2023 香港最熱門信用卡

申請以下信用卡可享以上獎賞
信銀國際指定信用卡

申請以下信用卡可享以上獎賞
Citibank指定信用卡

申請以下信用卡可享以上獎賞
Citibank指定信用卡

申請以下信用卡可享以上獎賞
信銀國際指定信用卡

申請以下信用卡可享以上獎賞
信銀國際指定信用卡

申請以下信用卡可享以上獎賞
Citibank指定信用卡

申請以下信用卡可享以上獎賞
中銀指定信用卡

申請以下信用卡可享$1,500 Apple Store禮品卡
信銀國際指定信用卡

🔥【限量100優惠 - 升級至iPad 9】：

Citi新客戶由5月29日中午12點或之後，經MoneyHero申請指定Citibank信用卡，喺7日內填妥並成功遞交MoneyHero奬賞換領表格，6月30日或之前獲有關銀行批核，並於批卡後30日內簽賬HK$1,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)，憑電子錢包零成本拎走最新版iPad 9 (價值HK$2,599；64GB；Wi-Fi版)(限量100部，先到先得，送完即止)！

🎁拎唔到iPad都可以拎到以下獨家獎賞(任選其一)：

． Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) /
． LG SN7CY Soundbar (價值HK$3,280) /
． Apple Watch SE (40mm; GPS) (價值HK$1,999；顏色隨機) /
． HK$1,800 Apple Store 禮品卡 /
． HK$1,800 惠康超市禮券

📝流程︰

1️⃣準時5月29日中午12點上MoneyHero申請Citi信用卡
2️⃣按「立即申請/前往官網」並繼續前往Citi官網完成信用卡申請
3️⃣ 7日內填妥並成功遞交MoneyHero獎賞換領表格 (如中途離開申請程序，可於MoneyHero網站上的「獎賞換領中心」找回相關信用卡之獎賞換領表格)
4️⃣ 2023年6月30日或之前獲有關銀行批核
5️⃣ 於批卡後30日內簽賬$1,000 (增值PayMe/支付寶AliPay/WeChat Pay亦可計算在內)

🚩玩法：

以最快速度於指定時段開始後完成1️⃣-3️⃣步驟，MoneyHero將會以獎賞換領表格遞交時間排行最快完成之申請者，最快成功遞交表格首100名合資格申請者就有機會拎走iPad 9！

記得要於2023年5月29日中午12時正或之後先點擊「立即申請/前往官網」按鈕，於此時間前點擊「立即申請/前往官網」按鈕則不作合資格計！

❗好重要：申請信用卡時請關掉AdBlocker、唔好用無痕模式Incognito mode申請，同埋申請途中唔好撳任何廣告及瀏覽其他網頁，否則有關銀行確認唔到你係由MoneyHero申請！記住提交申請時需要一併交齊申請文件，以便加快批核程序。

資料只供參考，受條款及細則約束。

經MoneyHero申請以下指定信用卡，即可獲得價值高達HK$3,899獎賞！

只需點擊「立即申請」，完成信用卡申請及滿足指定條件，並填妥「MoneyHero獎賞換領表格」，即可獲獨家獎賞！

Citibank 信用卡

恒生信用卡

東亞銀行信用卡

信銀國際信用卡

渣打銀行信用卡

Citi新客戶經MoneyHero成功申請指定Citibank信用卡，並於批卡後30日內簽賬HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)，出卡憑電子錢包零成本獨家享高達HK$3,899獎賞！

全新/現有恒生信用卡客戶經MoneyHero成功申請指定恒生信用卡，並於批卡後30日內簽賬1次（消費金額不限），就可享高達HK$1,499獎賞！(優惠已完結)

東亞銀行新客戶用Promo Code【BEAMHC22】經MoneyHero同時成功申請i-Titanium卡及World Mastercard卡，並於批卡日起計30日內每張卡各簽賬１次（消費金額不限），就可享高達HK$800現金券！

全新信銀國際信用卡客戶經MoneyHero成功申請指定信銀國際信用卡，可享高達HK$3,499獎賞！

全新渣打信用卡客戶經MoneyHero成功申請指定渣打信用卡，成功獲批後7日內將相關批核證明*電郵至support@moneyhero.com.hk ，可享高達HK$1,200現金券！

受條款及細則約束

🔥 【限量100優惠 - 升級至DYSON二合一涼風空氣清淨機】Citi新客戶由7月28日中午12點或之後，經MoneyHero申請指定Citibank信用卡，填寫電郵地址取得MoneyHero奬賞換領表格後，喺7日內填妥並成功遞交表格，8月31日或之前獲有關銀行批核，並於批卡後30日內簽賬HK$2,000 (增值PayMe/支付寶AliPay/WeChat Pay可計算在內)，憑電子錢包零成本拎走Dyson Pure Cool™ 空氣清新機 TP00(價值: HK$3,480)(限量100部，先到先得，送完即止)！

拎唔到Dyson風扇，都可以拎到以下其中一款MoneyHero獨家優惠:
1️⃣ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機) /
2️⃣ Delsey TITANIUM 81.5CM/ 32吋雙輪式四輪行李箱 (價值HK$2,780；顏色隨機) /
3️⃣ Philips飛利浦RO純淨飲水機ADD6901HWH01/90 (價值 HK$2,488) /
4️⃣ HK$1,800 Apple Store 禮品卡 /
5️⃣ HK$1,800 惠康超市禮券

📝流程︰
1️⃣準時7月28日中午12點上MoneyHero申請Citi信用卡
2️⃣填寫電郵地址取得MoneyHero奬賞換領表格後
3️⃣7日內填妥並成功遞交表格
4️⃣喺2023年8月31日或之前獲有關銀行批核
5️⃣於批卡後30日內簽賬$2,000 (增值PayMe/支付寶AliPay/WeChat Pay亦可計算在內)

🚩玩法：
以最快速度於指定時段開始後完成1️⃣-3️⃣步驟，MoneyHero將會以獎賞換領表格遞交時間排行最快完成之申請者，最快成功遞交表格首100名合資格申請者就有機會拎走Dyson Pure Cool™ 空氣清新機 TP00！記得要於2023年7月28日中午12時正或之後先點擊「立即申請/前往官網」按鈕，於此時間前點擊「立即申請/前往官網」按鈕則不作合資格計！

🚩零成本拎獎賞攻略：
Citibank旗下信用卡是香港少數將「電子錢包」計入迎新合資格簽賬要求的信用卡，變相表示出卡後只需增值電子錢包（PayMe/支付寶AliPay/WeChat Pay）都可計算在內，當中PayMe/支付寶AliPay不收取手續費，可以做到「零成本」賺獎賞！

