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本人同意 條款及細則 以及同意按 私隱政策 接受推廣資訊。

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【24小時貸款App】10大網貸App比較,MoneyHero優惠最高HK$18,800

20220719-貸款app-借錢app-實測-檢閱-D-PJ2241-Blog-Cover_OP-01

24小時貸款App標榜彈性十足,隨時隨地申請借貸,介面簡單易用,申請及審批過程迅速,配合AI、面容識別等科技,提交資料更為方便。MoneyHero團隊特別測試了市面上熱門的網上貸款App,如Aeon貸款和安信貸款等,助大家更了解此借貸途徑!


其他貸款比較:稅務貸款特快私人貸款免入息貸款免TU貸款網上貸款低息貸款易批貸款公務員貸款銀行貸款虛擬銀行貸款短期小額貸款清卡數貸款大額清數貸款

Tax Loan Banner

甚麼是24小時貸款App(手機應用程式)?

網上貸款App是具備借貸服務的手機應用程式,由申請、遞交文件、批核結果、簽約到過數,大多數能在App內一站式完成。

申請過程可短至幾分鐘,一般只需幾個步驟,如輸入基本個人資料、申請金額、還款期、工作及住址資訊等。

貸款及還款狀況都可在App內查閱,部份App更會提供自助財務分析,協助申請者選擇最合適的借貸方案。但要留意,並非全都網上貸款App都免TU信貸評級

延伸閱讀:免TU邊間好?全程網上貸款免TU/免入息證明貸款比較
延伸閱讀:【急借錢】比較市面全部特快批核私人貸款種類及易批即批貸款
事實上,金融機構要取得放債人牌照的過程十分嚴格,監管機構會考慮多種因素才會發牌。網上貸款App的一切個人資料及交易數據皆經過加密,確保網絡安全,防止資料外洩,而且更要遵守私隱政策,保密貸款申請資料。
  1. 於Google Play或App Store下載貸款App
  2. 選擇所需貸款計劃、借貸金額等
  3. 填寫個人資料
  4. 上載身份證明等文件
  5. 進行人面辨識
  6. 初步批出貸款金額、實際年利率及還款期
  7. 細閱貸款合約後於App內簽署作實
  8. 正式批出貸款
  9. 貸款過數至指定戶口

現時香港有哪些借錢App?

借錢App愈出愈多,有些是傳統財務機構推出、有些是與網絡商合作推出、更有些新晉財務機構只推出App及網站主打網上貸款金融科技,MoneyHero團隊測試了現時市面上較為熱門的10個借錢App的介面(排名不分先後)。

安信兄弟App




安信兄弟App標榜貸款全程手機搞掂,一經批核7x24經轉數快即時過數。安信信貸獨有「清卡數360°」程式,只要輸入簡單資料,如結欠類別、現時結欠金、意向還款期,就會自動幫客戶計算慳到幾多利息及縮短幾耐還款期等,得出最合適的還款方案。

安信 定額私人貸款

安信 定額私人貸款

最低實際年利率

1.18
%

最高貸款額

$80萬

申請門檻

年滿18歲或以上香港居民

申請優惠

高達HK$12,500獎賞,包括MoneyHero獨家HK$500 Apple Store 禮品卡 或 惠康現金券;及高達HK$12,000現金獎!2023年12月31日下午6時截止!
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏信息
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rel=\"noopener\">安信網頁</a>。 \t<p>&nbsp;</p> \t</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/prcr/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<em><span style=\"text-decoration: underline;\">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司\" ga-category=\"personal-loan\" da-action=\"product panel - clicked\" ga-label=\"/rp/prcr/pl\" target=\"_blank\">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2023年10月1日至2023年12月31日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li 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rel=\"noopener\">安信網頁</a>。 \t<p>&nbsp;</p> \t</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/prcr/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>","<em><span style=\"text-decoration: underline;\">「財務公司的私人貸款比銀行易批出,因為財務公司的審批彈性較大,對於信貸評級(TU)的要求亦會較寬鬆」</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/私人貸款-易批貸款-銀行-財務公司\" ga-category=\"personal-loan\" da-action=\"product panel - clicked\" ga-label=\"/rp/prcr/pl\" target=\"_blank\">【易批私人貸款】銀行及財務公司借錢批核條件比較</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li> <p>推廣期由2023年10月1日至2023年12月31日止(包括首尾兩日)。優惠須受條款及細則約束,並不可與其他優惠同時使用。安信有權隨時終止有關優惠或修改其詳情及條款及細則而不作另行通知。貸款及優惠詳情,請向安信查詢。安信信貸有限公司擁有對貸款審批及任何爭議之最終決定權。</p> <li =\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2111 2999<br />放債人牌照號碼:759/2023</p></li> </ul>"]},"eligibility":[],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":800000.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, 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「YES UA」




