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虛擬銀行開戶優惠
一文比較全港虛擬銀行(Virtual Bank)
優惠/貸款/定期/利息/服務

一按即到相關段落:

優惠貸款 信用卡服務

 

虛擬銀行開戶優惠

Mox 戶口

Mox 戶口

最低開戶金額

HK$
0

活期利率

4.5
%
完成指定Mox Bonus 任務

開戶獎賞

HK$
5,080

獎勵

3月31日下午6時截止】新客戶憑邀請碼「MHMOXFEB」 開立Mox戶口並成功申請Mox Credit,無需簽賬可享限時獨家優惠 NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機(價值HK$1,390;顏色隨機) / BRUNO BOE065-PPK 電陶爐炆燒鍋 (價值$1,098) / Marshall Willen小型無線便攜喇叭 (價值HK$999) / HK$800 Apple 禮品卡 或 Trip.com 電子禮品卡;另外於Mox Credit獲批核當日起計30天內,用Mox Credit累積合資格簽賬滿HK$800, Mox就送HK$800現金獎賞,總值高達HK$2,190獎賞
  • 成功遞交申請後,請於Mox Credit獲批及收到Mox電郵後14日內按此填妥「獎賞換領表格」
更多資訊
隱藏信息
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戶口","title":"HK.BA.MOXB0001.MOXACCOUNT","features":{"title":"Features","pros":["<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>新客戶憑邀請碼<strong>「MHMOXFEB」</strong>&nbsp;開立Mox戶口並成功申請Mox Credit,無需簽賬可享限時獨家優惠 <strong>NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機(價值HK$1,390;顏色隨機) / BRUNO BOE065-PPK 電陶爐炆燒鍋 (價值$1,098) / Marshall Willen小型無線便攜喇叭 (價值HK$999) / HK$800 Apple 禮品卡 或 Trip.com 電子禮品卡</strong></li> </ul> <table style=\"height:151px; width:100%\"> <tbody> <tr> <td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td> <td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> <p>2024年3月1日中午12時至2024年3月31日下午6時</p> </td> <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">全新Mox客戶憑邀請碼「MHMOXFEB」經MoneyHero成功申請Mox Credit</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到Mox Bank發出的成功申請電郵(內有&ldquo;成功申請編號&rdquo;)後14日内</td> <td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年4月30日或之前</td> <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批Mox 戶口及Mox Credit(批核以銀行系統紀錄為準)</td> </tr> </tbody> </table> <ul> <li>申請小貼士: <ul> <li>請於你的Mox Credit 獲批後收到Mox電郵後14日內,填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"T&amp;C link\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證!建議申請時一次過交齊所需文件,以加快批核程序。成功開戶及成功申請Mox Credit後的14個工作天內會收到Mox Bank發出的電郵,內有“成功申請編號(7位數)”(電郵會發送到你所登記Mox的電郵地址,如你尚未收到電郵,請檢查你的垃圾郵件匣)</li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與Mox銀行無關</li> <li>優惠受<a href=\"https://moneyhero.link/cc-bka-mox-tnc-listing\" target=\"blank\">條款及細則</a>約束</li> </ul> </li> </ul>","<p><strong>Mox Bank 迎新優惠 - 開戶賺高達HK$800</strong></p> <ul> <li>由即日起至2024年3月31日,新客戶憑邀請碼<strong>「MHMOXFEB」</strong>成功開Mox戶口並申請Mox Credit, 於Mox Credit獲批核當日起計30天內,用Mox Credit累積合資格簽賬滿HK$800,Mox 就送<strong>HK$800現金獎賞</strong>!</li> <li>受<a href=\"https://mox.com/static/MHMOXFEB_Invitation_Code_Promotion_TnC.pdf\" target=\"_blank\">MHMOXFEB邀請碼推廣條款及細則</a>約束</li>","<p><strong>迎新優惠:新客戶享高達4.5%活期存款年利率! </strong></p> <ul><li>由即日起至2024年3月31日,新客戶憑邀請碼<strong>「MHMOXFEB」</strong>成功開Mox戶口,並於Mox活期存款戶口存入<strong>不多於HK$3,000,000存款</strong>,翌日即享<strong>高達4.5%活期存款年利率</strong>:<ul> <li>1.5%基本年利率:由2024年2月1日開始,所有Mox客戶,保證可享全城最高的 1.5% 港幣活存年利率,無門檻、無上限、無條件。</li> <li>1.5%迎新Bonus: 新客戶可以額外獲得迎新禮遇1.5%年利率 (HK$3,000,000或以下的存款)</li> <li>1.5%&nbsp;額外年利率: 開立Mox 投資戶口,於Mox投資戶口每月成功累積至少HK$10,000等值交易金額(於Mox投資及/或兌換貨幣都可以),即可於HK$3,000,000內的港元存款(於所有Mox戶口的存款,包括投資現金戶口)賺1.5%年利率,&nbsp;交易包括:<ul> <li>買入及賣出港股及美股交易(包括零碎股);</li> <li>淨買入基金的港元金額,即買入基金金額扣除賣出基金金額之餘額;或</li> <li>貨幣兌換交易</li> </ul> </li> <li>請到mox.com或Mox&nbsp;app查看詳情。&nbsp;</li> </ul> </li> <li>受<a href=\"https://mox.com/static/MHMOXFEB_Invitation_Code_Promotion_TnC.pdf\" target=\"_blank\">MHMOXFEB邀請碼推廣條款及細則</a>約束</li>","<p><strong>限時簽賬優惠:餐廳簽賬享低至HK$1/里</strong></p> <ul> <li>於2024年2月6日至2024年3月3日期間,只要透過 Mox app 註冊國泰會員賬戶及登記活動,用 Mox Credit於本地或海外任何實體餐廳簽賬即享以下賺里優惠: <ul> <li>於本地餐廳累積簽賬滿HK$3,000:1,000里(相等於HK$3/里)</li> <li>於海外餐廳累積簽賬滿HK$2,000:2,000里(相等於HK$1/里)</li> </ul> </li> <li>凡完成以上優惠即可自動參加大抽獎活動1次,最多有2次機會贏取<strong>日本來回機票一套(相等於25,000里)</strong></li> ","<p> <strong>Mox Bank X Trip.com 優惠 - Trip.com酒店及機票優惠高達9%獨家折扣</strong></p> <p> <strong>推廣日期</strong>:即日起至2024年3月17日</p> <p> <strong>酒店入住日期/機票出發日期</strong>︰即日起至2024年6月30日</p> <ul> <li>推廣期間,Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票,用Mox Credit及以下優惠碼一簽即享獨家折扣,加上3%CashBack合共可賺高達9%及5.5%獨家折扣</li> <li><strong>優惠1</strong>: 預訂酒店憑優惠碼<strong>「MOXH」</strong>即享6%折扣(只適用於房價及稅項)</li> <li><strong>優惠2</strong>: 預訂機票憑優惠碼<strong>「MOXF」</strong>,該張訂單滿HK$2,000或以上即減HK$50,滿HK$4,000或以上即減HK$100(只適用於成人機票票價,不適用於稅項及其他附加費)</li> <li>詳情<a href=\"https://mox.com/zh/promotions/Trip/\" target=\"_blank\">按此</a></li> </ul>","<p><strong>Mox Credit推出CashBack全新賺法:消費賺無上限CashBack,真正「no cap」、不限消費類別、不限回贈金額!</strong></p> <ul> \t<li>全港各大超市消費賺3% 無上限 CashBack (包括:Donki、HKTVmall、一田、百佳、惠康、AEON等等)</li> \t<li>用Mox Credit作任何消費,隨時隨地可享1%無上限CashBack!只要你的Mox戶口的活期結餘金額達HK$75,000或以上,於任何商戶用Mox Credit消費即可由1%升級至賺2% 無上限CashBack!</li> \t<li>指定CashBack商戶賺3% CashBack:推廣期期用Mox Credit於指定CashBack商戶消費賺3% CashBack&nbsp;,包括7-Eleven、萬寧、屈臣氏、OK便利店、 戶戶送Deliveroo、HKTaxi、Uber,Trip.com,HKT旗下指定商戶等(上限為HK$1,800現金回贈)</li> </ul>","<p><strong>全港首創,定期存款利息新賺法,賺里數或現金由你選擇!</strong></p> <ul> <li>Mox客戶用新資金開立定期存款,利息回報即時發放,兼可靈活自選賺取「亞洲萬里通」里數或現金,想點賺一切由你話事!</li> </ul> <p><strong>選擇里數作利息,可享低至HK$1.47存款賺1里數:</strong></p> <ul> <li>零等待:存款一刻即可取得全數里數,數目即時清楚顯示</li> <li>超簡單:存款,賺里數,完成。仲靠慢慢簽卡換里數?