資料只供參考。

受條款及細則約束。

	至Hot獨家優惠	點用最抵	本地消費現金回贈	本地網購現金回贈
信銀國際Motion信用卡	【🔥無需簽賬! 重磅加碼優惠】 Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱 (價值HK$4,280)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499) / 任天堂 Nintendo Switch OLED 遊戲主機 (價值HK$2,680)/ AirPods Pro 2 (價值HK$1,849) / HK$1,500 Apple 禮品卡 / HKTVmall 購物禮券	外幣簽賬回贈高達10%	6 % 全年6%食肆、網上及外幣簽賬現金回贈			6 %
渣打Smart信用卡	【無需簽賬】 HK$1,200 HKTVmall電子購物禮券或 Apple Store禮品卡 + 信用卡升級迎新禮遇HK$1,500現金回贈 (合共價值高達HK$2,700 ! )	HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈	5 % 於特約商戶簽賬	0.55 %	不適用	0.55 %
渣打國泰Mastercard	【🔥限時加碼】 HK$1,000 HKTVmall電子購物禮券 / Apple Store禮品卡	2000+間特約商戶，盡享高達2%回贈	不適用	不適用	$ 4 /里於食肆、網上及海外之合資格簽賬	不適用
Citi Cash Back 信用卡	【全城最高優惠】 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡/惠康超市禮券	餐飲之選、酒席無上限1%回贈	2 % 本地食肆及本地酒店簽賬	2 % 海外或網上外幣簽賬	不適用	1 %
中銀 Cheers Visa Signature Card	Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡	餐飲及旅遊簽賬高達4%回贈	3.2 % 餐飲及外幣簽賬
中銀Chill Card	Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡	指定商戶享10%現金回贈海外、網上及手機支付享5%現金回贈	10 % 於Chill商戶簽賬			5 % 海外、網上及手機支付簽賬
中銀 Cheers Visa Infinite Card	Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡	餐飲及旅遊簽賬高達4%回贈	4 % 餐飲及外幣簽賬
東亞銀行World Mastercard卡	雙卡獎賞： HK$800 Apple Store禮品卡 / HK$800 HKTVmall電子購物禮券 / HK$800 惠康購物現金券	本地食肆及海外簽賬4%現金回贈	4 % 於本地食肆簽賬 (7月1日起生效)	4 % (7月1日起生效)	$ 5 /里本地簽賬可換里數	不適用
東亞銀行i-Titanium卡	雙卡獎賞： HK$800 Apple Store禮品卡 / HK$800 HKTVmall電子購物禮券 / HK$800 惠康購物現金券	網上購物及手機付款簽賬4%回贈	4 % 網上購物簽賬 (7月1日起生效)	0.4 %	不適用	4 % 於網上購物簽賬
Citi The Club 信用卡	Delsey Air Armour 四輪旅行行李箱 30"(價值HK$3,899；顏色隨機)/ B&O Beoplay H8i 無線主動降噪頭戴式耳機 (Random Color)(價值 HK$2,698)/ HK$1,050 Apple Store 禮品卡/惠康超市禮券	指定商戶4%現金回贈	4 %	不適用	不適用	4 %
Citi Rewards 信用卡	【全城最高優惠】 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡/惠康超市禮券	生活消費流動支付無上限回贈	1.85 % 以流動付款 (Apple Pay、Google Pay及Samsung Pay) 之簽賬	0.4 %	$ 3 /里以流動付款之簽賬可換里數	0.4 %
Citi Rewards 銀聯信用卡	【全城最高優惠】 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡/惠康超市禮券	銀聯閃付(QuickPass) 本地簽賬賺3X積分	1.11 % 其他簽賬﹕0.4％現金回贈；憑Citi Rewards銀聯信用卡以港元賬戶簽賬每HK$1(或其外幣之等值)或以人民幣賬戶簽賬CNY1，可獲1積分	0.37 % 以人民幣簽賬之銀聯閃付(QuickPass) 、雲閃付二維碼交易及網上零售簽賬可賺10X積分	$ 5 /里以銀聯閃付簽賬可換之里數	0.4 %
Citi PremierMiles 信用卡	【全城最高優惠】 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡/惠康超市禮券	免費入貴賓室、海外簽賬HK$3/里	0.75 % (里數獎賞$8/里)	1.5 % (里數獎賞$3/里)	$ 8 /里	不適用
Citi Prestige 信用卡	【全城最高優惠】 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機)/ Marshall Stanmore II 家用藍牙喇叭 (價值HK$3,499；顏色隨機)/ Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡/惠康超市禮券	機場貴賓室無限入酒店晚數買四送一			$ 6 /里本地簽賬可換里數