作為香港「元老級」財務公司的UA亞洲聯合財務推出名為「YES UA」的App,更是業內首家財務公司就最新智能身份證做到實時身份驗證,雖然App的介面設計簡單,但功能齊備及清晰易明,亦有不同貸款方案以供不同類型客戶選擇。

延伸閱讀:【網上貸款】即時借錢毋須現身?特快私人貸款即批攻略

UA i-Money 特快網上私人貸款

UA i-Money 特快網上私人貸款

最低實際年利率

1.68
%

最高貸款額

$50萬

申請門檻

年滿18歲或以上香港永久居民

申請優惠

【12月31日截止】成功申請及提取指定貸款額,即享現金獎高達HK$18,000
更多資訊
隱藏信息
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height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$17,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$18,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$700,000 - HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$15,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$16,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$550,000 - HK$699,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$13,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$14,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$500,000 - HK$549,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$11,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$12,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$400,000 - HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$9,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$250,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$7,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$8,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$110,000 - HK$249,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$4,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$5,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$90,000 - HK$109,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$70,000 - HK$89,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$50,000 - HK$69,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$30,000 - HK$49,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000 - HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000以下</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$100</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金獎優惠期有限並受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" rel=\"noopener\" target=\"_blank\">按此</a>。</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>提供特大貸款額高達HK$1,000,000,業主更無須樓契,專享特大周轉額</li> <li>貸款額高達HK$500,000</li> <li>還款期長達60個月</li> <li>隨時隨地網上申請,全程無須露面</li> <li>24x7全程網上辦妥,一批轉數快</li> <li>「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>截至2023年10月,UA之現金獎為全港最高(與本港主要財務公司比較)。</li> <li>新舊客戶定義為於申請日期起計前24個月內於本公司並未持有任何形式之貸款交易,在推廣期開立的e-Cash循環備用現金戶口除外。</li><li>現金獎優惠受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" target-\"blank\">按此</a>。 <li>&nbsp;新舊客戶在推廣期內完成以下要求,方可享用迎新優惠: <ul> <li>成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞</li> <li>成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞</li> </ul> </li> <li>貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六(9:00am-12:30pm),星期日及公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定</li> <li>亞洲聯合財務有限公司保留一切有關批核借貸申請之權利</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2681 8888<br />放債人牌照號碼:0931/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港居民身份證<br>2. 最近一期之入息證明文件,例如:糧單、稅單、顯示入息之銀行月結單/存摺或強積金供款證明<br>3. 工作證明文件<br>4. 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i-Money 特快網上私人貸款","title":"HK.PL.UAFX0003.IMONEYINTERNETPERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【UA賞你全城最高現金獎】</strong>新舊客戶成功申請及提取貸款,賞高達HK$18,000現金獎! 優惠期至2023年12月31日,詳情請參閱推廣優惠。