</li> <li>低門檻:少額存款一樣可以賺,最適合只差少少里數換機票的你</li> </ul> <table> <tbody> <tr> <td><strong>存款期</strong></td> <td><strong>「亞洲萬里通」里數年利率</strong></td> </tr> <tr> <td>6個月</td> <td>HK$5.56 = 1里</td> </tr> <tr> <td>12個月</td> <td>HK$2.5 = 1里</td> </tr> <tr> <td>24個月</td> <td>約HK$1.47 = 1里</td> </tr> </tbody> </table>","<p><strong>選擇現金作利息,可享高達</strong><strong>3.8%</strong><strong>定期存款年利率</strong><strong>:</strong></p> <ul> \t<li>6個月或以上的新資金定期存款的利息可即時發放</li> </ul> <table> \t<tbody> \t\t<tr> \t\t\t<td><strong>存款期</strong></td> \t\t\t<td><strong>特惠定期存款年利率</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td>6個月</td> \t\t\t<td>3.8%</td> \t\t</tr> \t\t<tr> \t\t\t<td>12個月</td> \t\t\t<td>3.4%</td> \t\t</tr> \t\t<tr> \t\t\t<td>24個月</td> \t\t\t<td>3.0%</td> \t\t</tr> \t</tbody> </table>","<strong>不設最低餘額要求</strong","<strong>客戶服務支援</strong> <ul> <li>Mox app的即時短訊或語音通話</li> <li>電郵</li> </ul>","CashBack直接存入Mox戶口,無需額外手續轉換積分","永久免年費"],"cons":["<ul> <li><a href=\"https://mox.com/static/Mox_Upfront_Interest_TD_Promotion_TnC.pdf\" target=\"_blank\">受Mox預付利息定期存款優惠條款及細則</a>及受<a href=\"https://mox.com/static/Mox_Asia_Miles_Time_Deposit_Tnc.pdf\" target=\"_blank\">亞洲萬里通里數定期存款優惠(2023年12月至2024年2月)條款及細則</a>約束。</li>定期存款的特惠年利率,將根據本行不時公佈的年利率,並以成功 <li>設立定期存款時的實際利率為準。存款利率將根據變化而不時調整,保留權利隨時更改利率優惠而無需另行通知,請於進行有關交易前到Mox app查詢最新利率優惠。如你要求於到期日前提取存款,你提前獲得的利息將從該定期存款本金中扣除。</li> </ul>","<strong>不設實體分行</strong> <ul> <li>可透過線上客戶服務及電郵聯絡</li> </ul>","受Mox Credit條款及細則和Mox Credit資料概要約束。","由2021年5月4日起,用Mox Credit所進行的合資格交易即享1%無上限CashBack。受Cashback條款及細則約束。有關現時的CashBack推廣優惠,你亦可瀏覽Mox網站「條款及細則」頁面中的CashBack 列表以了解更多詳請。","由2023年9月26日起,當你授權交易時於Mox的戶口之合資格活期存款戶口結餘(不包括定期存款戶口)為至少HK$75,000,以Mox Credit進行的合資格交易金額可獲得無上限2% CashBack。","由2023年9月26起,以Mox Credit於MasterCard Asia/Pacific (Hong Kong) Limited所釐定為「超市及雜貨店」之商戶進行的合資格交易金額可獲得無上限3% CashBack。 ","由2024年1月1日至12月31日,可於特選CashBack商戶以Mox Credit進行合資格交易獲得該消費金額之3% CashBack,上限為HK$1,800。 ","Mox Credit簽賬分期的收費將不定時作出更新,詳情請參閱簽賬分期產品資料概要。簽賬分期的實際年利率乃根據銀行營運守則載列的指引計算。實際年利率為一個參考利率,以年化利率展示出包括Mox Credit簽賬分期的所有適用基本利率、費用及收費。","受迎新Bonus推廣(2024年2月至3月)條款及細則約束。","受推廣條款及細則約束","<strong>開戶要求</strong> <ul> <li>必須年滿18歲或以上,並持有有效香港居民身份證</li> <li>擁有有效的香港居住地址及郵寄地址</li> </ul>","<strong>重要費用</strong> <table style=\"width: 100%; height: 150px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"width: 44.9784%; height: 50px;\"><strong>項目</strong></td> <td style=\"text-align: center; height: 50px; width: 54.1126%;\"> <p><strong>收費</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 44.9784%;\">客戶開戶未足3個月取消戶口</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">不適用</td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 44.9784%;\">郵寄月結單</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">每月HK$50</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 44.9784%;\">Mox Credit 年費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">不適用</td> </tr> </tbody> 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large;\"><strong></strong></span></li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":0,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"MINIMUM_MONTHLY_INCOME","display":"最低開戶金額"},"sortValue":0,"displayValue":"0","tooltip":null,"description":"","prefix":"HK$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"INTEREST_RATE","display":"活期利率"},"sortValue":-4500,"displayValue":"4.5","tooltip":null,"description":"完成指定Mox Bonus 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戶口","title":"HK.BA.MOXB0001.MOXACCOUNT","features":{"title":"Features","pros":["<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> <li>新客戶憑邀請碼<strong>「MHMOXFEB」</strong>&nbsp;開立Mox戶口並成功申請Mox Credit,無需簽賬可享限時獨家優惠 <strong>NESCAFÉ Dolce Gusto Genio S Plus 膠囊咖啡機(價值HK$1,390;顏色隨機) / BRUNO BOE065-PPK 電陶爐炆燒鍋 (價值$1,098) / Marshall Willen小型無線便攜喇叭 (價值HK$999) / HK$800 Apple 禮品卡 或 Trip.com 電子禮品卡</strong></li> </ul> <table style=\"height:151px; width:100%\"> <tbody> <tr> <td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td> <td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> <p>2024年3月1日中午12時至2024年3月31日下午6時</p> </td> <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">全新Mox客戶憑邀請碼「MHMOXFEB」經MoneyHero成功申請Mox Credit</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到Mox Bank發出的成功申請電郵(內有&ldquo;成功申請編號&rdquo;)後14日内</td> <td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> </tr> <tr> <td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年4月30日或之前</td> <td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批Mox 戶口及Mox Credit(批核以銀行系統紀錄為準)</td> </tr> </tbody> </table> <ul> <li>申請小貼士: <ul> <li>請於你的Mox Credit 獲批後收到Mox電郵後14日內,填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"T&amp;C link\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>申請前記得預備好手機及香港身份證!建議申請時一次過交齊所需文件,以加快批核程序。成功開戶及成功申請Mox Credit後的14個工作天內會收到Mox Bank發出的電郵,內有“成功申請編號(7位數)”(電郵會發送到你所登記Mox的電郵地址,如你尚未收到電郵,請檢查你的垃圾郵件匣)</li> <li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與Mox銀行無關</li> <li>優惠受<a href=\"https://moneyhero.link/cc-bka-mox-tnc-listing\" target=\"blank\">條款及細則</a>約束</li> </ul> </li> </ul>","<p><strong>Mox Bank 迎新優惠 - 開戶賺高達HK$800</strong></p> <ul> <li>由即日起至2024年3月31日,新客戶憑邀請碼<strong>「MHMOXFEB」</strong>成功開Mox戶口並申請Mox Credit, 於Mox Credit獲批核當日起計30天內,用Mox Credit累積合資格簽賬滿HK$800,Mox 就送<strong>HK$800現金獎賞</strong>!</li> <li>受<a href=\"https://mox.com/static/MHMOXFEB_Invitation_Code_Promotion_TnC.pdf\" target=\"_blank\">MHMOXFEB邀請碼推廣條款及細則</a>約束</li>","<p><strong>迎新優惠:新客戶享高達4.5%活期存款年利率! </strong></p> <ul><li>由即日起至2024年3月31日,新客戶憑邀請碼<strong>「MHMOXFEB」</strong>成功開Mox戶口,並於Mox活期存款戶口存入<strong>不多於HK$3,000,000存款</strong>,翌日即享<strong>高達4.5%活期存款年利率</strong>:<ul> <li>1.5%基本年利率:由2024年2月1日開始,所有Mox客戶,保證可享全城最高的 1.5% 港幣活存年利率,無門檻、無上限、無條件。</li> <li>1.5%迎新Bonus: 新客戶可以額外獲得迎新禮遇1.5%年利率 (HK$3,000,000或以下的存款)</li> <li>1.5%&nbsp;額外年利率: 開立Mox 投資戶口,於Mox投資戶口每月成功累積至少HK$10,000等值交易金額(於Mox投資及/或兌換貨幣都可以),即可於HK$3,000,000內的港元存款(於所有Mox戶口的存款,包括投資現金戶口)賺1.5%年利率,&nbsp;交易包括:<ul> <li>買入及賣出港股及美股交易(包括零碎股);</li> <li>淨買入基金的港元金額,即買入基金金額扣除賣出基金金額之餘額;或</li> <li>貨幣兌換交易</li> </ul> </li> <li>請到mox.com或Mox&nbsp;app查看詳情。