Citi Cash Back 信用卡

本地消費現金回贈

本地食肆及本地酒店簽賬

海外消費現金回贈

海外或網上外幣簽賬

最低年薪要求

120,000

更多資訊

隱藏信息

獎勵

產品特色推廣優惠/迎新禮品申請資格

最低年齡要求: 18 歲

最低年薪要求: HK$120,000

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displayValue=1,800, tooltip=null, description=, prefix=$, suffix=}], ctaButton={label=立即申請, link={url=https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaLmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aS1jYXNoLWJhY2stY2MtemgtcnA.5JhitXY_rYg5jwui8IvH-4X9bxLefJ44U4edy5kjdWDtfcbhpEmOYvwNmcojaWq-rmyPspCz8fpMs3pDimQHAQ, linkClass=EXTERNAL}, show=true, isNoDealCTA=false}, functional={metaData={alias=citi-cash-back-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=citibank, providerName=花旗銀行}, description={shortDescription=[本地食肆、本地酒店及外幣簽賬自動無上限2%回贈, 免費購物保障保險]}, productName=Citi Cash Back 信用卡, title=HK.CC.CITI0018.CITICASHBACKCARD, features={title=Features, pros=[最適合短期內進行大額消費人士, MoneyHero限時獨家優惠 <ul> <li>全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li> </ul> <table style="width: 97.6648%;"> <tbody> <tr style="height: 30px;"> <td style="width: 47.7395%; text-align: center; height: 26px;">重要日期</td> <td style="width: 51.0823%; text-align: center; height: 26px;">獎賞條件</td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年10月31日下午6時至2023年11月30日下午6時</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡<ul><li>可獲 Delsey Air Armour 四輪旅行行李箱 30" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li></ul></td> </tr> <tr> <td style="height: 50px; width: 47.7395%; border-top: 1px solid #ededed;">獲取獎賞換領表格後7日內</td> <td style="height: 50px; width: 51.0823%; border-top: 1px solid #ededed;"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年12月31日或之前</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;"> 必須成功獲批並啟動申請之信用卡 </td> </tr> <tr style="height: 50px;"> <td style="width: 47.7395%; height: 18px; border-top: 1px solid #ededed;">成功批卡後30日內</td> <td style="width: 51.0823%; height: 18px; border-top: 1px solid #ededed;">憑卡簽賬滿HK$2,000</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與花旗銀行核對獎賞資格</li> <li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡</li><li>申請人明白及接納獎賞換領由MoneyHero完成，Citibank花旗銀行(香港)毋須對額外禮遇換領負上任何責任</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href="https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul> </li> </ul>, 💰「零成本」賺盡獎賞回贈﹕<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8Bciti-cash-back%E4%BF%A1%E7%94%A8%E5%8D%A1" target="_blank" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/blog/zh/解構citi-cash-back信用卡-ALL;">Citi Cash Back卡終極回贈方法分析</a>, 增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！, 獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額 <ul> <li>2% 本地食肆簽賬回贈</li> <li>2% 本地酒店簽賬回贈</li> <li>2% 外幣簽賬回贈</li> <li>1% 其他零售簽賬回贈</li> <li>當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬</li> </ul>, 免費購物保障保險<ul><li>於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償</li></ul>, 首年免年費, 【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></ul>], cons=[MoneyHero獨家優惠不適用於學生卡, 迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）, 2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬 <ul> <li>2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈</li> </ul>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=120000, description={shortDescription=HK$120,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及 b. 月結單結欠之1.5% 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Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\">重要日期</td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\">獎賞條件</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年10月31日下午6時至2023年11月30日下午6時</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡<ul><li>可獲 Delsey Air Armour 四輪旅行行李箱 30\" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li></ul></td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">獲取獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年12月31日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> 必須成功獲批並啟動申請之信用卡 </td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 47.7395%; height: 18px; border-top: 1px solid #ededed;\">成功批卡後30日內</td> <td style=\"width: 51.0823%; height: 18px; border-top: 1px solid #ededed;\">憑卡簽賬滿HK$2,000</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與花旗銀行核對獎賞資格</li> <li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡</li><li>申請人明白及接納獎賞換領由MoneyHero完成，Citibank花旗銀行(香港)毋須對額外禮遇換領負上任何責任</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","💰「零成本」賺盡獎賞回贈﹕<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8Bciti-cash-back%E4%BF%A1%E7%94%A8%E5%8D%A1\" target=\"_blank\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/blog/zh/解構citi-cash-back信用卡-ALL;\">Citi Cash Back卡終極回贈方法分析</a>","增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！","獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額 <ul> <li>2% 本地食肆簽賬回贈</li> <li>2% 本地酒店簽賬回贈</li> <li>2% 外幣簽賬回贈</li> <li>1% 其他零售簽賬回贈</li> <li>當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬</li> </ul>","免費購物保障保險<ul><li>於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償</li></ul>","首年免年費","【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["MoneyHero獨家優惠不適用於學生卡","迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）","2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬 <ul> <li>2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"58 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 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ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, product_moneymax={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, style={call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, type=module, promotional={display_within_collapsible=true, show_banner=false, show_promotional_in_card=true}, product_money101={product=Optional.empty, comparables=[ANNUAL_FEE, MIN_SPEND_INSTALMENTS_TAX, MAX_CASHBACK_ONLINE_SHOPPING], ad_hoc_comparables=[], comparable_order=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}}) null (SizeLimitingPyMap: {id=62168993759, table_id=4701663, table_name=product_moneyhero, columns={hs_id=62168993759, hs_child_table_id=0, hs_updated_at=1700230999922, hs_published_at=1701231909015, productid=blt6709784da7ee8f75_25_zh-hk, data={"__typename":"CreditCard","id":"blt6709784da7ee8f75_25_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt954c462bdafa413a/5e7dad30a65b970bc593e59d/CITICASHBACKMASTERCARD.png","description":null,"dimension":null},"featured":true,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"【11月30日截止】經MoneyHero申請及簽賬滿HK$2,000，全新Citi信用卡客戶可獲 Delsey Air Armour 四輪旅行行李箱 30\" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券。額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus Silver會籍 【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！<a href=\"https://bit.ly/43indBK\" target=\"_self\">即睇詳情</a>🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！<a href=\"https://www.moneyhero.com.hk/zh/campaign/best-price?utm_source=CC_RPlisting&utm_medium=referral&utm_campaign=BestPrice\">即睇詳情</a>","bannerImage":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltca0eb343f3f83c26/6540c5f1d6281b001bb8c067/20231102_[CC]_Citi_CC_Nov2023_Campaign_D-PJ23_0755_Campaign-V01_Static_Banner_TC_GIF_frame_1_(1600_x_400).jpg","description":null,"dimension":{"width":"1600","height":"400"}},"countdown":{"text":"額外送AirPods3優惠最後倒數","displayProductPage":false,"date":{"startDate":null,"endDate":"2023-05-22T04:00:00.000Z"}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_CONVERSION_FEE","display":"里數兌換手續費"},"sortValue":-9007199254740990,"displayValue":"豁免","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DINING","display":"餐飲消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL_ONLINE_SHOPPING","display":"本地網購里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS_ONLINE_SHOPPING","display":"AIRMILES_OVERSEAS_ONLINE_SHOPPING"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OVERSEAS","display":"海外消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER","display":"迎新里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_DIGITAL_WALLET","display":"電子錢包里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_OCTOPUS","display":"八達通増值里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_WELCOME_OFFER_TOTAL","display":"迎新里數回贈上限"},"sortValue":-9007199254740990,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRMILES_LOCAL","display":"本地消費里數回贈率"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DIGITAL_WALLET","display":"電子錢包現金回贈"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_DINING","display":"餐飲消費現金回贈"},"sortValue":-2000,"displayValue":"2","tooltip":null,"description":"於本地食肆及本地酒店簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL","display":"本地消費現金回贈"},"sortValue":-2000,"displayValue":"2","tooltip":null,"description":"本地食肆及本地酒店簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_LOCAL_ONLINE_SHOPPING","display":"本地網購現金回贈"},"sortValue":-1000,"displayValue":"1","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS_ONLINE_SHOPPING","display":"外幣網購現金回贈"},"sortValue":-2000,"displayValue":"2","tooltip":null,"description":"使用網上外幣簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OVERSEAS","display":"海外消費現金回贈"},"sortValue":-2000,"displayValue":"2","tooltip":null,"description":"海外或網上外幣簽賬","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_WELCOME_OFFER","display":"迎新現金回贈"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"CASHBACK_OCTOPUS","display":"八達通增值現金回贈"},"sortValue":9007199254740991,"displayValue":"不適用","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"sortValue":1950,"displayValue":"1.95","tooltip":null,"description":"","prefix":"","suffix":"%"},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"sortValue":-58000,"displayValue":"58","tooltip":null,"description":"","prefix":"","suffix":"日"},{"__typename":"CompareElementSimple","title":{"key":"OCTOPUS_MAXIMUM_TOP_UP_VALUE","display":"八達通自動增值上限"},"sortValue":-250000,"displayValue":"250","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"sortValue":120000000,"displayValue":"120,000","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"AIRPORT_LOUNGE_ACCESS","display":"免費享用貴賓室次數"},"sortValue":-9007199254740990,"displayValue":"無限","tooltip":null,"description":"","prefix":"","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"sortValue":1800000,"displayValue":"1,800","tooltip":null,"description":"","prefix":"$","suffix":""}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaLmh0dHBzOi8vbW9uZXloZXJvLmxpbmsvY2l0aS1jYXNoLWJhY2stY2MtemgtcnA.5JhitXY_rYg5jwui8IvH-4X9bxLefJ44U4edy5kjdWDtfcbhpEmOYvwNmcojaWq-rmyPspCz8fpMs3pDimQHAQ","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"citi-cash-back-card"},"rateTableEntries":null,"fees":null,"defaults":null},"provider":{"alias":"citibank","providerName":"花旗銀行"},"description":{"shortDescription":["本地食肆、本地酒店及外幣簽賬自動無上限2%回贈","免費購物保障保險"]},"productName":"Citi Cash Back 信用卡","title":"HK.CC.CITI0018.CITICASHBACKCARD","features":{"title":"Features","pros":["最適合短期內進行大額消費人士","MoneyHero限時獨家優惠 <ul> <li>全新Citi信用卡客戶符合指定條件，可選以下MoneyHero限時獨家獎賞 - Delsey Air Armour 四輪旅行行李箱 30\" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\">重要日期</td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\">獎賞條件</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年10月31日下午6時至2023年11月30日下午6時</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">Citi信用卡新客戶經MoneyHero成功申請指定Citi信用卡<ul><li>可獲 Delsey Air Armour 四輪旅行行李箱 30\" (價值HK$3,899；顏色隨機) / Marshall Stanmore II 無線音箱 (價值HK$3,499；顏色隨機) / Philips 健康空氣炸鍋 HD9743 (價值HK$1,998；顏色隨機) / HK$1,600 Apple Store 禮品卡或惠康超市禮券</li></ul></td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">獲取獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年12月31日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> 必須成功獲批並啟動申請之信用卡 </td> </tr> <tr style=\"height: 50px;\"> <td style=\"width: 47.7395%; height: 18px; border-top: 1px solid #ededed;\">成功批卡後30日內</td> <td style=\"width: 51.0823%; height: 18px; border-top: 1px solid #ededed;\">憑卡簽賬滿HK$2,000</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請時請記下完成申請後頁面提供的申請參考編號 (例如ABC123456789)</li> <li>建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠</li><li>請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與花旗銀行核對獎賞資格</li> <li>指定信用卡包括：Citi Cash Back 信用卡、Citi Rewards 信用卡、Citi Rewards 銀聯信用卡、Citi Premier Miles 信用卡及Citi Prestige 信用卡；不適用於學生卡</li><li>申請人明白及接納獎賞換領由MoneyHero完成，Citibank花旗銀行(香港)毋須對額外禮遇換領負上任何責任</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/cc-citi-cashback-rewards-pm-prestige-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","💰「零成本」賺盡獎賞回贈﹕<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8Bciti-cash-back%E4%BF%A1%E7%94%A8%E5%8D%A1\" target=\"_blank\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/blog/zh/解構citi-cash-back信用卡-ALL;\">Citi Cash Back卡終極回贈方法分析</a>","增值電子錢包PayMe/Alipay HK計入迎新簽賬要求，配合零成本攻略輕鬆賺迎新！","獎賞清晰明確，自動現金回贈無上限，直接抵銷簽賬金額 <ul> <li>2% 本地食肆簽賬回贈</li> <li>2% 本地酒店簽賬回贈</li> <li>2% 外幣簽賬回贈</li> <li>1% 其他零售簽賬回贈</li> <li>當月累積回贈結餘滿HK$200，全數回贈將於下一期賬戶月結單中存入信用卡賬戶內，並用以抵銷最低付款額以外之結欠及新簽賬</li> </ul>","免費購物保障保險<ul><li>於任何地方憑卡簽賬購物，30天內如因意外損毀或遺失，均可獲高達US$7,600賠償</li></ul>","首年免年費","【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["MoneyHero獨家優惠不適用於學生卡","迎新獎賞及MoneyHero獨家優惠只適用於現在不持有及由申請認可信用卡當月起計過去12個月內不曾持有或不曾取消任何由花旗銀行所發行之Citi信用卡之客戶（「新客戶」）","2%外幣簽賬回贈不適用於於歐洲經濟區的國家之持卡簽賬 <ul> <li>2%外幣簽賬回贈不包括在參與歐洲經濟區（「EEA」）的任何國家或於2019年10月19日之後加入EEA的任何國家之具有固定營業地址或於當地註冊的實體店商戶的持卡簽賬。該持卡簽賬定義為基本回贈之合資格簽賬，可獲1%基本回贈</li> </ul>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"120000","description":{"shortDescription":"HK$120,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"a. 本月月結單所收取的財務費用、年費、逾期手續費、逾期未付款額、其他費用及收費（如有）；及\nb. 月結單結欠之1.5% （月結單結欠不包括上述項目a（如適用））；及\nc. 所有未償還借貸本金（定義見Citi信用卡「Quick Cash」套現分期計劃之條款及細則和Citi信用卡「分期更好使」計劃之條款及細則）的1.5%（如適用）","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"每次HK$300/CNY300/US$40或收取逾期手續費的月份上一個月月結單之最低付款額，以較低者為準","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"34.28%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.81%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"58 日","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$1,800","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=Citi Cash Back 信用卡, hs_name=, hs_updated_by_user_id=28491723}})

