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12 Sep, 2023 |Posted by MoneyHero團隊

不少人會選擇特快私人貸款,虛擬銀行更以此為主打,大賣只需網上或應用程式申請便可即時知道批核結果,星期六、日亦照批照過數,不少傳統銀行及財務公司亦以「30分鐘批核」和「即時過數」作宣傳。MoneyHero為大家全方位比較各貸款機構的特快私人貸款,找出快、靚、正貸款計劃。
其他貸款比較:稅務貸款免入息貸款免TU貸款網上貸款低息貸款24小時貸款易批貸款公務員貸款銀行貸款虛擬銀行貸款短期小額貸款清卡數貸款大額清數貸款 


特快私人貸款比較:虛擬銀行 VS 傳統銀行 VS 財務公司


何謂最好的「特快私人貸款」?除了「快」,貸款利率、貸款額、還款年期以及有沒有隱藏收費都是考慮因素。


一般來說,財務公司貸款銀行貸款最大分別在於貸款申請門檻及利息。財務公司通常借貸要求較寬鬆,手續相對簡單,但代價就是承受較高息率,部份免證明文件貸款息率更逾10%。現時提供特快私人貸款的財務公司包括邦民安信、UA聯合亞洲財務、WeLend等等。

另外,花旗銀行、星展銀行及渣打銀行的私人貸款亦設特快批核,虛擬銀行貸款如Mox、天星銀行Airstar、livi bank等都標榜特快批核,以及APR比財務公司貸款低等等。

不論虛擬銀行、傳統銀行或財務公司,只需經網上平台申請並上載文件即可完成申請程序,賣點包括全程網上辦妥毋須現身、AI批核不經人手、申請貸款不受辦公時間所限、即批即過數等。不過仍然需要進行貸款審批,即查閱每位貸款人的信貸資料庫,來釐定貸款額及貸款年利率。

最終批出的貸款利率要視乎TU信貸評級和還款記錄等而定,但虛擬銀行與一般銀行不同的是,可在小額貸款上提供較低利率。

例如天星銀行貸款HK$80萬及還款期12個月,實際年利率為1.58%,比起目前一般銀行小額貸款約4%至6%的貸款利率低。Mox的「即時借」雖然是私人貸款,但操作則似循環貸款,貸款額按Mox Credit戶口內可用的信用額度而定。

銀行則在最高貸款額方面較有優勢,可高達HK$300萬至HK$400萬。虛擬銀行貸款額上限比傳統銀行低,天星銀行和livi bank的最高貸款額均為HK$100萬。

還款安排方面,一般而言財務公司比較有彈性,可以選擇按日計息,還款期亦會較長,可攤長還。部分虛銀及銀行則推出「還款假期」供借款人申請,增加資金周轉空間。

延伸閱讀:【免息免供】市面設還款假期私人貸款大檢閱+條款拆解

私人貸款最快批核及過數時間比較

私人貸款

最快批核時間

最快過數時間^

申請文件要求

官網申請
邦民 特快私人貸款
邦民 特快私人貸款
即時初步批核
即時經轉數快過數
貸款HK$10萬以下只需身份證及手提電話
安信 定額私人貸款
安信 定額私人貸款
即時批核
即時經轉數快過數
身份證、入息證明
貸款HK10萬或以下毋須入息證明
WeLend 私人貸款
WeLend 私人貸款
AI即時批核
即時經轉數快過數
貸款額HK$30萬或以下毋須入息證明及住址證明
Mox 「即時借」
Mox 「即時借」
3分鐘
3分鐘
無需額外文件
天星銀行Airstar 私人分期貸款
天星銀行Airstar 私人分期貸款
5分鐘
5分鐘
可無須入息證明及住址證明
信銀國際 $mart Plus 私人貸款
信銀國際 $mart Plus 私人貸款
1分鐘初步批核
即日
身份證、入息證明、銀行戶口證明、住址證明
Citi 特快現金貸款
Citi 特快現金貸款
即日
即日
身份證、入息證明、銀行戶口證明、住址證明
星展銀行 定額私人貸款
星展銀行 定額私人貸款
即日
即日
現有客戶只需身份證(銀行或要求客戶提供額外文件)
UA i-Money 特快網上私人貸款
UA i-Money 特快網上私人貸款
即日跟進
即時經轉數快過數
身份證、入息證明文件、工作證明文件和現居住址證明
渣打銀行 私人貸款
渣打銀行 私人貸款
即日跟進
未有列明
身份證、地址證明、最近一個月糧單、銀行月結單/存摺紀錄
AEON 「貸靈活」私人貸款
AEON 「貸靈活」私人貸款
未有列明
即時經轉數快過數
身份證、收入證明,住址證明
Grantit_20_July_2021_Moovup-512-x-512-1
Grantit_20_July_2021_Moovup-512-x-512-1
Grantit 免TU私人貸款
15分鐘 28分鐘 身份證、住址證明及銀行月結單
^以確認貸款後計算
*即時批核和過數適用於指定服務時間
以上資料僅供參考,實際批核時間及現金到手時間會因應客戶申請資料而出現差異,一切以貸款機構最新公布為準。

