邦民 特快低息貸款
![邦民 特快低息貸款](https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt94b022c176f5bc1e/64b622818fbe0f127b447ce8/promise.png?auto=webp&width=325)
【邦民優惠】高達HK$10,000 現金獎賞
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
"],"pros":["【邦民優惠】高達HK$10,000 現金獎賞
\t- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
\t \t\t \t\t\t首次提取貸款額 \t\t\t現金獎賞 \t\t \t\t \t\t\tHK$500,000 或 以上 \t\t\tHK$10,000 \t\t \t\t \t\t\tHK$400,000 至 HK$499,999 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$200,000 至 HK$399,999 \t\t\tHK$3,000 \t\t \t\t \t\t\tHK$30,000 至 HK$199,999 \t\t\tHK$1,000 \t\t \t\t \t\t\tHK$10,000 至 HK$29,999 \t\t\tHK$500 \t\t \t
\t- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":""},"rateTableEntries":[{"apr":1.12,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":900000.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":3}]},"id":"bltf0c5fe771ec1c6e4_16_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt94b022c176f5bc1e/64b622818fbe0f127b447ce8/promise.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"邦民 特快低息貸款","promotional":{"bannerImage":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg"},"bannerText":"[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":null,"timeDelay":null},"type":[{"display":"最新優惠","key":"WELCOME_GIFT"}]},"provider":{"alias":"promise","providerName":"邦民日本財務"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":1.12,"eir":null,"fees":[],"interestRate":0.05,"loanAmountMax":900000.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":3,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":null},"termsAndConditions":"","title":"HK.PL.PROM0008.PROMISEPERSONALLOAN","totalRepayment":null}
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text-align:center; width:12.5645%"><strong>首次提取貸款額</strong></td> <td style="height:50px; text-align:center; width:18.0501%"><strong>現金獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$500,000 或 以上</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$10,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$400,000 至 HK$499,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$6,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$200,000 至 HK$399,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$3,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$30,000 至 HK$199,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$1,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$10,000 至 HK$29,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2021】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>]}, functional={metaData={alias=}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=bltf0c5fe771ec1c6e4_16_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt94b022c176f5bc1e/64b622818fbe0f127b447ce8/promise.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=邦民 特快低息貸款, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=null, endDate=null}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=null, timeDelay=null, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, provider={alias=promise, providerName=邦民日本財務}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=null}, termsAndConditions=, title=HK.PL.PROM0008.PROMISEPERSONALLOAN, totalRepayment=null})
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- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2021】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$200,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$3,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$30,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%\">HK$10,000 至 HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%\">HK$500</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/promise/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<p><em><span style=\"text-decoration: underline;\">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱\" target=\"_blank\" rel=\"noopener\">【免入息證明貸款2021】銀行及財務公司免文件貸款比較</a></p>"],"cons":["所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定","受<a href=\"https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束,詳情請瀏覽活動推廣網頁","如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準","邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款","<p style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":null},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":3,"loanTenureMax":84,"loanAmountMin":5000.0,"loanAmountMax":900000.0,"apr":1.12,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_name=, hs_initial_published_at=1724826612909, hs_created_at=1695110866339, hs_is_edited=false, hs_deleted_at=0, productname=邦民 特快低息貸款, hs_updated_by_user_id=60412388}}, reorder_comparables=[]}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=, href_with_scheme=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, rewards=獎賞, 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tabs={basic_benefit={show=false, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, eligibility={show=false, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, enhanced_benefit={show=false, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, features={heading=產品特色, order_sequence=1, show=true, expanded=true}, fees={show=false, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, promotions_terms_and_conditions={show=false, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module})
null
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【邦民優惠】高達HK$10,000 現金獎賞
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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"],"pros":["【邦民優惠】高達HK$10,000 現金獎賞