渣打Smart信用卡

本地消費現金回贈

5
%

於特約商戶簽賬

海外消費現金回贈

0.55
%

最低年薪要求

$
96,000

更多資訊

隱藏信息

獎勵

【11月30日中午12時截止】全新渣打信用卡客戶經MoneyHero成功申請，毋需簽賬享限時獨家優惠HK$1,200 HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡，加信用卡升級迎新禮遇HK$1,500現金回贈，合共價值高達HK$2,700！額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus Silver會籍
【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡

重要日期 獎賞條件

2023年11月9日下午6時至2023年11月30日中午12時

全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡

收到獎賞換領表格後7日內填妥及遞交較早前經電郵發出之「獎賞換領表格」

2023年12月31日或之前成功獲批信用卡（批核以銀行系統紀錄為準）

指定信用卡成功獲批後7日內連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格

申請小貼士：

請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：渣打信用卡申請流程教學及拍攝身份證Tips

MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關

優惠受條款及細則約束

迎新獎賞二選一

獎賞要求 迎新獎賞

2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 HK$1,200 + HK$300現金回贈；或
香港環亞優逸庭使用券兩張 + HK$300現金回贈

迎新獎賞的現金回贈將於發卡後4個月內存入

Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金

信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠

註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足，會以負數顯示。

百佳簽賬享8%現金回贈（2023年11月1日至12月31日）

全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈

憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈）

由2023年起，日本城新加盟為Smart信用卡特約商戶

其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等

主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify

不設最低消費額要求

推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）

其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）

Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折

💰如何賺盡渣打Smart信用卡5%現金回贈？解構渣打Smart信用卡

永久免年費

不設外幣交易手續費

憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費

不設現金透支服務費

【免費！MoneyHero x Deliveroo優惠】
經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！

Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
更多詳情

迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人

全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人

於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬

須到「360°全面賞」網上平台換領賺取之現金回贈

所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口

持卡人須登入網上平台換領現金回贈

每次須至少換領HK$50現金回贈

受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁
借定唔借？還得到先好借！

HK$1,200現金回贈

迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人
迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站
全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈
合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額

最低年齡要求: 18 歲

最低年薪要求: HK$96,000

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show=true, isNoDealCTA=false}, functional={metaData={alias=standard-chartered-smart-credit-card}, rateTableEntries=null, fees=null, defaults=null}, provider={alias=standard-chartered, providerName=渣打銀行}, description={shortDescription=[全年優惠 - HKTVmall、百佳及其他特約商戶簽賬享5%現金回贈]}, productName=渣打Smart信用卡, title=HK.CC.STCH0005.STANDARDCHARTEREDSMARTCREDITCARD, features={title=Features, pros=[MoneyHero限時獨家優惠 <ul> <li>全新渣打信用卡客戶符合以下條件，可獲得MoneyHero限時獨家優惠 - HK$1,200 HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡</li> </ul> <table style="height:151px; width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:48.7568%">重要日期</td> <td style="height:30px; text-align:center; width:50.065%">獎賞條件</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%"> 2023年11月9日下午6時至2023年11月30日中午12時 </td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%"> 全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡 </td> </tr> <tr> <td style="border-top:1px solid #ededed; height:35px; width:48.7568%">收到獎賞換領表格後7日內</td> <td style="border-top:1px solid #ededed; height:35px; width:50.065%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">2023年12月31日或之前</td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%">成功獲批信用卡（批核以銀行系統紀錄為準）</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:48.7568%">指定信用卡成功獲批後7日內</td> <td style="border-top:1px solid #ededed; height:30px; width:50.065%">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B" target="_blank">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> <li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> <li>優惠受<a href="https://moneyhero.link/cc-scb-smart-tnc-listing" target="blank">條款及細則</a>約束</li> </ul> </li> </ul>, 迎新獎賞二選一 <table style="width: 100%;"> <tbody> <tr style="height: 50px;"> <td style="height: 50px; width: 65%;" width="65%">獎賞要求</td> <td style="text-align: center; height: 50px; width: 33.9367%;">迎新獎賞</td> </tr> <tr style="height: 50px;"> <td style="height: 50px; border-top: 1px solid #ededed; width: 65%;">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style="text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;">HK$1,200 + HK$300現金回贈；或香港環亞優逸庭使用券兩張 + HK$300現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>, Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> <li>註﹕成功申請信用卡「月結單分期」計劃後，每HK$180之簽賬分期金額，渣打銀行將於「360°全面賞」網上換領平台扣除HK$1現金回贈。如未合資格賺取現金回贈之簽賬，渣打銀行亦將每HK$180之簽賬分期金額扣除HK$1現金回贈。如渣打「360 °全面賞」現金回贈結餘不足，會以負數顯示。</li> </ul>, 百佳簽賬享8%現金回贈（2023年11月1日至12月31日） 全年優惠：HKTVmall及其他特約商戶簽賬享5%現金回贈 <ul> <li>憑卡到特約商戶簽賬可享全年5%現金回贈及串流平台（即HK$20簽賬 = HK$1現金回贈） <ul> <li>由2023年起，日本城新加盟為Smart信用卡特約商戶</li> <li>其他特約商戶包括759阿信屋、OK便利店、Klook、香港莎莎、屈臣氏、戶戶送及中國移動香港（由2023年4月1日起）等</li> <li>主要影片及音樂串流平台包括Amazon Prime Video、Disney+、Netflix、Now TV、JOOX、KKBOX、MOOV、Spotify</li> <li>不設最低消費額要求</li> <li>推廣期期間5%現金回贈上限為HK$3,000（簽賬滿HK$60,000達回贈上限）</li> </ul> </li> <li>其他零售簽賬（網上簽賬及免息分期付款計劃）、八達通自動增值及PayMe增值享0.55%現金回贈（即HK$180簽賬 = HK$1現金回贈）</li> </ul>, Agoda推廣優惠：渣打銀行信用卡用戶專享，預訂全球酒店低至93折, 💰如何賺盡渣打Smart信用卡5%現金回贈？<a class="product-panel-trackable" href="https://www.moneyhero.com.hk/blog/zh/%E8%A7%A3%E6%A7%8B-%E6%B8%A3%E6%89%93-smart%E4%BF%A1%E7%94%A8%E5%8D%A1" ga-category="credit-card" ga-action="product panel - clicked" ga-label="/SCBSmartCardBlog" target="_blank">解構渣打Smart信用卡</a>, 永久免年費, 不設外幣交易手續費 <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>, 不設現金透支服務費, 【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569">更多詳情</a></ul>], cons=[迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人<ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>, 於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬, 須到「360°全面賞」網上平台換領賺取之現金回贈 <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>, 受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁 借定唔借？還得到先好借！]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18 歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=96000, description={shortDescription=HK$96,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=所有利息及費用（包括年費）及超逾信用額之全數金額及/或逾期之全數金額（如適用），加上月結單總結欠的1%。「最低付款額」為上述所有項目之總額或220港元/人民幣，以較高者為準, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=未付結欠餘額的5%（最低為220港元/人民幣，最高為350港元/人民幣）或最低付款額，以較低者為準, longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.7%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, 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HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡</li> </ul> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t2023年11月9日下午6時至2023年11月30日中午12時 \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡 \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2023年12月31日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> \t\t<li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> \t\t<li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\" target=\"blank\">條款及細則</a>約束</li> \t</ul> \t</li> </ul>","迎新獎賞二選一 <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\">獎賞要求</td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\">迎新獎賞</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200 + HK$300現金回贈；或香港環亞優逸庭使用券兩張 + HK$300現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> 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target=\"_blank\">解構渣打Smart信用卡</a>","永久免年費","不設外幣交易手續費 <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>","不設現金透支服務費","【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人<ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬","須到「360°全面賞」網上平台換領賺取之現金回贈 <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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HKTVmall電子購物禮券或 HK$1,200 Apple Store禮品卡</li> </ul> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t2023年11月9日下午6時至2023年11月30日中午12時 \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\"> \t\t\t全新渣打信用卡客戶經MoneyHero成功申請渣打Smart信用卡 \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2023年12月31日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批信用卡（批核以銀行系統紀錄為準）</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">指定信用卡成功獲批後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">連同(1)申請之產品名稱、(2)申請日期及(3)成功批核短訊/電郵截圖電郵至support@moneyhero.com.hk ，以供確認申請人獎賞資格</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證！建議申請時一次過交齊所需文件，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠：<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/moneyhero%E5%AF%A6%E6%B8%AC-%E6%B8%A3%E6%89%93%E4%BF%A1%E7%94%A8%E5%8D%A1%E7%94%B3%E8%AB%8B%E6%B5%81%E7%A8%8B\" target=\"_blank\">渣打信用卡申請流程教學及拍攝身份證Tips </a></li> \t\t<li>MoneyHero限時獨家優惠由MoneyHero提供，其換領、使用方法及爭議，均與渣打銀行無關</li> \t\t<li>優惠受<a href=\"https://moneyhero.link/cc-scb-smart-tnc-listing\" target=\"blank\">條款及細則</a>約束</li> \t</ul> \t</li> </ul>","迎新獎賞二選一 <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 65%;\" width=\"65%\">獎賞要求</td> <td style=\"text-align: center; height: 50px; width: 33.9367%;\">迎新獎賞</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 65%;\">2023年9月28日至2024年1月8日期間，全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 33.9367%;\">HK$1,200 + HK$300現金回贈；或香港環亞優逸庭使用券兩張 + HK$300現金回贈</td> </tr> </tbody> </table> <ul> <li>迎新獎賞的現金回贈將於發卡後4個月內存入</li> </ul>","Smart信用卡3個月無限次免息分期計劃，助你因應個人財政情況，靈活使用手上資金 <ul> <li>信用卡客戶透過SC Mobile應用程式或網上成功申請「信用卡月結單分期」計劃，並選擇3個月還款期，獲批之申請可享3個月免息免手續費分期優惠</li> 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target=\"_blank\">解構渣打Smart信用卡</a>","永久免年費","不設外幣交易手續費 <ul> <li>憑卡網上購物或到海外簽賬，不論是以外幣結帳或是港幣結帳，無需額外支付交易徵費</li> </ul>","不設現金透支服務費","【免費！MoneyHero x Deliveroo優惠】<ul><li>經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！<ul> Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a></ul>"],"cons":["迎新獎賞及MoneyHero獨家優惠適用於現時並未持有及過去6個月未有取消渣打信用卡的申請人<ul> <li>全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行(香港)有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li> </ul>","於2023年1月1日至12月31日，特約商戶享有5%現金回贈之合資格簽賬之最高金額為HK$60,000。額外於特約商戶之簽賬將當作其他合資格簽賬","須到「360°全面賞」網上平台換領賺取之現金回贈 <ul> <li>所賺取之現金回贈將於合資格簽賬誌賬後顯示於「360°全面賞」網上平台，不會自動存入信用卡戶口</li> <li>持卡人須登入網上平台換領現金回贈</li> <li>每次須至少換領HK$50現金回贈</li> </ul>","受詳盡之條款及細則約束，有關信用卡詳情請瀏覽渣打銀行網頁 借定唔借？還得到先好借！"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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(港幣)"},"value":null,"description":{"shortDescription":"永久免年費","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"豁免","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[{"title":"HK$1,200現金回贈","tandc":{"shortDescription":null,"longDescrition":"<ul><li>迎新禮遇只適用於2023年9月28日至2024年1月8日期間透過網上遞交渣打Smart信用卡申請及符合相關要求之全新信用卡客戶。全新信用卡客戶為現時並未持有及於現時所申請渣打信用卡主卡批核日起計之過去6個月內沒有取消任何由渣打銀行（香港）有限公司發行之渣打信用卡或MANHATTAN信用卡主卡之申請人</li><li>迎新禮遇須受相關條款及細則約束，詳情請瀏覽渣打銀行（香港）有限公司網站</li><li>全新信用卡客戶於發卡後首1個月憑卡累積合資格簽賬滿HK$4,000 可獲贈HK$1,200現金回贈</li><li>合資格簽賬為新批核之渣打Smart信用卡獲發出後首2個月內之本地及海外零售簽賬、網上消費或已誌賬之分期付款金額<ul></ul></li></ul>"}}]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1676866195360, hs_is_edited=false, hs_deleted_at=0, productname=渣打Smart信用卡, hs_name=, hs_updated_by_user_id=28491723}})