延伸閱讀:【網上貸款】即時借錢毋須現身?特快私人貸款即批攻略

私人貸款最高借貸金額及年利率比較

私人貸款

最低實際年利率

最高貸款額

還款期

官網申請
UA i-Money 特快網上私人貸款
UA i-Money 特快網上私人貸款
1.68 %
HK$50萬
3 - 60個月
邦民 特快私人貸款
邦民 特快私人貸款
1.12 %
HK$60萬
3 - 84個月
安信 定額私人貸款
安信 定額私人貸款
1.18 %
HK$80萬
3 - 60個月
天星銀行Airstar 私人分期貸款
天星銀行Airstar 私人分期貸款
1.58 %
HK$100萬
3 - 60個月
Citi 特快現金貸款
Citi 特快現金貸款
1.78 %
HK$350萬
6 - 60個月
渣打銀行 私人貸款
渣打銀行 私人貸款
1.85 %
HK$250萬
12 - 60個月
信銀國際 $mart Plus 私人貸款
信銀國際 $mart Plus 私人貸款
1.65 %
HK$200萬
6 - 60個月
星展銀行 定額私人貸款
星展銀行 定額私人貸款
6.32 %
HK$200萬
12 - 60個月
WeLend 私人貸款
WeLend 私人貸款
1.18 %
HK$150萬
14日 - 60個月
Mox 「即時借」
Mox 「即時借」
8.15 %
視乎Mox Credit信用限額
3 - 60個月
AEON 「貸靈活」私人貸款
AEON 「貸靈活」私人貸款
4.65 %
HK$100萬
6 - 48個月
Grantit_20_July_2021_Moovup-512-x-512-1
Grantit_20_July_2021_Moovup-512-x-512-1
Grantit 免TU私人貸款
4.2% HK$20萬 1 - 36個月
注:以上資料僅供參考,以貸款機構最新公布為準
Debug data (SizeLimitingPyMap: {market=singsaver, badges={show=true, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, 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CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={see_more=See more, see_less=See less, cta_button_label=Apply Now, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], product=Optional.empty, ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=true, show_banner=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null null
Debug data (SizeLimitingPyMap: {market=singsaver, badges={show=true, exclusive={background={color=#CCFBF1, opacity=100, rgba=rgba(204, 251, 241, 1), rgb=rgb(204, 251, 241), hex=#CCFBF1, css=#CCFBF1}, color={color=#0D968B, opacity=100, rgba=rgba(13, 150, 139, 1), rgb=rgb(13, 150, 139), hex=#0D968B, css=#0D968B}, text=Exclusive Offer}, featured={background={color=#FFF6EB, opacity=100, rgba=rgba(255, 246, 235, 1), rgb=rgb(255, 246, 235), hex=#FFF6EB, css=#FFF6EB}, color={color=#E9590C, opacity=100, rgba=rgba(233, 89, 12, 1), rgb=rgb(233, 89, 12), hex=#E9590C, css=#E9590C}, text=Featured}, welcome={background={color=#E5F4FF, opacity=100, rgba=rgba(229, 244, 255, 1), rgb=rgb(229, 244, 255), hex=#E5F4FF, css=#E5F4FF}, color={color=#0080F0, opacity=100, rgba=rgba(0, 128, 240, 1), rgb=rgb(0, 128, 240), hex=#0080F0, css=#0080F0}, text=Welcome Gift}, popular={background={color=#c6b0d9, opacity=100, rgba=rgba(198, 176, 217, 1), rgb=rgb(198, 176, 217), hex=#c6b0d9, css=#c6b0d9}, color={color=#9a6fbf, opacity=100, rgba=rgba(154, 111, 191, 1), rgb=rgb(154, 111, 191), hex=#9a6fbf, css=#9a6fbf}, text=Popular}, time_limited={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=Time Limited}, time_limited_countdown={background={color=#FEF1F1, opacity=100, rgba=rgba(254, 241, 241, 1), rgb=rgb(254, 241, 241), hex=#FEF1F1, css=#FEF1F1}, color={color=#DC2828, opacity=100, rgba=rgba(220, 40, 40, 1), rgb=rgb(220, 40, 40), hex=#DC2828, css=#DC2828}, text=}, best_value={background={color=#EBFEFF, opacity=100, rgba=rgba(235, 254, 255, 1), rgb=rgb(235, 254, 255), hex=#EBFEFF, css=#EBFEFF}, color={color=#088EAF, opacity=100, rgba=rgba(8, 142, 175, 1), rgb=rgb(8, 142, 175), hex=#088EAF, css=#088EAF}, text=Best Value}}, product_moneyhero={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={see_more=See more, see_less=See less, cta_button_label=Apply Now, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], product=Optional.empty, ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={show=true, features={show=true, expanded=true, order_sequence=1, heading=Features}, promotions_terms_and_conditions={show=true, expanded=false, order_sequence=1, heading=Terms & Conditions, additional_offer=Additional Offer, exclusive_offer=Exclusive Offer, welcome_offer=Welcome Offer}, fees={show=true, expanded=false, order_sequence=1, heading=Fees, labels={fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}}, eligibility={show=true, expanded=false, order_sequence=1, heading=Eligibility, text=Eligibility}, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}, usage={show=true, expanded=false, order_sequence=1, heading=Usage, labels=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=default, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=true, show_banner=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null null