\t- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
\t \t\t \t\t\t首次提取貸款額 \t\t\t現金獎賞 \t\t \t\t \t\t\tHK$500,000 或 以上 \t\t\tHK$10,000 \t\t \t\t \t\t\tHK$400,000 至 HK$499,999 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$200,000 至 HK$399,999 \t\t\tHK$3,000 \t\t \t\t \t\t\tHK$30,000 至 HK$199,999 \t\t\tHK$1,000 \t\t \t\t \t\t\tHK$10,000 至 HK$29,999 \t\t\tHK$500 \t\t \t
\t- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
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height:50px; text-align:center; width:18.0501%">HK$1,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$10,000 至 HK$29,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113061440;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>]}, functional={metaData={alias=promise-debt-consolidation}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt978292420fb616bb_31_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=邦民 低息結餘轉戶貸款, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=2021-05-20T04:00:00.000Z, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, provider={alias=promise, providerName=邦民日本財務}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.PROM0002.PROMISEPERSONALLOAN, totalRepayment=null})
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- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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【邦民優惠】高達HK$10,000 現金獎賞
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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\t- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
\t \t\t \t\t\t首次提取貸款額 \t\t\t現金獎賞 \t\t \t\t \t\t\tHK$500,000 或 以上 \t\t\tHK$10,000 \t\t \t\t \t\t\tHK$400,000 至 HK$499,999 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$200,000 至 HK$399,999 \t\t\tHK$3,000 \t\t \t\t \t\t\tHK$30,000 至 HK$199,999 \t\t\tHK$1,000 \t\t \t\t \t\t\tHK$10,000 至 HK$29,999 \t\t\tHK$500 \t\t \t
\t- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
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MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
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text-align:center; width:12.5645%"><strong>首次提取貸款額</strong></td> <td style="height:50px; text-align:center; width:18.0501%"><strong>現金獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$500,000 或 以上</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$10,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$400,000 至 HK$499,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$6,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$200,000 至 HK$399,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$3,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$30,000 至 HK$199,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$1,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$10,000 至 HK$29,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113025330;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>]}, functional={metaData={alias=promise-personal-loan}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt8c36817aab4460dc_38_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=邦民 特快私人貸款, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf19ab663c0b00442/642a878ac6373410f683efd5/20230310-[PL]-Promise-unbranded-visual-for-April-D-PJ23_0176-Display-Ad_EDM_Other_V3_Static-Banner_ZH-OP.jpg, description=null, dimension=null}, countdown={text=, displayProductPage=false, date={startDate=2021-05-20T04:00:00.000Z, endDate=2021-05-22T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, provider={alias=promise, providerName=邦民日本財務}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.PROM0001.PROMISEPERSONALLOAN, totalRepayment=null})
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- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=1.12, eir=null, interestRate=0.05, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
【邦民優惠】高達HK$10,000 現金獎賞
首次提取貸款額 | 現金獎賞 |
HK$500,000 或 以上 | HK$10,000 |
HK$400,000 至 HK$499,999 | HK$6,000 |
HK$200,000 至 HK$399,999 | HK$3,000 |
HK$30,000 至 HK$199,999 | HK$1,000 |
HK$10,000 至 HK$29,999 | HK$500 |
沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
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查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
"],"pros":["【邦民優惠】高達HK$10,000 現金獎賞
\t- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
\t \t\t \t\t\t首次提取貸款額 \t\t\t現金獎賞 \t\t \t\t \t\t\tHK$500,000 或 以上 \t\t\tHK$10,000 \t\t \t\t \t\t\tHK$400,000 至 HK$499,999 \t\t\tHK$6,000 \t\t \t\t \t\t\tHK$200,000 至 HK$399,999 \t\t\tHK$3,000 \t\t \t\t \t\t\tHK$30,000 至 HK$199,999 \t\t\tHK$1,000 \t\t \t\t \t\t\tHK$10,000 至 HK$29,999 \t\t\tHK$500 \t\t \t
\t- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
","申請HK$100,000以下貸款,無需提供入息證明文件","利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費","「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外","貸款額高達HK$900,000。還款期可長達84個月","「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約","「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利","有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾","沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
"],"title":"Features"},"functional":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"metaData":{"alias":"promise-debt-consolidation"},"rateTableEntries":[{"apr":4.49,"eir":null,"fees":[],"interestRate":0.2,"loanAmountMax":900000.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":3}]},"id":"blt978292420fb616bb_31_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png"},"imageOrientation":"LANDSCAPE","interestRate":null,"monthlyRepayment":null,"needCategories":[],"offers":null,"offersFaq":null,"productName":"邦民 低息結餘轉戶貸款","promotional":{"bannerImage":null,"bannerText":"[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