信銀國際Motion信用卡

本地消費現金回贈

6
%

全年6%食肆、網上及外幣簽賬現金回贈

最低年薪要求

$
90,000

更多資訊

隱藏信息

獎勵

【⚡️獎賞大升級 - 限時送高達HK$4,280獎賞！12月4號截止】經MoneyHero成功申請及填表，毋須簽賬獨家享Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機 （價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡 或 HKTVmall 購物禮券。額外優惠：無論批卡與否，申請可享6個月免費Deliveroo Plus silver會籍
【推薦人獎上獎活動】成功申請後，只要你每推薦一位新客戶成功申請指定金融產品，你同被推薦人每人可以賺高達HK$200 HKTVmall現金券！推薦不設上限，成功推薦親友越多，獎賞越多！推廣期內推薦3位新客戶，額外送多HK$300; 推薦5位以上，額外送多HK$600！即睇詳情
🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情

產品特色推廣優惠/迎新禮品申請資格

💰如何賺盡6%餐飲、網上及外幣簽賬回贈？解構信銀國際Motion信用卡

MoneyHero獨家優惠

全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券

重要日期 獎賞條件

2023年11月24日下午6時至2023年12月4日中午12時期間全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表

2023年12月31日或之前成功獲批申請之信用卡

收到獎賞換領表格後7日內填妥及遞交較早前經電郵發出之「獎賞換領表格」

申請小貼士：

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。

不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。

請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」

條款及細則約束

指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡

如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則

於推廣期內之高達HK$1,600現金回贈2選1包括：

迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈)

或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。
關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard

免首年年費

【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！
Deliveroo Plus Silver 會籍福利：
單單免運費: 只需消費滿$250，即享免運費！
解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！
外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！
更多詳情

迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。

全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)

須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。

提提您：「借定唔借？還得到先好借！」

最低年齡要求: 18 歲

最低年薪要求:

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推薦5位以上，額外送多HK$600！即睇詳情
🏆【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高，如果你成功經MoneyHero申請後發現其他平台有更高優惠，可以申請以現金券形式補回差額！即睇詳情","countdown":{"date":{"endDate":"2022-05-31T10:00:00.000Z","startDate":null},"displayProductPage":false,"text":"最後機會"},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"china-citic-bank","providerName":"中信銀行（國際）"},"title":"HK.CC.CCBI0002.CNCBIMOTIONCREDITCARD"}