沒有證明文件可以申請特快私人貸款嗎?


一般而言,銀行不會接受沒有收入證明文件的貸款申請,因應「新私人貸款組合」出現,已有部份銀行放寬有關要求。 財務公司則較有彈性,即使沒有糧單及住址證明,部分財務公司可按個別情況或貸款額豁免申請人提交證明文件,只需遞交身份證,證明已年滿18歲並為香港居民,以及提交銀行戶口資料作身份核實用途即可。

市面亦有部份貸款專為自由工作者、家庭主婦、大專生等沒有收入證明的人士而設,但需留意利率一般較高,且還款期短,一旦遲還款罰息亦相當高昂。還得到,先好借!

延伸閱讀:【免入息證明貸款】銀行及財務公司免文件貸款比較
延伸閱讀:【免TU】財務公司免入息審查/免信貸報告貸款

哪些貸款機構可靠?


銀行受金管局《銀行業條例》監管,而俗稱「財仔」的財務公司則受到《放債人條列》監管。機構要取得放債人牌照的過程十分嚴格,當局會考慮多種因素方會發牌。

留意財務公司是否持有放債人牌照


如你想知道某一財務公司是否合法,可留意其是否有提供放債人牌照編號,並到公司註冊處網站查詢放債人牌照持牌人名單。一旦發現放債人牌照已過期、牌照申請遭駁回或撤回,就不宜向此貸款機構借錢。另外,亦謹記:「咪畀錢中介」

延伸閱讀:【真人真事】拆解不良財務中介陷阱

真正嘅網上貸款比傳統貸款更方便快捷,而且利息低又免罰息,大大減輕財政負擔!不過想享受真正嘅網上貸款服務,就要記得留意有關機構嘅借貸條款及細則,小心選擇!

MoneyHero遵從 
《個人資料(隱私)條例 2013 》致力保障你的個人資料。透過MoneyHero申請貸款時,你的個人資料將傳送至銀行或貸款機構,並由他們處理有關申請。銀行或貸款機構可能會直接聯絡你。除非你同意,否則MoneyHero不會儲存你的個人資料。

忠告:借定唔借,還得到先好借! 各大財務公司查詢及投訴熱線一覽

精選網上貸款

Citi 特快現金貸款

Citi 特快現金貸款

最低實際年利率

1.78
%

手續費

0%

最高貸款額

HK$350萬 / 月薪12倍

獎勵

【10月3日截止!】限時優惠送HK$800 Apple Store 禮品卡 / 超市現金券,及 Galaxy Book3 Pro (14", i5, 16GB, Intel Xe Graphics) (價值HK$12,380) 或 SAMSUNG 50" Q60C LED 液晶體電視 (價值HK$8,980) 或 Dyson Purifier Hot+Cool™ 三合一暖風空氣清新機 HP07 (價值HK$5,780) 或 Marshall Woburn II (價值HK$4,999) 或 Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699) 或 高達HK$10,000 Apple Store 禮品卡 / 超市現金券;總獎賞高達HK$12,380 + HK$8,000 + HK$800 = HK$21,180