</strong></p> <ul> \t<li>成功開立e-Cash循環備用現金戶口,即享高達HK$200開戶現金獎賞</li> \t<li>成功提取私人貸款及還款期達12個月或以上,額外可享現金獎高達<strong>HK$17,800</strong></li> </ul> <table style=\"width:97.5835%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:18px; text-align:left; width:35.6535%\"><strong>分期私人貸款額</strong><br /> \t\t\t&nbsp;</td> \t\t\t<td style=\"height:18px; text-align:left; width:15.909%\"><strong>e-Cash開戶獎賞</strong></td> \t\t\t<td style=\"height:18px; text-align:left; width:23.4375%\"><strong>現金獎賞</strong></td> \t\t\t<td style=\"height:18px; text-align:left; width:23.4375%\"><strong>現金獎(e-Cash 開戶獎賞+分期私人貸款獎賞)</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$17,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$18,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$700,000 - HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$15,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$16,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$550,000 - HK$699,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$13,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$14,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$500,000 - HK$549,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$11,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$12,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$400,000 - HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$9,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$10,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$250,000 - HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$7,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$8,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$110,000 - HK$249,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$4,800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$5,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$90,000 - HK$109,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$3,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$70,000 - HK$89,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$2,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$50,000 - HK$69,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$30,000 - HK$49,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$800</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$1,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000 - HK$29,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$500</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$700</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:35.6535%\">HK$10,000以下</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:15.909%\">HK$200</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$100</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:18px; text-align:left; width:23.4375%\">HK$300</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>現金獎優惠期有限並受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" rel=\"noopener\" target=\"_blank\">按此</a>。</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>提供特大貸款額高達HK$1,000,000,業主更無須樓契,專享特大周轉額</li> <li>貸款額高達HK$500,000</li> <li>還款期長達60個月</li> <li>隨時隨地網上申請,全程無須露面</li> <li>24x7全程網上辦妥,一批轉數快</li> <li>「友獎賞」計劃:成功推薦親友,獎賞高達HK$60,000;推薦無上限,推薦越多,獎賞越多!</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>截至2023年10月,UA之現金獎為全港最高(與本港主要財務公司比較)。</li> <li>新舊客戶定義為於申請日期起計前24個月內於本公司並未持有任何形式之貸款交易,在推廣期開立的e-Cash循環備用現金戶口除外。</li><li>現金獎優惠受條款及細則約束,詳情請<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt2584899090912956/64e9dc8736241b4c178a09dc/T_C_TC_Welcome_Offer_Promotion_2023_(A9)_20230731.pdf\" target-\"blank\">按此</a>。 <li>&nbsp;新舊客戶在推廣期內完成以下要求,方可享用迎新優惠: <ul> <li>成功開立亞洲聯合財務有限公司之e-Cash循環備用現金戶口方可獲取開戶現金獎賞</li> <li>成功提取分期私人貸款,即可根據分期私人貸款額獲取貸款現金獎賞</li> </ul> </li> <li>貸款批核及電子轉賬服務時間為星期一至五(9:00am-6:30pm),星期六(9:00am-12:30pm),星期日及公眾假期除外;惟實際轉賬日子仍須按個別銀行之轉賬服務時間而決定</li> <li>亞洲聯合財務有限公司保留一切有關批核借貸申請之權利</li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:2681 8888<br />放債人牌照號碼:0931/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 香港居民身份證<br>2. 最近一期之入息證明文件,例如:糧單、稅單、顯示入息之銀行月結單/存摺或強積金供款證明<br>3. 工作證明文件<br>4. 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「AEON Mobile APP」


