼鏡及虛擬實境器或Marshall Emberton便攜藍牙喇叭;同時可享Citi迎新優惠高達HK$10,000現金券。
Citibank Citi稅季貸款及Citi 卡數結餘轉戶,兩者最低年利率分別為1.78%及4.26%。
就稅務貸款而言,Citi稅季貸款最低年利率優勝於本網65%私人貸款產品,例如較WeLend私人貸款 (1.88%)、東亞銀行稅季貸款 (2.54%)、天星銀行私人分期貸款 (2.99%) 及渣打銀行稅季私人貸款 (6.28%) 等產品低。如你正在比較私人貸款或稅務貸款,可參考本網此頁面做更詳細分析。
就結餘轉戶貸款而言,Citi卡數結餘轉戶最低年利率優勝於本網53%結餘轉戶貸款產品,例如較邦民低息結餘轉戶 (4.49%)、AEON「清數易」貸款 (4.66%) 及富邦銀行「卡數清」私人貸款 (5.93%)等產品低。如你正在比較結餘轉戶貸款,可參考本網此頁面做更詳細分析。
(以上資訊最後更新日期為2023年1月)
Citi稅季貸款還款期可達60個月,而Citi 卡數結餘轉戶還款期更長達72個月。
申請Citi 私人貸款只需年滿18歲、為香港永久居民、於現職工作最少3個月或以上及月薪達HK$6,000或以上。
一般情況下,透過網上、申請專線或親身到任何一間花旗銀行分行申請貸款並提交一切所需文件後,需時3個工作天就會完成批核程序。如果申請成功批核,Citibank會聯絡你進行電話確認程序或到分行辦理提取貸款手續。
於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶申請Citi 私人貸款,有機會做到即日批核,現金即日到手,而實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異。
要申請Citi卡債務合併貸款,可按以下步驟操作:
步驟1 – 經MoneyHero選擇Citi 私人貸款產品,填妥獎賞換領表格 → 步驟2 – 在 Citi卡數結餘轉戶頁面上,點擊「立即申請」→ 步驟3 – 填妥您的基本資料、個人資料和就業資料 → 步驟4 – 如符合所需條件,你將收到批核結果 → 步驟5 – 獲得批核結果後,你要上傳所需文件 → 步驟6 – 你的貸款申請將在提交所有詳細資料及文件後完成
Citi 私人貸款申請專線:(852)2963 6428
申請專線服務時間︰星期一至五上午九時至下午十時,星期六上午九時至下午一時
3. 更改還款到期日收費(延長還款期收費):
發放貸款前
延長還款期不可超越45天(由發放貸款日期起計)及需額外支付按日數、貸款利息及貸款未償還部份收取之延期費用。
發放貸款後
HK$100及如欲更改之還款到期日與原來之還款到期日相距超過1個月,需額外支付按日數、貸款利息及貸款未償還部份收取之延期費用。
聲明﹕MoneyHero致力確保網站提供的資訊是最新及最準確。網站所顯示的資訊或與金融機構或服務供應商之網站有所出入。MoneyHero網站顯示的金融產品及服務資訊僅供參考,並非提供建議。貸款產品比較頁面顯示的實際年利率及每月還款額是根據閣下所輸入的資料而作出之估算。考慮申請產品前,我們建議你查閱產品之官方條款及細則。如發現資訊有出入,請直接聯絡相關金融機構。
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