  • 靈活還款期,無隱藏條款
  • 貸款即日批核,現金即日到手

【推薦人獎上獎活動】成功申請後,只要你每推薦一位新客戶成功申請指定金融產品,你同被推薦人每人可以賺高達HK$200 HKTVmall現金券!推薦不設上限,成功推薦親友越多,獎賞越多!推廣期內推薦3位新客戶,額外送多HK$300; 推薦5位以上,額外送多HK$600!即睇詳情
更多資訊
隱藏信息
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特快現金貸款","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14&quot;, i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50&quot; Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool&trade; 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt514ab60661e40482/649a794fb93cad9b1da6fd0c/2023_Q3_PIL_TnC_Jun23_v1.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> 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特快現金貸款","title":"HK.PL.CITI0002.SPEEDYCASH","features":{"title":"Features","pros":["<p><strong>【MoneyHero獨家優惠】限時額外HK$800 Apple Store禮品卡 / 惠康現金券</strong></p> <ul> \t<li><strong>限時優惠</strong>:2023年9月11日中午12時至10月3日下午6時,成功經MoneyHero申請,並於10月3日或之前向銀行交齊所有文件,不論貸款額及是否獲批核,可享HK$800 Apple Store禮品卡 / 惠康現金券</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/citi-pl-top-up-coupon-offer-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【MoneyHero獨家優惠】</strong></p> <ul> \t<li>客戶須符合以下條件,可獲以下選一MoneyHero獨家優惠: \t<ul> \t\t<li>2023年9月11日中午12時至2023年10月3日下午6時期間經MoneyHero成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,</li> \t\t<li>選擇還款期為12個月或以上,並於1個月內提取貸款</li> \t</ul> \t</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Galaxy Book3 Pro (14&quot;, i5, 16GB, Intel Xe Graphics) (價值HK$12,380);或</li> \t\t\t\t<li>HK$10,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>SAMSUNG 50&quot; Q60C LED 液晶體電視 (價值HK$8,980);或</li> \t\t\t\t<li>HK$7,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Dyson Purifier Hot+Cool&trade; 三合一暖風空氣清新機 HP07 (價值HK$5,780);或</li> \t\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Marshall Woburn II (價值HK$4,999);或</li> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>Bose SoundLink Revolve+ 藍牙揚聲器 II (價值HK$2,699);或</li> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t</tbody> </table> <ul> \t<li>所有獨家優惠均以顏色隨機形式發放</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-citi-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>【Citi迎新優惠】高達HK$8,000現金券</strong><br /> 客戶須於2023年7月1日至2023年9月30日期間成功申請Citi 特快現金貸款或Citi 卡數結餘轉戶,並於2023年10月14日或之前提取貸款,可獲高達HK$8,000現金券:</p> <table style=\"height:312px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td rowspan=\"2\" style=\"height:18px; text-align:left; width:22.671%\"><br /> \t\t\t<strong>貸款額</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:32.8785%\"><strong>還款期長達24個月或以下</strong></td> \t\t\t<td colspan=\"2\" style=\"height:18px; text-align:left; width:36.4992%\"><strong>還款期長達24個月以上</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:16.7304%\"><strong>花旗私人客戶/Citigold客戶/<br /> \t\t\tCiti ULTIMA卡<br /> \t\t\t之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.1481%\"><strong>其他客戶</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:16.885%\"><strong>花旗私人客戶/Citigold客戶/</strong><br /> \t\t\t<strong>Citi ULTIMA卡</strong><br /> \t\t\t<strong>之持有人</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:19.6142%\"><strong>其他客戶</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$1,500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$8,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$4,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$800,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$2,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\"> \t\t\t<p>HK$4,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\">HK$2,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:22.671%\">HK$400,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$1,500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$1,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:16.885%\"> \t\t\t<p>HK$2,000</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:54px; text-align:left; width:19.6142%\">HK$1,500</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:22.671%\">HK$100,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.7304%\"> \t\t\t<p>HK$500</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.1481%\"> \t\t\t<p>HK$400</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:16.885%\">HK$700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:19.6142%\"> \t\t\t<p>HK$600</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金券獎賞換領信將於2023年12月31日或之前郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址。</li> \t<li>如欲了解優惠詳情,請參閱<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt514ab60661e40482/649a794fb93cad9b1da6fd0c/2023_Q3_PIL_TnC_Jun23_v1.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a></li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>貸款即日批核,現金即日到手</li> <li>Citi 特快現金貸款額高達 月薪12倍 或 HK$3,500,000,以較低者為準</li> <li>還款期長達60個月,HK$0手續費</li> <li>無隱藏條款</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/citibank/tax\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>Citi 特快現金貸款或Citi 卡數結餘轉戶的申請必須在2023年10月3日或之前成功申請。申請日期以花旗銀行的系統紀錄為準</li> <li>客戶於申請當日至獎賞換領信發出當天須符合以下資格以獲得花旗私人客戶/Citigold客戶/Citi ULTIMA卡之持有人之獎賞: <ul> <li>花旗私人客戶需保持户口結餘達HK$8,000,000或以上; Citigold客戶則需保持户口結餘達HK$1,500,000或以上; 而Citi ULTIMA 卡之持有人需持有Citi ULTIMA信用卡</li> </ul> </li> <li>優惠只適用於申請當日不持有任何由花旗銀行所提供之私人貸款之客戶</li> <li>現金券獎賞換領信將郵寄至合資格客戶於花旗銀行紀錄之香港通訊地址</li> <li>每位合資格客戶於推廣期內只可享獎賞1次</li> <li>「即日批核,現金即日到手」只適用於每個工作天(星期一至五)上午十時前連同已填妥的貸款申請表及成功遞交所需文件之特選客戶。實際批核時間及現金到手時間因應客戶申請資料而有可能出現差異</li> <li>實際年利率1.78%以月平息0.08%,貸款額HK$1,500,000及還款期12個月計算;實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費。只適用於指定申請途徑。</li> <li>借定唔借?還得到先好借!</li> 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hs_created_at=1680256540424, hs_is_edited=false, hs_deleted_at=0, productname=Citi 特快現金貸款, hs_name=, hs_updated_by_user_id=28491723}})