","countdown":{"date":{"endDate":"2022-04-29T10:00:00.000Z","startDate":"2021-05-20T04:00:00.000Z"},"displayProductPage":true,"text":"快閃倒數"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"最新優惠","key":"WELCOME_GIFT"}]},"provider":{"alias":"promise","providerName":"邦民日本財務"},"rawFunctionalPl":{"defaults":{"loanAmount":100000,"loanTenure":24},"fees":[],"interestRateInterval":"MONTHLY","loanType":"FLAT_INTEREST_RATE","paymentInterval":"MONTHLY","rateTableEntries":[{"apr":4.49,"eir":null,"fees":[],"interestRate":0.2,"loanAmountMax":900000.0,"loanAmountMin":5000.0,"loanTenureMax":84,"loanTenureMin":3,"transferRate":null}],"repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null}},"requirements":{"applicationConfirmationEmail":"","businessPriority":false,"citizenship":[],"criteriaDetails":[],"eligibleOccupations":[],"employmentType":null,"productPrescore":0.0},"termsAndConditions":"","title":"HK.PL.PROM0002.PROMISEPERSONALLOAN","totalRepayment":null}
(SizeLimitingPyMap: {__typename=PersonalLoan, applicationProcess=[{type=null, data=}], apr=null, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=104800000, displayValue=104,800, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4366666, displayValue=4,367, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4490, displayValue=4.49, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaSGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJvbWlzZS1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi1wbC16aC1yZXN1bHQtcGFnZQ.nNX4SK9jCq_1O7b5chl0PB6itiyejGJRim_cK2ch5ZwDZTLWttnQQAKT1f4j0m2t89U2znvV3wJot04hqYQ4CQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, description={shortDescription=[【特長還款期】還款期可長達84個月, 【節省利息開支】 日息計算,息隨本減。提早還款,絕不收罰息或手續費,易借易還]}, disclaimer=null, eligibility=[], enableCountdown=false, enableFlipBanner=false, featured=false, features={title=Features, pros=[<p><strong>【邦民優惠】高達HK$10,000 現金獎賞</strong></p> <ul> <li>2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。</li> </ul> <table style="width:100%"> <tbody> <tr> <td style="height:50px; text-align:center; width:12.5645%"><strong>首次提取貸款額</strong></td> <td style="height:50px; text-align:center; width:18.0501%"><strong>現金獎賞</strong></td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$500,000 或 以上</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$10,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$400,000 至 HK$499,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$6,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$200,000 至 HK$399,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$3,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$30,000 至 HK$199,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$1,000</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:12.5645%">HK$10,000 至 HK$29,999</td> <td style="border-top:1px solid #ededed; height:50px; text-align:center; width:18.0501%">HK$500</td> </tr> </tbody> </table> <ul> <li>合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢</li> </ul> <p> </p>, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, <em><span style="text-decoration: underline;">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法" ga-category="personal-loan" ga-action="product panel - clicked" ga-label="/rp/7th/promise/pl" target="_blank">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>, <p><em><span style="text-decoration: underline;">沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!</span></em><br />MoneyHero貸款專家:<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/免文件-免入息證明-貸款-銀行-財務公司-比較-檢閱" target="_blank" rel="noopener">【免入息證明貸款2023】銀行及財務公司免文件貸款比較</a></p>], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受<a href="https://ad.doubleclick.net/ddm/trackclk/N195002.1981105MONEYHERO/B9863873.137249342;dc_trk_aid=309612013;dc_trk_cid=113061440;dc_lat=;dc_rdid=;tag_for_child_directed_treatment=;tfua=;ltd=" target="_blank" rel="noopener">條款及細則</a>約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, <p style="font-size: 12px;">忠告:借錢梗要還,咪俾錢中介<br>查詢及投訴熱線:3199 1199<br>放債人牌照號碼:1229/2023</p>]}, functional={metaData={alias=promise-debt-consolidation}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, id=blt978292420fb616bb_31_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, imageOrientation=LANDSCAPE, interestRate=null, monthlyRepayment=null, needCategories=[], offers=null, offersFaq=null, productName=邦民 低息結餘轉戶貸款, promotional={bannerText=<strong>[借HK30,000賞HK$1,000]</strong> 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎<span style="font-size: large;"><strong>HK$1,000現金</strong></span>。貸款額愈高,獎賞愈多.</p><ul><li>貸款無需證明文件,可即時獲得初步批核金額 !</li></ul>, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=2021-05-20T04:00:00.000Z, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, provider={alias=promise, providerName=邦民日本財務}, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, termsAndConditions=, title=HK.PL.PROM0002.PROMISEPERSONALLOAN, totalRepayment=null})
{__typename=PersonalLoan, id=blt978292420fb616bb_31_zh-hk, image={url=https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt67adc4b4ba773ec9/64c9f3a957051285f4dd7f47/HK_SignatureA_C.png, description=null, dimension=null}, featured=false, imageOrientation=LANDSCAPE, promotional={bannerText=[借HK30,000賞HK$1,000] 即日起至2024年3月31日,新客成功貸款HK$30,000,並符合指定條件,可獲獎HK$1,000現金。貸款額愈高,獎賞愈多.- 貸款無需證明文件,可即時獲得初步批核金額 !