aeon-1

透過該Aeon Mobile App可申請、查詢、確認貸款,但app內只有私人貸款一種方案,其餘服務為信用卡、保險、推廣優惠等。

AEON 「貸靈活」私人貸款

AEON 「貸靈活」私人貸款

最低實際年利率

4.65
%

最高貸款額

$100萬/ 月薪12倍

申請門檻

年滿18歲或以上香港居民

申請優惠

【12月15日截止】經MoneryHero成功申請,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額;另可享高達HK$12,500現金回贈
更多資訊
隱藏信息
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3Money x WeLend


3money

3Money是3香港與 WeLend合作推出的私人貸款服務App,只向3流動電話月費計劃並以個人登記及使用之客戶提供服務。除了借貸服務,3Money App設有Call Block 功能,可過濾及阻擋貸款推廣電話,避免不必要的滋擾。

WeLend 私人貸款

WeLend 私人貸款

最低實際年利率

1.18
%

最高貸款額

$150萬

申請門檻

年滿18歲或以上香港居民,
月薪HK$8,000或以上

申請優惠

【12月31日截止】經MoneryHero成功申請並交齊文件,可享HK$500 Apple Store 禮品卡 或 惠康現金券,不論批核結果及貸款額。成功提取貸款,更可享高達HK$19,000現金獎! (包括獨家HK$8,200現金回贈)
  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
更多資訊
隱藏信息
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Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> 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text-align:left; width:247px\"><strong>提取之貸款金額</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:165px\"><strong>還款期</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:318px\"> \t\t\t<p><strong>WeLend現金獎</strong></p> \t\t\t</td> \t\t\t<td style=\"height:30px; text-align:left; width:241px\"><strong>MoneyHero獨家現金回贈</strong></td> \t\t\t<td style=\"height:30px; text-align:left; width:385px\"> \t\t\t<p><strong>總現金獎</strong></p> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$100,001 至 HK$200,000</td> \t\t\t<td rowspan=\"7\" style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:165px\">24個月或以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$2,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; 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border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$10,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$500,001 至 HK$600,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$8,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$5,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$13,800</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$600,001 至 HK$800,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$10,800</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">HK$8,200</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$19,000</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:247px\">HK$800,001 或 以上</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:318px\">HK$12,000</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:241px\">N/A</td> \t\t\t<td style=\"border-top-color:#a9a9a9; border-top-style:solid; border-top-width:1px; height:30px; text-align:left; width:385px\">HK$12,000</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>優惠受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltfe7e7d63e4c1ddc5/656233b494e6c99245215260/Dec_MoenyHero_Exclusive_Cash_Rebate_Offer_TnC_Up_to_19_000.pdf\" rel=\"noopener\" target=\"_blank\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>A.I. 全自動貸款,簡化貸款過程,由申請、批核到過戶,全程網上處理</li> <li>貸款額HK$500,000或以上同樣可享稅貸低息 <ul> <li>申請須符合特定信貸批核要求貸款額HK$300,000或以下,毋須入息證明及住址證明</li> </ul> </li> <li>應用A.I. 大數據,計出個人化報價,貸款額按你所想,準確批足 <ul> <li>申請須符合特定信貸批核要求</li> </ul> </li> <li>免人手,A.I. 極速處理,貸款一經確認全自動過戶,現金即到手 <ul> <li>網上確認貸款合約,並完成最後資料核實及審批後,貸款即時以轉數快方式自動過戶,最後收款時間須按個別銀行安排而定</li> </ul> </li> <li>A.I. Chatbot 24小時有問即答,提供專業意見,所有疑難即刻解答</li> </ul>","<em><span style=\"text-decoration: underline;\">有什麼方法提升貸款成功率?立即了解貸款申請被拒原因及解決方法!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/welend/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>以上利率及還款資料僅供參考 <ul> <li>最終須按客戶之申請資料及個人信貸紀錄而定;</li> <li>WELEND LIMITED擁有對貸款審批及任何爭議之最終決定權</li> </ul> </li> <li style=\"font-size: 12px;\">忠告:借錢梗要還,咪俾錢中介<br />查詢及投訴熱線:3590 6396<br />放債人牌照號碼:0958/2023</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"96000","description":{"shortDescription":"HK$96,000","longDescription":"","tooltip":""}}],"offers":null,"enableCountdown":true,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":null,"data":""}],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.79,"eir":null,"interestRate":0.125,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":100000.0,"loanAmountMax":300000.0,"apr":1.18,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":1,"loanTenureMax":12,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.053,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.121,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":18,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.052,"fees":[],"transferRate":null},{"loanTenureMin":13,"loanTenureMax":24,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.051,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":24,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.78,"eir":null,"interestRate":0.12,"fees":[],"transferRate":null},{"loanTenureMin":19,"loanTenureMax":36,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.51,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":36,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.77,"eir":null,"interestRate":0.119,"fees":[],"transferRate":null},{"loanTenureMin":25,"loanTenureMax":84,"loanAmountMin":400000.0,"loanAmountMax":1500000.0,"apr":1.17,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":99999.0,"apr":2.75,"eir":null,"interestRate":0.118,"fees":[],"transferRate":null},{"loanTenureMin":37,"loanTenureMax":72,"loanAmountMin":100000.0,"loanAmountMax":399999.0,"apr":1.18,"eir":null,"interestRate":0.05,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"FLAT_INTEREST_RATE","repayment":{"minimumRepaymentFixed":null,"minimumRepaymentPercentage":null},"interestRateInterval":"MONTHLY","paymentInterval":"MONTHLY"}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=WeLend 私人貸款, hs_name=, hs_updated_by_user_id=26791207}})