WeLend 私人貸款

WeLend 私人貸款

最低實際年利率

1.18
%

手續費

0%

最高貸款額

HK$150萬

獎勵

【10月3日截止】經MoneryHero申請貸款,不論貸款最終獲批核與否,即可獲得HK$300超市現金券;成功提取私人貸款,再尊享獨家高達HK$18,800現金獎!(包括獨家HK$6,800現金回贈
更多資訊
隱藏信息
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Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> 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height: 30px; text-align: left;\">HK$8,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$600,001 至 HK$800,000</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$10,800</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 20%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$800,001 或以上</td> <td style=\"width: 30%; border-top: 1px solid #a9a9a9; height: 30px; text-align: left;\">HK$12,000</td> </tr> </tbody> </table> <ul> <li>優惠受條款及細則約束,詳情請参閱申請網站</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=28491723}})

UA 「NO SHOW」免文件私人貸款

UA 「NO SHOW」免文件私人貸款

最低實際年利率

1.68
%

手續費

0%

最高貸款額

未有列明

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UA30送最新智能手機!11月8日截止】逢星期一至五(星期六、日及公眾假期除外),每日首位成功申請達HK$100,000並於指定日期內提取貸款之新客戶,即可贏取最新智能手機(市場價值為HK$9,399)一部

【12月31日截止】成功申請及提取指定貸款額,即享現金獎高達HK$18,000

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style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$13,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$14,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$500,000 - HK$549,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$11,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$12,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$400,000 - HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$9,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$250,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$7,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$8,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$110,000 - HK$249,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$4,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$5,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$90,000 - HK$109,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$70,000 - HK$89,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$50,000 - HK$69,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$30,000 - HK$49,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000 - HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000以下</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$100</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金獎優惠期有限並受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" rel=\"noopener\" target=\"_blank\">按此</a>。</li> </ul>","<p><strong>【UA30送最新智能手機】</strong></p> <ul> \t<li>由即日起至2023年11月8日之逢星期一至五(星期六、日及公眾假期除外),每日首位成功申請達HK$100,000並於指定日期內提取貸款及準時還款之新客戶,即可贏取最新智能手機(市場價值為HK$9,399)一部!</li> \t<li>合資格客戶: \t<ul> \t\t<li>新客戶定義為從未於亞洲聯合財務有限公司持有任何形式之貸款交易,在推廣期内開立的 e-Cash 循環備用現金戶口除外</li> \t\t<li>於推廣期內成為每日首位成功申请貸款額達 HK$100,000 或以上之新客戶並於指定期間完成指定任務</li> \t\t<li>於推廣期內不論成功申請或提取貸款次數多寡,獲獎機會以每個貸款戶口計算,聯名戶口(不論戶口內之客戶人數)只可享有一次獲獎機會。每位客戶(包括曾為聯名戶口之貸款人) 於本活動亦只可享有一次獲獎機會,及僅可贏取一份獎品。</li> \t\t<li>本活動只限於合資格客戶透過亞洲聯合財務有限公司的網上平台、「YES UA」手機應用程式、電話專線、分行或 貸款部遞交之貸款申請。若透過其他途徑申請貸款,將不可獲得參與本活動之機會。</li> \t\t<li>受僱於亞洲聯合財務有限公司的員工皆不合資格參加本活動。</li> \t</ul> \t</li> \t<li>當亞洲聯合財務有限公司核實及確認得獎者符合所有可獲獎品的條件後,將會根據得獎者於亞洲聯合財務有限公司記錄之手機號碼或電郵地址,於2024年4月30日或之前通過手機短訊或電郵將換領通知發送至得獎者。得獎者須按所提供的指示親自領取獎品及出示香港居民身份證核對身份,否則其得獎資格將會被取消。</li> \t<li>受<a href=\"https://www.uaf.com.hk/wp-content/uploads/2023/09/TnC_UA30-SMARTPHONE-GIVEAWAY-CAMPAIGN_TC_20230922B.pdf\">條款及細則</a> 約束。</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>只須留低聯絡資料,全程都有專人幫你搞掂</li> <li>無須露面,無須提供證明文件</li> <li>最快即日批核, 一批轉數快,經FPS現金即時到手</li> <li>「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>截至<span lang=\"EN-US\">2023</span>年<span lang=\"EN-US\">5</span>月,<span lang=\"EN-US\">UA</span>之現金獎為全港最高(<wbr />與本港主要財務公司比較)</li> <li>新舊客戶定義為於申請日期起計前24個月內於亞洲聯合財務有限公司並未持有任何形式之貸款交易,在推廣期開立的e-Cash循環備用現金戶口除外。