&nbsp;</li> </ul> </li> <li>受<a href=\"https://mox.com/static/MHMOXFEB_Invitation_Code_Promotion_TnC.pdf\" target=\"_blank\">MHMOXFEB邀請碼推廣條款及細則</a>約束</li>","<p><strong>限時簽賬優惠:餐廳簽賬享低至HK$1/里</strong></p> <ul> <li>於2024年2月6日至2024年3月3日期間,只要透過 Mox app 註冊國泰會員賬戶及登記活動,用 Mox Credit於本地或海外任何實體餐廳簽賬即享以下賺里優惠: <ul> <li>於本地餐廳累積簽賬滿HK$3,000:1,000里(相等於HK$3/里)</li> <li>於海外餐廳累積簽賬滿HK$2,000:2,000里(相等於HK$1/里)</li> </ul> </li> <li>凡完成以上優惠即可自動參加大抽獎活動1次,最多有2次機會贏取<strong>日本來回機票一套(相等於25,000里)</strong></li> ","<p> <strong>Mox Bank X Trip.com 優惠 - Trip.com酒店及機票優惠高達9%獨家折扣</strong></p> <p> <strong>推廣日期</strong>:即日起至2024年3月17日</p> <p> <strong>酒店入住日期/機票出發日期</strong>︰即日起至2024年6月30日</p> <ul> <li>推廣期間,Mox客戶透過指定連結跳轉至Trip.com指定頁面預訂酒店或機票,用Mox Credit及以下優惠碼一簽即享獨家折扣,加上3%CashBack合共可賺高達9%及5.5%獨家折扣</li> <li><strong>優惠1</strong>: 預訂酒店憑優惠碼<strong>「MOXH」</strong>即享6%折扣(只適用於房價及稅項)</li> <li><strong>優惠2</strong>: 預訂機票憑優惠碼<strong>「MOXF」</strong>,該張訂單滿HK$2,000或以上即減HK$50,滿HK$4,000或以上即減HK$100(只適用於成人機票票價,不適用於稅項及其他附加費)</li> <li>詳情<a href=\"https://mox.com/zh/promotions/Trip/\" target=\"_blank\">按此</a></li> </ul>","<p><strong>Mox Credit推出CashBack全新賺法:消費賺無上限CashBack,真正「no cap」、不限消費類別、不限回贈金額!</strong></p> <ul> \t<li>全港各大超市消費賺3% 無上限 CashBack (包括:Donki、HKTVmall、一田、百佳、惠康、AEON等等)</li> \t<li>用Mox Credit作任何消費,隨時隨地可享1%無上限CashBack!只要你的Mox戶口的活期結餘金額達HK$75,000或以上,於任何商戶用Mox Credit消費即可由1%升級至賺2% 無上限CashBack!</li> \t<li>指定CashBack商戶賺3% CashBack:推廣期期用Mox Credit於指定CashBack商戶消費賺3% CashBack&nbsp;,包括7-Eleven、萬寧、屈臣氏、OK便利店、 戶戶送Deliveroo、HKTaxi、Uber,Trip.com,HKT旗下指定商戶等(上限為HK$1,800現金回贈)</li> </ul>","<p><strong>全港首創,定期存款利息新賺法,賺里數或現金由你選擇!</strong></p> <ul> <li>Mox客戶用新資金開立定期存款,利息回報即時發放,兼可靈活自選賺取「亞洲萬里通」里數或現金,想點賺一切由你話事!</li> </ul> <p><strong>選擇里數作利息,可享低至HK$1.47存款賺1里數:</strong></p> <ul> <li>零等待:存款一刻即可取得全數里數,數目即時清楚顯示</li> <li>超簡單:存款,賺里數,完成。仲靠慢慢簽卡換里數?</li> <li>低門檻:少額存款一樣可以賺,最適合只差少少里數換機票的你</li> </ul> <table> <tbody> <tr> <td><strong>存款期</strong></td> <td><strong>「亞洲萬里通」里數年利率</strong></td> </tr> <tr> <td>6個月</td> <td>HK$5.56 = 1里</td> </tr> <tr> <td>12個月</td> <td>HK$2.5 = 1里</td> </tr> <tr> <td>24個月</td> <td>約HK$1.47 = 1里</td> </tr> </tbody> </table>","<p><strong>選擇現金作利息,可享高達</strong><strong>3.8%</strong><strong>定期存款年利率</strong><strong>:</strong></p> <ul> \t<li>6個月或以上的新資金定期存款的利息可即時發放</li> </ul> <table> \t<tbody> \t\t<tr> \t\t\t<td><strong>存款期</strong></td> \t\t\t<td><strong>特惠定期存款年利率</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td>6個月</td> \t\t\t<td>3.8%</td> \t\t</tr> \t\t<tr> \t\t\t<td>12個月</td> \t\t\t<td>3.4%</td> \t\t</tr> \t\t<tr> \t\t\t<td>24個月</td> \t\t\t<td>3.0%</td> \t\t</tr> \t</tbody> </table>","<strong>不設最低餘額要求</strong","<strong>客戶服務支援</strong> <ul> <li>Mox app的即時短訊或語音通話</li> <li>電郵</li> </ul>","CashBack直接存入Mox戶口,無需額外手續轉換積分","永久免年費"],"cons":["<ul> <li><a href=\"https://mox.com/static/Mox_Upfront_Interest_TD_Promotion_TnC.pdf\" target=\"_blank\">受Mox預付利息定期存款優惠條款及細則</a>及受<a href=\"https://mox.com/static/Mox_Asia_Miles_Time_Deposit_Tnc.pdf\" target=\"_blank\">亞洲萬里通里數定期存款優惠(2023年12月至2024年2月)條款及細則</a>約束。</li>定期存款的特惠年利率,將根據本行不時公佈的年利率,並以成功 <li>設立定期存款時的實際利率為準。存款利率將根據變化而不時調整,保留權利隨時更改利率優惠而無需另行通知,請於進行有關交易前到Mox app查詢最新利率優惠。如你要求於到期日前提取存款,你提前獲得的利息將從該定期存款本金中扣除。</li> </ul>","<strong>不設實體分行</strong> <ul> <li>可透過線上客戶服務及電郵聯絡</li> </ul>","受Mox Credit條款及細則和Mox Credit資料概要約束。","由2021年5月4日起,用Mox Credit所進行的合資格交易即享1%無上限CashBack。受Cashback條款及細則約束。有關現時的CashBack推廣優惠,你亦可瀏覽Mox網站「條款及細則」頁面中的CashBack 列表以了解更多詳請。","由2023年9月26日起,當你授權交易時於Mox的戶口之合資格活期存款戶口結餘(不包括定期存款戶口)為至少HK$75,000,以Mox Credit進行的合資格交易金額可獲得無上限2% CashBack。","由2023年9月26起,以Mox Credit於MasterCard Asia/Pacific (Hong Kong) Limited所釐定為「超市及雜貨店」之商戶進行的合資格交易金額可獲得無上限3% CashBack。 ","由2024年1月1日至12月31日,可於特選CashBack商戶以Mox Credit進行合資格交易獲得該消費金額之3% CashBack,上限為HK$1,800。 ","Mox Credit簽賬分期的收費將不定時作出更新,詳情請參閱簽賬分期產品資料概要。簽賬分期的實際年利率乃根據銀行營運守則載列的指引計算。實際年利率為一個參考利率,以年化利率展示出包括Mox Credit簽賬分期的所有適用基本利率、費用及收費。","受迎新Bonus推廣(2024年2月至3月)條款及細則約束。","受推廣條款及細則約束","<strong>開戶要求</strong> <ul> <li>必須年滿18歲或以上,並持有有效香港居民身份證</li> <li>擁有有效的香港居住地址及郵寄地址</li> </ul>","<strong>重要費用</strong> <table style=\"width: 100%; height: 150px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"width: 44.9784%; height: 50px;\"><strong>項目</strong></td> <td style=\"text-align: center; height: 50px; width: 54.1126%;\"> <p><strong>收費</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 44.9784%;\">客戶開戶未足3個月取消戶口</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">不適用</td> </tr> <tr> <td style=\"border-top: 1px solid #ededed; width: 44.9784%;\">郵寄月結單</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">每月HK$50</td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 44.9784%;\">Mox Credit 年費</td> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; width: 54.1126%;\">不適用</td> </tr> </tbody> </table>","須受Mox免責聲明約束。"]},"eligibility":[{"type":{"key":"MINIMUM_MONTHLY_INCOME","display":"最低開戶金額"},"value":"0","description":{"shortDescription":"HK$0","longDescription":null,"tooltip":null}}],"enableCountdown":false,"enableFlipBanner":false,"documents":null,"disclaimer":null,"applicationProcess":[{"type":null,"data":""}],"fees":[],"productPrivileges":null,"interestRateTiers":null,"imageOrientation":null}, hs_created_at=1709266367779, hs_is_edited=false, hs_deleted_at=0, productname=Mox 戶口, hs_name=, hs_updated_by_user_id=60412388}, id=59168070093, table_id=4701663, table_name=product_moneyhero})