康業金融科技Konew x K Cash





K Cash 是康業金融科技集團成員之一,App內介面設計偏向簡單,借貸方案除了一般的私人貸款外,還有業主貸款,並設有物業估值服務,在完成處理後會以推送形式通知申請人,亦算方便。

K Cash 大額私人貸款

K Cash 大額私人貸款

最低實際年利率

10.26
%

最高貸款額

$300萬

申請門檻

年滿18歲或以上香港永久居民

更多資訊
隱藏信息
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data={"__typename":"PersonalLoan","id":"blt5198cd20a8231254_4_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt73dbd0f268ccf7f9/612380f96768907ea9765448/K_Cash_logo.png","description":null,"dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":null,"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":110800000,"displayValue":"110,800","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":4616666,"displayValue":"4,617","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":10260,"displayValue":"10.26","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaQWh0dHBzOi8vbW9uZXloZXJvLmxpbmsvay1jYXNoLWxhcmdlLWFtb3VudC1sb2FuLXBsLXpoLXJlc3VsdC1wYWdl.bXWMYI4GBW-NSLYBCwLqmrNNNB7DodbAvZnGk3Q9JAyt5epT_ljbS-kg9K3evZ1udV_IYyfK5NwFEEdbwPyRDQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":""},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":12,"loanAmountMin":10000.0,"loanAmountMax":3000000.0,"apr":10.49,"eir":null,"interestRate":0.46,"fees":[]},{"loanTenureMin":13,"loanTenureMax":48,"loanAmountMin":10000.0,"loanAmountMax":3000000.0,"apr":10.26,"eir":null,"interestRate":0.45,"fees":[]},{"loanTenureMin":49,"loanTenureMax":60,"loanAmountMin":10000.0,"loanAmountMax":3000000.0,"apr":10.49,"eir":null,"interestRate":0.26,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"kcash","providerName":"康業金融科技 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<li>還款期:12個月至60個月</li> <li>貸款額:HK$10,000至HK$3,000,000</li> <li> <div class=\"rich-text font-small w-full\" data-testid=\"prose-content\">手續費:HK$0 <div class=\"rich-text font-small w-full\" data-testid=\"prose-content\">&nbsp;</div> </div> </li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> \t<li>客戶需先繳付當期的總還款金額,回贈金額將隨後存入至客戶的銀行戶口</li> \t<li>全新K Cash Supreme客戶利息回贈高達20% (優惠受<a href=\"https://account.kcash.hk/images/supreme/supreme_terms20230201.pdf\">條款及細則</a>約束,詳情請向K CASH客戶服務經理聯絡)</li> \t<li>於推廣期內不論成功申請多少次,每位新客戶只可憑第一筆大額私人貸款參與此優惠</li> \t<li>全新客戶: \t<ul> \t\t<li>於申請日期起計過去 24 個月內於康業金融科技 K Cash未曾有任何形式之申請;及,</li> \t\t<li>於過去 24 個月內於康業金融科技 K Cash沒有任何有效貸款戶口</li> \t</ul> \t</li> \t<li>以上例子僅供參考。客戶可獲享之最終利率將按其個人信貸狀況而定及有所不同,低息借錢及貸款詳情請向K Cash查詢。</li> \t<li>忠告:借錢梗要還 咪俾錢中介</li> \t<li>查詢熱線:21111 211<br /> \t投訴熱線:3185 8847<br /> \tK Cash Limited 放債人牌照號碼:1561/2022<br /> \tK Cash Express Limited 放債人牌照號碼:0975/2022</li> 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X WALLET




Zero Finance的貸款App X WALLET利用Machine Learning進行貸款審批,僅需香港身份證進行身份驗證,無需入息證明,標榜做到零延遲,最快15秒即可知道批核結果。

X Wallet 全港首個A.I.秒批貸款APP

X Wallet 全港首個A.I.秒批貸款APP

最低實際年利率

8
%

最高貸款額

未有列明

申請門檻

年滿18歲或以上香港永久居民

申請優惠

【12月31日截止】高達HK$1,500獎賞,包括HK$1,000現金回贈優惠 及 MoneyHero獨家HK$500 Apple Store禮品卡 / city'super禮品卡 / HKTVmall電子購物禮券 (不論成功批核與否)!