</li> <li>&nbsp;新舊客戶在推廣期內完成以下要求,方可享用迎新優惠: <ul> <li>成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞</li> <li>成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞</li> </ul> </li> <li>亞洲聯合財務是全港唯一財務機構,無須客戶(包括新舊客戶)於申請「NO SHOW」私人貸款時提供任何證明文件,客戶須符合亞洲聯合財務「NO SHOW」私人貸款的相關信貸條件;否則或需親臨分行提供有關證明文件</li> <li>貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六(9:00am-12:30pm),星期日及公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定</li> <li>亞洲聯合財務有限公司保留一切有關批核借貸申請之權利</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2681 8888<br />放債人牌照號碼:0931/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 致電「NO SHOW」私人貸款專線2681 8787<br>2. 全程無須露面,透過電話提供個人資料\n<br>3. 以SMS短訊確認接受貸款\n<br>4. 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style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$13,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$14,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$500,000 - HK$549,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$11,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$12,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$400,000 - HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$9,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$250,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$7,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$8,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$110,000 - HK$249,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$4,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$5,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$90,000 - HK$109,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$70,000 - HK$89,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$50,000 - HK$69,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$30,000 - HK$49,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000 - HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000以下</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$100</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金獎優惠期有限並受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" rel=\"noopener\" target=\"_blank\">按此</a>。</li> </ul>","<p><strong>【UA30送最新智能手機】</strong></p> <ul> \t<li>由即日起至2023年11月8日之逢星期一至五(星期六、日及公眾假期除外),每日首位成功申請達HK$100,000並於指定日期內提取貸款及準時還款之新客戶,即可贏取最新智能手機(市場價值為HK$9,399)一部!</li> \t<li>合資格客戶: \t<ul> \t\t<li>新客戶定義為從未於亞洲聯合財務有限公司持有任何形式之貸款交易,在推廣期内開立的 e-Cash 循環備用現金戶口除外</li> \t\t<li>於推廣期內成為每日首位成功申请貸款額達 HK$100,000 或以上之新客戶並於指定期間完成指定任務</li> \t\t<li>於推廣期內不論成功申請或提取貸款次數多寡,獲獎機會以每個貸款戶口計算,聯名戶口(不論戶口內之客戶人數)只可享有一次獲獎機會。每位客戶(包括曾為聯名戶口之貸款人) 於本活動亦只可享有一次獲獎機會,及僅可贏取一份獎品。</li> \t\t<li>本活動只限於合資格客戶透過亞洲聯合財務有限公司的網上平台、「YES UA」手機應用程式、電話專線、分行或 貸款部遞交之貸款申請。若透過其他途徑申請貸款,將不可獲得參與本活動之機會。</li> \t\t<li>受僱於亞洲聯合財務有限公司的員工皆不合資格參加本活動。</li> \t</ul> \t</li> \t<li>當亞洲聯合財務有限公司核實及確認得獎者符合所有可獲獎品的條件後,將會根據得獎者於亞洲聯合財務有限公司記錄之手機號碼或電郵地址,於2024年4月30日或之前通過手機短訊或電郵將換領通知發送至得獎者。得獎者須按所提供的指示親自領取獎品及出示香港居民身份證核對身份,否則其得獎資格將會被取消。</li> \t<li>受<a href=\"https://www.uaf.com.hk/wp-content/uploads/2023/09/TnC_UA30-SMARTPHONE-GIVEAWAY-CAMPAIGN_TC_20230922B.pdf\">條款及細則</a> 約束。</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>只須留低聯絡資料,全程都有專人幫你搞掂</li> <li>無須露面,無須提供證明文件</li> <li>最快即日批核, 一批轉數快,經FPS現金即時到手</li> <li>「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>截至<span lang=\"EN-US\">2023</span>年<span lang=\"EN-US\">5</span>月,<span lang=\"EN-US\">UA</span>之現金獎為全港最高(<wbr />與本港主要財務公司比較)</li> <li>新舊客戶定義為於申請日期起計前24個月內於亞洲聯合財務有限公司並未持有任何形式之貸款交易,在推廣期開立的e-Cash循環備用現金戶口除外。</li> <li>&nbsp;新舊客戶在推廣期內完成以下要求,方可享用迎新優惠: <ul> <li>成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞</li> <li>成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞</li> </ul> </li> <li>亞洲聯合財務是全港唯一財務機構,無須客戶(包括新舊客戶)於申請「NO SHOW」私人貸款時提供任何證明文件,客戶須符合亞洲聯合財務「NO SHOW」私人貸款的相關信貸條件;否則或需親臨分行提供有關證明文件</li> <li>貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六(9:00am-12:30pm),星期日及公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定</li> <li>亞洲聯合財務有限公司保留一切有關批核借貸申請之權利</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2681 8888<br />放債人牌照號碼:0931/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 致電「NO SHOW」私人貸款專線2681 8787<br>2. 全程無須露面,透過電話提供個人資料\n<br>3. 以SMS短訊確認接受貸款\n<br>4. 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星展銀行 定額私人貸款

