新客戸於推廣期內經指定MoneyHero網頁，及經inMotion 動感銀行用MoneyHero指定推廣碼「2MHCF2301」成功開立CITICfirst戶口，並於指定日期前成功存入指定新資金金額及於晉身CITICfirst後第1至3個連續曆月維持指定新資金金額，獲有關金融機構批核及於指定日期內成功遞交奬賞換領表格，即可獲贈面值HK$ 1,600蘋果禮品卡或面值HK$ 1,600之HKTVmall購物禮券或面值HK$ 1,600之惠康購物現金券或價值HK$ 3,288之DELONGHI ECOV311 意式早餐復古系列半自動咖啡機 (顏色隨機) 或價值HK$ 3,348之Vinvautz VZ18BHK 單溫區酒櫃 (18瓶)（「特別獎賞」）。
● 於推廣期内經inMotion 動感銀行用MoneyHero指定推廣碼「2MHCF2301」成功開立CITICfirst戶口，及於2023年10月31日前成功存入HK$1,000,000或以上的合資格新資金，並必須維持指定資金至2024年3月15日。
● MoneyHero 限時推廣優惠只限全新客戶參與，即是指過去 12 個月內未曾持有信銀國際之任何銀行戶口或服務的客戶。
• 蘋果禮品卡，價值HK$1,600 或
• 惠康購物現金券，價值 HK$1,600 或
• DELONGHI ECOV311 意式早餐復古系列半自動咖啡機 (顏色隨機) ，價值 HK$3,288 或
• Vinvautz VZ18BHK 單溫區酒櫃 (18瓶)，價值 HK$3,348
• 如在特別奬賞換領流程期間，有關的供應商停止供應相關型號產品 / 有關型號產品已不能從官方渠道購買，MoneyHero有權單方面更改特別奬賞並以同一推廣期內之其他禮品代替
Terms and Conditions of MoneyHero CNCBI CITICfirst - Apple Gift Card / HKTVmall Voucher / Wellcome Shopping Voucher / DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine / Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar (the “Promotion”)
New Customers who open a CNCBI CITICfirst Account successfully via inMotion and through MoneyHero by using the MoneyHero promo code “2MHCF2301” during promotion period; submit the MoneyHero Reward Redemption Form within the given period; deposit the specified new fund amount before the designated date as well as maintain the specified new fund amount in the 1st to 3rd consecutive calendar month after joining CITICfirst, will receive either one an Apple Gift Card of face value HK$1,600 OR a HKTVmall Voucher of face value HK$1,600 OR a Wellcome Shopping Voucher of face value HK$1,600 OR a DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (Random Color) of value HK$3,288 OR a Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar of value HK$3,348 (each a “Promotion Reward").
Unless otherwise specified, the promotion period of the Promotion is from 1 September 2023 12 noon to 28 September 2023 6 p.m., dates inclusive (the “Promotion Period”).
In order to receive the Promotion Reward and to comprise "Eligible Customers", customers are required to, during the Promotion Period:
● Be a New Customer (as defined below);
● Successfully open a CNCBI CITICfirst Account via inMotion and through MoneyHero by using the MoneyHero promo code “2MHCF2301” during promotion period, deposit HK$1,000,000 or above eligible new funds by 31 October 2023 and maintain the specified new fund amount till 15 March 2024.
● Eligible New Fund is calculated based on the net increase in the Total Deposit balance of a customer as of previous business day ("Reference Date") from that of the last business day of previous month from Reference Date. If the application is not made via the designated link, or an Ad-blocker, tracking blocker or incognito mode is enabled during the application, it may not be counted as valid and may lead to the customer not being eligible for any rewards. MoneyHero reserves the right to withhold any rewards where, according to its records, the application is not made through MoneyHero in accordance with these Terms and Conditions, the MoneyHero promo code is not used or the application is otherwise not made in accordance with these Terms and Conditions;
● Fully complete and submit the MoneyHero reward redemption form within 7 days after receiving the MoneyHero Reward Redemption Form from MoneyHero; and
● Fully complete the application process and have their application for the Designated Bank Account approved by CNCBI on or before 31 October 2023 (“Approved Account”), subject to the providers’ system records。
For the purposes of the Promotion, New Customers shall be defined as:
● Individuals who are aged 18 or above, hold a valid Hong Kong Identity Card (permanent or non-permanent resident), and who have not maintained any account or service with the CNCBI within the preceding 12 months prior to making their application for the Designated Bank Account as part of the Promotion.