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width:100%"> <tbody> <tr> <td style="height:30px; text-align:center; width:49.9264%">重要日期</td> <td style="height:30px; text-align:center; width:48.8954%">獎賞條件</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2023年11月24日下午6時至2023年12月4日中午12時期間 </td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">2023年12月31日或之前</td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">成功獲批申請之信用卡</td> </tr> <tr> <td style="border-top:1px solid #ededed; height:30px; width:49.9264%">收到獎賞換領表格後7日內</td> <td style="border-top:1px solid #ededed; height:30px; width:48.8954%">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> </tbody> </table> <ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li> <li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li> <li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li><a href="https://moneyhero.link/cc-citic-gba-motion-tnc-listing" rel="noopener" target="_blank">條款及細則約束</a></li> </ul> </li> <li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>, 於推廣期內之高達HK$1,600現金回贈2選1包括： <ul> <li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 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class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%e8%a7%a3%e6%a7%8b-%e4%bf%a1%e9%8a%80%e5%9c%8b%e9%9a%9b-motion-%e4%bf%a1%e7%94%a8%e5%8d%a1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構信銀國際Motion信用卡</a>","MoneyHero獨家優惠 <ul> \t<li>全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券 </li> </ul> <table style=\"height:144px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:49.9264%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:48.8954%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月4日中午12時期間 </td> \t\t\t<td style=\"border-top:1px solid 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class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/%e8%a7%a3%e6%a7%8b-%e4%bf%a1%e9%8a%80%e5%9c%8b%e9%9a%9b-motion-%e4%bf%a1%e7%94%a8%e5%8d%a1\" ga-category=\"credit-card\" ga-action=\"product panel - clicked\" ga-label=\"/SCBSmartCardBlog\" target=\"_blank\">解構信銀國際Motion信用卡</a>","MoneyHero獨家優惠 <ul> \t<li>全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶符合以下條件，可獲得MoneyHero限時獨家獎賞 - Delsey ECLIPSE SE 31\" 前揭式可擴充四輪行李箱（價值HK$4,280；顏色隨機）/ Marshall Stanmore II 家用藍牙喇叭（價值HK$3,499；顏色隨機）/ 任天堂 Nintendo Switch OLED 遊戲主機（價值HK$2,680；顏色隨機）/ AirPods Pro 2 （價值HK$1,849）/ HK$1,500 Apple 禮品卡或 HKTVmall 購物禮券 </li> </ul> <table style=\"height:144px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:49.9264%\">重要日期</td> \t\t\t<td style=\"height:30px; text-align:center; width:48.8954%\">獎賞條件</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年11月24日下午6時至2023年12月4日中午12時期間 </td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">全新信銀國際信用卡或信銀國際大灣區雙幣信用卡客戶經MoneyHero成功申請指定信用卡及交表</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">2023年12月31日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">成功獲批申請之信用卡</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:49.9264%\">收到獎賞換領表格後7日內</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.8954%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士： \t<ul> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>建議一次過交齊所需文件包括身分證、入息及住址證明，以加快批核程序。完成申請時，記得抄低申請參考編號，以方便隨時查詢申請進度及領取MoneyHero獨家優惠。</li> \t\t<li>不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。</li> \t\t<li>請於收到表格後7日內，填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li><a href=\"https://moneyhero.link/cc-citic-gba-motion-tnc-listing\" rel=\"noopener\" target=\"_blank\">條款及細則約束</a></li> \t</ul> \t</li> \t<li>指定信用卡包括信銀國際Motion信用卡及信銀國際大灣區雙幣信用卡</li> \t<li>如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則</li> </ul>","於推廣期內之高達HK$1,600現金回贈2選1包括： <ul> \t<li>迎新優惠首3個月「簽賬期」之合資格外幣簽賬10%現金回贈(最高可獲享HK$1,000); 全年6%食肆、網上及外幣簽賬現金回贈 (每月上限為HK$200，簽賬期內最高可獲享HK$600現金回贈) </li> \t\t<li> 或全新信用卡客戶於發卡日起計首2個月內，憑Motion信用卡累積零售簽賬達HK$8,000可獲享HK$700現金回贈。\t\t<li>關於以上優惠詳情，請瀏覽https://www.cncbinternational.com/motioncard</li> \t \t</li> </ul>","免首年年費","【免費！MoneyHero x Deliveroo優惠】經MoneyHero出卡，無論批卡與否，都可享6個月免費Deliveroo Plus Silver會籍！申請卡後2星期左右優惠碼就可到手！ <ul>Deliveroo Plus Silver 會籍福利：<li>單單免運費: 只需消費滿$250，即享免運費！<li>解鎖「戶戶賞」: 於同一間戶戶賞商戶累積3張滿$150的訂單，第4張訂單即可享減$85優惠！「戶戶賞」勳章之餐廳高達1,000間，包括NOC Coffee、KFC、Shake Shack！<li>外賣自取低至75折: 無最低消費！免排隊！於指定餐廳叫外賣自取享低至75折優惠！</ul> <a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/24141255772569\">更多詳情</a>"],"cons":["迎新獎賞及MoneyHero獨家優惠不適用於現時持有及/或於遞交信用卡申請日起計之過去12個月內曾取消任何信銀國際信用卡（不包括附屬卡）之會員。","全年6%食肆,網上及外幣簽賬現金回贈(每月上限為HK$200)","須受條款及細則約束，詳情可瀏覽https://www.cncbinternational.com/personal/promotions/credit-card/tc/tc.html。","提提您：「借定唔借？還得到先好借！」"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18 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中銀 Cheers Visa Signature Card

最低年薪要求

$
150,000

餐飲消費現金回贈

3.2
%

餐飲及外幣簽賬

更多資訊

隱藏信息

獎勵

【11月30日截止】經MoneyHero成功申請，可得獨家 Marshall Emberton藍牙喇叭 (價值HK$1,499) 或 BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) 或 HK$800 Apple Store 禮品卡 / HKTVmall禮品卡

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新中銀信用卡客戶符合下列獎賞條件，可選以下MoneyHero限時獨家獎賞 - Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡

重要日期 獎賞條件

2023年10月30日下午6時至2023年11月30日下午6時中銀信用卡全新客戶經MoneyHero成功申請合資格中銀信用卡
可獲 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡

獲取獎賞換領表格後7日內
填妥及遞交較早前經電郵發出之「獎賞換領表格」

2023年12月31日或之前
成功獲批信用卡 (批核以銀行系統紀錄為準)

Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。

申請小貼士：

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

建議申請時一次過交齊所需文件，以加快批核程序。
請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格

申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任
Moneyhero並非中國銀行 (香港) 有限公司及 / 或中銀信用卡 (國際) 有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。

如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則

迎新優惠

新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈)

專享優惠

每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享

現金回贈

餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈)
基本現金回贈兌換率 : 250分=HK$1

里數回贈

餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里)
基本里數兌換率 : 15分=1里
里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」
豁免里數兌換手續費

主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免

申請人如為現有中銀港幣信用卡及/或中銀雙幣信用卡主卡持有人(附屬卡、商務卡、Intown 網上信用卡、美金卡、澳門地區發行的中銀信用卡及私人客戶卡除外)，或於申請日期前 12 個月內曾辦理取消或曾持有上述信用卡，即使申請獲批核，亦不可享有該主卡的迎新優惠。

客戶所獲贈的簽賬積分均不能兌換現金、轉換其他禮品及不能轉讓，亦不可用作售賣用途。

受條款及細則約束，請參考www.bochk.com/s/a/cheerscard

最低年齡要求: 18歲

最低年薪要求: HK$150,000

Debug data (JSON)
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Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。申請小貼士：申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠建議申請時一次過交齊所需文件，以加快批核程序。請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任 Moneyhero並非中國銀行 (香港) 有限公司及 / 或中銀信用卡 (國際) 有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則 ","迎新優惠新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈)","專享優惠每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享","現金回贈餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈) 基本現金回贈兌換率 : 250分=HK$1","里數回贈餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里) 基本里數兌換率 : 15分=1里里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」豁免里數兌換手續費","主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免"],"title":"Features"},"fees":[{"description":{"longDescription":null,"shortDescription":"HK$2,000","tooltip":null},"type":{"display":"年費 (港幣)","key":"ANNUAL_FEE"},"value":null},{"description":{"longDescription":null,"shortDescription":"1.95%","tooltip":null},"type":{"display":"外幣兌換手續費","key":"FOREIGN_CURRENCY_TRANSACTION_FEE"},"value":null}],"functional":{"defaults":null,"fees":null,"metaData":{"alias":"boc-cheers-visa-signature-card"},"rateTableEntries":null},"id":"blta6f48d4097f51da5_11_zh-hk","image":{"description":null,"dimension":null,"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltc9ae2fe20f775218/64fbf2b99aba467a919a3240/Cheer_SignatureCard_dark.png"},"imageOrientation":"PORTRAIT","offers":{"additionalOffers":null,"exclusiveOffers":[{"reward":[]}],"welcomeOffers":[{"reward":[]}]},"productName":"中銀 Cheers Visa Signature Card","promotional":{"bannerImage":{"description":null,"dimension":{"height":"400","width":"1600"},"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/blt1a5d4d5115eb6689/653f81e862f244001b7d8bb8/20231003-BOC-CC-Campaign-(Oct-2023)-D-PJ23_0682-Campaign_Static-Banner_CN_OP.jpg"},"bannerText":"【11月30日截止】經MoneyHero成功申請，可得獨家 Marshall Emberton藍牙喇叭 (價值HK$1,499) 或 BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) 或 HK$800 Apple Store 禮品卡 / HKTVmall禮品卡","countdown":{"date":{"endDate":null,"startDate":null},"displayProductPage":false,"text":""},"flipBanner":{"date":{"endDate":null,"startDate":null},"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0},"type":[{"display":"MoneyHero獨家優惠","key":"EXCLUSIVE"}]},"provider":{"alias":"bank-of-china-hong-kong-limited","providerName":"中國銀行（香港）"},"title":"HK.CC.BACH0023.BOCCHEERSVISASIGNATURECARD"}