星展銀行 定額私人貸款

最低實際年利率

6.32
%

手續費

2%

最高貸款額

HK$200萬 / 月薪20倍

獎勵

【10月31日截止】可享高達HK$16,000獎賞,包括 HK$7,700超市現金券、HK$300「一扣即享」金額,及高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡
更多資訊
隱藏信息
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或 月薪20倍 (較低為準)","【特低利息】客戶可享實際年利率低至2.20%"]},"productName":"星展銀行 定額私人貸款","title":"HK.PL.DBSX0001.PERSONALINSTALMENTLOAN","features":{"title":"Features","pros":["<p>客戶完成以下條件,可獲高達HK$7,700超市現金券、HK$300「一扣即享」金額</p> <table style=\"height:210px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:35px; text-align:left; width:18.5711%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:35px; text-align:left; width:3.75586%\"> \t\t\t<p><strong>DBS現金券金額</strong>&nbsp;<strong>(還款期為12/18/24/30/36個月)</strong></p> \t\t\t</td> \t\t\t<td style=\"height:35px; text-align:left; width:5.5001%\"><strong>DBS現金券金額 (還款期為42/48/52/54/60個月)</strong></td> \t\t\t<td style=\"height:35px; text-align:left; width:8.19895%\"><strong>額外</strong><br /> \t\t\t<strong>「一扣即享」金額</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$1,500,000 或以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$1,000,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$100,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>不論經任何途徑成功申請此貸款;</li> \t<li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> \t<li>2023年11月21日或之前:成功提取指定貸款額</li> </ul>","<p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style=\"width: 100%; height: 279px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 15.162%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 20.7991%; height: 50px; text-align: left;\"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style=\"width: 22.8078%; height: 50px; text-align: left;\"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$1,500,000 或以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;\">HK$1,000,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;\"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$500,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1184233ecd56a45f/651003125f359c0f72841a0b/MoneyHero_X_DBS_PIL_Oct_2023_TnC.pdf\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.20%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>借貸無須入息證明</li> <li>可提取已償還貸款額</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> \t<li>最低收入要求:每年固定入息HK$80,000或以上</li> \t<li>「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> \t<li>要收到「一扣即享」金額,客戶必須: \t<ul> \t\t<li>在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> \t\t<li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> \t</ul> \t</li> \t<li>超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> \t<li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> \t<li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> \t<li>實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費</li> \t<li>獎賞受條款約束,詳情請參閱星展網頁</li> \t<li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> \t<li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> \t<li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":"","tooltip":""}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"80000","description":{"shortDescription":"HK$80,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 於網上或電話申請<br>2. 確認個人資料及申報債務<br>3. 信貸報告<br>4. 選擇貸款計劃<br>5. 選擇放款方式<br>6. 發放貸款<br>"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港身份證<br>2. 最近3個月的薪金證明<br>3. 住址證明(最近六個月內發出)<br>4. 認可機構頒發的專業證(適用於專業人士(例如:醫生、會計師、律師或工程師))<br>5. 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hs_created_at=1680234702790, hs_is_edited=false, hs_deleted_at=0, productname=星展銀行 定額私人貸款, hs_name=, hs_updated_by_user_id=28491723}}, reorder_comparables=[]}, static_text={cta_button_label=官網申請, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=64858475196, table_id=4701663, table_name=product_moneyhero, columns={hs_id=64858475196, hs_child_table_id=0, hs_updated_at=1695960802464, hs_published_at=1696032083796, productid=blt38604a2fd01b4391_20_zh-hk, data={"__typename":"PersonalLoan","id":"blt38604a2fd01b4391_20_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt8b8af60da93d7437/5ca2d144aef178d33948e96c/dbs.png","description":"","dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【10月31日截止】</strong>可享高達<span style=\"font-size: large;\"><strong>HK$16,000獎賞</strong></span>,包括&nbsp;HK$7,700超市現金券、HK$300「一扣即享」金額,及高達<span style=\"font-size: large;\"><strong>HK$8,000獨家超市現金券 或 Apple 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width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$1,000,000 