livi bank liviSave

livi bank liviSave

最低開戶金額

HK$
0

活期利率

1
%
首HK$50,000或以下

開戶獎賞

HK$
1,000

獎勵

【7月31日截止】新客戶以邀請碼「MHERO#1000$」成功開戶及以livi PayLater消費滿HK$1,000,可賺HK$1,000現金獎賞
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bank"},"description":{"shortDescription":["使用livi PayLater Mastercard®於多間指定商戶享獨家8%現金回贈","分期消費靈活自選期數,可選擇3-60個月還款期"]},"productName":"livi bank liviSave","title":"HK.BA.LIVI0001.LIVISAVE","features":{"title":"Features","pros":["<p><strong>MoneyHero獨家優惠 - 高達HK$1,000現金獎賞</strong></p> <ul> <li>2023年7月1日至7月31日,全新livi客戶(合資格客戶)成功使用MoneyHero指定邀請碼「<strong>MHERO#1000$</strong>」開立liviSave戶口及成功申請livi PayLater,並於2023年8月19日前以livi PayLater Mastercard累積分期消費滿HK$1,000或以上, 可賺HK$1,000現金獎賞</li> </ul>","<p><strong>livi PayLater Mastercard&reg; - 靈活分期,由你話事!消費﹑套現,即時分!</strong></p> <p>分期消費:</p> <ul> <li>用livi PayLater Mastercard 任何消費,一簽自動分期</li> <li>推廣期內分期3個月全期免息</li> <li>靈活自選期數,可選擇3-60個月還款期</li> <li>全程於App內辦妥,由申請到批核,最快2分鐘</li> </ul> <p>分期套現:&nbsp;</p> <ul> <li>輕鬆套現,即時過數:毋須任何文件,一鍵輕鬆套現,現金即時轉至你的liviSave賬戶。</li> <li>靈活自選3-60個月還款期</li> </ul> <p>一次申請,循環提取現金:成功申請PayLater後,可隨時於貸款額循環提取現金,無需再批核</p>","<p><strong>livi PayLater Mastercard&reg; 指定商戶現金回贈 </strong></p> <p>使用livi PayLater Mastercard於指定商戶享獨家 8% 現金回贈 及 / 或更多額外獎賞,部分商戶更可享長達12個月的免息分期:</p> <ul> <li>於豐澤官方網上商店消費,可享8%現金回贈及6個月免息分期;單次購物滿HK$2,500或以上,可享HK$200現金回贈</li> <li>於Nike官方網店消費,可享8%現金回贈及3個月免息分期;於Nike香港官方網站及/或APP 合資格購買2件或以上指定優惠貨品,輸入優惠碼「LIVI20OFF」可享8折優惠折扣</li> <li>於BBE門市及網店消費,可享8%現金回贈及12個月免息分期;單次消費滿HK$10,000或以下,可享HK$300現金回贈 </li> <li>於IKEA網店或實體店消費,可享8%現金回贈(適用於網店及實體店)及12個月分期免手續費</li> </ul>","<p><strong>livi 旅遊優惠 - 以livi PayLater Mastercard&reg;簽賬享高達8%現金回贈</strong></p> <ul> <li>於Agoda, Expedia, Hotel.com, KKday, Klook及Trip.com分期付款,可享8%現金回贈及3個月或以上免息分期</li> </ul>","<p><strong>liviSave - 特惠存款年利率</strong></p> <ul> <li><span style=\"font-weight: 400;\">港元存款 - 高達1%年利率 - 首HK$50,000或以下之存款享1%年利率;其後HK$50,000以上至HK$500,000之存款獲0.4%年利率;餘額之存款享0.01%年利率</span></li> <li><span style=\"font-weight: 400;\">人民幣存款 - 高達1.5%年利率 - 首</span><span style=\"font-weight: 400;\">CNY&yen;</span><span style=\"font-weight: 400;\">1,000,000或以下之存款享1.5%年利率;餘額之存款享0.25%年利率</span></li> <li><span style=\"font-weight: 400;\">美元存款 - 1%年利率</span></li> <li><span style=\"font-weight: 400;\">可隨時利用livi app查看最新年利率</span></li> </ul>","<p><strong>livi</strong><strong>「賞宇宙」</strong><strong>- </strong><strong>完成任務人人有賞,可獲高達</strong><strong>100%</strong><strong>現金回贈</strong></p> <ul> <li>「賞宇宙」讓你日常理財好玩又過癮,更有現金獎賞、電子優惠券、NFT和更多獎賞等住你。只需完成你的特別任務,就可贏不同精彩獎賞!</li> <li>更有機會搖許願樹,一搖即刻有獎,可獲高達100%現金回贈。</li> </ul>","<p><strong>livi </strong><strong>銀聯二維碼跨境支付,一碼通行中港澳</strong></p> <ul> <li>用 livi 銀聯二維碼跨境支付新功能,認住銀聯二維碼標誌,線下輕鬆食買玩勻內地和澳門</li> <li>和在港使用銀聯二維碼一樣,由連鎖店到小商戶,各式消費一掃即付;不單無內地澳門交易手續費,以港幣結算兼享特惠人民幣兌換率</li> </ul>","<p><strong>livi app - 隨時提款、繳費、儲錢、轉賬及購物</strong></p> <ul> <li><span style=\"font-weight: 400;\">全新liviScan功能 - 一掃包辦自動櫃員機提款、繳費、轉賬及購物</span></li> <li>二維碼提款﹕於全港所有中銀香港及其他支援此服務的自動櫃員機,只需透過livi App掃描提款二維碼並通過安全認證,即可提款</li> <li>客戶可透過livi App掃描各類賬單上的「轉數快」二維碼向商戶和個人進行轉賬</li> <li>livi銀聯二維碼掃描支付﹕在全港超過2,500個商戶,以及香港「智慧出行」計劃下的停車收費錶,透過livi App掃描銀聯二維碼即可完成付款</li> <li>隨時隨地儲錢,賺取利息</li> <li>可利用「轉數快」<span>進行</span><span>即時港幣轉賬、小額轉賬、預設轉賬及快速存入,將資金靈活調配</span></li> </ul>","<p><strong>livi </strong><strong>Mastercard&reg; </strong><strong>及銀聯消費優惠</strong></p> <ul> <li>立即更新 livi app ,livi 賞買區全新登陸!賺盡大熱消費獎賞及70+ 間商戶優惠!整合livi Mastercard&reg; 及 livi 銀聯二維碼所有消費優惠,一眼睇清,消費更著數!</li> <li>livi PayLater於指定商戶分期消費高達8%現金回贈</li> <li>livi Mastercard&reg; 及 livi 銀聯二維碼一律1%現金回贈</li> <li>livi 銀聯二維碼 一掃即付中港通行,$0交易費用</li> </ul>","<strong>不設最低結餘門檻</strong>","<p><strong>24小時客戶服務支援,不設實體分行</strong></p> <ul> <li>livi app的Live Chat即時對話</li> <li>livi app的意見反應版面</li> <li>電郵及電話</li> </ul>"],"cons":["<strong>開戶要求</strong> <ul> <li>必須年滿18歲或以上,並持有有效香港居民身份證</li> <li>確保你的手提電話須支援iOS 10.0或以上或Android 7.0或以上的版本,並配有前後攝像鏡頭</li> </ul>","<p><strong>受條款及細則約束</strong></p> <ul> <li>8% 現金回贈適用於以 livi PayLater Mastercard&reg; 於指定商戶進行的每曆月首HK$1,250 合資格交易;1% 現金回贈則適用於以 livi PayLater Mastercard / livi Debit Mastercard / livi 銀聯二維碼於進行的每曆月首HK$10,000 的所有合資格交易。客戶不會在一單 livi PayLater 合資易交易上同時享有 8% 現金回贈及 1% 現金回贈。受條款及細則 - livi PayLater Mastercard 8% 現金回贈獎賞及 livi 1% 消費現金回贈獎賞約束。​</li> <li>分期豁免手續費/免息優惠只適用於推廣期內選擇3個月消费分期之客戶,6個月或以上之消费分期並不享有豁免手續費/免息優惠。實際手續費/利息取決於客戶的貸款金額、信用等級以及livi考慮的其他因素。​</li> <li>在個別情況下,客戶或需要支付利息及其他收費。請於livi 網站或手機應用程式參閱livi PayLater產品資料概要、有關條款及細則及相關備註。livi PayLater 為信貸產品。借定唔借?還得到先好借。</li> <li>獎賞將於合資格客戶完成整筆指定累積金額交易的第一期分期還款之後的60日內存入其 liviSave 戶口。</li> <li>「現在遊」保障計劃由中銀集團保險承保。Livi Bank Limited以中銀集團保險的委任保險代理機構身份分銷一般保險產品。</li> </ul>","<p>全新客戶 livi PayLater 迎新獎賞條款及細則:<u><a href=\"https://bit.ly/3QJ44SC\">https://bit.ly/3QJ44SC</a></u><br /><br />首次 livi PayLater「分期套現」獎賞條款及細則:<u><a href=\"https://bit.ly/3KpLQFV\">https://bit.ly/3KpLQFV</a></u></p> <ul> <li>獎賞發放時,合資格客戶的liviSave賬戶必須被livi認為處於有效及良好的狀態</li> <li>獎賞不適用於livi的現有客戶或在申請開立liviSave賬戶的日期之前 12 個月內,曾經在livi持有liviSave賬戶的客戶</li> </ul>","<strong>重要費用</strong> <table style=\"width: 100%;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50 px; width: 40%;\"><strong>項目</strong></td> <td style=\"text-align: center; height: 50px;\"> <p><strong>收費</strong></p> </td> </tr> <tr style=\"height: 50px;\"> <td 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或更多額外獎賞,部分商戶更可享長達12個月的免息分期:</p> <ul> <li>於豐澤官方網上商店消費,可享8%現金回贈及6個月免息分期;單次購物滿HK$2,500或以上,可享HK$200現金回贈</li> <li>於Nike官方網店消費,可享8%現金回贈及3個月免息分期;於Nike香港官方網站及/或APP 合資格購買2件或以上指定優惠貨品,輸入優惠碼「LIVI20OFF」可享8折優惠折扣</li> <li>於BBE門市及網店消費,可享8%現金回贈及12個月免息分期;單次消費滿HK$10,000或以下,可享HK$300現金回贈 </li> <li>於IKEA網店或實體店消費,可享8%現金回贈(適用於網店及實體店)及12個月分期免手續費</li> </ul>","<p><strong>livi 旅遊優惠 - 以livi PayLater Mastercard&reg;簽賬享高達8%現金回贈</strong></p> <ul> <li>於Agoda, Expedia, Hotel.com, KKday, Klook及Trip.com分期付款,可享8%現金回贈及3個月或以上免息分期</li> </ul>","<p><strong>liviSave - 特惠存款年利率</strong></p> <ul> <li><span style=\"font-weight: 400;\">港元存款 - 高達1%年利率 - 首HK$50,000或以下之存款享1%年利率;其後HK$50,000以上至HK$500,000之存款獲0.4%年利率;餘額之存款享0.01%年利率</span></li> <li><span style=\"font-weight: 400;\">人民幣存款 - 高達1.5%年利率 - 首</span><span style=\"font-weight: 400;\">CNY&yen;</span><span style=\"font-weight: 400;\">1,000,000或以下之存款享1.5%年利率;餘額之存款享0.25%年利率</span></li> <li><span style=\"font-weight: 400;\">美元存款 - 1%年利率</span></li> <li><span style=\"font-weight: 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天星 儲蓄戶口

天星 儲蓄戶口

最低開戶金額

HK$
0

活期利率

5
%
首HK$20,000(新客戶)

開戶獎賞

不適用
更多資訊
隱藏信息
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table_id=4701663, table_name=product_moneyhero})

 

虛擬銀行私人貸款比較

天星銀行Airstar 私人分期貸款

天星銀行Airstar 私人分期貸款

最高貸款額

HK$100萬/月薪12倍

還款期

6 - 60個月

手續費

0%

獎勵

高達HK$9,799獎賞,包括MoneyHero獨家 高達HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store禮品卡 / 超市現金券;及HK$400貸款現金券!2024年1月31日截止!
  • 貸款成功批核後記得按此及7日內填妥「獎賞換領表格」
  • 利用大數據分析作審批,無須入息證明及住址證明
  • 申請免手續費、行政費;提前還款免手續費

🥇【全城最高優惠保證】保證MoneyHero獨家優惠比其他平台高,如果你成功經MoneyHero申請後發現其他平台有更高優惠,可以申請以現金券形式補回差額!即睇詳情