, bannerImage=null, countdown={text=快閃倒數, displayProductPage=true, date={startDate=2021-05-20T04:00:00.000Z, endDate=2022-04-29T10:00:00.000Z}}, flipBanner={imageForDesktop=null, imageForMobile=null, period=1, timeDelay=0, date={startDate=null, endDate=null}}, type=[{key=WELCOME_GIFT, display=最新優惠}]}, comparables=[{__typename=CompareElementSimple, title={key=TOTAL_REPAYMENT, display=總還款額低至}, sortValue=104800000, displayValue=104,800, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementSimple, title={key=REPAYMENT, display=每月還款額低至}, sortValue=4366666, displayValue=4,367, tooltip=null, description=, prefix=$, suffix=}, {__typename=CompareElementWithSubValue, title={key=APR, display=最低實際年利率}, sortValue=4490, displayValue=4.49, tooltip=null, description=, prefix=, suffix=%}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaSGh0dHBzOi8vbW9uZXloZXJvLmxpbmsvcHJvbWlzZS1kZWJ0LWNvbnNvbGlkYXRpb24tbG9hbi1wbC16aC1yZXN1bHQtcGFnZQ.nNX4SK9jCq_1O7b5chl0PB6itiyejGJRim_cK2ch5ZwDZTLWttnQQAKT1f4j0m2t89U2znvV3wJot04hqYQ4CQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=promise-debt-consolidation}, rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[]}], fees=[], defaults={loanTenure=24, loanAmount=100000}}, provider={alias=promise, providerName=邦民日本財務}, description={shortDescription=[【特長還款期】還款期可長達84個月, 【節省利息開支】 日息計算,息隨本減。提早還款,絕不收罰息或手續費,易借易還]}, productName=邦民 低息結餘轉戶貸款, title=HK.PL.PROM0002.PROMISEPERSONALLOAN, features={title=Features, pros=[【邦民優惠】高達HK$10,000 現金獎賞
- 2024年1月1日起至2024年3月31日,全新客戶成功申請,可獲高達HK$10,000 現金獎賞,詳情如下。
首次提取貸款額 現金獎賞 HK$500,000 或 以上 HK$10,000 HK$400,000 至 HK$499,999 HK$6,000 HK$200,000 至 HK$399,999 HK$3,000 HK$30,000 至 HK$199,999 HK$1,000 HK$10,000 至 HK$29,999 HK$500
- 合資格全新客戶必須於2024年6月30日或之前領取此獎賞,逾期作廢
, 申請HK$100,000以下貸款,無需提供入息證明文件, 利息以日息計算,息隨本減;絶不收取任何貸款手續費、入會費、年費或循環貸款手續費, 「瞬間過數」適用於經「轉數快」轉賬之貸款,惟系統維護時段除外, 貸款額高達HK$900,000。還款期可長達84個月, 「無需現身」只適用於選擇網上簽署貸款合約之客戶,惟客戶須符合邦民日本財務(香港)有限公司「網上簽約」服務的相關貸款條件。客戶亦可選擇親臨分行簽署貸款合約, 「網上即時批核」僅為初步批核結果,邦民日本財務(香港)有限公司保留最終審批權利, 有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!
MoneyHero貸款專家:【借唔到錢?】拆解貸款被拒之謎,6招解決困擾, 沒有住址證明?沒有入息證明?財務公司和銀行都提供免入息證明貸款!