至 HK$1,499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$7,700</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$500,000 至 HK$999,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$3,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$1,000</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:18.5711%\">HK$100,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:3.75586%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:5.5001%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:35px; text-align:left; width:8.19895%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>不論經任何途徑成功申請此貸款;</li> \t<li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> \t<li>2023年11月21日或之前:成功提取指定貸款額</li> </ul>","<p>客戶完成以下條件,可獲高達HK$8,000獨家超市現金券 或 Apple Store 禮品卡</p> <table style=\"width: 100%; height: 279px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 15.162%; text-align: left;\"><strong>貸款額</strong></td> <td style=\"width: 20.7991%; height: 50px; text-align: left;\"><strong>MoneyHero獨家 全新客戶優惠</strong></td> <td style=\"width: 22.8078%; height: 50px; text-align: left;\"> <p><strong>MoneyHero獨家 現有客戶優惠</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$1,500,000 或以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$8,000 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$5,200 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.162%; height: 50px; text-align: left;\">HK$1,000,000 至 HK$1,499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$4,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 29px; text-align: left;\"> <p>HK$3,400 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$500,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\"> <p>HK$3,500 超市現金券 / Apple Store 禮品卡</p> </td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\"> <p>HK$2,600 超市現金券 / Apple Store 禮品卡</p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$300,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$2,000 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$1,500 超市現金券 / Apple Store 禮品卡</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #a9a9a9; width: 15.162%; text-align: left;\">HK$100,000 至 HK$299,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 20.7991%; height: 50px; text-align: left;\">HK$500 超市現金券 / Apple Store 禮品卡</td> <td style=\"border-top: 1px solid #a9a9a9; width: 22.8078%; height: 50px; text-align: left;\">HK$200 超市現金券 / Apple Store 禮品卡</td> </tr> </tbody> </table> <ul> <li>經MoneyHero,或DBS Card+網頁成功申請此貸款;</li> <li>由2023年10月1日至31日(推廣期):成功申請「星展定額私人貸款」;</li> <li>2023年11月21日或之前:成功提取指定貸款額</li> <li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt1184233ecd56a45f/651003125f359c0f72841a0b/MoneyHero_X_DBS_PIL_Oct_2023_TnC.pdf\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>實際年利率低至2.20%;實際年利率已計算2%手續費 <ul> <li>手續費指貸款開立費。貸款開立費為貸款額的2%。貸款開立費以貸款本金某個由銀行不時指定的百分比計算,並在提取貸款時從貸款本金中扣除及不予退還。</li> </ul> </li> <li>貸款額高達HK$2,000,000或月薪20倍(以較低者為準),靈活還款期長達60個月</li> <li>借貸無須入息證明</li> <li>可提取已償還貸款額</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> \t<li>最低收入要求:每年固定入息HK$80,000或以上</li> \t<li>「一扣即享」金額將在合資格的客戶於2024年4月1日至2024年9月30日期間(「獎賞饋贈期」)以星展銀行發出的適用信用卡簽賬,當交易顯示於DBS Card+的Timeline時,經DBS Card+所推送的紅色「一扣即享」按鈕贈予合資格的客戶。</li> \t<li>要收到「一扣即享」金額,客戶必須: \t<ul> \t\t<li>在2024年2月29日當日持有一張由星展銀行發出有效的信用卡主卡(包括聯營卡,但貴賓卡及商務卡除外)(「適用信用卡」)、於DBS$獎賞計劃下為該適用信用卡選擇DBS$自選換領計劃、下載DBS Card+、成功登記及啟動DBS Card+帳戶、開啟DBS Card+的「一扣即享」通知。</li> \t\t<li>於獎賞饋贈期以該適用信用卡完成HK$500或以上的零售簽賬。</li> \t</ul> \t</li> \t<li>超級市場現金券的換領信會於推廣期結束後5個月內郵寄予合資格的客戶。客戶須憑換領信到指定禮品換領中心領取現金券。現金券須按供應商所定的條款及細則使用。</li> \t<li>獎賞只適用於貸款戶口狀況良好及沒有逾期還款記錄(由銀行全權決定)的客戶</li> \t<li>現有客戶定義為就在申請日當天在星展銀行擁有任何信用卡(包括聯營卡)主卡及/或私人貸款產品的客戶</li> \t<li>實際年利率2.20%:以貸款額HK$2,000,000、每月平息0.01%及24個月還款期計算,已包括2%貸款開立費</li> \t<li>獎賞受條款約束,詳情請參閱星展網頁</li> \t<li>實際年利率乃按《銀行營運守則》的相關指引計算,並已被約至最接近的兩位小數。實際年利率是一個參考利率,以年化利率表示包括產品的所有適用利率、費用及收費。上述表格的實際年利率已包括2% 貸款開立費在內計算。貸款開立費將在提取貸款時從貸款本金中扣除及不予退還</li> \t<li>在此列出的每月平息只供參考。適用於客戶的利率按其財政狀況而定,並由星展銀行全權決定。受條款及細則約束。詳情請瀏覽星展銀行網頁</li> \t<li>借定唔借?還得到先好借!</li> 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hs_created_at=1680234702790, hs_is_edited=false, hs_deleted_at=0, productname=星展銀行 定額私人貸款, hs_name=, hs_updated_by_user_id=28491723}})

OK財務 私人貸款

OK財務 私人貸款

最低實際年利率

12.532
%

手續費

1% - 3%

最高貸款額

HK$80萬 / 月薪21倍

獎勵

【9月29日截止】獨家HK$500超市現金券

  • 最低實際年利率為10.06%,月平息低至0.44%
  • 由申請至批核最快可於半小時內完成
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