更多資訊
隱藏信息
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x 7 由申請至貸款過數,最快5分鐘完成"]},"productName":"天星銀行Airstar 私人分期貸款","title":"HK.PL.AIRS0001.PERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero 獨家優惠1】高達HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store禮品卡 / 超市現金券</strong></p> <ul> \t<li>2024年1月2日至2024年1月31日,經MoneyHero成功申請貸款指定金額, 可獲獨家優惠 - 高達HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store 禮品卡 / 超市現金券</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPhone 15 Pro 256GB(價值HK$9,399)</li>\t\t<li>HK$8,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t<li>Lenovo Legion go 8APU1 (價值HK$6,498)</li>\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPad mini Wi‑Fi 256GB (價值HK$5,199) </li>\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t\t\t</tbody> </table>","<p><strong>【MoneyHero 獨家優惠2】HK$400貸款現金券</strong></p> <ul> <li>HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上</li> <li>推廣期:即日起至2024年3月31日</li> <li>受<a href=\"https://www.airstarbank.com/apph5/dynamic.html?code=loan.invitecode.tnc.moneyhero&lang=zh_HK&r=1643342609967&theme=null\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠1】60日免息免供還款假期</strong></p> <ul> <li>由2024年1月1日至2024年3月31日期間 ,合資格客戶需於推廣期內經天星銀行手機程式成功遞交貸款申請並提取貸款,並於「最終批核結果」頁面自行選擇參加「60日免息免供」,方可享有優惠</li> <li>合資格客戶在推廣期內提取貸款額不超過 HK$50,000 的私人貸款,貸款的首個供款日會延長至由貸款提取日計起的 2 個月後,即提取貸款後首 60 天不需供款</li> <li>如客戶於首個供款日之前提早全數清還貸款,客戶不用支付任何利息而只需償還貸款的本金</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt16eb2a7a1758e69d/6586fde13ea361043657552c/60_days_Interest_and_Repayment_Free_Promotion_TnC_(Chi)_20240331_Final_(2).pdf\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠2】客戶貸款推薦優惠 - HK$400現金回贈</strong></p> <ul> <li>由即日起至2024年3月31日期間 ,現有客戶需於推廣期內經本行手機應用程式推薦親友於推廣期內成功申請及提取貸款,親友所提取的貸款額必須為HK$50,000或以上,還款期達12個月或以上</li> <li>被推薦人必須於申請貸款時,輸入推薦人的邀請碼。推薦人不能推薦自己成為被推薦人,推薦人與被推薦人不可互相推薦</li> <li>每1名被推薦人於推廣期內成功申請並提取貸款後,推薦人可獲HK$400現金回贈</li> <li>被推薦人於推廣期內成功申請並提取貸款後,可獲HK$400現金回贈</li> <li>現金回贈將於提取貸款日起90天內存入推薦人及被推薦人的港幣儲蓄賬戶</li> <li>推薦人及被推薦人需於現金回贈存入時,仍持有本行有效及狀況正常的港幣儲蓄賬戶</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltce39b32fcf601fb8/6586fde11a81661f1eb090ae/MGM_Offer_Terms_and_Conditions_(Chi)_20240331.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>星級實際年利率低至1.58%</li> <li>24 x 7 由申請至貸款過數,最快5分鐘完成</li> <li>利用大數據分析作審批,無須入息證明及住址證明</li> <li>申請免手續費、行政費;提前還款免手續費</li> <li>貸款額高達月薪12倍或HK$1,000,000(以較低者為準)</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/airstart/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民)</li> <li><strong>領取MoneyHero獨家優惠:</strong> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li><strong>貸款成功批核後,請<a href=\"https://moneyhero.link/airstar-personal-instalment-loan-pl-zh-result-page\" target=\"_blank\" rel=\"noopener\">按此</a>及7日內</strong>填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格。<br /> <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>受<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/6186243795865 \" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul> </li> </ul> </li> <li> <p>申請天星銀行Airstar 私人分期貸款步驟</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\" colspan=\"2\"><strong>步驟</strong></td> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\"><strong>注意事項</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 10%; text-align: center;\">1</td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\"> <p>經<span lang=\"EN-US\">MoneyHero</span>「立即申請」後,前往天星銀行Airstar 網站登記頁面</p> </td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li>輸入手機號碼及進行驗證,以完成登記</li> <li>下載天星銀行Airstar 手機應用程式</li> </ul> </td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 10%;\">&nbsp;2</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\">進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li style=\"font-weight: 400;\">請準備手機、身份證、電郵地址</li> <li style=\"font-weight: 400;\">按指示掃描身份證及你的樣貌</li> </ul> </td> </tr> </tbody> </table> </li> <li>客戶需於現金回贈存入時,持有天星銀行有效及狀況正常的港幣儲蓄賬戶</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)。獲批核的實際年利率由天星銀行最終決定</li> <li>實際年利率由1.58%至35.81%,還款期由6個月至60個月。假設貸款額為港幣800,000及還款期為12個月,實際年利率為1.58%,貸款之總還款額為HK$806,819.66(豁免手續費)。以上例子只供參考。</li> <li>審批時間視乎實際情況而定,天星銀行保留最終審批權利</li> <li>受條款及細則約束,詳情請参閱天星銀行網頁。</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 下載天星銀行airstar手機程式<br>2. 於首頁按「貸款」<br>3.&nbsp;以手機號碼完成註冊,提交貸款申請並獲得初步審批結果"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 身份證<br>2. 最近一至三個月薪金證明,例如:糧單、評稅通知書、出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)\n<br>3. 最近三個月住址證明,例如:電費單或銀行月結單\n<br>4. 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x 7 由申請至貸款過數,最快5分鐘完成"]},"productName":"天星銀行Airstar 私人分期貸款","title":"HK.PL.AIRS0001.PERSONALLOAN","features":{"title":"Features","pros":["<p><strong>【MoneyHero 獨家優惠1】高達HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store禮品卡 / 超市現金券</strong></p> <ul> \t<li>2024年1月2日至2024年1月31日,經MoneyHero成功申請貸款指定金額, 可獲獨家優惠 - 高達HK$9,399 iPhone 15 Pro 256GB / HK$8,000 Apple Store 禮品卡 / 超市現金券</li> </ul> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$800,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPhone 15 Pro 256GB(價值HK$9,399)</li>\t\t<li>HK$8,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 至 HK$799,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t<li>Lenovo Legion go 8APU1 (價值HK$6,498)</li>\t\t\t<li>HK$6,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPad mini Wi‑Fi 256GB (價值HK$5,199) </li>\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000 至 HK$199,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$2,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t\t\t</tbody> </table>","<p><strong>【MoneyHero 獨家優惠2】HK$400貸款現金券</strong></p> <ul> <li>HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上</li> <li>推廣期:即日起至2024年3月31日</li> <li>受<a href=\"https://www.airstarbank.com/apph5/dynamic.html?code=loan.invitecode.tnc.moneyhero&lang=zh_HK&r=1643342609967&theme=null\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠1】60日免息免供還款假期</strong></p> <ul> <li>由2024年1月1日至2024年3月31日期間 ,合資格客戶需於推廣期內經天星銀行手機程式成功遞交貸款申請並提取貸款,並於「最終批核結果」頁面自行選擇參加「60日免息免供」,方可享有優惠</li> <li>合資格客戶在推廣期內提取貸款額不超過 HK$50,000 的私人貸款,貸款的首個供款日會延長至由貸款提取日計起的 2 個月後,即提取貸款後首 60 天不需供款</li> <li>如客戶於首個供款日之前提早全數清還貸款,客戶不用支付任何利息而只需償還貸款的本金</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/blt16eb2a7a1758e69d/6586fde13ea361043657552c/60_days_Interest_and_Repayment_Free_Promotion_TnC_(Chi)_20240331_Final_(2).pdf\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠2】客戶貸款推薦優惠 - HK$400現金回贈</strong></p> <ul> <li>由即日起至2024年3月31日期間 ,現有客戶需於推廣期內經本行手機應用程式推薦親友於推廣期內成功申請及提取貸款,親友所提取的貸款額必須為HK$50,000或以上,還款期達12個月或以上</li> <li>被推薦人必須於申請貸款時,輸入推薦人的邀請碼。推薦人不能推薦自己成為被推薦人,推薦人與被推薦人不可互相推薦</li> <li>每1名被推薦人於推廣期內成功申請並提取貸款後,推薦人可獲HK$400現金回贈</li> <li>被推薦人於推廣期內成功申請並提取貸款後,可獲HK$400現金回贈</li> <li>現金回贈將於提取貸款日起90天內存入推薦人及被推薦人的港幣儲蓄賬戶</li> <li>推薦人及被推薦人需於現金回贈存入時,仍持有本行有效及狀況正常的港幣儲蓄賬戶</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltce39b32fcf601fb8/6586fde11a81661f1eb090ae/MGM_Offer_Terms_and_Conditions_(Chi)_20240331.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>星級實際年利率低至1.58%</li> <li>24 x 7 由申請至貸款過數,最快5分鐘完成</li> <li>利用大數據分析作審批,無須入息證明及住址證明</li> <li>申請免手續費、行政費;提前還款免手續費</li> <li>貸款額高達月薪12倍或HK$1,000,000(以較低者為準)</li> </ul>","<em><span style=\"text-decoration: underline;\">為什麼貸款申請被拒?有什麼解決方法?立即了解提升貸款成功率!</span></em><br />MoneyHero貸款專家:<a class=\"product-panel-trackable\" href=\"https://www.moneyhero.com.hk/blog/zh/借唔到錢-貸款被拒-貸款額低-利息高-原因-解決方法\" ga-category=\"personal-loan\" ga-action=\"product panel - clicked\" ga-label=\"/rp/7th/airstart/pl\" target=\"_blank\">【借唔到錢?】拆解貸款被拒之謎,6招解決困擾</a>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民)</li> <li><strong>領取MoneyHero獨家優惠:</strong> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li><strong>貸款成功批核後,請<a href=\"https://moneyhero.link/airstar-personal-instalment-loan-pl-zh-result-page\" target=\"_blank\" rel=\"noopener\">按此</a>及7日內</strong>填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格。<br /> <ul> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> <li>受<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/6186243795865 \" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul> </li> </ul> </li> <li> <p>申請天星銀行Airstar 私人分期貸款步驟</p> <table style=\"width: 100%;\"> <tbody> <tr> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\" colspan=\"2\"><strong>步驟</strong></td> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\"><strong>注意事項</strong></td> </tr> <tr> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 10%; text-align: center;\">1</td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\"> <p>經<span lang=\"EN-US\">MoneyHero</span>「立即申請」後,前往天星銀行Airstar 網站登記頁面</p> </td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li>輸入手機號碼及進行驗證,以完成登記</li> <li>下載天星銀行Airstar 手機應用程式</li> </ul> </td> </tr> <tr> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 10%;\">&nbsp;2</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\">進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li style=\"font-weight: 400;\">請準備手機、身份證、電郵地址</li> <li style=\"font-weight: 400;\">按指示掃描身份證及你的樣貌</li> </ul> </td> </tr> </tbody> </table> </li> <li>客戶需於現金回贈存入時,持有天星銀行有效及狀況正常的港幣儲蓄賬戶</li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用)。獲批核的實際年利率由天星銀行最終決定</li> <li>實際年利率由1.58%至35.81%,還款期由6個月至60個月。假設貸款額為港幣800,000及還款期為12個月,實際年利率為1.58%,貸款之總還款額為HK$806,819.66(豁免手續費)。以上例子只供參考。</li> <li>審批時間視乎實際情況而定,天星銀行保留最終審批權利</li> <li>受條款及細則約束,詳情請参閱天星銀行網頁。</li> <li>借定唔借?還得到先好借!</li> </ul>"]},"eligibility":[],"offers":null,"enableCountdown":false,"enableFlipBanner":false,"termsAndConditions":"","disclaimer":null,"requirements":{"criteriaDetails":[],"citizenship":[],"employmentType":null,"applicationConfirmationEmail":"","eligibleOccupations":[],"businessPriority":false,"productPrescore":0.0},"applicationProcess":[{"type":{"key":"STEPS_TO_APPLY","display":"流程步驟"},"data":"1. 下載天星銀行airstar手機程式<br>2. 於首頁按「貸款」<br>3.&nbsp;以手機號碼完成註冊,提交貸款申請並獲得初步審批結果"},{"type":{"key":"REQUIRED_DOCUMENTS","display":"所需文件"},"data":"1. 身份證<br>2. 最近一至三個月薪金證明,例如:糧單、評稅通知書、出糧戶口月結單或存摺(附有申請人姓名及賬戶號碼)\n<br>3. 最近三個月住址證明,例如:電費單或銀行月結單\n<br>4. 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天星銀行Airstar 貸款一筆清