  • 無需入息證明
  • 秒速即知審批結果
更多資訊
隱藏信息
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href=\"https://moneyhero.link/pl-zero-finance-x-wallet-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","<p><strong>迎新優惠 - 新客戶享HK$1,000 現金回贈</strong></p> <ul> <li>即日起至2023年12月31日期間,新客戶首次申請X Wallet秒批私人貸款(「X Wallet貸款」)成功貸款HK$20,000或以上並符合以下條件,可享HK$1,000現金回贈優惠</li> <li>在確認合約當日起計90天內,賬戶必須保持正常活躍狀態(逾期還款、壞賬等一律被視為不正常的賬戶),且每日貸款結欠需維持已批貸款額50%或以上,即合資格獲取回贈優惠</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>零人手干預 <ul> <li>由申請、簽約到過數全程不經人手</li> </ul> </li> <li>秒速即知審批結果 <ul> <li>利用 Machine Learning 進行貸款審批,最快5秒即知結果</li> </ul> </li> <li>24/7 即時過數 <ul> <li>一經確認貸款合約,即時使用「轉數快」系統轉賬至你的銀行戶口</li> </ul> </li> <li>彈性貸款額 (低至 HK$1,000)</li> <li>無需入息證明 (僅需香港身份證進行身份驗證)</li> <li>貸款全程手機完成</li> <li>還款期長達48個月</li> <li>免手續費</li> <li>零隱藏收費之餘</li> <li>提前還款免手續費</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率由最低8%或最高48%不等。</li> <li>須視乎實際情況而定,Zero Finance 保留最終審核權。</li> <li>忠告:借錢梗要還 咪俾錢中介</li> 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hs_created_at=1699416450909, hs_is_edited=false, hs_deleted_at=0, productname=X Wallet 全港首個A.I.秒批貸款APP, hs_name=, hs_updated_by_user_id=60412388}}, reorder_comparables=[null], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, static_text={cta_button_label=官網申請, rewards=申請優惠, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, yes=Yes, no=No, day=Day, days=Days}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, show=true, welcome_offer= , expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=false, show_banner=false, show_promotional_in_card=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=84838262249, table_id=4701663, table_name=product_moneyhero, columns={hs_id=84838262249, hs_child_table_id=0, hs_updated_at=1699416450909, hs_published_at=1701460003840, productid=bltfb711a903b0da555_7_zh-hk, data={"__typename":"PersonalLoan","id":"bltfb711a903b0da555_7_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt8884fdf679e2e045/640ae55b14237b10d5ab804a/2023-03-10_16_07_16-借錢貸款_App_應用程式_手機貸款借貸_-_Zero_Finance.png","description":null,"dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>【12月31日截止】</strong>高達<strong>HK$1,500獎賞,包括HK$1,000現金回贈優惠 及 MoneyHero獨家HK$500 Apple Store禮品卡 / city'super禮品卡 / HKTVmall電子購物禮券 (不論成功批核與否)!</strong></p><ul><li>無需入息證明</li><li>秒速即知審批結果</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":null,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":8000,"displayValue":"8","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaPmh0dHBzOi8vbW9uZXloZXJvLmxpbmsveC13YWxsZXQtZXhwcmVzcy1sb2FuLXBsLXpoLXJlc3VsdC1wYWdl.a-Q4lxOeX_jbnCj_gYHBgZtgYRIp8jBD738Vcv0lOdXAP7UA4NQeNu4ir3PQIUyWuGwIb0puuu6B1fcTEL3PAA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"x-wallet-express-loan"},"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":48,"loanAmountMin":1000.0,"loanAmountMax":100000.0,"apr":8.0,"eir":null,"interestRate":8.0,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"zero-finance","providerName":"Zero Finance"},"description":{"shortDescription":["免手續費","隨借隨還"]},"productName":"X Wallet 全港首個A.I.