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text-align: center; height: 26px;">重要日期</td> <td style="width: 51.0823%; text-align: center; height: 26px;">獎賞條件</td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年10月30日下午6時至2023年11月30日下午6時</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;">中銀信用卡全新客戶經MoneyHero成功申請合資格中銀信用卡<ul><li>可獲 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡</li></ul></td> </tr> <tr> <td style="height: 50px; width: 47.7395%; border-top: 1px solid #ededed;">獲取獎賞換領表格後7日內</td> <td style="height: 50px; width: 51.0823%; border-top: 1px solid #ededed;"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style="height: 30px;"> <td style="width: 47.7395%; border-top: 1px solid #ededed; height: 30px;">2023年12月31日或之前</td> <td style="width: 51.0823%; border-top: 1px solid #ededed; height: 30px;"> 成功獲批信用卡 (批核以銀行系統紀錄為準) </td> </tr> </tbody> </table> <li>Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。<ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href="https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0" target="”_blank”">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>建議申請時一次過交齊所需文件，以加快批核程序。</li><li>請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格</li> <li>申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任</li><li>Moneyhero並非中國銀行 (香港) 有限公司及 / 或中銀信用卡 (國際) 有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href="https://moneyhero.link/boc-cheers-chill-tnc-listing" target="_blank" rel="noopener">條款及細則</a></li> </ul> </li> </ul>, 迎新優惠<ul> <li>新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈), 專享優惠<ul> <li>每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享, 現金回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈) <li>基本現金回贈兌換率 : 250分=HK$1, 里數回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里) <li>基本里數兌換率 : 15分=1里 里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」 <li>豁免里數兌換手續費, 主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免], cons=[申請人如為現有中銀港幣信用卡及/或中銀雙幣信用卡主卡持有人(附屬卡、商務卡、Intown 網上信用卡、美金卡、澳門地區發行的中銀信用卡及私人客戶卡除外)，或於申請日期前 12 個月內曾辦理取消或曾持有上述信用卡，即使申請獲批核，亦不可享有該主卡的迎新優惠。 , 客戶所獲贈的簽賬積分均不能兌換現金、轉換其他禮品及不能轉讓，亦不可用作售賣用途。, 受條款及細則約束，請參考<a href="https://www.bochk.com/s/a/cheerscard" target=blank>www.bochk.com/s/a/cheerscard</a>]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=150000, description={shortDescription=HK$150,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=港幣 230 元或以下第(i)至(iv)項之總和(以較高者為準)： (i)當期月結單的全數利息、手續費及費用；(ii)上期月結單尚未繳付之最低付款額(如適用)；(iii)超逾信用限額之全數金額(如適用)(不包括上述之第(i)及(ii)項)及(iv)當期月結單總結欠(不包括上述之第(i)至(iii)項)之 1%。, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=最低付款額的 5%(最低收費為港幣 230 元或為上期月結單的最低付款額，以較低者為準；最高收費為港幣 280元), longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.70%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=35.31%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56天, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}})
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Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。申請小貼士：申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠建議申請時一次過交齊所需文件，以加快批核程序。請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任 Moneyhero並非中國銀行 (香港) 有限公司及 / 或中銀信用卡 (國際) 有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。如對是次推廣活動之換領流程有疑問，可參閱活動之條款及細則 , 迎新優惠新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈), 專享優惠每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享, 現金回贈餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈) 基本現金回贈兌換率 : 250分=HK$1, 里數回贈餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里) 基本里數兌換率 : 15分=1里里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」豁免里數兌換手續費, 主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免], cons=[申請人如為現有中銀港幣信用卡及/或中銀雙幣信用卡主卡持有人(附屬卡、商務卡、Intown 網上信用卡、美金卡、澳門地區發行的中銀信用卡及私人客戶卡除外)，或於申請日期前 12 個月內曾辦理取消或曾持有上述信用卡，即使申請獲批核，亦不可享有該主卡的迎新優惠。 , 客戶所獲贈的簽賬積分均不能兌換現金、轉換其他禮品及不能轉讓，亦不可用作售賣用途。, 受條款及細則約束，請參考www.bochk.com/s/a/cheerscard]}, eligibility=[{type={key=MINIMUM_AGE, display=最低年齡要求}, value=18, description={shortDescription=18歲, longDescription=null, tooltip=null}}, {type={key=MINIMUM_ANNUAL_INCOME, display=最低年薪要求}, value=150000, description={shortDescription=HK$150,000, longDescription=null, tooltip=null}}], apr=[{type={key=MINIMUM_PAYMENT, display=最低還款額}, value=null, description={shortDescription=港幣 230 元或以下第(i)至(iv)項之總和(以較高者為準)： (i)當期月結單的全數利息、手續費及費用；(ii)上期月結單尚未繳付之最低付款額(如適用)；(iii)超逾信用限額之全數金額(如適用)(不包括上述之第(i)及(ii)項)及(iv)當期月結單總結欠(不包括上述之第(i)至(iii)項)之 1%。, longDescription=null, tooltip=null}}, {type={key=LATE_CHARGE, display=逾期費用}, value=null, description={shortDescription=最低付款額的 5%(最低收費為港幣 230 元或為上期月結單的最低付款額，以較低者為準；最高收費為港幣 280元), longDescription=null, tooltip=null}}, {type={key=RETAIL_APR, display=零售交易實際年利率}, value=null, description={shortDescription=35.70%, longDescription=null, tooltip=null}}, {type={key=CASH_APR, display=透支現金實際年利率}, value=null, description={shortDescription=35.31%, longDescription=null, tooltip=null}}, {type={key=INTEREST_FREE_PERIOD, display=免息還款期限}, value=null, description={shortDescription=長達56天, longDescription=null, tooltip=null}}], fees=[{type={key=ANNUAL_FEE, display=年費 (港幣)}, value=null, description={shortDescription=HK$2,000, longDescription=null, tooltip=null}}, {type={key=FOREIGN_CURRENCY_TRANSACTION_FEE, display=外幣兌換手續費}, value=null, description={shortDescription=1.95%, longDescription=null, tooltip=null}}], offers={welcomeOffers=[{reward=[]}], exclusiveOffers=[{reward=[]}], additionalOffers=null}}