天星銀行Airstar 貸款一筆清

最高貸款額

HK$200萬/月薪21倍

還款期

6 - 72個月

手續費

0%

獎勵

高達HK$26,599獎賞,包括MoneyHero獨家 高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券及HK$400貸款現金券!2024年1月31日截止!
  • 貸款成功批核後記得按此及7日內填妥「獎賞換領表格」
  • 迎新優惠: 高達HK$16,800現金回贈
  • 提前還款免手續費
更多資訊
隱藏信息
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貸款一筆清","title":"HK.PL.AIRS0002.DEBTCONSOLIDATION","features":{"title":"Features","pros":["<p><strong>【MoneyHero 獨家優惠1】高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券</strong><br /> 客戶由即日起至2024年1月31日,於推廣期內經本網申請天星銀行貸款一筆清,可獲高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券:</p> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPhone 15 Pro 256GB(價值HK$9,399)</li>\t\t<li>HK$8,500 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$400,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t<li>iPad mini Wi‑Fi 256GB (價值HK$5,199) </li>\t\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$3,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t \t\t\t\t</tbody> </table> ","<p><strong>【MoneyHero 獨家優惠2】HK$400貸款現金券</strong></p> <ul> <li>HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上</li> <li>推廣期:即日起至2024年3月31日</li> <li>受<a href=\"https://www.airstarbank.com/apph5/dynamic.html?code=loan.invitecode.tnc.moneyhero&lang=zh_HK&r=1643342609967&theme=null\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠1】高達HK$16,800現金回贈</strong><br />客戶由即日起至2024年3月31日期間,於推廣期內經MoneyHero申請天星銀行貸款一筆清的全新合資格客戶,可獲高達HK$16,800現金回贈:</p> <table style=\"width: 100%; height: 270px;\"> <tbody> <tr> <td style=\"width: 15.8142%; text-align: left;\"><strong>&nbsp;</strong></td> <td style=\"width: 34.1858%; text-align: left;\" colspan=\"2\"><strong>還款期及天星銀行迎新優惠</strong><strong><br /></strong></td> </tr> <tr style=\"height: 36px;\"> <td style=\"height: 36px; width: 15.8142%; text-align: left;\"><strong>貸款金額</strong></td> <td style=\"width: 17.3017%; height: 36px; text-align: left;\"><strong>24個月 / 36個月</strong></td> <td style=\"width: 16.8841%; text-align: left;\"><strong>48個月 / 60個月 / 72個月</strong></td> </tr> <tr style=\"height: 36px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$200,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$2,500現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$5,000現金回贈</td> </tr> <tr style=\"height: 36px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$3,400現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$6,800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$800,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$5,000現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$10,000現金回贈</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$1,000,000 至 HK$1,199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$6,900現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; height: 36px; text-align: left;\">HK$13,800現金回贈</td> </tr> <tr style=\"height: 36px;\"> <td style=\"height: 36px; border-top: 1px solid #a9a9a9; width: 15.8142%; text-align: left;\">HK$1,200,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$8,400現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$16,800現金回贈</td> </tr> </tbody> </table> <ul> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltcae1d89ed76ff919/6586fde01f89523ca5912289/Debt_Consolidation_Loan_Promotion_Offer_TnC_(Chi)_20240331_Final.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠2】客戶貸款推薦優惠 - HK$400現金回贈</strong></p> <ul> <li>由即日起至2024年3月31日期間 ,現有客戶需於推廣期內經本行手機應用程式推薦親友於推廣期內成功申請及提取貸款,親友所提取的貸款額必須為HK$50,000或以上,還款期達12個月或以上</li> <li>被推薦人必須於申請貸款時,輸入推薦人的邀請碼。推薦人不能推薦自己成為被推薦人,推薦人與被推薦人不可互相推薦</li> <li>每1名被推薦人於推廣期內成功申請並提取貸款後,推薦人可獲HK$400現金回贈</li> <li>被推薦人於推廣期內成功申請並提取貸款後,可獲HK$400現金回贈</li> <li>現金回贈將於提取貸款日起90天內存入推薦人及被推薦人的港幣儲蓄賬戶</li> <li>推薦人及被推薦人需於現金回贈存入時,仍持有本行有效及狀況正常的港幣儲蓄賬戶</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltce39b32fcf601fb8/6586fde11a81661f1eb090ae/MGM_Offer_Terms_and_Conditions_(Chi)_20240331.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>還款額扣減高達HK$6,000</li> <li>總利息支出節省高達91%</li> <li>總貸款額高達月薪21倍,提取現金部份高達月薪12倍</li> <li>提取貸款免手續費及行政費</li> <li>提前還款免手續費</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民)</li> <li>申請天星銀行Airstar 貸款一筆清步驟 <table style=\"width: 100%; height: 150px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\" colspan=\"2\"><strong>步驟</strong></td> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\"><strong>注意事項</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 10%; text-align: center;\">1</td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\"> <p>經<span lang=\"EN-US\">MoneyHero</span>「立即申請」後,前往天星銀行Airstar 網站登記頁面</p> </td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li>輸入手機號碼及進行驗證,以完成登記</li> <li>下載天星銀行Airstar 手機應用程式</li> </ul> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 10%;\">&nbsp;2</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\">進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li style=\"font-weight: 400;\">請準備手機、身份證、電郵地址</li> <li style=\"font-weight: 400;\">按指示掃描身份證及你的樣貌</li> </ul> </td> </tr> </tbody> </table> </li> <li> <p><strong>領取MoneyHero獨家優惠:</strong></p> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li><strong>貸款成功批核後</strong>,<strong>請<a href=\"https://moneyhero.link/airstar-bank-debt-consolidaiton-loan-pl-zh-rp\" target=\"_blank\" rel=\"noopener\">按此</a></strong><strong>及7日內</strong>填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格</li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> </ul> </li> <li>HK$400貸款現金券:將以現金回贈方式於客戶成功提取貸款日起90天內,存入其天星銀行的港幣儲蓄賬戶</li> </ul> </li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利 率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用 )。獲批核的實際年利率由天星銀行最終決定</li> <li>實際年利率由2.99%至35.81%,還款期由6期至72期。假設貸款額為HK$200,000及還款期為72期,實際年利率為2.99%,貸款之總還款額為HK$218,467.02(豁免手續費)。以上例子只供參考,詳情請參閱條款及細則</li> <li>節省利息例子是假設總結欠金額全數為信用卡結欠HK$200,000,並以一般信用卡年利率30%、每月只繳付信用卡結欠的5%或HK$50(以較高者為準)計算,實際年利率為34.49%,每月還款額HK$8,952,全期總利息支出HK$209,404。而天星銀行貸款一筆清以年利率2.95%及 還款期72期計算,實際年利率為2.99%,每期還款額HK$3,034,全期總利息支出HK$18,467。 以上例子的平均每期還款額及全期總利息支出已被約至整數。以上例子只供參考</li> <li>受條款及細則約束,詳情請参閱天星銀行網頁。</li> <li>借定唔借?還得到先好借!</li> 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no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, product_singsaver={product=Optional.empty, comparables=[MINIMUM_ANNUAL_INCOME, CASHBACK_LOCAL, ANNUAL_FEE], ad_hoc_comparables=[], reorder_comparables=[], cta_button={show=true, url={url={type=EXTERNAL, content_id=null, href=}, open_in_new_tab=true, no_follow=false, sponsored=false, user_generated_content=false, rel=noopener}}}, promotional={display_within_collapsible=false, show_banner=true, show_promotional_in_card=true}, static_text={cta_button_label=官網申請, see_less=隱藏信息, see_more=更多資訊, cta_button_subtext=, rewards=獎勵, yes=Yes, no=No, day=Day, days=Days}, style={theme=mars, primary={color=#00AAFB, opacity=100, rgba=rgba(0, 170, 251, 1), rgb=rgb(0, 170, 251), hex=#00AAFB, css=#00AAFB}, call_to_action_background={color=#F97316, opacity=100, rgba=rgba(249, 115, 22, 1), rgb=rgb(249, 115, 22), hex=#F97316, css=#F97316}, call_to_action_color={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, call_to_action_subtext_color={color=#687076, opacity=100, rgba=rgba(104, 112, 118, 1), rgb=rgb(104, 112, 118), hex=#687076, css=#687076}, summary_section_label={color=#18794E, opacity=100, rgba=rgba(24, 121, 78, 1), rgb=rgb(24, 121, 78), hex=#18794E, css=#18794E}, star_rating={background={color=#FFFFFF, opacity=100, rgba=rgba(255, 255, 255, 1), rgb=rgb(255, 255, 255), hex=#FFFFFF, css=#FFFFFF}, fill={color=#FFFF04, opacity=100, rgba=rgba(255, 255, 4, 1), rgb=rgb(255, 255, 4), hex=#FFFF04, css=#FFFF04}}}, tabs={eligibility={heading=申請資格, show=true, expanded=false, order_sequence=1, text=Eligibility}, features={expanded=true, heading=產品特色, show=true, order_sequence=1}, fees={expanded=false, heading=實際年利率及費用, labels={account_opening_fee=, fee_amount=, inactivity_fee=, minimum_commission=, minimum_trading_fee=, withdrawal_fee=, fee_frequency=Fee Frequency, duration_of_inactivity=Duration of Inactivity, duration_of_inactivity_indicator=Duration of Inactivity Indicator}, show=false, order_sequence=1}, promotions_terms_and_conditions={additional_offer= , exclusive_offer=MoneyHero獨家迎新禮品, heading=推廣優惠/迎新禮品, welcome_offer= , show=true, expanded=false, order_sequence=1}, usage={show=false, expanded=false, order_sequence=1, heading=Usage, labels=[]}, show=true, basic_benefit={show=true, expanded=false, order_sequence=1, heading=Basic Benefits, items=[]}, enhanced_benefit={show=true, expanded=false, order_sequence=1, heading=Enhanced Benefits, items=[]}, other_benefit={show=true, expanded=false, order_sequence=1, heading=Other Benefits, items=[]}, benefit_limits={show=true, expanded=false, order_sequence=1, heading=Benefit Limits, items=[]}}, type=module}) null (SizeLimitingPyMap: {columns={hs_id=62168994039, hs_child_table_id=0, hs_updated_at=1708341637858, hs_published_at=1709290604218, productid=blt5fa7ccb7f8cd7ff5_11_zh-hk, data={"__typename":"PersonalLoan","id":"blt5fa7ccb7f8cd7ff5_11_zh-hk","image":{"url":"https://images.contentstack.io/v3/assets/bltdf909986be592dae/bltf10135b006b054af/63c0df35c8d1d11ed1f78c41/Airstar_logo_EN_20230113.png","description":null,"dimension":null},"featured":false,"imageOrientation":"LANDSCAPE","promotional":{"bannerText":"<strong>高達HK$26,599獎賞</strong>,包括MoneyHero獨家 <span style=\"font-size: large;\"><strong>高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券及HK$400貸款現金券!2024年1月31日截止!