Designated Bank Account
● CNCBI CITICfirst Account
● The Promotion Reward that an Eligible Customer will receive upon fulfilling the conditions is one of the following:
○ Apple Gift Card, value of HK$1,600; OR
○ HKTVmall voucher, value of HK$1,600; OR
○ Wellcome Shopping Voucher, value of HK$1,600; OR
○ DeLonghi ECOV311 Icona Vintage Series Pump-Driven Espresso Coffee Machine (Random Color) , value of HK$3,288; OR
○ Vinvautz VZ18BHK 18 Bottles Single Zone Wine Cellar, value of HK$3,348
● Eligible Customers who fulfill the conditions will be able to select one of the above Promotion Rewards, subject to availability.
● In the event that a Promotion Reward is not available from MoneyHero’s suppliers or the specified Promotion Reward can no longer be purchased from official channels, MoneyHero reserves the right to replace the Promotion Reward with an alternative.
● MoneyHero is not associated with the provider of the Promotion Reward(s) and is not responsible for any issues related to usage of the Promotion Reward(s). Any enquiries regarding the Promotion Reward(s) should be directed to the provider/manufacturer.
● The recommended retail values of the Promotion Rewards provided above are for reference purposes only and are subject to change by the issuing merchant, over which MoneyHero has no control.
● Customers who successfully apply for a Designated Bank Account and submit the MoneyHero Reward Redemption Form but are not approved by CNCBI will not be able to receive any Promotion Reward.
Redemption Process for the Promotion Reward
● The general redemption process set out on the MoneyHero Website shall not apply to this Promotion. The redemption process for the Promotion Reward shall be governed solely by the Terms and Conditions of this Promotion.
● Customers whose applications for the Designated Bank account are approved by CNCBI are required to submit the MoneyHero Reward Redemption Form within the given period in order to be eligible for the Promotion Reward. Customers who do not submit the MoneyHero Reward Redemption Form within this period will not be eligible to receive the Promotion Reward, even if they fulfill all other conditions.
● Participants who provide inaccurate or incorrect information in the MoneyHero Reward Redemption Form (as determined by MoneyHero acting in its absolute discretion) will not be able to receive the Promotion Reward.
● The redemption process may take at least 16 weeks starting from the date on which the eligibility is confirmed by CNCBI, depending on the actual situation regarding user approval and transaction status or other factors that may affect eligibility for the Promotion Reward.
● Any queries regarding redemption or redemption submissions of the Promotion Reward that are received after 30 April 2024 will not be handled, except for those already in progress.
General Promotion Terms
● In case of any disputes, MoneyHero reserves the right to make the final decision in its absolute discretion, which shall be binding on all participants.
● MoneyHero reserves the right to amend these Terms and Conditions at any time, including changing the Promotion Period or Promotion Reward or to terminate this Promotion with or without prior notice.
● Promotion Rewards are not refundable nor exchangeable for cash or other rewards. All products and services relating to the Promotion are available while stock lasts. Customers are responsible for checking the quality of the Promotion Rewards at the time of redemption. MoneyHero shall have no legal liability relating to any aspects of the Promotion Rewards including but not limited to its quality, supply, delivery and maintenance.
● Promotion Rewards that remain unclaimed past the stipulated collection period (if any) will be forfeited.
● By participating in this Promotion, participants hereby represent and warrant that they will comply with all applicable Hong Kong laws or regulations in connection with their participation in this Promotion and they will not use this Promotion for any illegal or fraudulent purposes.
● By participating in this Promotion, participants agree to allow the product provider to update MoneyHero with information regarding the status of their application, including whether or not said application is successful and whether the participant has fulfilled all the conditions required to receive the Promotion Reward, for the purposes of verifying a participant’s eligibility for the Promotion Reward.
● Final approval of any product is determined by the product provider in its absolute discretion and is subject to their credit and risk processing criteria. Participation in this Promotion does not guarantee the approval of any product applied for. MoneyHero does not guarantee the approval of any product applied for.
● MoneyHero accepts no responsibility for any damage, loss, liabilities, injury or disappointment incurred or suffered by participants as a result of their participation in this Promotion. By participating in this Promotion, participants release MoneyHero and its agents from all liability, including, without limitation, with respect to this Promotion and the Promotion Reward.
● MoneyHero reserves the right to disqualify any participant and withhold or confiscate in full or part any rewards if the participant is found to be, or reasonably suspected of participating in any form of fraudulent practices (including but not limited to false identities, doctoring images, wilful spamming or manipulation of any MoneyHero’s processes, or website).
● Applicants understand and accept that gift fulfillment is facilitated by MoneyHero; CNCBI does not have any liability or responsibility for the gift fulfillment.
● In the event of any discrepancies between the English and Chinese versions of these Terms and Conditions, the English version shall prevail.