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Cheers Visa Signature Card","title":"HK.CC.BACH0023.BOCCHEERSVISASIGNATURECARD","features":{"title":"Features","pros":["MoneyHero限時獨家優惠 <ul> <li>全新中銀信用卡客戶符合下列獎賞條件，可選以下MoneyHero限時獨家獎賞 - Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡</li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\">重要日期</td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\">獎賞條件</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年10月30日下午6時至2023年11月30日下午6時</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">中銀信用卡全新客戶經MoneyHero成功申請合資格中銀信用卡<ul><li>可獲 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡</li></ul></td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid #ededed;\">獲取獎賞換領表格後7日內</td> <td style=\"height: 50px; width: 51.0823%; border-top: 1px solid #ededed;\"> 填妥及遞交較早前經電郵發出之「獎賞換領表格」 </td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年12月31日或之前</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\"> 成功獲批信用卡 (批核以銀行系統紀錄為準) </td> </tr> </tbody> </table> <li>Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。<ul> <li>申請小貼士： <ul> <li>申請產品前請關掉AdBlocker及「私人模式」：<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>建議申請時一次過交齊所需文件，以加快批核程序。</li><li>請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格</li> <li>申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任</li><li>Moneyhero並非中國銀行 (香港) 有限公司及 / 或中銀信用卡 (國際) 有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/boc-cheers-chill-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","迎新優惠<ul> <li>新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈)","專享優惠<ul> <li>每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享","現金回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈) <li>基本現金回贈兌換率 : 250分=HK$1","里數回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里) <li>基本里數兌換率 : 15分=1里 里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」 <li>豁免里數兌換手續費","主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免"],"cons":["申請人如為現有中銀港幣信用卡及/或中銀雙幣信用卡主卡持有人(附屬卡、商務卡、Intown 網上信用卡、美金卡、澳門地區發行的中銀信用卡及私人客戶卡除外)，或於申請日期前 12 個月內曾辦理取消或曾持有上述信用卡，即使申請獲批核，亦不可享有該主卡的迎新優惠。 ","客戶所獲贈的簽賬積分均不能兌換現金、轉換其他禮品及不能轉讓，亦不可用作售賣用途。","受條款及細則約束，請參考<a href=\"https://www.bochk.com/s/a/cheerscard\" 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Cheers Visa Signature Card","title":"HK.CC.BACH0023.BOCCHEERSVISASIGNATURECARD","features":{"title":"Features","pros":["MoneyHero限時獨家優惠 <ul> <li>全新中銀信用卡客戶符合下列獎賞條件，可選以下MoneyHero限時獨家獎賞 - Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡</li> </ul> <table style=\"width: 97.6648%;\"> <tbody> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; text-align: center; height: 26px;\">重要日期</td> <td style=\"width: 51.0823%; text-align: center; height: 26px;\">獎賞條件</td> </tr> <tr style=\"height: 30px;\"> <td style=\"width: 47.7395%; border-top: 1px solid #ededed; height: 30px;\">2023年10月30日下午6時至2023年11月30日下午6時</td> <td style=\"width: 51.0823%; border-top: 1px solid #ededed; height: 30px;\">中銀信用卡全新客戶經MoneyHero成功申請合資格中銀信用卡<ul><li>可獲 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡</li></ul></td> </tr> <tr> <td style=\"height: 50px; width: 47.7395%; border-top: 1px solid 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有限公司之中介公司，不會就是次銀行產品申請向客戶收取任何費用。</li> <li>如對是次推廣活動之換領流程有疑問，可參閱活動之<a href=\"https://moneyhero.link/boc-cheers-chill-tnc-listing\" target=\"_blank\" rel=\"noopener\">條款及細則</a></li> </ul> </li> </ul>","迎新優惠<ul> <li>新客戶於發卡後首2個月內累積合資格簽賬滿HK$10,000可獲225,000簽賬積分(相等於15,000里 / HK$900現金回贈)","專享優惠<ul> <li>每季度簽賬滿HK$15,000可享免費機場貴賓室服務2次，次數可與同行賓客共享","現金回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於3.2% 現金回贈 (每月回贈上限150,000積分，即HK$600現金回贈) <li>基本現金回贈兌換率 : 250分=HK$1","里數回贈<ul> <li>餐飲及旅遊簽賬高達8X積分 (豁免每月零售簽賬要求HK$5,000至2023年12月31日)，相等於$1.9/里 (每月回贈上限150,000積分，即10,000里) <li>基本里數兌換率 : 15分=1里 里數兌換伙伴 : 國泰「亞洲萬里通」、中國東方航空「東方萬里行」、中國國際航空「鳳凰知音」 <li>豁免里數兌換手續費","主卡可享首年年費豁免，附屬卡則豁免年費。如主卡客戶於收取年費時持有「私人銀行」、「私人財富」或「中銀理財」戶口，可獲年費豁免"],"cons":["申請人如為現有中銀港幣信用卡及/或中銀雙幣信用卡主卡持有人(附屬卡、商務卡、Intown 網上信用卡、美金卡、澳門地區發行的中銀信用卡及私人客戶卡除外)，或於申請日期前 12 個月內曾辦理取消或曾持有上述信用卡，即使申請獲批核，亦不可享有該主卡的迎新優惠。 ","客戶所獲贈的簽賬積分均不能兌換現金、轉換其他禮品及不能轉讓，亦不可用作售賣用途。","受條款及細則約束，請參考<a href=\"https://www.bochk.com/s/a/cheerscard\" target=blank>www.bochk.com/s/a/cheerscard</a>"]},"eligibility":[{"type":{"key":"MINIMUM_AGE","display":"最低年齡要求"},"value":"18","description":{"shortDescription":"18歲","longDescription":null,"tooltip":null}},{"type":{"key":"MINIMUM_ANNUAL_INCOME","display":"最低年薪要求"},"value":"150000","description":{"shortDescription":"HK$150,000","longDescription":null,"tooltip":null}}],"apr":[{"type":{"key":"MINIMUM_PAYMENT","display":"最低還款額"},"value":null,"description":{"shortDescription":"港幣 230 元或以下第(i)至(iv)項之總和(以較高者為準)：\n(i)當期月結單的全數利息、手續費及費用；(ii)上期月結單尚未繳付之最低付款額(如適用)；(iii)超逾信用限額之全數金額(如適用)(不包括上述之第(i)及(ii)項)及(iv)當期月結單總結欠(不包括上述之第(i)至(iii)項)之 1%。","longDescription":null,"tooltip":null}},{"type":{"key":"LATE_CHARGE","display":"逾期費用"},"value":null,"description":{"shortDescription":"最低付款額的 5%(最低收費為港幣 230 元或為上期月結單的最低付款額，以較低者為準；最高收費為港幣 280元)","longDescription":null,"tooltip":null}},{"type":{"key":"RETAIL_APR","display":"零售交易實際年利率"},"value":null,"description":{"shortDescription":"35.70%","longDescription":null,"tooltip":null}},{"type":{"key":"CASH_APR","display":"透支現金實際年利率"},"value":null,"description":{"shortDescription":"35.31%","longDescription":null,"tooltip":null}},{"type":{"key":"INTEREST_FREE_PERIOD","display":"免息還款期限"},"value":null,"description":{"shortDescription":"長達56天","longDescription":null,"tooltip":null}}],"fees":[{"type":{"key":"ANNUAL_FEE","display":"年費 (港幣)"},"value":null,"description":{"shortDescription":"HK$2,000","longDescription":null,"tooltip":null}},{"type":{"key":"FOREIGN_CURRENCY_TRANSACTION_FEE","display":"外幣兌換手續費"},"value":null,"description":{"shortDescription":"1.95%","longDescription":null,"tooltip":null}}],"offers":{"welcomeOffers":[{"reward":[]}],"exclusiveOffers":[{"reward":[]}],"additionalOffers":null}}, hs_created_at=1695894324236, hs_is_edited=false, hs_deleted_at=0, productname=中銀 Cheers Visa Signature Card, hs_name=, hs_updated_by_user_id=28491723}})

中銀Chill Card

最低年薪要求

$
150,000

本地消費現金回贈

10
%

於Chill商戶簽賬

更多資訊

隱藏信息

獎勵

【11月30日截止】經MoneyHero成功申請，無需簽帳可享獨家 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡

產品特色推廣優惠/迎新禮品申請資格

MoneyHero限時獨家優惠

全新中銀信用卡客戶符合下列獎賞條件，可選以下MoneyHero限時獨家獎賞 - Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡

重要日期 獎賞條件

2023年10月30日下午6時至2023年11月30日下午6時中銀信用卡全新客戶經MoneyHero成功申請合資格中銀信用卡
可獲 Marshall Emberton藍牙喇叭 (價值HK$1,499) / BRUNO BOE021 多功能電熱鍋 (價值HK$998；顏色隨機) / HK$800 Apple Store 禮品卡或 HKTVmall禮品卡

獲取獎賞換領表格後7日內
填妥及遞交較早前經電郵發出之「獎賞換領表格」

2023年12月31日或之前
成功獲批信用卡 (批核以銀行系統紀錄為準)

Moneyhero限時獨家優惠適用於現時並未持有中銀信用卡主卡或過去12個月內未曾持有或取消任何中銀信用卡主卡之全新客戶。

申請小貼士：

申請產品前請關掉AdBlocker及「私人模式」：3項設定讓你順利取得MoneyHero獨家優惠

建議申請時一次過交齊所需文件，以加快批核程序。
請於7日内填妥及遞交「獎賞換領表格」，供MoneyHero與中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司核對獎賞資格

申請人明白及接納獎賞換領由MoneyHero完成，中國銀行 (香港) 有限公司及中銀信用卡 (國際) 有限公司無需就獎賞換領負上任何責任
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