</strong></span><ul><li>貸款成功批核後記得<a href=\"https://moneyhero.link/airstar-debt-consolidation-pl-zh-result-page\" target=\"_blank\" rel=\"noopener\"><strong>按此</strong></a>及7日內填妥「獎賞換領表格」</li><li>迎新優惠: 高達HK$16,800現金回贈</li><li>提前還款免手續費</li></ul>","bannerImage":null,"countdown":{"text":"","displayProductPage":false,"date":{"startDate":null,"endDate":null}},"flipBanner":{"imageForDesktop":null,"imageForMobile":null,"period":1,"timeDelay":null,"date":{"startDate":null,"endDate":null}},"type":[{"key":"EXCLUSIVE","display":"MoneyHero獨家優惠"}]},"comparables":[{"__typename":"CompareElementSimple","title":{"key":"TOTAL_REPAYMENT","display":"總還款額低至"},"sortValue":424633600,"displayValue":"424,634","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementSimple","title":{"key":"REPAYMENT","display":"每月還款額低至"},"sortValue":8846533,"displayValue":"8,847","tooltip":null,"description":"","prefix":"$","suffix":""},{"__typename":"CompareElementWithSubValue","title":{"key":"APR","display":"最低實際年利率"},"sortValue":2990,"displayValue":"2.99","tooltip":null,"description":"","prefix":"","suffix":"%"}],"ctaButton":{"label":"立即申請","link":{"url":"https://www.moneyhero.com.hk/api/redirect?dest=eyJraWQiOiJHRklGY2phb1hwOEZRelhhaWxlWmhxaDZfWVpUcHkzVWNfb2ozLTBfcGtzIiwiYWxnIjoiRWREU0EifQ.CAEaP2h0dHBzOi8vbW9uZXloZXJvLmxpbmsvYWlyc3Rhci1iYW5rLWRlYnQtY29uc29saWRhdGlvbi1wbC16aC1ycA.x3Rrpskw-rsrOxaGCRiY_BPyOIwUhenT8C2Vkd8jzhDWD3p_8PKXQJj2Miw2M0GXX6wAKzTRG3fXVgHFPQdTDA","linkClass":"EXTERNAL"},"show":true,"isNoDealCTA":false},"functional":{"metaData":{"alias":"airstar-debt-consolidation-loan"},"rateTableEntries":[{"loanTenureMin":6,"loanTenureMax":72,"loanAmountMin":5000.0,"loanAmountMax":1000000.0,"apr":2.99,"eir":null,"interestRate":0.1283,"fees":[]}],"fees":[],"defaults":{"loanTenure":24,"loanAmount":100000}},"provider":{"alias":"airstar-bank","providerName":"天星銀行"},"description":{"shortDescription":["總利息支出節省高達91%,提取貸款免手續費及行政費"]},"productName":"天星銀行Airstar 貸款一筆清","title":"HK.PL.AIRS0002.DEBTCONSOLIDATION","features":{"title":"Features","pros":["<p><strong>【MoneyHero 獨家優惠1】高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券</strong><br /> 客戶由即日起至2024年1月31日,於推廣期內經本網申請天星銀行貸款一筆清,可獲高達HK$9,399 iPhone 15 Pro 256GB / HK$8,500 Apple Store禮品卡 / 超市現金券:</p> <table style=\"height:250px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>貸款額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>MoneyHero獨家獎賞</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$500,000 或 以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t<li>iPhone 15 Pro 256GB(價值HK$9,399)</li>\t\t<li>HK$8,500 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$400,000 至 HK$499,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t<li>iPad mini Wi‑Fi 256GB (價值HK$5,199) </li>\t\t\t<li>HK$5,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:17.8977%\">HK$300,000 至 HK$399,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$4,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$200,000 至 HK$299,999</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<ul> \t\t\t\t<li>HK$3,000 Apple Store 禮品卡 / 超市現金券</li> \t\t\t</ul> \t\t\t</td> \t\t</tr> \t \t\t\t\t</tbody> </table> ","<p><strong>【MoneyHero 獨家優惠2】HK$400貸款現金券</strong></p> <ul> <li>HK$400貸款現金券(於提取貸款時使用):新客戶成功經MoneyHero登記天星銀行賬戶,並於30日內成功申請及提取貸款額HK$50,000或以上,及還款期12個月或以上</li> <li>推廣期:即日起至2024年3月31日</li> <li>受<a href=\"https://www.airstarbank.com/apph5/dynamic.html?code=loan.invitecode.tnc.moneyhero&lang=zh_HK&r=1643342609967&theme=null\" target=\"_blank\" rel=\"noopener\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠1】高達HK$16,800現金回贈</strong><br />客戶由即日起至2024年3月31日期間,於推廣期內經MoneyHero申請天星銀行貸款一筆清的全新合資格客戶,可獲高達HK$16,800現金回贈:</p> <table style=\"width: 100%; height: 270px;\"> <tbody> <tr> <td style=\"width: 15.8142%; text-align: left;\"><strong>&nbsp;</strong></td> <td style=\"width: 34.1858%; text-align: left;\" colspan=\"2\"><strong>還款期及天星銀行迎新優惠</strong><strong><br /></strong></td> </tr> <tr style=\"height: 36px;\"> <td style=\"height: 36px; width: 15.8142%; text-align: left;\"><strong>貸款金額</strong></td> <td style=\"width: 17.3017%; height: 36px; text-align: left;\"><strong>24個月 / 36個月</strong></td> <td style=\"width: 16.8841%; text-align: left;\"><strong>48個月 / 60個月 / 72個月</strong></td> </tr> <tr style=\"height: 36px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$200,000 至 HK$499,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$2,500現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$5,000現金回贈</td> </tr> <tr style=\"height: 36px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$500,000 至 HK$799,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$3,400現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$6,800現金回贈</td> </tr> <tr style=\"height: 18px;\"> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$800,000 至 HK$999,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$5,000現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$10,000現金回贈</td> </tr> <tr> <td style=\"border-top: 1px solid #a9a9a9; width: 15.8142%; height: 36px; text-align: left;\">HK$1,000,000 至 HK$1,199,999</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$6,900現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; height: 36px; text-align: left;\">HK$13,800現金回贈</td> </tr> <tr style=\"height: 36px;\"> <td style=\"height: 36px; border-top: 1px solid #a9a9a9; width: 15.8142%; text-align: left;\">HK$1,200,000 或 以上</td> <td style=\"border-top: 1px solid #a9a9a9; width: 17.3017%; height: 36px; text-align: left;\">HK$8,400現金回贈</td> <td style=\"border-top: 1px solid #a9a9a9; width: 16.8841%; text-align: left;\">HK$16,800現金回贈</td> </tr> </tbody> </table> <ul> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltcae1d89ed76ff919/6586fde01f89523ca5912289/Debt_Consolidation_Loan_Promotion_Offer_TnC_(Chi)_20240331_Final.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>【天星銀行 迎新優惠2】客戶貸款推薦優惠 - HK$400現金回贈</strong></p> <ul> <li>由即日起至2024年3月31日期間 ,現有客戶需於推廣期內經本行手機應用程式推薦親友於推廣期內成功申請及提取貸款,親友所提取的貸款額必須為HK$50,000或以上,還款期達12個月或以上</li> <li>被推薦人必須於申請貸款時,輸入推薦人的邀請碼。推薦人不能推薦自己成為被推薦人,推薦人與被推薦人不可互相推薦</li> <li>每1名被推薦人於推廣期內成功申請並提取貸款後,推薦人可獲HK$400現金回贈</li> <li>被推薦人於推廣期內成功申請並提取貸款後,可獲HK$400現金回贈</li> <li>現金回贈將於提取貸款日起90天內存入推薦人及被推薦人的港幣儲蓄賬戶</li> <li>推薦人及被推薦人需於現金回贈存入時,仍持有本行有效及狀況正常的港幣儲蓄賬戶</li> <li>受<a href=\"https://assets.contentstack.io/v3/assets/bltdf909986be592dae/bltce39b32fcf601fb8/6586fde11a81661f1eb090ae/MGM_Offer_Terms_and_Conditions_(Chi)_20240331.pdf\">條款及細則</a>約束</li> </ul>","<p><strong>產品特色</strong></p> <ul> <li>還款額扣減高達HK$6,000</li> <li>總利息支出節省高達91%</li> <li>總貸款額高達月薪21倍,提取現金部份高達月薪12倍</li> <li>提取貸款免手續費及行政費</li> <li>提前還款免手續費</li> </ul>"],"cons":["<p><strong>注意事項</strong></p> <ul> <li>申請要求:每月收入HK$5,000或以上,及18歲至60歲之香港居民(及非美國公民)</li> <li>申請天星銀行Airstar 貸款一筆清步驟 <table style=\"width: 100%; height: 150px;\"> <tbody> <tr style=\"height: 50px;\"> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\" colspan=\"2\"><strong>步驟</strong></td> <td style=\"height: 50px; width: 50%; padding-left: 30px; text-align: center;\"><strong>注意事項</strong></td> </tr> <tr style=\"height: 50px;\"> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 10%; text-align: center;\">1</td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\"> <p>經<span lang=\"EN-US\">MoneyHero</span>「立即申請」後,前往天星銀行Airstar 網站登記頁面</p> </td> <td style=\"height: 50px; border-top: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li>輸入手機號碼及進行驗證,以完成登記</li> <li>下載天星銀行Airstar 手機應用程式</li> </ul> </td> </tr> <tr style=\"height: 50px;\"> <td style=\"text-align: center; height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 10%;\">&nbsp;2</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 40%; text-align: left; padding-left: 30px;\">進入應用程式,以手機號碼完成註冊,提交貸款申請並獲得初步審批結果</td> <td style=\"height: 50px; border-top: 1px solid #ededed; border-bottom: 1px solid #ededed; width: 90%; text-align: left; padding-left: 30px;\"> <ul> <li style=\"font-weight: 400;\">請準備手機、身份證、電郵地址</li> <li style=\"font-weight: 400;\">按指示掃描身份證及你的樣貌</li> </ul> </td> </tr> </tbody> </table> </li> <li> <p><strong>領取MoneyHero獨家優惠:</strong></p> <ul> <li>申請時請記下申請參考編號。建議一次過交齊所需文件,以加快批核程序</li> <li><strong>貸款成功批核後</strong>,<strong>請<a href=\"https://moneyhero.link/airstar-bank-debt-consolidaiton-loan-pl-zh-rp\" target=\"_blank\" rel=\"noopener\">按此</a></strong><strong>及7日內</strong>填妥及遞交經電郵發送之「獎賞換領表格」,供MoneyHero與天星銀行核對獎賞資格</li> <li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/360040503912-3%E9%A0%85%E8%A8%AD%E5%AE%9A%E8%AE%93%E4%BD%A0%E9%A0%86%E5%88%A9%E5%8F%96%E5%BE%97MoneyHero%E7%8D%A8%E5%AE%B6%E5%84%AA%E6%83%A0\" target=\"&rdquo;_blank&rdquo;\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> </ul> </li> <li>HK$400貸款現金券:將以現金回贈方式於客戶成功提取貸款日起90天內,存入其天星銀行的港幣儲蓄賬戶</li> </ul> </li> <li>實際年利率乃根據《銀行營運守則》所載之指引計算,並已被約至小數後兩個位。實際年利 率是一個參考利率,以年化利率展示出包括銀行產品的基本利率及其他費用與收費(如適用 )。獲批核的實際年利率由天星銀行最終決定</li> <li>實際年利率由2.99%至35.81%,還款期由6期至72期。假設貸款額為HK$200,000及還款期為72期,實際年利率為2.99%,貸款之總還款額為HK$218,467.02(豁免手續費)。以上例子只供參考,詳情請參閱條款及細則</li> <li>節省利息例子是假設總結欠金額全數為信用卡結欠HK$200,000,並以一般信用卡年利率30%、每月只繳付信用卡結欠的5%或HK$50(以較高者為準)計算,實際年利率為34.49%,每月還款額HK$8,952,全期總利息支出HK$209,404。而天星銀行貸款一筆清以年利率2.95%及 還款期72期計算,實際年利率為2.99%,每期還款額HK$3,034,全期總利息支出HK$18,467。 以上例子的平均每期還款額及全期總利息支出已被約至整數。以上例子只供參考</li> <li>受條款及細則約束,詳情請参閱天星銀行網頁。</li> <li>借定唔借?還得到先好借!</li> 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Mox 「即時借」