MoneyHero貸款專家:【免入息證明貸款2023】銀行及財務公司免文件貸款比較
], cons=[所有示例年利率資訊只作參考,最終批核按個別申請人之實際情況而定, 受條款及細則約束,詳情請瀏覽活動推廣網頁, 如內容的釋義有所差異,概以邦民日本財務(香港)有限公司的釋義為準, 邦民日本財務(香港)有限公司保留貸款批核之最終決定權,以及在沒有預先通知下隨時可更改是次推廣活動之條款, 忠告:借錢梗要還,咪俾錢中介
查詢及投訴熱線:3199 1199
放債人牌照號碼:1229/2023
]}, eligibility=[], offers=null, enableCountdown=false, enableFlipBanner=false, termsAndConditions=, disclaimer=null, requirements={criteriaDetails=[], citizenship=[], employmentType=null, applicationConfirmationEmail=, eligibleOccupations=[], businessPriority=false, productPrescore=0.0}, applicationProcess=[{type=null, data=}], needCategories=[], offersFaq=null, interestRate=null, apr=null, totalRepayment=null, monthlyRepayment=null, rawFunctionalPl={rateTableEntries=[{loanTenureMin=3, loanTenureMax=84, loanAmountMin=5000.0, loanAmountMax=900000.0, apr=4.49, eir=null, interestRate=0.2, fees=[], transferRate=null}], fees=[], defaults={loanTenure=24, loanAmount=100000}, loanType=FLAT_INTEREST_RATE, repayment={minimumRepaymentFixed=null, minimumRepaymentPercentage=null}, interestRateInterval=MONTHLY, paymentInterval=MONTHLY}}
*這版本的計算器是以簡易版公式把實際年利率轉為月平息計算:實際年利率是=月平息 x 12個月 x 1.9 (不變系數)
*MoneyHero的產品顯示則由銀行所提供之月平息計算。
*實際年利率是一個參考利率,以年化利率展示出包括銀行 產品的基本利率及其他適用的費用與收費。此實際年利率 並不包括現金回贈。
MoneyHero比較多款還款期為12至84個月之間的私人貸款。實際年利率將視乎個別情況而定,介乎2%至59%。以下為借貸成本的參考例子:假如你借取一筆HK$200,000的貸款,還款期為12個月,實際年利率為7.02%,每月平息0.31%,那每月還款額應為HK$17,287,而總還款額則為HK$207,444。
產品 | 貸款額 | 實際年利率 | 申請條件 |
邦民特快低息貸款 | 高達HK$90萬 | 低至1.12% | - 年滿18歲 - 持有香港居民身份證 |
邦民低息結餘轉戶貸款 | 高達HK$90萬 | 低至4.49% | - 年滿18歲 - 持有香港居民身份證 |
邦民循環貸款 | 高達HK$90萬 | 低至4.49% | - 年滿18歲 - 持有香港居民身份證 |
邦民在全港有23家分行,營業時間星期一至星期五的9am至7pm,個別分行會於星期六的9am至1pm營業,具體如下
灣仔分行:灣仔軒尼詩道196-198號英京大廈地下
銅鑼灣分行:銅鑼灣渣甸街25 號金利隆中心1樓
西灣河分行:筲箕灣道88號地下
尖沙咀分行:尖沙咀加連威老道29號信基商業中心3樓
碧街分行:旺角彌敦道555號九龍行地下2號舖
旺角分行:旺角西洋菜街168號3樓B室
太子站分行:太子彌敦道760號聯合廣場地下G23舖
深水埗分行:深水埗欽州街45號金寶樓地下4號舖
新蒲崗分行:新蒲崗崇齡街95-97號地下1號舖
新蒲崗分行:新蒲崗崇齡街95-97號地下1號舖
觀塘康寧道分行:觀塘康寧道22-24號康寧大廈地下A鋪
觀塘廣場分行:觀塘開源道68號觀塘廣場地下G6及G7舖
藍田匯景分行:藍田匯景道8號匯景廣場第4層2S舖
葵芳分行:葵芳葵富路7-11號葵涌廣場3樓87A舖
南豐中心分行:荃灣南豐中心11樓1118室
沙咀道分行:荃灣沙咀道328號寶石大廈地下G16舖
屯門分行:屯門鄉事會路4-26號明偉大樓地下9號舖
元朗分行:元朗青山公路196-202號元朗大廈1樓A室
大棠站分行:元朗青山公路41號誠信商業大廈地下B舖
大圍站分行:大圍大圍道94 - 102號天寶樓地下4號舖
沙田分行:沙田好運中心地下2B舖
大埔分行:大埔墟廣福道41-43號美德大廈地下1號舖
上水分行:上水新豐路103號地下
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