秒批貸款APP","title":"HK.PL.ZERO0001.XWALLETEXPRESSLOAN","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠 - 全新客戶首次申請X Wallet秒批私人貸款,入MoneyHero 優惠碼「MH1500」不論成功批核與否,即送HK$500現金禮券&nbsp;</strong></p> <ul> <li>申請人於推廣期內透過MoneyHero指定連結成功申請X Wallet貸款 。</li> <li>推廣期: 即日起至2023年12月31日</li> <li><strong>如要領取MoneyHero獨家優惠:</strong> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li>較早前經電郵發送之<strong>MoneyHero</strong>「獎賞換領表格」,請於<strong>收到後7日内</strong>填妥及遞交,供MoneyHero與Zero Finance核對獎賞資格。與此同時亦需交齊相關文件予Zero Finance。</li> <li><strong>申請小貼士﹕</strong>&nbsp; <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> </ul> </li> <li>如欲了解優惠詳情,請參閱<a href=\"https://moneyhero.link/pl-zero-finance-x-wallet-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","<p><strong>迎新優惠 - 新客戶享HK$1,000 現金回贈</strong></p> <ul> <li>即日起至2023年12月31日期間,新客戶首次申請X Wallet秒批私人貸款(「X Wallet貸款」)成功貸款HK$20,000或以上並符合以下條件,可享HK$1,000現金回贈優惠</li> <li>在確認合約當日起計90天內,賬戶必須保持正常活躍狀態(逾期還款、壞賬等一律被視為不正常的賬戶),且每日貸款結欠需維持已批貸款額50%或以上,即合資格獲取回贈優惠</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>零人手干預 <ul> <li>由申請、簽約到過數全程不經人手</li> </ul> </li> <li>秒速即知審批結果 <ul> <li>利用 Machine Learning 進行貸款審批,最快5秒即知結果</li> </ul> </li> <li>24/7 即時過數 <ul> <li>一經確認貸款合約,即時使用「轉數快」系統轉賬至你的銀行戶口</li> </ul> </li> <li>彈性貸款額 (低至 HK$1,000)</li> <li>無需入息證明 (僅需香港身份證進行身份驗證)</li> <li>貸款全程手機完成</li> <li>還款期長達48個月</li> <li>免手續費</li> <li>零隱藏收費之餘</li> <li>提前還款免手續費</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>實際年利率由最低8%或最高48%不等。</li> <li>須視乎實際情況而定,Zero Finance 保留最終審核權。</li> <li>忠告:借錢梗要還 咪俾錢中介</li> </ul>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[{"key":"PERMANENT_RESIDENT","display":"永久居民"}],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[{"key":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY","display":"PL_OCCUPATION_WHITE_COLLAR_LISTED_COMPANY"}],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[],"needCategories":[],"offersFaq":null,"interestRate":null,"apr":null,"totalRepayment":null,"monthlyRepayment":null,"rawFunctionalPl":{"rateTableEntries":[{"loanTenureMin":12,"loanTenureMax":48,"loanAmountMin":1000.0,"loanAmountMax":100000.0,"apr":8.0,"eir":null,"interestRate":8.0,"fees":[],"transferRate":null}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000},"loanType":"CREDIT_LINE","repayment":{"minimumRepaymentFixed":0,"minimumRepaymentPercentage":0.66},"interestRateInterval":"YEARLY","paymentInterval":"MONTHLY"}}, hs_created_at=1699416450909, hs_is_edited=false, hs_deleted_at=0, productname=X Wallet 全港首個A.I.秒批貸款APP, hs_name=, hs_updated_by_user_id=60412388}})

Grantit


GRANTIT APP

以花栗鼠為Logo的Grantit主攻年輕人市場,介面簡單清晰。Grantit指已建立完善的信貸評分機制,申請貸款時不會查TU信貸報告,申請者無需擔心會影響信貸評分。

Grantit 免TU稅季貸款

Grantit 免TU稅季貸款

最低實際年利率

4.2
%

最高貸款額

$12萬

申請門檻

年滿18歲或以上香港永久居民

申請優惠

【12月29日截止】經MoneyHero成功申請及提取指定貸款額,尊享HK$500超市現金券;全新客戶下載Grantit App後使用優惠碼【Moneyhero100】成功獲得貸款批核及簽約,可享HK$100迎新賞
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