Mox 「即時借」

最高貸款額

視乎Mox Credit信用限額

還款期

3 - 60個月

手續費

0%

獎勵

【2024年1月31日】高達HK$1,300 現金券

【MoneyHero獨家優惠】新客戶同時申請Mox Credit及Mox「即時借」,不論貸款批核結果獨家送高達HK$1,300 現金券!

  • 成功遞交申請7日內記得按此填妥「獎賞換領表格」
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href=\"https://moneyhero.link/mox-instant-loan-800-offer-tnc-listing\">條款及細則</a></li> </ul>","<p><strong>MoneyHero限時獨家優惠</strong></p> <ul> \t<li>新客戶憑邀請碼<strong>「MOXMH1000」</strong>&nbsp;開立Mox戶口並申請Mox Credit,無需簽賬可享限時獨家優惠 <strong>Sudio Femtio 無線音箱 (價值HK$999) / BRUNO BAK802 多功能熱湯豆漿機 (價值HK$698;顏色隨機) /&nbsp;HK$500 Apple 禮品卡 或 HKTVmall 購物禮券!</strong></li> </ul> <table style=\"height:151px; width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:30px; text-align:center; width:48.7568%\"><strong>重要日期</strong></td> \t\t\t<td style=\"height:30px; text-align:center; width:50.065%\"><strong>獎賞條件</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\"> \t\t\t<p>2024年1月11日中午12時至2024年1月31日下午6時</p> \t\t\t</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">全新Mox客戶憑邀請碼「MOXMH1000」經MoneyHero成功申請Mox Credit</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:48.7568%\">收到Mox Bank發出的成功申請電郵(內有&ldquo;成功申請編號&rdquo;)後7日内</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:35px; width:50.065%\">填妥及遞交較早前經電郵發出之「獎賞換領表格」</td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:48.7568%\">2024年2月29日或之前</td> \t\t\t<td style=\"border-top:1px solid #ededed; height:30px; width:50.065%\">成功獲批Mox 戶口及Mox Credit(批核以銀行系統紀錄為準)</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>申請小貼士: \t<ul> \t\t<li>請於收到電郵後7日內,填妥及遞交早前經電郵發出之「獨家獎賞換領表格」</li> \t\t<li>申請產品前請關掉AdBlocker及「私人模式」:<a href=\"T&amp;C link\" target=\"”_blank”\">3項設定讓你順利取得MoneyHero獨家優惠</a></li> \t\t<li>申請前記得預備好手機及香港身份證!建議申請時一次過交齊所需文件,以加快批核程序。成功開戶及成功申請Mox Credit後的<strong>7天內</strong>會收到Mox Bank發出的電郵,內有&ldquo;成功申請編號(7位數)&rdquo;(電郵會發送到你所登記Mox的電郵地址,如你尚未收到電郵,請檢查你的垃圾郵件匣)</li> \t\t<li>MoneyHero限時獨家優惠由MoneyHero提供,其換領、使用方法及爭議,均與Mox銀行無關</li> \t\t<li>優惠受<a href=\"https://support.moneyhero.com.hk/hc/zh-tw/articles/27481180739993\" target=\"blank\">條款及細則</a>約束</li> \t</ul> \t</li> </ul>","<p><strong>限時優惠:賞你3個月利息現金回贈!</strong></p> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>「即時借」貸款金額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>還款期</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000或以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<p>36個月或以上</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>由即日起至2024年2月29日,成功申請並獲批以上條件,即可享3個月利息現金回贈 (最高現金回贈 HK$4,000)</li> \t<li>3個月利息現金回贈將於2024年3月31日或之前存入申請人的Mox戶口</li> \t<li>以貸款金額HK$100,000及36個月還款期計算,「即時借」貸款所計算之月費為低至0.37%,實際年利率為低至8.62%(不包括將於2024年3月31日或之前存入你的Mox戶口之現金回贈)</li> </ul>","<p><strong>產品特色</strong></p> <ul> \t<li>以貸款金額HK$100,000及36個月還款期計算,「即時借」貸款所計算之實際年利率為低至8.62%</li> \t<li>如果想提高Mox Credit 信用額,只需以Mox app 上載文件便可,而提交文件過程輕鬆簡單</li> 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\t<li>「即時借」的收費將不定時作出更新。更多詳情請參閱Mox網站內的「即時借」產品資料概要及一般條款及細則附表3。</li> \t<li>「簽賬分期」的收費將不定時作出更新。一般條款及細則(請留意其附表3,A部:簽賬分期)及簽賬分期產品資料概要。你可於Mox網站<a href=\"https://mox.com/zh/legal-documents\">「條款及細則」</a>頁面中查看相關條款。</li> \t<li>受一般條款及細則(留意當中附表3)&nbsp;和Mox&nbsp;Credit資料概要約束。</li> \t<li>批核的所需時間,取決於實際情況而定或會因個別申請的實際情況有所不同而有可能出現差異。</li> \t<li>優惠受條款及細則約束。請到mox.com或Mox&nbsp;app查看詳情。</li> \t<li>借定唔借?還得到先好借!</li> 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</ul>","<p><strong>限時優惠:賞你3個月利息現金回贈!</strong></p> <table style=\"width:100%\"> \t<tbody> \t\t<tr> \t\t\t<td style=\"height:50px; text-align:left; width:17.8977%\"><strong>「即時借」貸款金額</strong></td> \t\t\t<td style=\"height:50px; text-align:left; width:29.1193%\"><strong>還款期</strong></td> \t\t</tr> \t\t<tr> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:17.8977%\">HK$100,000或以上</td> \t\t\t<td style=\"border-top:1px solid #a9a9a9; height:50px; text-align:left; width:29.1193%\"> \t\t\t<p>36個月或以上</p> \t\t\t</td> \t\t</tr> \t</tbody> </table> <ul> \t<li>由即日起至2024年2月29日,成功申請並獲批以上條件,即可享3個月利息現金回贈 (最高現金回贈 HK$4,000)</li> \t<li>3個月利息現金回贈將於2024年3月31日或之前存入申請人的Mox戶口</li> \t<li>以貸款金額HK$100,000及36個月還款期計算,「即時借」貸款所計算之月費為低至0.37%,實際年利率為低至8.62%(不包括將於2024年3月31日或之前存入你的Mox戶口之現金回贈)</li> </ul>","<p><strong>產品特色</strong></p> <ul> \t<li>以貸款金額HK$100,000及36個月還款期計算,「即時借」貸款所計算之實際年利率為低至8.62%</li> \t<li>如果想提高Mox Credit 信用額,只需以Mox app 上載文件便可,而提交文件過程輕鬆簡單</li> 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\t<li>「即時借」的收費將不定時作出更新。更多詳情請參閱Mox網站內的「即時借」產品資料概要及一般條款及細則附表3。</li> \t<li>「簽賬分期」的收費將不定時作出更新。一般條款及細則(請留意其附表3,A部:簽賬分期)及簽賬分期產品資料概要。你可於Mox網站<a href=\"https://mox.com/zh/legal-documents\">「條款及細則」</a>頁面中查看相關條款。</li> \t<li>受一般條款及細則(留意當中附表3)&nbsp;和Mox&nbsp;Credit資料概要約束。</li> \t<li>批核的所需時間,取決於實際情況而定或會因個別申請的實際情況有所不同而有可能出現差異。</li> \t<li>優惠受條款及細則約束。請到mox.com或Mox&nbsp;app查看詳情。</li> \t<li>借定唔借?還得到先好借!</li> 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Mox 卡數「即時清」

Mox 卡數「即時清」

最高貸款額

視乎Mox Credit信用限額

還款期

3 - 60個月